Last 47 quarters of trend data · Financial Services · Insurance - Life
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 22.92 | 9.58 | 25.66 | 11.06 | 42.99 | 10.84 | 80.10 | 5.89 | 99.15 | 6.54 | 6.80 | 21.80 | 4.06 | 9.25 | — | 15.44 | 4.94 | 3.90 | 6.74 | 6.41 | 7.64 |
| — | -11.6% | -68.0% | +87.8% | -56.6% | +65.8% | +1077.5% | -73.0% | +2340.2% | -29.3% | — | +41.2% | -17.7% | +137.2% | — | +140.9% | -35.4% | -61.7% | +20.0% | -7.7% | +73.4% | |
| P/S Ratio | 1.12 | 0.94 | 0.94 | 0.90 | 0.82 | 0.86 | 1.07 | 0.90 | 0.82 | 0.71 | 0.66 | 0.68 | 0.72 | 0.67 | 0.63 | 0.68 | 0.68 | 0.62 | 1.02 | 0.69 | 0.78 |
| — | +9.1% | -12.2% | +0.4% | +0.4% | +21.6% | +61.8% | +32.9% | +13.9% | +6.1% | +4.6% | -1.0% | +5.7% | +7.9% | -37.9% | -1.3% | -13.5% | -15.7% | +23.3% | -4.4% | +39.8% | |
| P/B Ratio | 2.00 | 1.87 | 1.55 | 1.57 | 1.49 | 1.58 | 1.70 | 1.57 | 1.37 | 1.25 | 1.29 | 1.43 | 1.44 | 1.37 | 1.25 | 1.51 | 1.89 | 0.96 | 0.93 | 0.57 | 0.58 |
| — | +18.5% | -8.9% | -0.3% | +8.8% | +26.4% | +31.9% | +9.7% | -4.5% | -9.1% | +2.8% | -5.0% | -24.0% | +43.0% | +34.7% | +165.9% | +226.0% | +61.6% | +36.0% | -0.4% | +29.8% | |
| P/FCF | 7.44 | 7.73 | 6.49 | 5.28 | 4.93 | 6.83 | 7.85 | 5.17 | 3.99 | 6.83 | 8.05 | 4.49 | 3.71 | 4.84 | 7.76 | 4.14 | 3.67 | 4.80 | 15.20 | 6.25 | 3.15 |
| — | +13.1% | -17.3% | +2.1% | +23.6% | +0.1% | -2.5% | +15.2% | +7.4% | +41.2% | +3.8% | +8.3% | +1.4% | +0.8% | -48.9% | -33.7% | +16.2% | -9.6% | +63.7% | +55.1% | +20.3% | |
| EV / EBITDA | 13.28 | 9.42 | 13.34 | 9.35 | 14.47 | 9.32 | 20.32 | 5.94 | 19.99 | 7.51 | 7.36 | 14.23 | 5.67 | 9.64 | 23.81 | 17.03 | 5.42 | 4.13 | 6.05 | 7.16 | 8.96 |
| — | +1.1% | -34.3% | +57.4% | -27.6% | +24.1% | +176.2% | -58.2% | +252.4% | -22.1% | -69.1% | -16.4% | +4.6% | +133.2% | +293.6% | +137.9% | -39.5% | -64.0% | +0.7% | -6.4% | +36.6% | |
| EV / EBIT | 27.69 | 9.42 | 17.71 | 10.98 | 18.14 | 10.36 | 24.35 | 6.25 | 21.61 | 7.77 | 7.72 | 14.91 | 5.75 | 10.18 | 28.68 | 15.70 | 5.93 | 4.56 | 6.90 | 10.02 | 11.53 |
| — | -9.1% | -27.3% | +75.6% | -16.1% | +33.4% | +215.3% | -58.1% | +275.6% | -23.7% | -73.1% | -5.0% | -2.9% | +123.4% | +315.5% | +56.6% | -48.6% | -67.4% | -17.6% | -4.5% | +45.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 44.8% | 43.4% | 44.6% | 47.3% | 38.7% | 38.9% | 35.2% | 48.2% | 30.8% | 43.7% | 41.7% | 32.7% | 55.4% | 40.1% | 32.3% | 39.5% | 54.7% | 64.3% | 57.2% | 41.4% | 39.8% |
| — | +11.5% | +26.8% | -1.9% | +25.5% | -11.0% | -15.6% | +47.4% | -44.4% | +9.0% | +29.0% | -17.1% | +1.3% | -37.7% | -43.5% | -4.6% | +37.5% | +85.1% | +28.7% | +2.5% | +1.1% | |
| Operating Margin | 6.5% | 12.4% | 4.7% | 9.7% | 3.0% | 10.2% | 1.8% | 19.2% | 1.0% | 14.1% | 12.7% | 3.9% | 22.8% | 9.4% | -0.1% | 5.7% | 25.2% | 35.1% | 28.5% | 13.8% | 13.2% |
| — | +21.3% | +166.7% | -49.2% | +212.7% | -27.5% | -86.1% | +387.1% | -95.7% | +50.3% | +12859.9% | -30.8% | -9.6% | -73.2% | -100.3% | -58.7% | +90.4% | +270.3% | +50.9% | +3.3% | -19.5% | |
| Net Margin | 5.1% | 9.8% | 3.7% | 8.1% | 1.9% | 8.0% | 1.4% | 15.1% | 0.8% | 10.9% | 9.7% | 3.1% | 17.7% | 7.2% | -0.1% | 4.5% | 19.4% | 27.3% | 21.8% | 10.8% | 10.3% |
| — | +22.9% | +168.4% | -46.3% | +136.0% | -26.9% | -86.0% | +388.1% | -95.3% | +51.4% | +12354.5% | -30.4% | -9.1% | -73.6% | -100.4% | -58.6% | +88.5% | +275.4% | +48.5% | +3.7% | -19.1% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.9% | 4.9% | 1.5% | 3.5% | 0.9% | 3.6% | 0.5% | 6.4% | 0.4% | 4.8% | 4.9% | 1.8% | 8.6% | 3.7% | -0.0% | 2.8% | 10.0% | 7.9% | 4.1% | 2.2% | 1.9% |
| — | +36.2% | +170.3% | -44.6% | +147.6% | -25.1% | -88.9% | +261.1% | -95.8% | +32.5% | +11739.9% | -37.5% | -14.1% | -53.7% | -101.0% | +28.2% | +430.1% | +416.1% | +43.8% | +4.3% | -28.2% | |
| ROA | 0.6% | 0.3% | 0.1% | 0.2% | 0.1% | 0.2% | 0.0% | 0.4% | 0.0% | 0.3% | 0.3% | 0.1% | 0.5% | 0.2% | -0.0% | 0.1% | 0.5% | 0.7% | 0.5% | 0.3% | 0.3% |
| — | +30.2% | +165.9% | -45.3% | +142.5% | -24.8% | -88.7% | +315.5% | -94.9% | +50.8% | +13475.0% | -19.3% | -5.9% | -67.8% | -100.5% | -59.3% | +87.8% | +202.9% | +21.5% | +0.7% | -25.7% | |
| ROIC | 4.0% | 2.1% | 0.6% | 1.5% | 0.5% | 1.5% | 0.2% | 2.8% | 0.1% | 1.9% | 1.9% | 0.6% | 2.9% | 1.3% | -0.0% | 0.8% | 3.1% | 3.3% | 2.2% | 1.2% | 1.0% |
| — | +39.6% | +172.9% | -46.9% | +245.8% | -22.4% | -88.0% | +355.1% | -95.2% | +48.7% | +14597.8% | -20.1% | -4.5% | -60.9% | -100.6% | -35.9% | +192.3% | +288.0% | +36.8% | +2.2% | -27.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.54 | 1.76 | 1.72 | 1.54 | 1.55 | 1.64 | 1.74 | 1.80 | 1.60 | 1.86 | 1.65 | 1.87 | 2.19 | 1.99 | 1.99 | 2.20 | 3.00 | 1.76 | 1.06 | 0.76 | 0.77 |
| — | +7.3% | -0.9% | -14.5% | -3.1% | -12.1% | +5.6% | -4.1% | -27.0% | -6.6% | -17.3% | -14.7% | -26.8% | +13.0% | +87.8% | +188.6% | +289.6% | +139.1% | +31.1% | +6.1% | +3.4% | |
| Debt / EBITDA | 6.62 | 21.17 | 32.64 | 20.97 | 34.83 | 20.98 | 46.05 | 15.77 | 50.41 | 20.36 | 17.99 | 36.09 | 14.70 | 24.52 | 62.51 | 40.83 | 13.42 | 10.81 | 12.98 | 16.65 | 20.65 |
| — | +0.9% | -29.1% | +33.0% | -30.9% | +3.0% | +156.1% | -56.3% | +242.9% | -17.0% | -71.2% | -11.6% | +9.5% | +126.9% | +381.7% | +145.2% | -35.0% | -57.9% | -1.4% | -3.2% | +24.8% | |
| Current Ratio | 0.71 | 0.07 | 0.73 | 8.83 | 0.74 | 0.75 | 0.80 | 1.68 | 0.83 | — | — | — | — | — | — | — | — | — | — | 3497.33 | — |
| — | -91.3% | -9.0% | +424.7% | -11.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.71 | 0.07 | 0.73 | 8.83 | 0.74 | 0.75 | 0.80 | 1.68 | 0.83 | — | — | — | — | — | — | — | — | — | — | 3497.33 | — |
| — | -91.3% | -9.0% | +424.7% | -11.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 2.27 | 3.89 | 1.95 | 3.09 | 1.64 | 3.00 | 1.29 | 4.40 | 1.16 | 3.35 | 3.43 | 1.72 | 4.44 | 2.67 | 0.98 | 2.16 | 7.06 | 11.78 | 11.10 | 7.28 | 6.40 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying CNO stock.
CNO Financial Group, Inc.'s current P/E is 22.9x. The average P/E over the last 4 quarters is 22.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
CNO Financial Group, Inc.'s current operating margin is 6.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking CNO Financial Group, Inc.'s business trajectory between earnings reports.