Capitol Federal Financial is executing a steady earnings recovery, with net interest income up 17.7% year-over-year to $53.5M in 2026Q3 and EPS growth of 35.7%, driven by disciplined expense control (efficiency ratio 29.4%) and benign credit costs (zero provision).
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 28, 2026 | $0.18-1.8% vs $0.18 | $61M-0.4% vs $61M |
Q3 2026 Jul 29, 2026 | $0.19+11.8% vs $0.17 | $60M+2.6% vs $59M |
Q2 2026 Apr 29, 2026 | $0.16-5.9% vs $0.17 | $58M+1.3% vs $57M |
Q1 2026 Jan 28, 2026 | $0.16+6.7% vs $0.15 | $57M+1.4% vs $56M |
What happened Capitol Federal Financial, Inc. (NASDAQ: CFFN) said its annual stockholders meeting will be held on Tuesday, January 26, 2027. The voting record date is December 4, 2026. The report date was October 16, 2026. The company said it is the holding company for Capitol Federal Savings Bank. The filing was filed as a
TOPEKA, Kan., Oct. 16, 2026 /PRNewswire/ -- Capitol Federal Financial, Inc. (NASDAQ: CFFN) (the "Company") announced today that the annual meeting of stockholders will be held on Tuesday, January 26, 2027.
Capitol Federal Financial is improving profitability as it shifts from residential mortgages to higher-yield commercial lending, yet the market remains cautious. CFFN's net interest margin rose to 2.31%, with Q3 net profit at $23.6 million and EPS of $0.19, but profitability lags sector peers. Valuation is mixed: CFFN trades at 13x GAAP P/E and 1.02x P/B, below the sector median on P/B but above on forward P/E, reflecting cautious optimism.
Bank of America Corp DE bought a new stake in shares of Capitol Federal Financial (NASDAQ: CFFN) in the second quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund bought 889,564 shares of the savings and loans company's stock, valued at approximately $7,570,000. Bank of America Corp
Benchmark CFFN against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Capitol Federal Financial, Inc. (CFFN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $8.43 | $1.04B | 11.97 | 18.84% | 37.87% | 8.44% | — | |
| $29.43 | $2.17B | 8.53 | 12.22% | 31.45% | 8.5% | — | |
| $29.86 | $6.01B | 12.16 | -3.54% | 43.71% | 10.95% | 2.69% | |
| $15.24 | $2.23B | 11.21 | 25.41% | 32.11% | 10.53% | 4.92% | |
| $57.30 | $975.7M | 14.68 | 9.38% | 42.23% | 10% | 2.63% | |
| $9.01 | $567.03M | 15.56 | 15.66% | 20.46% | 4.84% | 4.89% |
Capitol Federal Financial, Inc. (CFFN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Capitol Federal Financial, Inc. (CFFN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 29, 2026·SEC
Apr 29, 2026·SEC
Jan 29, 2026·SEC
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Capitol Federal Financial, Inc. (CFFN) stock FAQ — growth, dividends, profitability & financials explained
Capitol Federal Financial, Inc. (CFFN) grew revenue by 15.1% over the trailing twelve months, compared with the twelve months before.
Yes. Capitol Federal Financial, Inc. (CFFN) earned $86.4M in net income over the trailing twelve months (a 37.9% net margin).
Capitol Federal Financial, Inc. (CFFN) had a return on equity (ROE) of 8.4% over the trailing twelve months. That is below the market's typical 10-15%.
Capitol Federal Financial, Inc. (CFFN) has a net interest margin (NIM) of 2.2%. NIM has been under pressure due to interest rate environment.
Capitol Federal Financial, Inc. (CFFN) has an efficiency ratio of 53.0%. This is excellent, indicating strong cost control.
