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CBZCBIZ, Inc.
$31.56$1.7B
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  4. Financial Ratios

CBIZ, Inc. (CBZ) Financial Ratios

Latest Ratios: P/E Ratio 17.2x · EV/EBITDA 10.5x · ROE 6.5%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CBZ Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.7B$3.2B$4.3B$3.2B$2.5B$2.1B$1.5B$1.5B$1.1B$860M$733M
Enterprise Value$3.5B$5.0B$6.1B$3.7B$2.9B$2.4B$1.7B$1.7B$1.2B$1.0B$922M
P/E Ratio →17.2527.57104.9126.1923.3129.6418.8721.2318.0716.9818.27
P/S Ratio0.631.162.381.991.741.901.531.591.211.010.92
P/B Ratio1.131.812.424.003.442.982.102.292.191.751.56
P/FCF9.8618.1838.9024.2620.8917.2010.8917.8712.2814.3310.96
P/OCF8.9916.5834.8420.6119.4616.0210.0315.3510.5711.9610.32

P/E links to full P/E history page with 30-year chart

CBZ EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—1.803.382.332.052.171.791.841.351.221.15
EV / EBITDA10.5414.9350.3318.4014.3924.0714.9116.9410.7211.6410.50
EV / EBIT14.9618.5166.4819.8919.3724.7815.9017.6614.4112.8612.53
EV / FCF—28.2755.3228.4224.6519.6512.7520.6613.7517.3513.79

CBZ Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin12.9%12.9%10.1%14.0%15.8%14.4%14.4%13.2%14.3%11.7%12.8%
Operating Margin8.5%8.5%4.1%10.4%11.9%6.6%9.6%8.5%10.0%7.8%8.2%
Net Profit Margin4.2%4.2%2.3%7.6%7.5%6.4%8.1%7.5%6.7%5.9%5.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE6.5%6.5%3.2%16.1%14.9%10.1%11.5%12.1%12.3%10.5%8.6%
ROA2.6%2.6%1.3%6.1%5.9%4.4%5.2%5.6%5.4%4.4%3.8%
ROIC4.9%4.9%2.2%10.0%11.7%5.6%7.5%7.9%10.6%7.5%7.4%
ROCE6.1%6.1%2.8%11.2%12.6%6.0%8.2%8.7%11.4%8.2%8.7%

CBZ Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.041.041.030.700.670.470.400.400.260.370.41
Debt / EBITDA5.505.5015.052.732.363.322.422.581.152.032.19
Net Debt / Equity—1.011.020.690.620.420.360.360.260.370.40
Net Debt / EBITDA5.335.3314.942.692.193.002.172.291.152.022.15
Debt / FCF—10.1016.424.163.762.451.862.791.473.022.83
Interest Coverage2.502.502.689.2618.6025.0521.7717.1113.0212.1311.16

CBZ Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.221.221.181.201.111.071.151.251.321.341.30
Quick Ratio1.221.221.181.201.111.071.151.250.730.630.59
Cash Ratio0.080.080.020.020.060.080.080.080.000.000.01
Asset Turnover—0.600.410.780.730.660.620.660.840.730.72
Inventory Turnover————————4.193.202.89
Days Sales Outstanding—73.58108.4787.2086.4780.0081.8685.4582.0680.3580.02

CBZ Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.8%3.6%1.0%3.8%4.3%3.4%5.3%4.7%5.5%5.9%5.5%
FCF Yield10.1%5.5%2.6%4.1%4.8%5.8%9.2%5.6%8.1%7.0%9.1%
Buyback Yield9.3%5.0%0.3%2.3%5.3%4.8%4.0%1.8%1.6%2.3%1.2%
Total Shareholder Yield9.3%5.0%0.3%2.3%5.3%4.8%4.0%1.8%1.6%2.3%1.2%
Shares Outstanding—$63M$53M$51M$52M$54M$55M$56M$56M$56M$54M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

Integration and leverage risks

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Reflects Integration Uncertainty

Based on reported figures, CBIZ trades at a forward P/E of 7.76, which appears to discount the company's aggressive acquisition-led growth strategy compared to the broader professional services sector, suggesting that investors remain skeptical regarding the sustainability of earnings following the recent 52.08% revenue expansion.

The discrepancy between the TTM P/E of 17.25 and the forward multiple suggests that the market is pricing in significant earnings accretion from recent acquisitions. However, this valuation may be overly optimistic if the company fails to realize the expected synergies or if integration costs continue to weigh on GAAP profitability.

Capital Returns Diluted by Goodwill

As reported in financial statements, CBIZ's ROIC has struggled to maintain positive momentum, recently dipping to 4.2% in 2026Q1, which indicates that the rapid accumulation of goodwill from M&A activity is significantly diluting the efficiency of capital deployed across the firm's integrated service platform.

The persistent gap between invested capital and returns suggests that the company is currently in a value-neutral phase of its roll-up strategy. Investors should monitor whether the firm can improve its asset turnover as the newly acquired entities are fully integrated into the existing operational framework.

Working Capital Cycles Remain Volatile

According to recent SEC filings, CBIZ's DSO has fluctuated between 68 and 108 days over the last ten quarters, highlighting a high sensitivity to seasonal billing cycles that complicates the firm's ability to maintain consistent working capital efficiency during periods of rapid inorganic growth.

The variability in collection periods suggests that the firm's cash conversion cycle is heavily influenced by the timing of tax and audit engagements. This lack of stability in receivables management warrants further investigation into the credit quality of the mid-market client base.

Debt Burden Constrains Financial Flexibility

Based on reported figures, the debt-to-equity ratio has stabilized near 1.04, reflecting a structural shift toward debt-funded expansion that has increased the firm's sensitivity to interest rate fluctuations and reduced the margin of safety for debt service coverage during periods of seasonal cash flow weakness.

While the current interest coverage ratio of 8.21 in 2026Q1 appears adequate, the volatility in this metric suggests that the company's ability to service debt is highly dependent on the timing of revenue recognition. The reliance on external financing to fund acquisitions leaves the balance sheet vulnerable to any sustained downturn in the mid-market consulting environment.

Misapplication of GAAP P/E Multiples

As reported in financial statements, the P/E ratio is frequently misapplied to CBIZ, as it fails to account for the heavy non-cash amortization of intangibles resulting from the firm's aggressive M&A strategy, which artificially depresses reported earnings and obscures the underlying cash-generative capacity of the business.

Analysts should prioritize EV/EBITDA or P/FCF metrics to better capture the operational performance of the firm's integrated service model. Relying on GAAP P/E ratios likely leads to an undervaluation of the company's true earning power by penalizing the firm for the accounting costs of its growth strategy.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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CBZ — Frequently Asked Questions

Quick answers to the most common questions about buying CBZ stock.

What is CBIZ, Inc.'s P/E ratio?

CBIZ, Inc.'s current P/E ratio is 17.2x. The historical average is 27.7x. This places it at the 30th percentile of its historical range.

What is CBIZ, Inc.'s EV/EBITDA?

CBIZ, Inc.'s current EV/EBITDA is 10.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.2x.

What is CBIZ, Inc.'s ROE?

CBIZ, Inc.'s return on equity (ROE) is 6.5%. The historical average is 7.4%.

Is CBZ stock overvalued?

Based on historical data, CBIZ, Inc. is trading at a P/E of 17.2x. This is at the 30th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are CBIZ, Inc.'s profit margins?

CBIZ, Inc. has 12.9% gross margin and 8.5% operating margin.

How much debt does CBIZ, Inc. have?

CBIZ, Inc.'s Debt/EBITDA ratio is 5.5x, indicating high leverage. A ratio above 4x may signal elevated financial risk.