CHCO trades 19.2% above Wall Street's consensus target of $114.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CHCO achieves its forward estimates and maintains a stable P/E multiple of 15.3x. This scenario reflects the blended consensus of 8 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of October 24, 2026, City Holding Company (CHCO) has a Wall Street consensus price target of $114.50, based on estimates from 8 covering analysts. With the stock currently trading at $141.70, this represents a potential downside of -19.2%. The company has a market capitalization of $2.00B.
Analyst price targets range from a low of $99.00 to a high of $130.00, representing a 27% spread in expectations. The median target of $114.50 aligns closely with the consensus average.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,8 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, CHCO trades at a trailing P/E of 15.9x and forward P/E of 15.3x. The forward PEG ratio of 1.53 indicates reasonable valuation for growth. Analysts expect EPS to grow -1.0% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $153.72, with bear and bull scenarios of $96.85 and $202.55 respectively. Model confidence stands at 48/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 FFINFirst Financial Bankshares, Inc. | $4.3B | $30.17 | $34.33 | +13.8% | Hold | 14.8x | 17 |
 WSFSWSFS Financial Corporation | $4.1B | $79.02 | $81.50 | +3.1% | Hold | 12.0x | 13 |
 SFNCSimmons First National Corporation | $3.4B | $23.31 | $25.88 | +11.0% | Buy | 11.2x | 9 |
 NBTBNBT Bancorp Inc. | $2.7B | $52.87 | $56.67 | +7.2% | Hold | 12.7x | 10 |
 FULTFulton Financial Corporation | $4.5B | $23.67 | $26.50 | +12.0% | Hold | 11.1x | 20 |
 UBSIUnited Bankshares, Inc. | $6.7B | $48.67 | $49.50 | +1.7% | Hold | 13.1x | 11 |
 HBANHuntington Bancshares Incorporated | $31.8B | $15.73 | $19.33 | +22.9% | Hold | 11.9x | 49 |
 ONBOld National Bancorp | $9.8B | $25.32 | $29.63 | +17.0% | Buy | 9.8x | 23 |
 GBCIGlacier Bancorp, Inc. | $6.2B | $47.81 | $57.00 | +19.2% | Buy | 15.7x | 14 |
 IBCPIndependent Bank Corporation | $762M | $36.98 | $39.50 | +6.8% | Hold | 10.4x | 8 |
Quick answers to the most common questions about buying CHCO stock.
CHCO's consensus price target is $114.5, -19.2% below the current price of $141.7. The 8 analysts tracking CHCO see downside risk at present valuations.
CHCO has a consensus rating of "Hold" based on 8 Wall Street analysts. The rating breakdown is mixed, with 8 Hold ratings making up the largest segment. The consensus 12-month price target of $114.5 implies -19.2% downside from current levels.
With a forward P/E of 15.2735x, CHCO trades at a relatively low valuation. The consensus target of $114.5 implies -19.2% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $130 for CHCO, while the most conservative target is $99. The consensus of $114.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $203 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CHCO is moderately covered, with 8 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 8 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CHCO stock forecast based on 8 Wall Street analysts shows a consensus price target of $114.5, with estimates ranging from $99 (bear case) to $130 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $154, with bear/bull scenarios of $97/$203.
Our quantitative valuation model calculates CHCO's fair value at $154 (base case), with a bear case of $97 and bull case of $203. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 48/100.
CHCO trades at a forward P/E ratio of 15.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 15.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on CHCO, with 0 Sell ratings and a price target of $114.5 (-19.2% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CHCO analyst price targets range from $99 to $130, a 27% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $114.5 consensus represents the middle ground. Our model's $97-$203 range provides an independent fundamental perspective.
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