Capitol Federal Financial, Inc. (CFFN) P/E Ratio History
Historical price-to-earnings valuation from 2000 to 2026
Loading P/E history...
CFFN Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, Capitol Federal Financial, Inc. (CFFN) trades at a price-to-earnings ratio of 15.0x, with a stock price of $7.78 and trailing twelve-month earnings per share of $0.57.
The current P/E is 15% below its 5-year average of 17.7x. Over the past five years, CFFN's P/E has ranged from a low of 12.2x to a high of 28.4x, placing the current valuation at the 45th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, CFFN is roughly in line with its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
The PEG ratio of 7.33 (P/E divided by 79% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, CFFN trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CFFN DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
CFFN P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 13.5 | 4.39 | +5% | |
| $5B | 13.3 | 4.36 | +4% | |
| $2B | 15.3 | 1.86 | +16% | |
| $852M | 14.8 | 4.08 | +26% | |
| $511M | 19.3 | - | +130%Best | |
| $374M | 8.0Lowest | 0.59 | +79% | |
| $410M | 9.6 | 0.57Best | -7% | |
| $936M | 14.0 | 1.61 | +58% | |
| $204M | 14.5 | 2.85 | +9% | |
| $12B | 13.2 | - | +38% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
CFFN Historical P/E Data (2000–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | Wed Dec 31 2025 00:00:00 GM | $6.81 | $0.56 | 12.2x | -61% |
| FY2025 Q4 | Mon Oct 27 2025 00:00:00 GM | $6.38 | $0.52 | 12.3x | -61% |
| FY2025 Q3 | Mon Jun 30 2025 00:00:00 GM | $6.10 | $0.47 | 12.9x | -59% |
| FY2025 Q2 | Mon Mar 31 2025 00:00:00 GM | $5.60 | $0.41 | 13.8x | -56% |
| FY2025 Q1 | $5.91 | $0.39 | 15.3x | -51% | |
| FY2024 Q4 | Mon Sep 30 2024 00:00:00 GM | $5.84 | $0.29 | 20.4x | -34% |
| FY2023 Q3 | Fri Jun 30 2023 00:00:00 GM | $6.17 | $0.43 | 14.3x | -54% |
| FY2023 Q2 | Fri Mar 31 2023 00:00:00 GM | $6.73 | $0.53 | 12.7x | -59% |
| FY2023 Q1 | Sat Dec 31 2022 00:00:00 GM | $8.65 | $0.58 | 14.9x | -52% |
| FY2022 Q4 | Fri Sep 30 2022 00:00:00 GM | $8.30 | $0.62 | 13.4x | -57% |
| FY2022 Q3 | $9.18 | $0.62 | 14.8x | -52% | |
| FY2022 Q2 | $10.88 | $0.59 | 18.4x | -41% |
Average P/E for displayed period: 31.1x
See CFFN's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs CFFN Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare CFFN vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonCFFN — Frequently Asked Questions
Quick answers to the most common questions about buying CFFN stock.
Is CFFN stock overvalued or undervalued?
CFFN trades at 15.0x P/E, near its 5-year average of 17.7x. The 45th percentile ranking places valuation within normal historical bounds.
How does CFFN's valuation compare to peers?
Capitol Federal Financial, Inc. P/E of 15.0x compares to sector median of 13.3x. The premium reflects expected growth above peers.
What is CFFN's PEG ratio?
CFFN PEG ratio is 7.33. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2000-2026.