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WSBCWesBanco, Inc.
$36.29$3.5B
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WSBC logoWesBanco, Inc.(WSBC)Earnings, Financials & Key Ratios

WSBC•NASDAQ•Banking & Credit
16.1× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryBanks with large fee businesses
AboutWesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, and mortgage banking and insurance services. It operates in two segments, Community Banking, and Trust and Investment Services. The company offers commercial demand, individual demand, and time deposit accounts; money market accounts; interest bearing and non-interest bearing demand deposits, as well as savings deposits; and certificates of deposit. It also provides commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to purchase, construct, or refinance borrower's home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and commercial, mortgage, and individual installment loans. In addition, the company offers trust and investment services, as well as various investment products comprising mutual funds and annuities; and securities brokerage services. Further, WesBanco, Inc., through its non-banking subsidiaries, acts as an agency that specializes in property, casualty, life, and title insurance, as well as benefit plan sales and administration to personal and commercial clients; provides broker dealer and discount brokerage services; holds investment securities and loans; and holds and leases commercial real estate properties, as well as acts as an investment adviser to a family of mutual funds. As of December 31, 2021, it operated 206 branches and 203 ATMs in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland, as well as seven loan production offices in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.Show more
  • Net Interest Income$814M+70.3%
  • Total Revenue$1.43B+51.4%
  • Net Income$223M+47.3%
  • Return on Equity6.54%+14.9%
  • Net Interest Margin2.94%+14.9%
  • Efficiency Ratio43.26%+3.6%
  • ROA0.96%+15.6%
  • Equity / Assets14.56%-2.5%
  • Book Value per Share44.94+0.9%

WSBC Key Insights

WesBanco, Inc. (WSBC) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong Piotroski F-Score: 8/9
  • ✓Efficient operations: 43.3% efficiency ratio
  • ✓15 consecutive years of dividend growth
  • ✓Well capitalized: 14.6% equity/assets
  • ✓Healthy dividend yield of 3.8%
  • ✓Trading near 52-week high

✗Weaknesses

  • ✗Shares diluted 43.2% in last year

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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WSBC Price & Volume

WesBanco, Inc. (WSBC) stock price & volume — 10-year historical chart

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WSBC Growth Metrics

WesBanco, Inc. (WSBC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years15.77%
5 Years16.76%
3 Years31.91%
TTM-

Profit CAGR

10 Years10.7%
5 Years12.82%
3 Years5.11%
TTM47.26%

EPS CAGR

10 Years0.5%
5 Years5.01%
3 Years-9.21%
TTM-4.91%

Return on Capital

10 Years5.19%
5 Years5.28%
3 Years3.62%
Last Year1.83%

WSBC Recent Earnings

WesBanco, Inc. (WSBC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 21, 2026
Metric
Actual
Est
EPS
$0.91+5.8%
$0.86
Rev
$257M-2.8%
$265M
Q1 2026
Jan 27, 2026
Metric
Actual
Est
EPS
$0.84+0.0%
$0.84
Rev
$266M+0.0%
$266M
Q4 2025
Oct 22, 2025
Metric
Actual
Est
EPS
$0.94+6.6%
$0.88
Rev
$260M-1.6%
$264M
Q3 2025
Jul 29, 2025
Metric
Actual
Est
EPS
$0.91+4.6%
$0.87
Rev
$259M-1.6%
$264M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 21, 2026
$0.91vs $0.86+5.8%
$257Mvs $265M-2.8%
Q1 2026Jan 27, 2026
$0.84vs $0.84+0.0%
$266Mvs $266M+0.0%
Q4 2025Oct 22, 2025
$0.94vs $0.88+6.6%
$260Mvs $264M-1.6%
Q3 2025Jul 29, 2025
$0.91vs $0.87+4.6%
$259Mvs $264M-1.6%
Based on last 12 quarters of dataView full earnings history →

WSBC Peer Comparison

WesBanco, Inc. (WSBC) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
FFIN logoFFINFirst Financial Bankshares, Inc.Direct Competitor4.7B32.7818.5211.71%30.71%14.16%0.01
UBSI logoUBSIUnited Bankshares, Inc.Direct Competitor6.2B44.4213.5812.33%25.52%8.6%0.17
NBTB logoNBTBNBT Bancorp Inc.Direct Competitor2.44B46.6814.0210.36%18.76%9.51%0.17
FULT logoFULTFulton Financial CorporationDirect Competitor4.41B22.9011.015.03%20.7%11.6%0.37
IBCP logoIBCPIndependent Bank CorporationDirect Competitor706.3M34.3110.49-0.3%22.12%14.2%0.23
CTBI logoCTBICommunity Trust Bancorp, Inc.Direct Competitor1.23B68.3512.598.86%23.96%11.96%0.46
HBAN logoHBANHuntington Bancshares IncorporatedProduct Competitor26.69B16.8612.134.38%17.71%10.04%0.76
RF logoRFRegions Financial CorporationProduct Competitor25.19B28.6212.502.51%22.44%11.43%0.26

Compare WSBC vs Peers

WesBanco, Inc. (WSBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs FFIN

Most directly comparable listed peer for WSBC.

Scale Benchmark

vs V

Larger-name benchmark to compare WSBC against a more recognizable public peer.

Peer Set

Compare Top 5

vs FFIN, UBSI, NBTB, FULT

WSBC Income Statement

WesBanco, Inc. (WSBC) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Net Interest Income
290.3M347.24M399.9M479.48M457.93M474.31M481.34M478.21M814.3M
NII Growth %
14.59%19.61%15.17%19.9%-4.49%3.58%1.48%-0.65%70.28%
Net Interest Margin %
2.96%2.79%2.54%2.92%2.71%2.8%2.72%2.56%2.94%
Interest Income
332.42M414.96M484.25M541.28M484.97M513.66M711.52M825.64M1.27B
Interest Expense
42.13M67.72M84.35M61.8M27.03M39.34M230.18M347.43M457.64M
Loan Loss Provision
9.99M7.76M11.2M107.74M-64.27M-1.66M17.73M19.21M74.18M
Non-Interest Income
84.33M94.56M109.78M119.82M124.55M111.49M113.36M121.96M162.85M
Non-Interest Income %
20.23%18.56%18.48%18.12%20.43%17.83%13.74%12.87%11.35%
Total Revenue
416.75M▲ 0%
509.51M▲ 22.3%
594.04M▲ 16.6%
661.1M▲ 11.3%
609.51M▼ 7.8%
625.14M▲ 2.6%
824.87M▲ 31.9%
947.61M▲ 14.9%
1.43B▲ 51.4%
Revenue Growth %
14.71%22.26%16.59%11.29%-7.8%2.56%31.95%14.88%51.41%
Non-Interest Expense
216.35M259.51M305.28M346.48M344.9M351.06M382.91M395.85M620.67M
Efficiency Ratio
51.91%50.93%51.39%52.41%56.59%56.16%46.42%41.77%43.26%
Operating Income
148.29M▲ 0%
174.52M▲ 17.7%
193.21M▲ 10.7%
145.08M▼ 24.9%
301.85M▲ 108.1%
236.4M▼ 21.7%
194.05M▼ 17.9%
185.11M▼ 4.6%
282.3M▲ 52.5%
Operating Margin %
35.58%34.25%32.53%21.95%49.52%37.82%23.52%19.53%19.68%
Operating Income Growth %
26.02%17.69%10.71%-24.91%108.06%-21.68%-17.92%-4.6%52.5%
Pretax Income
148.29M▲ 0%
174.52M▲ 17.7%
193.21M▲ 10.7%
145.08M▼ 24.9%
301.85M▲ 108.1%
236.4M▼ 21.7%
194.05M▼ 17.9%
185.11M▼ 4.6%
279.24M▲ 50.8%
Pretax Margin %
35.58%34.25%32.53%21.95%49.52%37.82%23.52%19.53%19.46%
Income Tax
53.81M31.41M34.34M23.04M59.59M44.29M35.02M33.6M56.13M
Effective Tax Rate %
36.29%18%17.77%15.88%19.74%18.73%18.05%18.15%20.1%
Net Income
94.48M▲ 0%
143.11M▲ 51.5%
158.87M▲ 11.0%
122.04M▼ 23.2%
242.26M▲ 98.5%
192.11M▼ 20.7%
159.03M▼ 17.2%
151.51M▼ 4.7%
223.11M▲ 47.3%
Net Margin %
22.67%28.09%26.74%18.46%39.75%30.73%19.28%15.99%15.55%
Net Income Growth %
9.06%51.47%11.01%-23.18%98.5%-20.7%-17.22%-4.73%47.26%
Net Income (Continuing)
94.48M143.11M158.87M122.04M242.26M192.11M159.03M151.51M223.11M
EPS (Diluted)
2.14▲ 0%
2.92▲ 36.4%
2.83▼ 3.1%
1.77▼ 37.5%
3.53▲ 99.4%
3.02▼ 14.4%
2.51▼ 16.9%
2.26▼ 10.0%
2.26▲ 0.0%
EPS Growth %
-0.93%36.45%-3.08%-37.46%99.44%-14.45%-16.89%-9.96%0%
EPS (Basic)
2.152.932.831.783.543.032.512.262.26
Diluted Shares Outstanding
44.08M49.02M56.21M67.31M65.67M60.22M59.43M62.65M89.72M

WSBC Balance Sheet

WesBanco, Inc. (WSBC) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash & Short Term Investments
1.39B2.28B2.63B2.88B4.26B2.94B2.79B780.73M204.86M
Cash & Due from Banks
117.57M169.19M234.8M905.45M1.25B408.41M595.38M568.14M204.86M
Short Term Investments
1.27B2.11B2.39B1.98B3.01B2.53B2.19B212.59M0
Total Investments
8.59B10.75B13.52B13.49B13.67B14.38B14.93B15.95B24.42B
Investments Growth %
0.65%25.19%25.72%-0.17%1.3%5.22%3.81%6.82%53.15%
Long-Term Investments
7.33B8.64B11.12B11.52B10.66B11.85B12.74B15.74B24.42B
Accounts Receivables
29.73M38.85M43.65M66.79M60.84M68.52M77.44M78.32M0
Goodwill & Intangibles
589.26M918.85M1.15B1.16B1.15B1.14B1.13B1.12B1.72B
Goodwill
573.95M861.88M1.07B1.1B1.1B1.1B1.1B1.1B1.58B
Intangible Assets
15.32M56.97M80.43M66.33M54.87M44.59M35.51M27.25M141.1M
PP&E (Net)
130.72M166.93M261.01M249.42M229.02M220.89M233.57M219.08M263.24M
Other Assets
361.05M413.43M515.28M547.01M565.66M710.48M743.59M746.13M1.1B
Total Current Assets
1.41B2.32B2.67B2.95B4.33B3.01B2.87B859.05M311.51M
Total Non-Current Assets
8.41B10.14B13.05B13.48B12.6B13.93B14.85B17.83B27.38B
Total Assets
9.82B▲ 0%
12.46B▲ 26.9%
15.72B▲ 26.2%
16.43B▲ 4.5%
16.93B▲ 3.1%
16.93B▲ 0.0%
17.71B▲ 4.6%
18.68B▲ 5.5%
27.7B▲ 48.2%
Asset Growth %
0.26%26.92%26.18%4.49%3.05%0.03%4.61%5.49%48.23%
Return on Assets (ROA)
0.96%1.29%1.13%0.76%1.45%1.13%0.92%0.83%0.96%
Accounts Payable
3.18M4.63M8.08M4.31M1.9M4.59M11.12M14.23M0
Total Debt
1.3B1.83B1.9B983.24M458.67M1.12B1.73B1.47B1.66B
Net Debt
1.18B1.66B1.66B77.8M-792.68M713.06M1.14B903.24M1.46B
Long-Term Debt
1.11B1.24B1.62B741.29M316.78M986.4M1.63B1.28B358.53M
Short-Term Debt
184.81M581.04M282.36M241.95M141.89M135.07M105.89M192.07M1.27B
Other Liabilities
76.76M-181.51M216.26M251.94M207.52M248.09M264.52M274.69M22B
Total Current Liabilities
7.23B9.42B11.29B12.68B13.71B13.27B13.29B14.34B1.27B
Total Non-Current Liabilities
1.19B1.06B1.83B993.24M524.3M1.23B1.89B1.55B22.4B
Total Liabilities
8.42B10.48B13.13B13.67B14.23B14.51B15.18B15.89B23.66B
Total Equity
1.4B▲ 0%
1.98B▲ 41.8%
2.59B▲ 31.1%
2.76B▲ 6.3%
2.69B▼ 2.3%
2.43B▼ 9.9%
2.53B▲ 4.4%
2.79B▲ 10.2%
4.03B▲ 44.5%
Equity Growth %
4.02%41.82%31.08%6.28%-2.31%-9.9%4.38%10.15%44.5%
Equity / Assets (Capital Ratio)
14.21%15.88%16.5%16.78%15.91%14.33%14.3%14.93%14.56%
Return on Equity (ROE)
6.9%8.48%6.95%4.56%8.89%7.5%6.41%5.69%6.54%
Book Value per Share
31.6640.3746.1440.9641.0140.3042.6244.5344.94
Tangible BV per Share
18.2921.6225.7023.6823.4721.3523.5726.5925.73
Common Stock
91.76M113.76M141.83M141.83M141.83M141.83M141.83M156.99M200.14M
Additional Paid-in Capital
684.73M1.17B1.64B1.63B1.64B1.64B1.64B1.81B2.49B
Retained Earnings
645.78M737.58M824.69M831.69M977.76M1.08B1.14B1.19B1.25B
Accumulated OCI
-32.52M-38.94M-103K29.86M-6.8M-264.24M-228.71M-220.71M-135.62M
Treasury Stock
0-274K-9.46M-25.95M-199.76M-308.96M-303M-292.24M0
Preferred Stock
000144.48M144.48M144.48M144.48M144.48M224.19M

WSBC Cash Flow Statement

WesBanco, Inc. (WSBC) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations
142.08M191.89M163.36M59.61M336.3M204.14M169.32M211M290.41M
Operating CF Growth %
15.44%35.06%-14.87%-63.51%464.2%-39.3%-17.06%24.61%37.64%
Net Income
94.48M143.11M158.87M122.04M242.26M192.11M159.03M151.51M223.1M
Depreciation & Amortization
10.44M10.45M11.57M14.13M13.39M13.04M14.44M15.29M20.18M
Deferred Taxes
27.11M7.16M8.47M-10.52M18.69M4.49M-3.68M-3.23M0
Other Non-Cash Items
4.67M15.38M-23.05M-50.25M39.01M17.82M19.65M23.89M48.46M
Working Capital Changes
2.42M11.42M2.19M-21.45M16.47M-29.57M-28.44M16.02M-10.08M
Cash from Investing
-77.38M-51.86M103.79M57.79M-328.5M-1.07B-535.22M-1.03B-71.01M
Purchase of Investments
-318.79M-931.63M-615.25M-668.63M-2.34B-803.44M-4.5M-383.38M-1.37B
Sale/Maturity of Investments
337.32M430.52M731.86M1.23B948.47M692.74M418.89M385.26M0
Net Investment Activity
18.54M-501.11M116.61M560.78M-1.39B-110.7M414.39M1.89M-1.37B
Acquisitions
0278.65M60.02M000000
Other Investing
-89.88M175.27M-60.65M-495.44M1.07B-949.47M-927.11M-1.02B1.3B
Cash from Financing
-75.3M-88.42M-201.54M553.25M338.11M21.07M552.87M791.9M168.57M
Dividends Paid
-44.86M-53.58M-66.57M-87.9M-96.61M-91.45M-92.42M-97.54M-140.27M
Share Repurchases
0-426K-10.21M-24.54M-179.88M-116.05M-3.51M0-151.09M
Stock Issued
1.04M1.58M72K59K000191.04M540K
Net Stock Activity
1.04M1.15M-10.14M-24.48M-179.88M-116.05M-3.51M191.04M-150.55M
Debt Issuance (Net)
-1000K1000K1000K-1000K-1000K1000K1000K-1000K-1000K
Other Financing
-28.74M-154.88M-192.27M1.43B1.14B-432.77M38.61M965.17M821.38M
Net Change in Cash
-10.6M▲ 0%
51.61M▲ 587.0%
65.61M▲ 27.1%
670.65M▲ 922.2%
345.91M▼ 48.4%
-842.95M▼ 343.7%
186.97M▲ 122.2%
-27.25M▼ 114.6%
387.97M▲ 1524.0%
Exchange Rate Effect
000000000
Cash at Beginning
128.17M117.57M169.19M234.8M905.45M1.25B408.41M595.38M568.14M
Cash at End
117.57M169.19M234.8M905.45M1.25B408.41M595.38M568.14M956.11M
Interest Paid
42.53M68.62M87.14M75.08M32.57M37.74M223.92M344.25M462.83M
Income Taxes Paid
22.88M18.7M31.38M36.98M35.73M24.9M35.59M26.84M31.74M
Free Cash Flow
136.04M▲ 0%
187.22M▲ 37.6%
151.16M▼ 19.3%
52.05M▼ 65.6%
327.76M▲ 529.6%
196.15M▼ 40.2%
146.82M▼ 25.2%
200.67M▲ 36.7%
279.99M▲ 39.5%
FCF Growth %
11.85%37.62%-19.26%-65.56%529.65%-40.15%-25.15%36.68%39.52%

WSBC Banking Ratios

WesBanco, Inc. (WSBC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Return on Equity (ROE)
7.03%6.9%8.48%6.95%4.56%8.89%7.5%6.41%5.69%6.54%
Return on Assets (ROA)
0.95%0.96%1.29%1.13%0.76%1.45%1.13%0.92%0.83%0.96%
Net Interest Margin
2.59%2.96%2.79%2.54%2.92%2.71%2.8%2.72%2.56%2.94%
Efficiency Ratio
56.26%51.91%50.93%51.39%52.41%56.59%56.16%46.42%41.77%43.26%
Equity / Assets
13.7%14.21%15.88%16.5%16.78%15.91%14.33%14.3%14.93%14.56%
Book Value / Share
33.4331.6640.3746.1440.9641.0140.342.6244.5344.94
NII Growth
6.9%14.59%19.61%15.17%19.9%-4.49%3.58%1.48%-0.65%70.28%
Dividend Payout
43.64%47.48%37.44%41.9%69.85%35.7%42.33%51.74%57.7%56.14%
Related:WSBC Dividend History·WSBC Revenue History·WSBC Price History·WSBC P/E History·WSBC Financial Ratios·WSBC Institutional Holders

WSBC SEC Filings & Documents

WesBanco, Inc. (WSBC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 21, 2026·SEC

Material company update

Apr 16, 2026·SEC

Material company update

Apr 2, 2026·SEC

10-K Annual Reports

2
FY 2026

Mar 2, 2026·SEC

FY 2025

Mar 3, 2025·SEC

10-Q Quarterly Reports

3
FY 2025

Nov 10, 2025·SEC

FY 2025

Aug 7, 2025·SEC

FY 2025

May 8, 2025·SEC

WSBC Frequently Asked Questions

WesBanco, Inc. (WSBC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

WesBanco, Inc. (WSBC) grew revenue by 51.4% over the past year. This is strong growth.

Yes, WesBanco, Inc. (WSBC) is profitable, generating $223.1M in net income for fiscal year 2025 (15.5% net margin).

Dividend & Returns

Yes, WesBanco, Inc. (WSBC) pays a dividend with a yield of 3.85%. This makes it attractive for income-focused investors.

WesBanco, Inc. (WSBC) has a return on equity (ROE) of 6.5%. This is below average, suggesting room for improvement.

Industry Metrics

WesBanco, Inc. (WSBC) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.

WesBanco, Inc. (WSBC) has an efficiency ratio of 43.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in WSBC back in 1996?

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How much would $100/month in WSBC be worth today?

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