Community Bank System, Inc. (CBU) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 572.17M | 301.75M | 3.1B | 2.69B | 834.27M | 508.96M | 3.23B | 3.01B | 3.2B | 3.11B | 3.22B | 3.29B | 3.68B | 4.36B | 5.42B | 5.79B | 6.81B | 6.81B | 6.68B | 6.22B |
| Cash & Due from Banks | 572.17M | 301.75M | 230.49M | 231.18M | 512.91M | 191.89M | 346.11M | 201.49M | 338.38M | 190.96M | 455.81M | 222.78M | 189.3M | 209.9M | 247.39M | 197.63M | 1.02B | 1.88B | 2.32B | 2.21B |
| Short Term Investments | 0 | 0 | 2.86B | 2.46B | 321.36M | 317.07M | 2.89B | 2.81B | 2.86B | 2.92B | 2.77B | 3.06B | 3.49B | 4.15B | 5.17B | 5.59B | 5.79B | 4.93B | 4.36B | 4.01B |
| Total Investments | 15.44B | 15.32B | 2.9B | 14.34B | 14.57B | 14.49B | 14.39B | 14.04B | 13.9B | 13.74B | 13.29B | 13.28B | 13.5B | 13.98B | 13.66B | 13.68B | 13.16B | 12.26B | 11.6B | 11.21B |
| Investments Growth % | 5.99% | 5.73% | -79.87% | 2.1% | 4.79% | 5.5% | 8.31% | 5.71% | 2.97% | -1.77% | -2.73% | -2.93% | 2.57% | 14.05% | 17.79% | 22.06% | 18.48% | 12.38% | 9.08% | 4.11% |
| Long-Term Investments | 15.44B | 15.32B | 37.35M | 11.88B | 14.25B | 14.18B | 11.5B | 11.23B | 11.04B | 10.82B | 10.52B | 10.22B | 10.02B | 9.83B | 8.49B | 8.09B | 7.38B | 7.33B | 7.24B | 7.2B |
| Accounts Receivables | 0 | 0 | 54.53M | 57.58M | 53.53M | 54.34M | 50.81M | 58.09M | 53.76M | 54.53M | 46.93M | 46.09M | 42.48M | 52.61M | 41.63M | 43.22M | 38.59M | 35.89M | 34.07M | 36.95M |
| Goodwill & Intangibles | 943.31M | 942.72M | 899.97M | 898.38M | 900.33M | 901.47M | 900.62M | 905.78M | 904.44M | 897.99M | 901.33M | 901.71M | 900.91M | 902.84M | 909.22M | 917.89M | 863.04M | 864.34M | 868.1M | 842.67M |
| Goodwill | 943.31M | 887.98M | 855.79M | 854.82M | 854.52M | 853.23M | 852.49M | 852.26M | 849.79M | 845.4M | 845.4M | 843.96M | 842.94M | 841.84M | 844.98M | 849.81M | 799.08M | 799.11M | 799.13M | 794.89M |
| Intangible Assets | 0 | 54.74M | 44.18M | 43.56M | 45.81M | 48.25M | 48.13M | 53.52M | 54.65M | 52.59M | 55.94M | 57.75M | 57.98M | 61M | 64.24M | 68.08M | 63.96M | 65.23M | 68.98M | 47.78M |
| PP&E (Net) | 0 | 246.5M | 212.67M | 201.1M | 189.76M | 183.76M | 178.43M | 178.09M | 170.97M | 173.42M | 174.75M | 158.35M | 158.56M | 160.78M | 161.97M | 169.01M | 158.4M | 160.65M | 160.78M | 161.01M |
| Other Assets | 789.65M | 369.36M | 0 | 941.39M | 540.35M | 561.79M | 539.82M | 522.79M | 489.02M | 501.7M | 522.47M | 496.96M | 463.71M | 524.95M | 575.81M | 476.43M | 381.95M | 354.96M | 350.05M | 344.51M |
| Total Current Assets | 572.17M | 359.49M | 3.16B | 2.75B | 887.81M | 563.3M | 3.28B | 3.07B | 3.26B | 3.17B | 3.27B | 3.33B | 3.72B | 4.41B | 5.46B | 5.83B | 6.85B | 6.85B | 6.72B | 6.26B |
| Total Non-Current Assets | 17.17B | 17.05B | 1.15B | 13.92B | 15.88B | 15.82B | 13.12B | 12.84B | 12.6B | 12.39B | 12.12B | 11.77B | 11.54B | 11.42B | 10.13B | 9.66B | 8.78B | 8.71B | 8.62B | 8.55B |
| Total Assets | 17.74B | 17.41B | 16.96B | 16.67B | 16.76B | 16.39B | 16.4B | 15.91B | 15.86B | 15.56B | 15.39B | 15.11B | 15.26B | 15.84B | 15.59B | 15.49B | 15.63B | 15.55B | 15.33B | 14.8B |
| Asset Growth % | 5.85% | 6.27% | 3.37% | 4.77% | 5.71% | 5.34% | 6.62% | 5.29% | 3.95% | -1.77% | -1.34% | -2.45% | -2.37% | 1.82% | 1.72% | 4.64% | 6.88% | 11.64% | 10.73% | 10.09% |
| Return on Assets (ROA) | 0.33% | 0.32% | 0.33% | 0.31% | 0.3% | 0.3% | 0.27% | 0.3% | 0.26% | 0.22% | 0.29% | 0.32% | 0.04% | 0.33% | 0.31% | 0.26% | 0.3% | 0.28% | 0.3% | 0.33% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 153.51M | 134.1M | 130.98M | 133.86M | 151.76M | 155.88M | 150.45M | 210.8M | 214.38M | 200.05M |
| Total Debt | 647.35M | 746.66M | 763.35M | 894.46M | 862.04M | 998.87M | 948.42M | 932.17M | 682.36M | 765.2M | 647.09M | 484.75M | 380.29M | 1.14B | 495.3M | 312.49M | 305.67M | 329.88M | 322.96M | 201.11M |
| Net Debt | 75.17M | 444.91M | 532.86M | 663.28M | 349.13M | 806.97M | 602.31M | 730.68M | 343.98M | 574.24M | 191.28M | 261.97M | 190.99M | 927.88M | 247.91M | 114.86M | -715.26M | -1.55B | -2B | -2B |
| Long-Term Debt | 446.32M | 458.77M | 471.28M | 583.44M | 595.46M | 619.31M | 630.97M | 539.12M | 395.12M | 407.6M | 316.84M | 17.28M | 17.28M | 22.72M | 22.73M | 22.73M | 5.13M | 5.17M | 6.2M | 6.23M |
| Short-Term Debt | 201.03M | 241.97M | 292.07M | 311.02M | 266.58M | 379.55M | 317.45M | 393.05M | 287.24M | 357.6M | 330.25M | 467.47M | 363.01M | 1.12B | 472.57M | 289.75M | 300.53M | 324.72M | 316.76M | 194.89M |
| Other Liabilities | 15.07B | 14.55B | 14.55B | 185.7M | 176.14M | 182.64M | 195.16M | 166.57M | 167.33M | 164.5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 201.03M | 241.97M | 14.35B | 14.01B | 14.16B | 13.82B | 13.79B | 13.53B | 13.64B | 13.29B | 13.51B | 13.47B | 13.6B | 14.26B | 14.11B | 13.8B | 13.77B | 13.45B | 13.25B | 12.73B |
| Total Non-Current Liabilities | 15.52B | 15.17B | 15.02B | 769.14M | 771.59M | 801.95M | 826.13M | 705.7M | 562.45M | 572.1M | 316.84M | 17.28M | 17.28M | 22.72M | 22.73M | 22.73M | 5.13M | 5.17M | 6.2M | 6.23M |
| Total Liabilities | 15.72B | 15.41B | 15.02B | 14.78B | 14.93B | 14.62B | 14.62B | 14.24B | 14.2B | 13.86B | 13.83B | 13.49B | 13.62B | 14.28B | 14.13B | 13.83B | 13.77B | 13.45B | 13.26B | 12.74B |
| Total Equity | 2.02B | 2.01B | 1.94B | 1.88B | 1.83B | 1.76B | 1.78B | 1.67B | 1.66B | 1.7B | 1.55B | 1.62B | 1.63B | 1.55B | 1.46B | 1.66B | 1.85B | 2.1B | 2.07B | 2.06B |
| Equity Growth % | 10.35% | 13.8% | 8.63% | 12.75% | 10.69% | 3.82% | 14.79% | 3.26% | 1.4% | 9.42% | 6.42% | -2.67% | -11.78% | -26.14% | -29.41% | -19.38% | -6.05% | -0.16% | -1.37% | -0.97% |
| Equity / Assets (Capital Ratio) | 11.41% | 11.52% | 11.43% | 11.3% | 10.94% | 10.76% | 10.88% | 10.5% | 10.45% | 10.92% | 10.11% | 10.71% | 10.71% | 9.8% | 9.37% | 10.73% | 11.85% | 13.51% | 13.5% | 13.93% |
| Return on Equity (ROE) | 2.84% | 2.76% | 2.88% | 2.76% | 2.76% | 2.81% | 2.54% | 2.88% | 2.44% | 2.07% | 2.78% | 2.97% | 0.36% | 3.49% | 3.12% | 2.27% | 2.38% | 2.09% | 2.19% | 2.38% |
| Book Value per Share | 38.21 | 37.88 | 36.56 | 35.45 | 34.75 | 33.21 | 33.88 | 31.55 | 30.99 | 31.64 | 29.01 | 30.07 | 30.23 | 28.60 | 26.99 | 30.65 | 34.06 | 38.51 | 38.04 | 37.84 |
| Tangible BV per Share | 20.40 | 20.08 | 19.59 | 18.54 | 17.69 | 16.23 | 16.79 | 14.44 | 14.07 | 14.91 | 12.19 | 13.30 | 13.56 | 11.96 | 10.20 | 13.72 | 18.19 | 22.66 | 22.09 | 22.37 |
| Common Stock | 55M | 54.91M | 54.89M | 54.89M | 54.85M | 54.7M | 54.57M | 54.55M | 54.54M | 54.37M | 54.36M | 54.36M | 54.36M | 54.19M | 54.19M | 54.19M | 54.16M | 54.09M | 54.07M | 54.06M |
| Additional Paid-in Capital | 1.09B | 1.09B | 1.08B | 1.08B | 1.08B | 1.08B | 1.07B | 1.07B | 1.06B | 1.06B | 1.06B | 1.05B | 1.05B | 1.05B | 1.05B | 1.05B | 1.04B | 1.04B | 1.04B | 1.04B |
| Retained Earnings | 1.42B | 1.39B | 1.36B | 1.33B | 1.3B | 1.28B | 1.25B | 1.23B | 1.21B | 1.19B | 1.18B | 1.16B | 1.13B | 1.15B | 1.12B | 1.1B | 1.08B | 1.06B | 1.04B | 1.02B |
| Accumulated OCI | -423.99M | -418.99M | -453.16M | -486.83M | -505.11M | -548.09M | -494.03M | -585.79M | -583.82M | -556.89M | -691.69M | -611.7M | -578.09M | -686.44M | -746.38M | -518.73M | -321.99M | -50.63M | -63.83M | -48.4M |
| Treasury Stock | -125.79M | -110.94M | -110.9M | -99.87M | -99.83M | -100.54M | -100.49M | -100.45M | -89.03M | -55.59M | -51.2M | -46.04M | -36.33M | -26.48M | -26.43M | -26.37M | -13.46M | -10.61M | -5.69M | -5.63M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |