Citizens, Inc. (CIA) Earnings History
Annual and quarterly earnings data from 1989 to 2025
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CIA EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
CIA Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 0.0% | 0.0% | 5.7% |
| 2024 | 49.7% | 6.1% | 6.1% |
| 2023 | 100.0% | 80.4% | 10.2% |
| 2022 | 49.4% | 11.8% | 11.2% |
| 2021 | 51.1% | 12.2% | 29.0% |
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Citizens, Inc. (CIA) Earnings Overview
As of May 8, 2026, Citizens, Inc. (CIA) reported trailing twelve-month net income of $15M, reflecting +0.0% year-over-year growth. The company earned $0.29 per diluted share over the past four quarters, with a net profit margin of 5.7%.
Looking at the long-term picture, CIA's historical earnings data spans multiple years. The company achieved its highest annual net income of $73M in fiscal 2021.
Citizens, Inc. maintains positive profitability with, and net margin of 5.7%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including SNFCA ($19M net income, 9.3% margin), CSWC ($103M net income, 43.1% margin), GBLI ($34M net income, 5.6% margin), CIA has room to improve margins relative to the peer group. Compare CIA vs SNFCA →
CIA Earnings vs Peers
Earnings metrics vs comparable public companies
CIA Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $15M | -2.2% | $0 | $0.29 | 5.7% | 0.0% |
| 2024 | $15M | -39.0% | $15M | $0.29 | 6.1% | 6.1% |
| 2023 | $24M | -6.0% | $194M | $0.48 | 10.2% | 80.4% |
| 2022 | $26M | -64.2% | $27M | $-0.15 | 11.2% | 11.8% |
| 2021 | $73M | +761.7% | $31M | $-0.99 | 29.0% | 12.2% |
| 2020 | -$11M | -702.0% | -$12M | $-0.22 | -4.6% | -5.2% |
| 2019 | -$1M | +87.6% | $6M | $-0.03 | -0.5% | 2.3% |
| 2018 | -$11M | +71.0% | $2M | $-0.22 | -4.5% | 0.8% |
| 2017 | -$38M | -2036.4% | -$3M | $-0.76 | -15.1% | -1.2% |
| 2016 | $2M | +162.6% | $5M | $0.04 | 0.8% | 2.2% |
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Start ComparisonCIA — Frequently Asked Questions
Quick answers to the most common questions about buying CIA stock.
Is CIA growing earnings?
CIA TTM EPS: $0.29. Net income: $15M. Earnings growth: +0.0%.
What are CIA's profit margins?
Citizens, Inc. net margin is +5.7%, with operating margin at N/A. Margins sit within typical range for the sector.
How consistent are CIA's earnings?
CIA earnings data spans 1989-2025. The current earnings trend is +0.0% YoY. Historical data enables comparison across business cycles.