Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.75 | 12.20 | 13.01 | 11.81 | 13.30 | 11.23 | 11.18 | 9.08 | 11.90 | 11.46 | 8.57 | 9.36 | 10.66 | 10.08 | 9.23 | 9.16 | 11.78 | 13.64 | 16.22 | 16.07 | 17.37 |
| — | +8.6% | +16.3% | +30.1% | +11.8% | -2.0% | +30.5% | -3.0% | +11.6% | +13.7% | -7.2% | +2.2% | -9.4% | -26.1% | -43.1% | -43.0% | -32.2% | +32.4% | +10.7% | +48.3% | +30.0% | |
| P/S Ratio | 3.48 | 3.22 | 3.27 | 3.42 | 2.87 | 2.82 | 2.77 | 2.60 | 2.70 | 2.61 | 2.12 | 2.15 | 2.28 | 2.34 | 2.24 | 2.21 | 2.39 | 2.63 | 2.50 | 2.53 | 2.33 |
| — | +14.1% | +17.9% | +31.5% | +6.3% | +8.2% | +30.7% | +20.7% | +18.6% | +11.4% | -5.3% | -2.8% | -4.7% | -11.1% | -10.6% | -12.4% | +2.7% | +32.1% | +20.4% | +24.9% | +11.9% | |
| P/B Ratio | 1.56 | 1.44 | 1.48 | 1.33 | 1.32 | 1.32 | 1.28 | 1.20 | 1.26 | 1.24 | 1.03 | 1.03 | 1.12 | 1.18 | 1.22 | 1.19 | 1.39 | 1.38 | 1.24 | 1.17 | 1.13 |
| — | +9.2% | +16.2% | +11.3% | +5.1% | +6.7% | +23.8% | +15.7% | +12.5% | +4.6% | -15.1% | -13.1% | -19.9% | -14.2% | -2.0% | +1.9% | +23.3% | +19.9% | +1.7% | -6.6% | -6.2% | |
| P/FCF | 17.15 | — | 28.39 | 12.71 | 6.50 | 9.02 | 5.46 | 7.86 | 17.29 | 14.26 | 5.25 | 9.47 | 13.78 | 5.35 | 57.61 | 6.66 | 21.54 | 26.42 | 2.57 | 5.64 | 3.83 |
| — | — | +419.8% | +61.6% | -62.4% | -36.7% | +4.0% | -17.0% | +25.4% | +166.4% | -90.9% | +42.1% | -36.0% | -79.7% | +2141.9% | +18.2% | +462.4% | +724.2% | — | +152.6% | -80.3% | |
| EV / EBITDA | 10.09 | 9.36 | 9.32 | 8.32 | 9.23 | 7.94 | 7.65 | 6.56 | 8.21 | 8.72 | 6.32 | 6.89 | 7.72 | 8.02 | 6.91 | 6.38 | 9.70 | 10.04 | 10.62 | 10.12 | 10.53 |
| — | +17.8% | +21.8% | +26.9% | +12.5% | -9.0% | +21.1% | -4.8% | +6.4% | +8.8% | -8.5% | +8.0% | -20.4% | -20.2% | -34.9% | -37.0% | -7.9% | +46.6% | +18.4% | +42.5% | +30.2% | |
| EV / EBIT | 10.65 | 9.36 | 10.12 | 9.05 | 9.23 | 8.66 | 8.38 | 7.11 | 9.11 | 9.72 | 7.06 | 7.84 | 8.81 | 9.14 | 7.69 | 7.12 | 11.12 | 11.64 | 12.84 | 12.25 | 12.79 |
| — | +8.1% | +20.8% | +27.3% | +1.4% | -11.0% | +18.7% | -9.3% | +3.4% | +6.4% | -8.2% | +10.1% | -20.8% | -21.5% | -40.1% | -41.9% | -13.1% | +50.2% | +22.1% | +52.6% | +36.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 98.7% | 100.1% | 98.6% | 113.7% | 100.0% | 97.0% | 99.0% | 98.7% | 98.8% | 97.9% | 97.9% | 98.3% | 96.3% | 95.3% | 96.0% | 94.5% | 93.9% | 95.6% | 96.4% | 99.9% | 100.0% |
| — | +3.2% | -0.4% | +15.2% | +1.2% | -0.9% | +1.1% | +0.4% | +2.6% | +2.7% | +2.0% | +4.0% | +2.6% | -0.2% | -0.4% | -5.4% | -6.1% | -4.4% | -4.6% | -1.8% | +2.8% | |
| Operating Margin | 34.0% | 34.4% | 32.8% | 37.9% | 32.5% | 33.3% | 33.0% | 37.3% | 30.2% | 27.1% | 30.3% | 28.1% | 26.2% | 26.7% | 30.2% | 30.8% | 23.0% | 24.0% | 19.5% | 20.9% | 19.1% |
| — | +3.6% | -0.7% | +1.6% | +7.3% | +22.5% | +9.1% | +32.5% | +15.6% | +1.5% | +0.2% | -8.7% | +13.8% | +11.3% | +54.5% | +47.1% | +20.1% | -13.3% | -6.0% | -23.3% | -25.8% | |
| Net Margin | 25.0% | 26.3% | 25.1% | 29.0% | 21.6% | 25.2% | 24.8% | 28.6% | 22.8% | 22.8% | 24.9% | 23.0% | 21.4% | 23.3% | 24.3% | 24.3% | 20.2% | 19.1% | 15.3% | 15.7% | 13.3% |
| — | +4.6% | +1.4% | +1.5% | -5.2% | +10.2% | -0.3% | +24.3% | +6.5% | -2.1% | +2.3% | -5.4% | +5.7% | +21.9% | +58.4% | +54.7% | +52.0% | -0.5% | +8.3% | -10.2% | -14.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.7% | 3.0% | 2.9% | 2.8% | 2.5% | 3.0% | 2.9% | 3.3% | 2.7% | 2.8% | 3.1% | 2.8% | 2.7% | 2.9% | 3.3% | 3.4% | 3.0% | 2.5% | 1.9% | 1.8% | 1.7% |
| — | -0.9% | -0.5% | -15.0% | -6.3% | +8.3% | -5.6% | +20.3% | +0.1% | -6.4% | -8.1% | -17.2% | -10.7% | +17.4% | +75.7% | +88.3% | +78.1% | -10.3% | -9.3% | -34.8% | -24.1% | |
| ROA | 1.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.4% | 0.3% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% |
| — | +4.6% | +7.6% | -6.7% | +2.8% | +17.9% | +1.9% | +30.9% | +10.4% | +4.8% | +3.6% | -4.5% | +5.2% | +33.9% | +92.0% | +89.8% | +71.9% | -11.7% | -10.4% | -34.2% | -26.9% | |
| ROIC | 10.3% | 2.6% | 2.5% | 2.4% | 2.4% | 2.6% | 2.5% | 2.8% | 2.3% | 2.1% | 2.4% | 2.1% | 2.0% | 2.1% | 2.6% | 2.6% | 2.0% | 1.9% | 1.5% | 1.5% | 1.4% |
| — | -0.4% | +0.1% | -12.8% | +7.4% | +23.4% | +4.7% | +30.5% | +11.5% | +1.3% | -7.0% | -17.4% | +1.5% | +9.6% | +73.6% | +77.5% | +38.4% | -20.1% | -17.0% | -38.3% | -26.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.17 | 0.13 | 0.14 | 0.12 | 0.17 | 0.15 | 0.15 | 0.18 | 0.17 | 0.19 | 0.17 | 0.19 | 0.20 | 0.22 | 0.24 | 0.19 | 0.28 | 0.28 | 0.24 | 0.22 | 0.22 |
| — | -17.9% | -4.1% | -32.2% | +2.0% | -17.9% | -13.3% | -5.2% | -16.2% | -15.1% | -29.6% | -1.8% | -29.0% | -19.8% | -0.6% | -13.8% | +24.4% | -5.3% | -14.6% | -29.6% | -43.5% | |
| Debt / EBITDA | 1.02 | 3.28 | 3.50 | 2.99 | 4.53 | 3.63 | 3.55 | 3.81 | 4.25 | 5.23 | 4.14 | 4.87 | 5.40 | 5.74 | 5.30 | 4.12 | 7.24 | 7.56 | 8.31 | 7.55 | 7.93 |
| — | -9.7% | -1.2% | -21.5% | +6.7% | -30.6% | -14.3% | -21.7% | -21.4% | -8.9% | -21.9% | +18.1% | -25.4% | -24.1% | -36.2% | -45.4% | -8.6% | +17.5% | +4.3% | +14.7% | -13.1% | |
| Current Ratio | 1.24 | 1.84 | 1.43 | 0.12 | 0.13 | 0.14 | 0.14 | 0.14 | 0.13 | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 | 0.12 | 0.13 | 0.12 | 0.13 | 0.18 | 0.18 | 0.19 |
| — | +1246.2% | +910.3% | -15.5% | -4.1% | +17.9% | +33.3% | +30.7% | +19.1% | +2.3% | -13.2% | -14.1% | -7.3% | -11.6% | -32.4% | -31.6% | -36.8% | -37.2% | +13.0% | +31.5% | +61.3% | |
| Quick Ratio | 1.24 | 1.84 | 1.43 | 0.12 | 0.13 | 0.14 | 0.14 | 0.14 | 0.13 | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 | 0.12 | 0.13 | 0.12 | 0.13 | 0.18 | 0.18 | 0.19 |
| — | +1246.2% | +910.3% | -15.5% | -4.1% | +17.9% | +33.3% | +30.7% | +19.1% | +2.3% | -13.2% | -14.1% | -7.3% | -11.6% | -32.4% | -31.6% | -36.8% | -37.2% | +13.0% | +31.5% | +61.3% | |
| Interest Coverage | 2.56 | 2.97 | 2.78 | 2.52 | 2.47 | 2.68 | 2.42 | 2.67 | 2.01 | 1.71 | 1.81 | 1.81 | 2.05 | 2.24 | 3.48 | 4.93 | 4.25 | 5.92 | 9.37 | 12.46 | 10.95 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying CCBG stock.
Capital City Bank Group, Inc.'s current P/E is 13.8x. The average P/E over the last 4 quarters is 12.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Capital City Bank Group, Inc.'s current operating margin is 34.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Capital City Bank Group, Inc.'s business trajectory between earnings reports.