LexinFintech Holdings Ltd. (LX) P/E Ratio History
Historical price-to-earnings valuation from 2019 to 2025
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LX Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, LexinFintech Holdings Ltd. (LX) trades at a price-to-earnings ratio of 2.2x, with a stock price of $2.08 and trailing twelve-month earnings per share of $9.01.
The current P/E is 154% above its 5-year average of 0.9x. Over the past five years, LX's P/E has ranged from a low of 0.2x to a high of 4.0x, placing the current valuation at the 93th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, LX trades at a 84% discount to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
Relative to the broader market, LX trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our LX DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
LX P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $4B | 2.2Lowest | 0.11Best | +61% | |
| $3B | 3.8 | 1.12 | +8% | |
| $3B | 69.3 | 4.82 | +131%Best | |
| $22B | 445.4 | - | +109% | |
| $5B | 14.0 | 1.42 | +89% | |
| $319B | 16.8 | - | +71% | |
| $46B | 7.5 | 0.28 | +77% | |
| $143B | 8.7 | - | +85% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
LX Historical P/E Data (2019–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $7.21 | $9.16 | 0.8x | -8% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $10.09 | $7.66 | 1.3x | +53% |
| FY2024 Q4 | $5.80 | $6.46 | 0.9x | +5% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $2.72 | $4.48 | 0.6x | -29% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $1.65 | $4.84 | 0.3x | -60% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $1.80 | $5.52 | 0.3x | -62% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $1.84 | $6.16 | 0.3x | -65% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $2.21 | $7.76 | 0.3x | -67% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $2.29 | $7.00 | 0.3x | -62% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $2.71 | $6.70 | 0.4x | -53% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $1.90 | $6.96 | 0.3x | -68% |
| FY2022 Q3 | Fri Sep 30 2022 00:00:00 GM | $1.69 | $7.88 | 0.2x | -75% |
Average P/E for displayed period: 0.9x
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Start ComparisonLX — Frequently Asked Questions
Quick answers to the most common questions about buying LX stock.
Is LX stock overvalued or undervalued?
LX trades at 2.2x P/E, above its 5-year average of 0.9x. The 93th percentile ranking indicates a premium to historical valuation.
How does LX's valuation compare to peers?
LexinFintech Holdings Ltd. P/E of 2.2x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.
What is LX's PEG ratio?
LX PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2019-2025.