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TREE logoLendingTree, Inc. (TREE) P/E Ratio History

Historical price-to-earnings valuation from 2012 to 2026

Current P/E
3.8
Undervalued
5Y Avg P/E
103.6
-96% vs avg
PE Percentile
5%
Low
PEG Ratio
N/A
N/A
TTM EPS$12.80
Price$40.62
5Y PE Range3.3 - 367.9
Earnings Yield26.54%

Loading P/E history...

TREE Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
3.8vs103.6
-96%
Cheap vs History
vs. Financial Services
3.8vs13.3
-72%
Below Sector
vs. S&P 500
3.8vs25.1
-85%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 443% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, LendingTree, Inc. (TREE) trades at a price-to-earnings ratio of 3.8x, with a stock price of $40.62 and trailing twelve-month earnings per share of $12.80.

The current P/E is 96% below its 5-year average of 103.6x. Over the past five years, TREE's P/E has ranged from a low of 3.3x to a high of 367.9x, placing the current valuation at the 5th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.3x, TREE trades at a 72% discount to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.

Relative to the broader market, TREE trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our TREE DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

TREE P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
BFIN logoBFINBankFinancial Corporation
$150M36.4--55%
QNST logoQNSTQuinStreet, Inc.
$788M171.4-+114%
EFC logoEFCEllington Financial Inc.
$1B11.0Lowest0.44Best-13%
UPST logoUPSTUpstart Holdings, Inc.
$3B69.34.82+131%
SOFI logoSOFISoFi Technologies, Inc.
$20B41.1-+0%
LC logoLCLendingClub Corporation
$2B14.8-+156%Best
AFRM logoAFRMAffirm Holdings, Inc.
$22B445.4-+109%
ENVA logoENVAEnova International, Inc.
$4B14.6-+56%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

TREE Historical P/E Data (2012–2026)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2026 Q1$42.88$12.883.3x-97%
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$53.09$10.744.9x-95%
FY2025 Q3$64.73$1.0263.5x-37%
FY2022 Q2$43.82$1.7225.5x-75%
FY2022 Q1$119.67$2.8342.3x-58%
FY2021 Q4Fri Dec 31 2021 00:00:00 GM$122.60$5.0224.4x-76%
FY2021 Q3$139.83$0.86162.6x+61%
FY2020 Q1$183.39$2.2681.1x-19%
FY2019 Q4$303.44$1.20252.0x+150%
FY2019 Q3Mon Sep 30 2019 00:00:00 GM$310.43$0.84367.9x+265%
FY2019 Q2Sun Jun 30 2019 00:00:00 GM$420.03$2.41174.0x+73%
FY2019 Q1Sun Mar 31 2019 00:00:00 GM$351.56$4.6076.4x-24%

Average P/E for displayed period: 100.8x

See TREE's True Return

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Is TREE Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare TREE vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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TREE — Frequently Asked Questions

Quick answers to the most common questions about buying TREE stock.

Is TREE stock overvalued or undervalued?

TREE trades at 3.8x P/E, below its 5-year average of 103.6x. At the 5th percentile of historical range, the stock is priced at a discount to its own history.

How does TREE's valuation compare to peers?

LendingTree, Inc. P/E of 3.8x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.

What is TREE's PEG ratio?

TREE PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2012-2026.

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TREE P/E Ratio History (2012–2026)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.