CCBG trades 21.0% above Wall Street's consensus target of $39.75.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CCBG achieves its forward estimates and maintains a stable P/E multiple of 13.3x. This scenario reflects the blended consensus of 7 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, Capital City Bank Group, Inc. (CCBG) has a Wall Street consensus price target of $39.75, based on estimates from 7 covering analysts. With the stock currently trading at $50.31, this represents a potential downside of -21.0%. The company has a market capitalization of $860M.
Analyst price targets range from a low of $30.00 to a high of $49.50, representing a 49% spread in expectations. The median target of $39.75 aligns closely with the consensus average.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,6 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, CCBG trades at a trailing P/E of 13.8x and forward P/E of 13.3x. The forward PEG ratio of 0.96 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +3.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $60.17, with bear and bull scenarios of $37.91 and $79.29 respectively. Model confidence stands at 47/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 SBCFSeacoast Banking Corporation of Florida | $3.3B | $33.54 | $35.75 | +6.6% | Hold | 13.2x | 16 |
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 HBCPHome Bancorp, Inc. | $479M | $60.94 | $65.00 | +6.7% | Buy | 10.8x | 3 |
 SFBSServisFirst Bancshares, Inc. | $4.5B | $41.08 | $45.50 | +10.8% | Buy | 12.9x | 6 |
 CNOBConnectOne Bancorp, Inc. | $1.6B | $32.42 | $37.00 | +14.1% | Buy | 10.9x | 11 |
 ABCBAmeris Bancorp | $5.5B | $81.79 | $90.75 | +11.0% | Buy | 12.3x | 12 |
 SMBCSouthern Missouri Bancorp, Inc. | $776M | $70.46 | $81.33 | +15.4% | Hold | 11.4x | 3 |
 FBNCFirst Bancorp | $2.7B | $64.60 | $68.00 | +5.3% | Buy | 13.7x | 16 |
 GABCGerman American Bancorp, Inc. | $1.9B | $50.08 | $60.00 | +19.8% | Hold | 12.7x | 8 |
 SRCE1st Source Corporation | $2.1B | $86.94 | $96.00 | +10.4% | Hold | 11.4x | 4 |
Quick answers to the most common questions about buying CCBG stock.
CCBG's consensus price target is $39.75, -21.0% below the current price of $50.31. The 7 analysts tracking CCBG see downside risk at present valuations.
CCBG has a consensus rating of "Hold" based on 7 Wall Street analysts. The rating breakdown is mixed, with 6 Hold ratings making up the largest segment. The consensus 12-month price target of $39.75 implies -21.0% downside from current levels.
With a forward P/E of 13.2569x, CCBG trades at a relatively low valuation. The consensus target of $39.75 implies -21.0% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $49.5 for CCBG, while the most conservative target is $30. The consensus of $39.75 represents the median expectation. Our quantitative valuation model projects a bull case target of $79 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CCBG is moderately covered, with 7 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 6 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CCBG stock forecast based on 7 Wall Street analysts shows a consensus price target of $39.75, with estimates ranging from $30 (bear case) to $49.5 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $60, with bear/bull scenarios of $38/$79.
Our quantitative valuation model calculates CCBG's fair value at $60 (base case), with a bear case of $38 and bull case of $79. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.
CCBG trades at a forward P/E ratio of 13.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on CCBG, with 0 Sell ratings and a price target of $39.75 (-21.0% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CCBG analyst price targets range from $30 to $49.5, a 49% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $39.75 consensus represents the middle ground. Our model's $38-$79 range provides an independent fundamental perspective.
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.