Last 48 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
CNA Financial Corporation's quarterly P/E stands at 14.7x, up 15.9% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has expanded 11.0% YoY to 12.4x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.32 | 14.71 | 10.75 | 7.85 | 10.57 | 12.70 | 157.05 | 11.76 | 9.84 | 9.16 | 7.84 | 10.36 | 9.28 |
| — | +15.9% | -93.2% | -33.3% | +7.4% | +38.7% | +1904.4% | +13.6% | +6.0% | +2.3% | -22.9% | +22.4% | -42.9% | |
| P/S Ratio | 0.80 | 0.84 | 0.87 | 0.84 | 0.87 | 0.97 | 0.91 | 0.94 | 0.91 | 0.91 | 0.84 | 0.81 | 0.81 |
| — | -12.9% | -5.3% | -10.2% | -4.4% | +6.1% | +9.2% | +16.0% | +12.8% | +7.5% | -9.4% | -3.5% | -22.9% | |
| P/B Ratio | 1.02 | 1.14 | 1.12 | 1.12 | 1.19 | 1.35 | 1.26 | 1.24 | 1.27 | 1.28 | 1.16 | 1.25 | 1.20 |
| — | -15.1% | -10.9% | -9.9% | -6.6% | +5.1% | +7.9% | -0.9% | +5.7% | +4.5% | -13.5% | +0.8% | -6.4% | |
| P/FCF | 4.92 | 8.17 | 6.00 | 4.49 | 5.89 | 5.58 | 4.96 | 4.57 | 5.26 | 6.40 | 5.79 | 3.33 | 5.49 |
| — | +46.3% | +20.8% | -1.7% | +11.9% | -12.7% | -14.3% | +37.2% | -4.3% | +0.2% | +1.0% | -4.4% | +6.8% | |
| EV / EBITDA | 8.50 | 12.39 | 9.84 | 7.36 | 9.59 | 11.16 | 107.70 | 10.49 | 9.02 | 8.75 | 7.37 | 9.87 | 8.83 |
| — | +11.0% | -90.9% | -29.8% | +6.3% | +27.6% | +1361.2% | +6.3% | +2.1% | +3.6% | -35.5% | — | -41.6% | |
| EV / EBIT | 8.87 | 12.39 | 9.39 | 7.12 | 9.29 | 10.72 | 75.19 | 10.09 | 8.69 | 8.39 | 7.30 | 9.38 | 8.50 |
| — | +15.6% | -87.5% | -29.4% | +6.9% | +27.8% | +930.5% | +7.6% | +2.3% | +3.5% | -33.0% | — | -40.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
CNA Financial Corporation's operating margin was 8.2% in Q1 2026, down 1.9 pp QoQ and down 1.6 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 10.6% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 35.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 30.7% | 40.8% | 30.1% | 32.9% | 29.8% | 30.0% | 31.0% | 30.3% | 32.7% | 33.6% | 34.7% | 31.9% | 32.8% |
| — | +35.9% | -2.9% | +8.7% | -9.1% | -10.6% | -10.7% | -5.2% | -0.3% | -4.1% | +3.9% | +31.0% | +1.5% | |
| Operating Margin | 11.0% | 8.2% | 10.1% | 13.7% | 10.5% | 9.8% | 0.6% | 10.2% | 11.7% | 12.6% | 13.4% | 9.9% | 11.1% |
| — | -16.5% | +1631.1% | +34.6% | -10.4% | -22.4% | -95.7% | +3.2% | +5.0% | +6.2% | +41.5% | +678.2% | +42.9% | |
| Net Margin | 8.7% | 8.8% | 8.0% | 10.7% | 8.2% | 7.7% | 0.6% | 8.0% | 9.2% | 10.0% | 10.7% | 7.8% | 8.7% |
| — | +14.5% | +1283.1% | +34.9% | -10.6% | -23.0% | -94.6% | +2.2% | +5.6% | +5.0% | +33.8% | +655.6% | +33.9% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.5% | 2.9% | 2.6% | 3.7% | 2.9% | 2.6% | 0.2% | 2.7% | 3.2% | 3.5% | 4.0% | 3.0% | 3.3% |
| — | +9.0% | +1233.0% | +33.7% | -12.0% | -23.8% | -95.0% | -8.1% | -0.3% | +0.2% | +33.4% | +725.6% | +74.1% | |
| ROA | 2.0% | 0.5% | 0.4% | 0.6% | 0.4% | 0.4% | 0.0% | 0.5% | 0.5% | 0.6% | 0.6% | 0.5% | 0.5% |
| — | +14.8% | +1165.0% | +24.3% | -17.6% | -24.7% | -94.6% | +3.3% | +7.3% | +7.4% | +40.7% | +697.9% | +49.9% | |
| ROIC | 8.9% | 1.6% | 2.0% | 2.8% | 2.2% | 2.0% | 0.1% | 2.1% | 2.4% | 2.5% | 2.9% | 2.1% | 2.4% |
| — | -18.6% | +1577.5% | +32.7% | -8.3% | -19.7% | -95.8% | -1.5% | -0.7% | -0.8% | +39.0% | +717.1% | +76.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
CNA Financial Corporation's Debt/EBITDA ratio is 9.9x, up from 7.5x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 183.5% YoY to 1.07x, strengthening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.26 | 0.27 | 0.26 | 0.31 | 0.28 | 0.29 | 0.31 | 0.28 | 0.30 | 0.36 | 0.33 | 0.38 | 0.36 |
| — | -5.4% | -16.3% | +10.9% | -7.3% | -20.6% | -6.9% | -27.7% | -17.3% | +13.5% | -6.5% | +11.3% | +24.5% | |
| Debt / EBITDA | 1.76 | 9.91 | 7.52 | 6.53 | 7.47 | 8.13 | 86.81 | 7.86 | 7.07 | 7.95 | 6.64 | 9.57 | 8.42 |
| — | +21.9% | -91.3% | -16.9% | +5.7% | +2.3% | +1207.8% | -17.8% | -16.0% | +9.4% | -32.1% | — | -27.6% | |
| Current Ratio | 0.38 | 1.07 | 0.38 | 0.37 | 0.38 | 0.38 | — | — | — | — | — | — | — |
| — | +183.5% | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.38 | 1.07 | 0.38 | 0.37 | 0.38 | 0.38 | — | — | — | — | — | — | — |
| — | +183.5% | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 13.00 | 9.09 | 11.50 | 15.25 | 13.26 | 11.91 | 1.66 | 12.28 | 12.82 | 13.20 | 14.53 | 10.59 | 12.65 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Start ComparisonQuick answers to the most common questions about buying CNA stock.
CNA Financial Corporation's current P/E is 9.3x. The average P/E over the last 4 quarters is 11.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
CNA Financial Corporation's current operating margin is 11.0%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking CNA Financial Corporation's business trajectory between earnings reports.