City Holding Company (CHCO) quarterly income statement — complete revenue, gross profit & net income history
City Holding Company (CHCO) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 60.76M | 59.62M | 60.56M | 61.11M | 58.92M | 55.81M | 55.58M | 55.6M | 54.63M | 54.43M | 54.67M | 55.61M | 55.5M | 53.46M | 52.04M | 48.78M | 41.29M | 37.92M | 40.63M | 39.49M |
| NII Growth % | 3.11% | 6.81% | 8.95% | 9.89% | 7.87% | 2.55% | 1.67% | -0.02% | -1.58% | 1.81% | 5.04% | 14.01% | 34.42% | 40.99% | 28.08% | 23.54% | 8.9% | 1% | 6.41% | 3.98% |
| Net Interest Margin % | 0.9% | 0.88% | 0.9% | 0.92% | 0.89% | 0.84% | 0.86% | 0.86% | 0.86% | 0.86% | 0.89% | 0.92% | 0.9% | 0.86% | 0.89% | 0.82% | 0.66% | 0.63% | 0.68% | 0.66% |
| Interest Income | 80.21M | 78.77M | 81.45M | 82.09M | 80.29M | 77.39M | 78.82M | 78.05M | 75.99M | 73.57M | 71.86M | 70.19M | 67.68M | 61.53M | 56.59M | 50.81M | 42.74M | 39.55M | 42.47M | 41.56M |
| Interest Expense | 19.45M | 19.15M | 20.89M | 20.98M | 21.37M | 21.57M | 23.24M | 22.45M | 21.36M | 19.14M | 17.2M | 14.57M | 12.18M | 8.07M | 4.54M | 2.02M | 1.45M | 1.64M | 1.84M | 2.07M |
| Loan Loss Provision | 0 | 600K | 0 | -500K | -2M | 0 | 300K | 1.2M | 500K | -180K | -300K | 200K | 425K | 2.92M | 500K | 730K | 0 | -756K | 0 | -725K |
| Non-Interest Income | 0 | 19.63M | 19.64M | 17.93M | 16.74M | 16.59M | 14.47M | 18.06M | 16.61M | 15.68M | 12.3M | 15.18M | 18.54M | 17.16M | 17.18M | 16.84M | 16.18M | 15.8M | 16.04M | 16.4M |
| Non-Interest Income % | 0% | 24.77% | 24.49% | 22.68% | 22.13% | 22.91% | 20.66% | 24.51% | 23.32% | 22.37% | 18.37% | 21.44% | 25.04% | 24.3% | 24.82% | 25.66% | 28.16% | 29.42% | 28.3% | 29.34% |
| Total Net Revenue | 60.76M | 79.25M | 80.19M | 79.03M | 75.67M | 72.4M | 70.05M | 73.66M | 71.24M | 70.11M | 66.97M | 70.8M | 74.05M | 70.62M | 69.22M | 65.62M | 57.47M | 53.72M | 56.67M | 55.89M |
| Revenue Growth % | -19.7% | 9.45% | 14.48% | 7.29% | 6.21% | 3.28% | 4.61% | 4.05% | -3.79% | -0.72% | -3.26% | 7.88% | 28.83% | 31.46% | 22.14% | 17.42% | 7.2% | 2.15% | 4.06% | 4.57% |
| Non-Interest Expense | 40.2M | 39.38M | 39.55M | 35.69M | 36.5M | 35.49M | 35.27M | 35.35M | 34.48M | 33.63M | 33.17M | 32.8M | 33M | 37.1M | 31.23M | 30.1M | 29.02M | 27.88M | 27.05M | 27.63M |
| Efficiency Ratio | 66.17% | 49.7% | 49.32% | 45.15% | 48.24% | 49.01% | 50.35% | 47.98% | 48.39% | 47.97% | 49.54% | 46.33% | 44.57% | 52.53% | 45.12% | 45.87% | 50.5% | 51.9% | 47.73% | 49.44% |
| Operating Income | 20.56M | 39.26M | 40.64M | 43.85M | 41.16M | 36.92M | 34.48M | 37.12M | 36.26M | 36.66M | 34.09M | 37.8M | 40.62M | 30.6M | 37.49M | 34.8M | 28.45M | 26.59M | 29.62M | 28.98M |
| Operating Margin % | 33.83% | 49.54% | 50.68% | 55.48% | 54.4% | 50.99% | 49.22% | 50.39% | 50.9% | 52.28% | 50.91% | 53.39% | 54.85% | 43.33% | 54.16% | 53.02% | 49.5% | 49.5% | 52.27% | 51.86% |
| Operating Income Growth % | -50.06% | 6.35% | 17.86% | 18.14% | 13.5% | 0.71% | 1.14% | -1.8% | -10.72% | 19.79% | -9.06% | 8.62% | 42.77% | 15.07% | 26.55% | 20.06% | 2.38% | 7.23% | 10.59% | 14.9% |
| Pretax Income | 41.32M | 39.26M | 39.54M | 43.85M | 41.16M | 36.92M | 34.48M | 37.12M | 36.26M | 36.66M | 34.09M | 37.8M | 40.62M | 30.6M | 37.49M | 34.8M | 28.45M | 26.59M | 29.62M | 28.98M |
| Pretax Margin % | 68.01% | 49.54% | 49.31% | 55.48% | 54.4% | 50.99% | 49.22% | 50.39% | 50.9% | 52.28% | 50.91% | 53.39% | 54.85% | 43.33% | 54.16% | 53.02% | 49.5% | 49.5% | 52.27% | 51.86% |
| Income Tax | 8.02M | 7.53M | 7.97M | 8.66M | 7.77M | 6.58M | 5.83M | 7.31M | 7.15M | 7.13M | 6.64M | 7.96M | 7.88M | 6.26M | 6.83M | 7.42M | 5.77M | 5.25M | 6.24M | 6.25M |
| Effective Tax Rate % | 19.41% | 19.17% | 20.16% | 19.75% | 18.89% | 17.81% | 16.9% | 19.68% | 19.71% | 19.46% | 19.48% | 21.05% | 19.41% | 20.45% | 18.21% | 21.33% | 20.27% | 19.75% | 21.05% | 21.57% |
| Net Income | 33.3M | 31.73M | 31.57M | 35.19M | 33.39M | 30.34M | 28.65M | 29.81M | 29.11M | 29.52M | 27.45M | 29.84M | 32.73M | 24.34M | 30.66M | 27.37M | 22.68M | 21.34M | 23.39M | 22.73M |
| Net Margin % | 54.8% | 40.05% | 39.36% | 44.52% | 44.12% | 41.91% | 40.9% | 40.47% | 40.87% | 42.11% | 40.99% | 42.15% | 44.21% | 34.47% | 44.3% | 41.71% | 39.47% | 39.73% | 41.27% | 40.68% |
| Net Income Growth % | -0.27% | 4.59% | 10.17% | 18.04% | 14.67% | 2.77% | 4.38% | -0.1% | -11.05% | 21.29% | -10.47% | 9% | 44.31% | 14.05% | 31.12% | 20.42% | 2.42% | 7.71% | 5.24% | 12.95% |
| Net Income (Continuing) | 33.3M | 31.73M | 31.57M | 35.19M | 33.39M | 30.34M | 28.65M | 29.81M | 29.11M | 29.52M | 27.45M | 29.84M | 32.73M | 24.34M | 30.66M | 27.37M | 22.68M | 21.34M | 23.39M | 22.73M |
| EPS (Diluted) | 2.35 | 2.20 | 2.18 | 2.41 | 2.29 | 2.06 | 1.94 | 2.02 | 1.96 | 1.97 | 1.84 | 1.98 | 2.16 | 1.63 | 2.05 | 1.83 | 1.52 | 1.42 | 1.54 | 1.47 |
| EPS Growth % | 2.62% | 6.8% | 12.37% | 19.31% | 16.84% | 4.57% | 5.43% | 2.02% | -9.26% | 20.86% | -10.24% | 8.2% | 42.11% | 14.79% | 33.12% | 24.49% | 7.8% | 13.6% | 10% | 17.6% |
| EPS (Basic) | 2.35 | 2.20 | 2.18 | 2.41 | 2.29 | 2.06 | 1.94 | 2.02 | 1.96 | 1.98 | 1.84 | 1.98 | 2.16 | 1.63 | 2.06 | 1.85 | 1.52 | 1.41 | 1.54 | 1.47 |
| Diluted Shares Outstanding | 14.06M | 14.27M | 14.37M | 14.46M | 14.47M | 14.63M | 14.7M | 14.65M | 14.71M | 14.82M | 14.79M | 14.95M | 15.01M | 14.84M | 14.79M | 14.8M | 14.91M | 15M | 15.06M | 15.3M |