Community Bank System, Inc. (CBU) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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CBU Revenue Growth
Revenue Breakdown (FY 2025)
CBU's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
CBU Revenue Analysis (2014–2025)
As of May 6, 2026, Community Bank System, Inc. (CBU) generated trailing twelve-month (TTM) revenue of $928.7 million, reflecting significant decline in growth of -26.3% year-over-year. The most recent quarter (Q4 2025) recorded $181.5 million in revenue, down 29.2% sequentially.
Looking at the longer-term picture, CBU's 5-year compound annual growth rate (CAGR) stands at +8.5%, indicating steady revenue expansion. The company achieved its highest annual revenue of $940.7 million in 2024.
Revenue diversification analysis shows CBU's business is primarily driven by Insurance Services (58%), and Wealth Management Services (42%). With over half of revenue concentrated in Insurance Services, the company maintains significant focus in this area while developing other growth vectors.
When compared to Financial Services sector peers including TRMK, WSBC, and NBTB. Compare CBU vs TRMK →
CBU Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| CBUCurrent | $929M | -26.3% | +8.5% | 31.4% | |
 TRMK | $1.1B | - | - | 25.5% | |
 WSBC | $1.4B | - | - | 19.7% | |
 NBTB | $867M | - | - | 25.3% | |
 FULT | $1.9B | - | - | 25.7% | |
 IBCP | $315M | - | - | 25.8% |
CBU Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $928.7M | - | $682.0M | 73.4% | $291.7M | 31.4% |
| 2024 | $940.7M | - | $723.5M | 76.9% | $236.7M | 25.2% |
| 2023 | $756.0M | - | $640.7M | 84.7% | $168.2M | 22.3% |
| 2022 | $702.5M | - | $664.6M | 94.6% | $240.3M | 34.2% |
| 2021 | $633.7M | - | $629.5M | 99.3% | $241.3M | 38.1% |
| 2020 | $617.3M | - | $582.2M | 94.3% | $206.1M | 33.4% |
| 2019 | $616.3M | - | $581.4M | 94.3% | $209.3M | 34.0% |
| 2018 | $587.1M | - | $558.6M | 95.1% | $213.0M | 36.3% |
| 2017 | $531.9M | - | $507.1M | 95.3% | $160.0M | 30.1% |
| 2016 | $440.8M | - | $421.4M | 95.6% | $154.6M | 35.1% |
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Start ComparisonCBU — Frequently Asked Questions
Quick answers to the most common questions about buying CBU stock.
Is CBU's revenue growth accelerating or slowing?
CBU revenue declined -26.3% year-over-year, contrasting with the 5-year CAGR of +8.5%. TTM revenue fell to $929M. This reverses the prior growth trend.
What is CBU's long-term revenue growth rate?
Community Bank System, Inc.'s 5-year revenue CAGR of +8.5% reflects the variable expansion pattern. Current YoY growth of -26.3% is below this long-term average.
How is CBU's revenue distributed by segment?
CBU reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.