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WSBCWesBanco, Inc.
$38.59$3.7B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
WSBC logo

WesBanco, Inc.

WSBC
NASDAQ · Regional Banks
$38.59
At close - Nov 6, 4:00 PM EST - USD
Market Cap$3.7B
P/E10.3x
52W High$43.02
Volume431.69K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Post-Merger Earnings Recovery Meets Thin Capital Buffer

WesBanco's net interest income has stepped up from $116.6M in 2Q24 to $226.9M in 3Q26, with NIM holding near 0.8% and the efficiency ratio improving from 71.4% in 2Q25 to 55.3% in 3Q26, suggesting integration-driven operating leverage is taking hold.

GrowthMixed
ProfitabilityModerate
ValuationAttractive
TechnicalsMixed
Explore valuation models
MARKET ACTION

WSBC price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

-15% Peers

P/E is 15% below peer median

03

Market leadership

RS 66 · Avg

Average momentum (RS Rating: 66)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Jan 21

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
WSBC+19.17%
S&P 500 (^GSPC)+7.63%
1-Year Return
WSBC+32.25%
S&P 500 (^GSPC)+9.69%
3-Year Return
WSBC+64.05%
S&P 500 (^GSPC)+68.45%
5-Year Return
WSBC+27.81%
S&P 500 (^GSPC)+56.54%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
10.3x
Forward P/E
10.8x
EV/EBITDA20th %ile
10.9x
FCF YieldCash Flow
9.7%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
10.3x
12.5x
20th· Low
EV/EBITDA
10.9x
14.4x
20th· Low
Price/FCF
10.3x
10.7x
40th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$23.41-39.3%
Base (Fair)$42.88+11.1%
Bull$66.88+73.3%
$23.41 Bear$42.88 Base$66.88 Bull
Current Market Price: $38.59
Trades at a 10.0% discount to Base DCF ($42.88)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$977M+62.8% YoY
Net income FY25
$223M+47.3% YoY
Free cash flow FY25
$280M+39.5% YoY
Operating margin FY25
28.9%-2.0 pts YoY
ROIC (FY25)4.3%
Avg ROIC 5Y4.6%
ROE (TTM)8.9%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (75%)
Revenue Beat Rate5/12 (42%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 21, 2026
$0.89+1.6%
vs $0.88
$273M-0.8%
vs $275M
Q3 2026
Jul 21, 2026
$0.92+7.9%
vs $0.85
$276M+3.0%
vs $268M
Q2 2026
Apr 21, 2026
$0.91+5.2%
vs $0.86
$257M-2.8%
vs $265M
Q1 2026
Jan 27, 2026
$0.84+0.0%
vs $0.84
$266M+0.0%
vs $266M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Seeking Alpha·Oct 22, 2026
WesBanco, Inc. (WSBC) Q3 2026 Earnings Call Transcript

WesBanco, Inc. ( WSBC ) Q3 2026 Earnings Call October 22, 2026 3:00 PM EDT Company Participants John H. Iannone - Senior Vice President of Shareholder Relations Jeffrey Jackson - President, CEO & Director Daniel Weiss - Senior Executive VP & CFO Conference Call Participants William Jones - Keefe, Bruyette, & Woods, Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Karl Shepard - RBC Capital Markets, Research Division Russell Elliott Gunther - Stephens Inc., Research Division Daniel Tamayo - Raymond James & Associates, Inc., Research Division David Bishop - Hovde Group, LLC, Research Division Presentation Operator Good afternoon, and welcome to the WesBanco, Inc.'s Third Quarter 2026 Earnings Conference Call.

MarketBeat·Oct 22, 2026
What WesBanco (WSBC) Said on Its Q3 Earnings Call

WesBanco NASDAQ: WSBC reported third-quarter results that reflected continued loan growth, stable credit metrics and expanding activity in targeted markets, while management said elevated commercial real estate payoffs remained a constraint on reported growth.

Zacks Investment Research·Oct 21, 2026
WesBanco (WSBC) Reports Q3 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for WesBanco (WSBC) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Investment Research·Oct 21, 2026
WesBanco (WSBC) Q3 Earnings Surpass Estimates

WesBanco (WSBC) came out with quarterly earnings of $0.89 per share, beating the Zacks Consensus Estimate of $0.87 per share. This compares to earnings of $0.94 per share a year ago.

Filtered for WesBanco, Inc.More Headlines
04

Compare before deciding

Benchmark WSBC against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for WesBanco, Inc. (WSBC)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
WSBC logoWSBCWesBanco, Inc.Current
$38.59$3.7B10.3062.81%34.04%8.88%3.62%
FFIN logoFFINFirst Financial Bankshares, Inc.
$30.41$4.36B15.0216.23%42.9%15.14%2.43%
UBSI logoUBSIUnited Bankshares, Inc.
$48.22$6.64B12.8820.13%41.28%9.37%3.07%
NBTB logoNBTBNBT Bancorp Inc.
$52.83$2.75B12.6814.54%28.98%11.31%2.7%
FULT logoFULTFulton Financial Corporation
$23.76$4.54B11.0611.19%29.66%11.39%3.24%
IBCP logoIBCPIndependent Bank Corporation
$36.31$748.21M11.254.57%29.92%13.61%2.85%

Compare WSBC vs Peers

WesBanco, Inc. (WSBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs FFIN

Most directly comparable listed peer for WSBC.

Scale Benchmark

vs V

Larger-name benchmark to compare WSBC against a more recognizable public peer.

Peer Set

Compare Top 5

vs FFIN, UBSI, NBTB, FULT

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

WSBC SEC Filings & Documents

WesBanco, Inc. (WSBC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 21, 2026·SEC

Material company update

Oct 2, 2026·SEC

Material company update

Jul 21, 2026·SEC

10-K Annual Reports

2
FY 2026

Mar 2, 2026·SEC

FY 2025

Mar 3, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Oct 29, 2026·SEC

FY 2026

Jul 30, 2026·SEC

FY 2026

Apr 30, 2026·SEC

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WSBC Frequently Asked Questions

WesBanco, Inc. (WSBC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is WesBanco, Inc. growing?

WesBanco, Inc. (WSBC) grew revenue by 21.8% over the trailing twelve months, compared with the twelve months before.

Is WSBC profitable?

Yes. WesBanco, Inc. (WSBC) earned $361.9M in net income over the trailing twelve months (a 34.0% net margin).

Dividend & Returns
Does WSBC pay dividends?

Yes. WesBanco, Inc. (WSBC) pays a dividend that yields 3.62% at the current price, a moderate yield.

What is WSBC's return on equity?

WesBanco, Inc. (WSBC) had a return on equity (ROE) of 8.9% over the trailing twelve months. That is below the market's typical 10-15%.

Industry Metrics
What is WesBanco, Inc.'s net interest margin?

WesBanco, Inc. (WSBC) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.

What is WesBanco, Inc.'s efficiency ratio?

WesBanco, Inc. (WSBC) has an efficiency ratio of 63.5%. This is reasonable for a bank.

What if you invested $1,000 in WSBC back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →