Trailing Dividend / Share
$0.34
Capitol Federal Financial, Inc. (CFFN) Dividend History
Income profile from 1999 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
4.2%
Payout Ratio
65.1%
Watch
Dividend Streak
0 years
CFFN Dividend Income Check
Safety
65.1% payout ratio with watch safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 2.7% and trend is falling.
CFFN Dividend Scorecard
Yield & Income
Dividend Yield4.2%
Trailing DPS$0.34
FrequencyQuarterly
Payments / 12M5
Payout Safety
Earnings Payout65.1%
Earnings SafetyWatch
FCF Payout72.2%
FCF SafetyAdequate
Piotroski F-Score7/9
Growth
Growth Streak0 years
3Y CAGR-25.4%
5Y CAGR-6.3%
Yield on Cost (5Y)2.7%
YOC Trendfalling
Total Returns
Buyback Yield0.4%
Total Shareholder Yield4.6%
1Y Total Return45.4%
5Y Total Return-11.4%
Div Contribution (5Y)20.6%
Estimated $10K growth (return + dividends):
5Y ago$8,86310Y ago$11,04420Y ago$16,031
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
CFFN Income Growth Story
Dividend per share and yield on cost over time (28 years of payments)
CFFN Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Capitol Federal Financial, Inc. distributes 65.1% of earnings as dividends (Watch). When measured against free cash flow—a stricter test—the payout ratio stands at 72.2%, rated "Adequate".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
CFFN does not have a current streak of consecutive dividend increases, with a 3-year CAGR of -25.4% and 5-year CAGR of -6.3%.
Total Shareholder Returns
Beyond cash dividends, CFFN returns capital through share repurchases. The combined picture: 4.2% dividend yield, 0.4% buyback yield, 4.6% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.7% and is currently falling. The 5-year total return is -11.4%, with dividends contributing 20.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $11,044 today.
CFFN Recent Dividend Payments
Last 20 payments · Quarterly
TTM Total$1.96
Avg/Payment$0.0982
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 1, 2026Latest | $0.0850 | — | 4.95% | May 15, 2026 |
| Feb 6, 2026 | $0.0850 | ↑ +112.5% | 5.00% | Feb 20, 2026 |
| Jan 9, 2026 | $0.0400 | ↓ -52.9% | 4.41% | Jan 23, 2026 |
| Nov 7, 2025 | $0.0850 | — | 5.48% | Nov 21, 2025 |
| Aug 1, 2025 | $0.0850 | — | 5.93% | Aug 15, 2025 |
| May 2, 2025 | $0.0850 | — | 5.87% | May 16, 2025 |
| Feb 7, 2025 | $0.0850 | — | 5.66% | Feb 21, 2025 |
| Nov 1, 2024 | $0.0850 | — | 5.33% | Nov 15, 2024 |
CFFN Dividend vs Peers
Comparable companies in the same industry
#3 yield in peer group
Div Yield
4.2%
#3 of 9
Safety
Watch
65.1% payout
Streak
0Y
-6.3% 5Y CAGR
Total Shareholder
4.6%
#5 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
3rd CFFNCapitol Federal Fina… | $1.0B | 4.2% | 65.1% | 0 | Watch |
 WAFDWaFd, Inc. | $2.8B | 2.9% | 37.4% | 16 | Sustainable |
 HOMBHome Bancshares, Inc… | $5.5B | 2.9% | 33.4% | 15 | Sustainable |
2nd  NWBINorthwest Bancshares… | $2.1B | 5.2% | 87.2% | 0 | At Risk |
 TRSTTrustCo Bank Corp NY | $925M | 2.9% | 45.2% | 1 | Sustainable |
1st  KRNYKearny Financial Cor… | $533M | 5.2% | 1.1% | 0 | Sustainable |
 FMAOFarmers & Merchants … | $396M | 3.1% | 36.3% | 24 | Sustainable |
 BSVNBank7 Corp. | $438M | 2.1% | 21.7% | 7 | Sustainable |
 HFWAHeritage Financial C… | $949M | 3.4% | 48.3% | 5 | Sustainable |
CFFN Annual Dividend History (1998–2026)
29 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.21 | — | 3 | — | — | — | 1.7% |
| 2025 | $0.34 | 0.0% | 4 | $0.52 | 65.4% | 1.53x | 2.7% |
| 2024 | $0.34 | 0.0% | 4 | $0.29 | 117.2% | 0.85x | 2.7% |
| 2023 | $0.34 | -58.5% | 4 | $-0.76 | — | — | 2.7% |
| 2022 | $0.82 | -14.6% | 6 | $0.62 | 132.3% | 0.76x | 6.6% |
| 2021 | $0.96 | 104.3% | 6 | $0.56 | 171.4% | 0.58x | 7.7% |
| 2020 | $0.47 | -49.5% | 5 | $0.47 | 100.0% | 1.00x | 3.8% |
| 2019 | $0.93 | -5.1% | 6 | $0.68 | 136.8% | 0.73x | 7.5% |
| 2018 | $0.98 | 11.4% | 6 | $0.73 | 134.2% | 0.74x | 7.9% |
| 2017 | $0.88 | 0.0% | 6 | $0.63 | 139.7% | 0.72x | 7.1% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
27+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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CFFN — Frequently Asked Questions
Quick answers to the most common questions about buying CFFN stock.
How much dividend does CFFN pay per share?
Capitol Federal Financial, Inc. (CFFN) pays a trailing 12-month dividend of $0.34 per share, with a current dividend yield of +4.2%. Payments are made Quarterly.
When is CFFN's next ex-dividend date?
CFFN's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. CFFN typically pays dividends Quarterly.
Is CFFN's dividend safe?
CFFN's dividend safety is rated "Watch" based on an earnings payout ratio of +65.1% and FCF payout ratio of +72.2%. The dividend history does not yet show a prolonged growth streak.
How many years has CFFN increased its dividend?
CFFN has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -6.3%.
How often does CFFN pay dividends?
Capitol Federal Financial, Inc. pays dividends Quarterly. The trailing 12-month total is $0.34 per share. Dividend data on this page covers 27+ years from 1999 to 2026.
How much would $10,000 invested in CFFN grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in CFFN five years ago would be worth approximately $8,863 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is CFFN's yield on cost for long-term holders?
CFFN's yield on cost — the current dividend divided by the original purchase price — is +2.7% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +4.2% market yield, thanks to the lower original cost basis.