Citizens, Inc. (CIA) Earnings History
Profitable37 years of earnings data (1989–2025) · Positive TTM net income
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Citizens, Inc. (CIA) Earnings Overview
As of June 29, 2026, Citizens, Inc. (CIA) reported trailing twelve-month net income of $18M, reflecting +0.0% year-over-year growth. The company earned $0.36 per diluted share over the past four quarters, with a net profit margin of 5.7%.
Looking at the long-term picture, CIA's historical earnings data spans multiple years. The company achieved its highest annual net income of $73M in fiscal 2021.
Citizens, Inc. maintains positive profitability with a gross margin of 35.4%, operating margin of 6.8%, and net margin of 5.7%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including SNFCA ($35M net income, 9.3% margin), CSWC ($113M net income, 45.9% margin), GBLI ($34M net income, 5.6% margin), CIA has room to improve margins relative to the peer group. Compare CIA vs SNFCA →
CIA Earnings vs Peers
Earnings metrics vs comparable public companies
CIA Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $15M | -2.2% | $17M | $0.29 | 5.7% | 6.8% |
| 2024 | $15M | -39.0% | $15M | $0.29 | 6.1% | 6.1% |
| 2023 | $24M | -6.0% | $194M | $0.48 | 10.2% | 80.4% |
| 2022 | $26M | -64.2% | $27M | $-0.15 | 11.2% | 11.8% |
| 2021 | $73M | +761.7% | $31M | $-0.99 | 29.0% | 12.2% |
| 2020 | -$11M | -702.0% | -$12M | $-0.22 | -4.6% | -5.2% |
| 2019 | -$1M | +87.6% | $6M | $-0.03 | -0.5% | 2.3% |
| 2018 | -$11M | +71.0% | $2M | $-0.22 | -4.5% | 0.8% |
| 2017 | -$38M | -2036.4% | -$3M | $-0.76 | -15.1% | -1.2% |
| 2016 | $2M | +162.6% | $5M | $0.04 | 0.8% | 2.2% |
| 2015 | -$3M | +47.4% | -$2M | $-0.07 | -1.3% | -0.8% |
| 2014 | -$6M | -224.6% | -$2M | $-0.13 | -2.6% | -0.8% |
| 2013 | $5M | +5.8% | $7M | $0.10 | 2.2% | 3.2% |
| 2012 | $5M | -46.6% | $6M | $0.09 | 2.2% | 3.0% |
| 2011 | $8M | -42.3% | $11M | $0.17 | 4.4% | 5.8% |
| 2010 | $15M | -15.2% | $18M | $0.30 | 7.7% | 9.7% |
| 2009 | $17M | +210.4% | $21M | $0.31 | 9.2% | 10.9% |
| 2008 | -$16M | -194.9% | -$13M | $-0.36 | -10.7% | -8.6% |
| 2007 | $17M | +90.8% | $23M | $0.35 | 9.8% | 13.9% |
| 2006 | $9M | +18.8% | $13M | $0.08 | 5.5% | 8.4% |
| 2005 | $7M | -5.6% | $12M | $0.13 | 5.1% | 8.3% |
| 2004 | $8M | +147.3% | $43M | $0.19 | 7.7% | 43.1% |
| 2003 | $3M | -26.5% | $245,559 | $0.08 | 3.4% | 0.3% |
| 2002 | $4M | +7.3% | $5M | $0.12 | 5.1% | 6.6% |
| 2001 | $4M | +93.1% | $5M | $0.11 | 5.9% | 7.4% |
| 2000 | $2M | +61.5% | $3M | $0.06 | 3.1% | 3.8% |
| 1999 | $1M | +118.9% | $972,449 | $0.04 | 1.8% | 1.4% |
| 1998 | -$7M | -296.2% | -$6M | $-0.19 | -9.2% | -7.8% |
| 1997 | $3M | +55.7% | $4M | $0.10 | 5.3% | 6.2% |
| 1996 | $2M | -20.0% | $34M | $0.08 | 3.4% | 52.9% |
| 1995 | $3M | -34.1% | $4M | $0.10 | 5.2% | 7.1% |
| 1994 | $4M | -24.4% | $20M | $0.15 | 8.5% | 40.3% |
| 1993 | $6M | +41.4% | $16M | $0.21 | 12.9% | 38.5% |
| 1992 | $4M | -15.1% | $20M | $0.15 | 11.8% | 59.0% |
| 1991 | $5M | +206.7% | $17M | $0.20 | 16.5% | 59.1% |
| 1990 | $2M | +475.0% | $9M | $0.07 | 7.3% | 42.2% |
| 1989 | $-400,000 | - | $6M | $-0.01 | -2.3% | 33.9% |
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CIA — Frequently Asked Questions
Quick answers to the most common questions about buying CIA stock.
What is CIA earnings per share (EPS)?
CIA trailing twelve-month (TTM) diluted EPS is $0.36, reflecting +0.0% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is Citizens, Inc.'s net income?
Citizens, Inc. (CIA) trailing twelve-month net income is $18M as of 2025. Earnings declined +0.0% year-over-year. Citizens, Inc. has been profitable for 5 consecutive years.
Is CIA profitable?
Yes, CIA is profitable with a TTM net income of $18M and a net profit margin of +5.7%. Citizens, Inc. has generated profits for 5 consecutive years.
What is CIA's earnings growth rate?
CIA compound annual EPS growth rates (CAGR): 1-Year: +0.0%, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are CIA's profit margins?
Citizens, Inc. net profit margin is +5.7%, operating margin is +6.8%, and gross margin is +35.4%. Margins are within a typical range for the sector. Return on Equity is +6.6%.
Is CIA growing earnings?
CIA TTM EPS: $0.36. Net income: $18M. YoY earnings change: +0.0%.
What was CIA's best earnings year?
Citizens, Inc.'s highest annual net income on record is $73M, achieved in fiscal year 2021. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were CIA's earnings last quarter?
CIA's most recent reported quarter was Q1 2026. Net income was $2M with diluted EPS of $0.04. For a full breakdown of all quarters, see the quarterly earnings table on this page.