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6Material company update
Apr 29, 2026·SEC
Material company update
Jan 29, 2026·SEC
Material company update
Jan 28, 2026·SEC
Capitol Federal Financial, Inc.(CFFN)Earnings, Financials & Key Ratios
CFFN•NASDAQ•Banking & Credit
$7.83
$1.02B mkt cap·15.1× P/E·Price updated May 6, 2026
AboutCapitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity, loans and lines of credit, home improvement loans, vehicle loans, and loans secured by saving deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; operates a call center; and invests in various securities. It operates a network of 54 branches, including 45 traditional branches and nine in-store branches located in nine counties throughout Kansas and two counties in Missouri. The company serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas, and a portion of the metropolitan area of greater Kansas City. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.Show more
- Net Interest Income$180M+11.3%
- Total Revenue$417M+10.0%
- Net Income$68M+79.0%
- Return on Equity6.54%+78.7%
- Net Interest Margin1.84%+8.4%
- Efficiency Ratio27.41%-4.8%
- ROA0.7%+82.7%
- Equity / Assets10.71%-1.1%
- Book Value per Share8.06+2.0%
- Tangible BV/Share8.06+2.0%
- Debt/Equity1.86-11.8%
CFFN Key Insights
Capitol Federal Financial, Inc. (CFFN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 27.4% efficiency ratio
- ✓Well capitalized: 10.7% equity/assets
- ✓Healthy dividend yield of 4.3%
- ✓Trading near 52-week high
- ✓Trading at only 1.0x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 0.2%
- ✗Weak NIM of 1.8%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
CFFN Price & Volume
Capitol Federal Financial, Inc. (CFFN) stock price & volume — 10-year historical chart
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CFFN Growth Metrics
Capitol Federal Financial, Inc. (CFFN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years3.07%
5 Years5.35%
3 Years11.69%
TTM-
Profit CAGR
10 Years-1.37%
5 Years1.06%
3 Years-6.96%
TTM43.22%
EPS CAGR
10 Years-1.09%
5 Years2.04%
3 Years-5.69%
TTM44.7%
Return on Capital
10 Years2.22%
5 Years1.37%
3 Years0.09%
Last Year2.52%
CFFN Recent Earnings
Capitol Federal Financial, Inc. (CFFN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 29, 2026EPS
$0.16
Est $0.17
-5.9%
Revenue
$58M
Est $57M
+1.3%
Q1 2026
Jan 28, 2026EPS
$0.16
Est $0.15
+6.7%
Revenue
$57M
Est $56M
+1.4%
Q4 2025
Oct 29, 2025EPS
$0.14
Est $0.14
+0.0%
Revenue
$54M
Est $55M
-2.6%
Q3 2025
Jul 23, 2025EPS
$0.14
Est $0.14
+0.0%
Revenue
$51M
Est $53M
-5.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $0.16vs $0.17-5.9% | $58Mvs $57M+1.3% |
| Q1 2026 | Jan 28, 2026 | $0.16vs $0.15+6.7% | $57Mvs $56M+1.4% |
| Q4 2025 | Oct 29, 2025 | $0.14vs $0.14+0.0% | $54Mvs $55M-2.6% |
| Q3 2025 | Jul 23, 2025 | $0.14vs $0.14+0.0% | $51Mvs $53M-5.1% |
Based on last 12 quarters of dataView full earnings history →
CFFN Peer Comparison
Capitol Federal Financial, Inc. (CFFN) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WAFD | 2.72B | 35.64 | 13.55 | -1.58% | 8.02% | 0.60 | ||
 HOMB | 5.32B | 27.03 | 13.45 | 9.47% | 10.86% | 0.30 | ||
 NWBI | 2.06B | 14.08 | 15.30 | 16.3% | 7.18% | 0.24 | ||
 TRST | 861.09M | 48.62 | 14.96 | 5.77% | 8.86% | 0.28 | ||
 KRNY | 510.29M | 8.12 | 19.32 | 5.09% | 4.31% | 1.68 | ||
 FMAO | 373.54M | 27.17 | 7.97 | 7.1% | 9.33% | 0.81 | ||
 BSVN | 412.67M | 43.61 | 9.69 | -3.87% | 18.21% | |||
 HFWA | 933.57M | 27.46 | 14.01 | 5.92% | 7.51% | 0.05 |
Compare CFFN vs Peers
Capitol Federal Financial, Inc. (CFFN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CFFN Income Statement
Capitol Federal Financial, Inc. (CFFN) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 195.38M | 198.77M | 206.39M | 189.34M | 175M | 192.59M | 153.27M | 162.06M | 180.31M | 189.4M |
| NII Growth % | 1.67% | 1.74% | 3.83% | -8.26% | -7.57% | 10.05% | -20.42% | 5.73% | 11.26% | 59.84% |
| Net Interest Margin % | 2.13% | 2.1% | 2.21% | 2% | 1.82% | 2% | 1.51% | 1.7% | 1.84% | 1.94% |
| Interest Income | 313.19M | 321.89M | 329.95M | 304.98M | 258.18M | 279.54M | 359.79M | 376.84M | 399.52M | 407.89M |
| Interest Expense | 117.8M | 123.12M | 123.56M | 115.64M | 83.18M | 86.95M | 206.52M | 214.78M | 219.21M | 218.49M |
| Loan Loss Provision | 0 | 0 | 750K | 22.3M | -8.51M | -4.63M | 6.84M | 1.26M | 745K | 1.17M |
| Non-Interest Income | 16.91M | 16.41M | 19.48M | 16.71M | 20.57M | 20.03M | -174.15M | 2.52M | 17.88M | 19.26M |
| Non-Interest Income % | 5.12% | 4.85% | 5.57% | 5.19% | 7.38% | 6.69% | -93.81% | 0.67% | 4.28% | 4.51% |
| Total Revenue | 330.1M▲ 0% | 338.31M▲ 2.5% | 349.43M▲ 3.3% | 321.69M▼ 7.9% | 278.75M▼ 13.3% | 299.57M▲ 7.5% | 185.64M▼ 38.0% | 379.37M▲ 104.4% | 417.4M▲ 10.0% | 427.14M▲ 0% |
| Revenue Growth % | 4.8% | 2.49% | 3.29% | -7.94% | -13.35% | 7.47% | -38.03% | 104.36% | 10.03% | 28.27% |
| Non-Interest Expense | 84.37M | 91.28M | 104.47M | 103.11M | 108.06M | 110.05M | 111.24M | 109.22M | 114.43M | 118.35M |
| Efficiency Ratio | 25.56% | 26.98% | 29.9% | 32.05% | 38.76% | 36.74% | 59.92% | 28.79% | 27.41% | 27.71% |
| Operating Income | 127.92M▲ 0% | 123.91M▼ 3.1% | 120.65M▼ 2.6% | 80.63M▼ 33.2% | 96.03M▲ 19.1% | 107.2M▲ 11.6% | -138.96M▼ 229.6% | 54.1M▲ 138.9% | 83.02M▲ 53.4% | 89.14M▲ 0% |
| Operating Margin % | 38.75% | 36.63% | 34.53% | 25.06% | 34.45% | 35.79% | -74.85% | 14.26% | 19.89% | 20.87% |
| Operating Income Growth % | 4.9% | -3.14% | -2.62% | -33.17% | 19.1% | 11.64% | -229.62% | 138.94% | 53.45% | - |
| Pretax Income | 127.92M▲ 0% | 123.91M▼ 3.1% | 120.65M▼ 2.6% | 80.63M▼ 33.2% | 96.03M▲ 19.1% | 107.2M▲ 11.6% | -138.96M▼ 229.6% | 54.1M▲ 138.9% | 83.02M▲ 53.4% | 89.14M▲ 0% |
| Pretax Margin % | 38.75% | 36.63% | 34.53% | 25.06% | 34.45% | 35.79% | -74.85% | 14.26% | 19.89% | 20.87% |
| Income Tax | 43.78M | 24.98M | 26.41M | 16.09M | 19.95M | 22.75M | -37.3M | 16.09M | 15M | 16.24M |
| Effective Tax Rate % | 34.23% | 20.16% | 21.89% | 19.96% | 20.77% | 21.22% | 26.84% | 29.75% | 18.06% | 18.22% |
| Net Income | 84.14M▲ 0% | 98.93M▲ 17.6% | 94.24M▼ 4.7% | 64.54M▼ 31.5% | 76.08M▲ 17.9% | 84.45M▲ 11.0% | -101.66M▼ 220.4% | 38.01M▲ 137.4% | 68.03M▲ 79.0% | 72.9M▲ 0% |
| Net Margin % | 25.49% | 29.24% | 26.97% | 20.06% | 27.29% | 28.19% | -54.76% | 10.02% | 16.3% | 17.07% |
| Net Income Growth % | 0.77% | 17.58% | -4.73% | -31.52% | 17.88% | 11% | -220.37% | 137.39% | 78.97% | 43.22% |
| Net Income (Continuing) | 84.14M | 98.93M | 94.24M | 64.54M | 76.08M | 84.45M | -101.66M | 38.01M | 68.03M | 72.9M |
| EPS (Diluted) | 0.63▲ 0% | 0.73▲ 15.9% | 0.68▼ 6.8% | 0.47▼ 30.9% | 0.56▲ 19.1% | 0.62▲ 10.7% | -0.76▼ 222.6% | 0.29▲ 138.2% | 0.52▲ 79.3% | 0.57▲ 0% |
| EPS Growth % | 0% | 15.87% | -6.85% | -30.88% | 19.15% | 10.71% | -222.58% | 138.16% | 79.31% | 44.7% |
| EPS (Basic) | 0.63 | 0.73 | 0.68 | 0.47 | 0.56 | 0.62 | -0.76 | 0.29 | 0.52 | - |
| Diluted Shares Outstanding | 134.24M | 134.76M | 137.74M | 137.9M | 135.5M | 135.7M | 133.56M | 130.67M | 130.03M | 128.95M |
CFFN Balance Sheet
Capitol Federal Financial, Inc. (CFFN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 767.49M | 853.67M | 1.43B | 1.75B | 2.06B | 1.61B | 1.63B | 1.07B | 1.12B | 4.61B |
| Cash & Due from Banks | 351.66M | 139.06M | 220.37M | 185.15M | 42.26M | 49.19M | 245.6M | 217.31M | 252.44M | 232.63M |
| Short Term Investments | 415.83M | 714.61M | 1.2B | 1.56B | 2.01B | 1.56B | 1.38B | 856.27M | 867.22M | 829.7M |
| Total Investments | 8.44B | 8.84B | 8.62B | 8.76B | 9.1B | 9.03B | 9.36B | 8.76B | 8.98B | 9.01B |
| Investments Growth % | -1.72% | 4.77% | -2.49% | 1.65% | 3.79% | -0.75% | 3.63% | -6.33% | 2.46% | 8.77% |
| Long-Term Investments | 8.02B | 8.13B | 7.42B | 7.2B | 7.08B | 7.46B | 7.97B | 7.91B | 8.11B | 32.19B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.18B |
| Goodwill & Intangibles | 0 | 17.81M | 16.83M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 7.99M | 9.32M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 9.82M | 7.5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 84.82M | 96M | 96.78M | 101.88M | 99.13M | 94.82M | 91.53M | 91.46M | 89.31M | 88.75M |
| Other Assets | 317.8M | 370.89M | 401.25M | 436.39M | 394.11M | 419.48M | 455.29M | 433.26M | 433.94M | -8.18B |
| Total Current Assets | 767.49M | 855.85M | 1.43B | 1.75B | 2.06B | 1.61B | 1.63B | 1.07B | 1.12B | 8.41B |
| Total Non-Current Assets | 8.43B | 8.59B | 7.91B | 7.74B | 7.57B | 8.01B | 8.55B | 8.45B | 8.66B | 111.5M |
| Total Assets | 9.19B▲ 0% | 9.45B▲ 2.8% | 9.34B▼ 1.2% | 9.49B▲ 1.6% | 9.63B▲ 1.5% | 9.62B▼ 0.1% | 10.18B▲ 5.7% | 9.53B▼ 6.4% | 9.78B▲ 2.6% | 9.78B▲ 0% |
| Asset Growth % | -0.8% | 2.79% | -1.16% | 1.58% | 1.52% | -0.07% | 5.74% | -6.39% | 2.64% | 6.06% |
| Return on Assets (ROA) | 0.91% | 1.06% | 1% | 0.69% | 0.8% | 0.88% | -1.03% | 0.39% | 0.7% | 0.75% |
| Accounts Payable | 52.19M | 83.02M | 101.87M | 146.94M | 129.27M | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 2.37B | 2.4B | 2.24B | 1.79B | 1.58B | 2.13B | 2.38B | 2.18B | 1.95B | 1.83B |
| Net Debt | 2.02B | 2.26B | 2.02B | 1.6B | 1.54B | 2.08B | 2.13B | 1.96B | 1.7B | 1.6B |
| Long-Term Debt | 2.17B | 2.29B | 2.24B | 1.79B | 1.58B | 2.13B | 2.38B | 2.18B | 1.95B | 1.55B |
| Short-Term Debt | 200M | 110.05M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 275M |
| Other Liabilities | 64.28M | -44.79M | 65.69M | 66.52M | 73.65M | 201.38M | 703.06M | 185.79M | 186.75M | 6.9B |
| Total Current Liabilities | 5.56B | 5.8B | 5.68B | 6.34B | 6.73B | 6.19B | 6.05B | 6.13B | 6.59B | 275M |
| Total Non-Current Liabilities | 2.26B | 2.26B | 2.32B | 1.86B | 1.66B | 2.33B | 3.08B | 2.37B | 2.14B | 8.46B |
| Total Liabilities | 7.82B | 8.06B | 8B | 8.2B | 8.39B | 8.53B | 9.13B | 8.5B | 8.73B | 8.74B |
| Total Equity | 1.37B▲ 0% | 1.39B▲ 1.7% | 1.34B▼ 4.0% | 1.28B▼ 3.9% | 1.24B▼ 3.3% | 1.1B▼ 11.7% | 1.04B▼ 4.8% | 1.03B▼ 1.1% | 1.05B▲ 1.5% | 1.04B▲ 0% |
| Equity Growth % | -1.77% | 1.7% | -3.97% | -3.85% | -3.31% | -11.73% | -4.78% | -1.13% | 1.49% | 6.58% |
| Equity / Assets (Capital Ratio) | 14.88% | 14.73% | 14.31% | 13.54% | 12.9% | 11.39% | 10.26% | 10.83% | 10.71% | 10.65% |
| Return on Equity (ROE) | 6.09% | 7.17% | 6.91% | 4.92% | 6.02% | 7.22% | -9.5% | 3.66% | 6.54% | 6.99% |
| Book Value per Share | 10.19 | 10.33 | 9.70 | 9.32 | 9.17 | 8.08 | 7.82 | 7.90 | 8.06 | 8.08 |
| Tangible BV per Share | 10.19 | 10.19 | 9.58 | 9.32 | 9.17 | 8.08 | 7.82 | 7.90 | 8.06 | 8.08 |
| Common Stock | 1.38M | 1.41M | 1.41M | 1.39M | 1.39M | 1.39M | 1.36M | 1.33M | 1.32M | 1.3M |
| Additional Paid-in Capital | 1.17B | 1.21B | 1.21B | 1.19B | 1.19B | 1.19B | 1.17B | 1.15B | 1.14B | 1.13B |
| Retained Earnings | 234.64M | 214.57M | 174.28M | 143.16M | 98.94M | 80.27M | -104.56M | -111.1M | -87.33M | -78.04M |
| Accumulated OCI | 2.92M | 4.34M | -14.9M | -16.5M | -16.3M | -145.63M | 8.7M | 21.63M | 15.76M | 16.21M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CFFN Cash Flow Statement
Capitol Federal Financial, Inc. (CFFN) cash flow — operating, investing & free cash flow history
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 85.44M | 124.16M | 80.95M | 92.93M | 74.47M | 97.3M | 47.53M | 31.18M | 55.04M | 55.04M |
| Operating CF Growth % | 0.58% | 45.31% | -34.81% | 14.8% | -19.87% | 30.66% | -51.15% | -34.39% | 76.5% | 947.93% |
| Net Income | 84.14M | 98.93M | 94.24M | 64.54M | 76.08M | 84.45M | -101.66M | 38.01M | 68.03M | 72.9M |
| Depreciation & Amortization | 7.8M | 8.69M | 11.46M | 11.1M | 10.95M | 10.74M | 10.11M | 8.7M | 7.72M | 6.65M |
| Deferred Taxes | 922K | -4.54M | -361K | -5.59M | -1.67M | 2.05M | -45.52M | 3.55M | 2.08M | 0 |
| Other Non-Cash Items | 481K | 9.01M | -5.82M | 18.67M | -11.98M | -7.87M | 190.3M | -2.04M | -8.24M | -5.38M |
| Working Capital Changes | -10.83M | 9.51M | -21.32M | 1.65M | -1.45M | 5.69M | -7.21M | -18.32M | -15.94M | -8.43M |
| Cash from Investing | 146.28M | -21.57M | 233.26M | -151.29M | -326.67M | -167.58M | -329.1M | 629.11M | -206.59M | -160.19M |
| Purchase of Investments | -37.42M | -411.46M | -386.7M | -1.01B | -1.08B | -88.03M | 0 | -1.18B | -248.21M | -178.64M |
| Sale/Maturity of Investments | 413.33M | 407.31M | 525.19M | 667.95M | 601.68M | 323.02M | 186.86M | 1.73B | 233.99M | 182.41M |
| Net Investment Activity | 375.91M | -4.15M | 138.49M | -339.81M | -477.67M | 235M | 186.86M | 550.98M | -14.22M | 3.77M |
| Acquisitions | 0 | 15.69M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -220.5M | -21.34M | 106.5M | 203.26M | 160.41M | -397.02M | -509.68M | 85.32M | -187.16M | -159.91M |
| Cash from Financing | -161.83M | -315.2M | -199.56M | 44.37M | 82.78M | 49.18M | 477.98M | -688.59M | 186.68M | 155.62M |
| Dividends Paid | -117.96M | -118.31M | -134.93M | -93.86M | -117.89M | -103.13M | -83.17M | -44.52M | -44.25M | -44.21M |
| Share Repurchases | 0 | 0 | 0 | -20.77M | -4.57M | 0 | -23.45M | -19.45M | -3.89M | -19.85M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | 0 | -20.77M | -4.57M | 0 | -23.45M | -19.45M | -3.89M | -19.85M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -4M |
| Other Financing | 156.13M | -57.79M | -19.58M | 606M | 408.24M | -395.19M | -160.72M | 77.57M | 464.53M | 554.4M |
| Net Change in Cash | 69.89M▲ 0% | -212.6M▼ 404.2% | 114.64M▲ 153.9% | -13.99M▼ 112.2% | -169.42M▼ 1110.8% | -21.1M▲ 87.5% | 196.41M▲ 1030.9% | -28.3M▼ 114.4% | 35.14M▲ 224.2% | 62.31M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 281.76M | 351.66M | 139.06M | 253.7M | 239.71M | 70.29M | 49.19M | 245.6M | 217.31M | 252.44M |
| Cash at End | 351.66M | 139.06M | 253.7M | 239.71M | 70.29M | 49.19M | 245.6M | 217.31M | 252.44M | 232.63M |
| Interest Paid | 117.31M | 119.7M | 123.51M | 118.61M | 83.65M | 83.83M | 188.91M | 224.7M | 217.65M | 217.65M |
| Income Taxes Paid | 37.88M | 24.79M | 17.78M | 13.04M | 13.06M | 13.56M | 5.42M | 6.02M | 1.02M | -412.59M |
| Free Cash Flow | 76.32M▲ 0% | 112.4M▲ 47.3% | 69.22M▼ 38.4% | 78.19M▲ 13.0% | 65.06M▼ 16.8% | 91.74M▲ 41.0% | 41.25M▼ 55.0% | 24M▼ 41.8% | 49.84M▲ 107.7% | 61.22M▲ 0% |
| FCF Growth % | 8.87% | 47.28% | -38.42% | 12.96% | -16.79% | 41.02% | -55.04% | -41.82% | 107.66% | 74.64% |
CFFN Banking Ratios
Capitol Federal Financial, Inc. (CFFN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 6.09% | 7.17% | 6.91% | 4.92% | 6.02% | 7.22% | -9.5% | 3.66% | 6.54% | 6.99% |
| Return on Assets (ROA) | 0.91% | 1.06% | 1% | 0.69% | 0.8% | 0.88% | -1.03% | 0.39% | 0.7% | 0.75% |
| Net Interest Margin | 2.13% | 2.1% | 2.21% | 2% | 1.82% | 2% | 1.51% | 1.7% | 1.84% | 1.94% |
| Efficiency Ratio | 25.56% | 26.98% | 29.9% | 32.05% | 38.76% | 36.74% | 59.92% | 28.79% | 27.41% | 27.71% |
| Equity / Assets | 14.88% | 14.73% | 14.31% | 13.54% | 12.9% | 11.39% | 10.26% | 10.83% | 10.71% | 10.65% |
| Book Value / Share | 10.19 | 10.33 | 9.7 | 9.32 | 9.17 | 8.08 | 7.82 | 7.9 | 8.06 | 8.08 |
| NII Growth | 1.67% | 1.74% | 3.83% | -8.26% | -7.57% | 10.05% | -20.42% | 5.73% | 11.26% | 15% |
| Dividend Payout | 140.2% | 119.6% | 143.17% | 145.43% | 154.95% | 122.12% | - | 117.13% | 65.05% | 60.64% |
CFFN SEC Filings & Documents
Capitol Federal Financial, Inc. (CFFN) SEC filings — annual & quarterly reports (10-K, 10-Q)
CFFN Frequently Asked Questions
Capitol Federal Financial, Inc. (CFFN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Capitol Federal Financial, Inc. (CFFN) grew revenue by 10.0% over the past year. This is steady growth.
Yes, Capitol Federal Financial, Inc. (CFFN) is profitable, generating $72.9M in net income for fiscal year 2025 (16.3% net margin).
Dividend & Returns
Yes, Capitol Federal Financial, Inc. (CFFN) pays a dividend with a yield of 4.35%. This makes it attractive for income-focused investors.
Capitol Federal Financial, Inc. (CFFN) has a return on equity (ROE) of 6.5%. This is below average, suggesting room for improvement.
Industry Metrics
Capitol Federal Financial, Inc. (CFFN) has a net interest margin (NIM) of 1.8%. NIM has been under pressure due to interest rate environment.
Capitol Federal Financial, Inc. (CFFN) has an efficiency ratio of 27.4%. This is excellent, indicating strong cost control.
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