Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.88 | 12.73 | 10.45 | 8.92 | 8.74 | 6.82 | — | 12.40 | 11.69 | 15.27 | 10.27 | 11.89 | 12.45 | 8.74 | 8.13 | 7.49 | 7.66 | 8.24 | 7.84 | 10.67 | 10.35 |
| — | +86.8% | — | -28.1% | -25.2% | -55.4% | — | +4.3% | -6.1% | +74.8% | +26.2% | +58.7% | +62.5% | +6.1% | +3.8% | -29.8% | -26.0% | -12.2% | -3.0% | +38.1% | +33.9% | |
| P/S Ratio | 5.96 | 3.69 | — | 3.03 | 3.03 | 2.15 | 2.90 | 3.33 | 3.22 | 3.68 | 2.76 | 2.93 | 3.35 | 2.63 | 2.41 | 2.49 | 2.92 | 2.78 | 3.06 | 4.33 | 4.61 |
| — | +71.2% | — | -9.1% | -6.0% | -41.4% | +5.3% | +13.9% | -3.9% | +40.0% | +14.7% | +17.7% | +14.7% | -5.7% | -21.3% | -42.6% | -36.5% | -32.8% | -21.0% | +9.8% | +50.6% | |
| P/B Ratio | 1.04 | 0.95 | 1.04 | 0.85 | 0.84 | 0.68 | 0.65 | 0.75 | 0.71 | 0.78 | 0.59 | 0.62 | 0.73 | 0.58 | 0.54 | 0.58 | 0.81 | 0.79 | 0.84 | 1.12 | 1.22 |
| — | +39.4% | +58.8% | +13.5% | +18.2% | -12.6% | +10.0% | +21.0% | -2.3% | +33.6% | +9.9% | +5.8% | -10.0% | -26.2% | -36.1% | -47.8% | -33.5% | -27.5% | -21.9% | +3.6% | +40.5% | |
| P/FCF | 9.07 | 4.46 | 12.52 | 24.04 | 7.02 | 7.72 | 38.22 | 16.00 | 7.36 | — | 8.19 | 9.21 | 8.91 | 6.54 | 7.84 | 12.86 | 2.95 | 9.90 | 9.82 | 7.05 | 7.23 |
| — | -42.2% | -67.3% | +50.3% | -4.7% | — | +366.7% | +73.7% | -17.4% | — | +4.5% | -28.4% | +202.4% | -33.9% | -20.2% | +82.6% | -59.2% | +10.0% | +46.3% | +123.7% | — | |
| EV / EBITDA | 14.04 | 5.01 | — | 5.86 | 10.27 | 6.31 | — | 11.74 | 11.74 | 15.82 | 11.82 | 14.72 | 15.46 | 11.77 | 10.25 | 7.58 | 9.22 | 9.63 | 9.34 | 8.70 | 9.28 |
| — | -20.6% | — | -50.1% | -12.5% | -60.1% | — | -20.3% | -24.1% | +34.4% | +15.2% | +94.3% | +67.6% | +22.2% | +9.7% | -12.9% | -0.6% | +42.8% | +36.2% | +23.5% | +15.0% | |
| EV / EBIT | 24.02 | 5.01 | — | 6.38 | 11.24 | 6.86 | — | 12.33 | 12.38 | 16.77 | 12.46 | 15.63 | 16.37 | 12.38 | 10.79 | 7.90 | 9.51 | 9.96 | 9.64 | 8.99 | 9.57 |
| — | -27.0% | — | -48.3% | -9.2% | -59.1% | — | -21.1% | -24.4% | +35.4% | +15.5% | +97.8% | +72.2% | +24.3% | +11.9% | -12.1% | -0.7% | +42.5% | +36.1% | +23.6% | +12.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 85.1% | 95.1% | 103.1% | 95.3% | 97.9% | 95.5% | 57.5% | 95.0% | 94.9% | 94.2% | 96.2% | 93.8% | 95.9% | 97.7% | 95.5% | 98.6% | 96.0% | 87.7% | 96.2% | 98.0% | 98.9% |
| — | -0.4% | +79.1% | +0.3% | +3.2% | +1.3% | -40.2% | +1.3% | -1.1% | -3.6% | +0.7% | -4.9% | -0.0% | +11.4% | -0.7% | +0.6% | -3.0% | -10.9% | -6.1% | -10.1% | +7.2% | |
| Operating Margin | 35.8% | 41.3% | 105.4% | 47.2% | 48.9% | 47.2% | -30.1% | 39.0% | 38.6% | 35.3% | 39.1% | 36.0% | 38.6% | 43.4% | 42.9% | 48.7% | 55.1% | 48.3% | 56.0% | 58.2% | 61.1% |
| — | -12.5% | +450.5% | +20.9% | +26.6% | +33.5% | -176.9% | +8.5% | +0.1% | -18.7% | -8.8% | -26.1% | -29.9% | -10.0% | -23.5% | -16.4% | -9.8% | -18.8% | -11.8% | -15.2% | +18.5% | |
| Net Margin | 25.5% | 30.5% | -83.6% | 34.0% | 36.2% | 33.7% | -24.1% | 28.8% | 29.8% | 26.2% | 28.9% | 26.8% | 29.2% | 32.5% | 31.8% | 35.7% | 39.9% | 35.5% | 41.0% | 42.7% | 44.5% |
| — | -9.5% | -246.3% | +17.8% | +21.8% | +29.0% | -183.4% | +7.5% | +2.0% | -19.5% | -9.0% | -24.8% | -26.9% | -8.5% | -22.4% | -16.5% | -10.3% | -20.1% | -14.2% | -17.2% | +12.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 5.7% | 1.9% | 2.6% | 2.4% | 2.5% | 2.7% | -1.5% | 1.6% | 1.6% | 1.4% | 1.6% | 1.4% | 1.6% | 1.8% | 1.8% | 2.1% | 2.8% | 2.5% | 2.8% | 2.8% | 3.0% |
| — | -27.9% | +275.4% | +47.3% | +54.7% | +93.8% | -194.5% | +14.8% | +2.4% | -22.3% | -12.8% | -32.8% | -42.7% | -28.9% | -36.9% | -24.1% | -5.9% | -18.9% | -16.3% | -22.2% | +4.7% | |
| ROA | 0.7% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | -0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% |
| — | -26.7% | +269.9% | +30.1% | +35.1% | +65.4% | -188.0% | +18.0% | +5.8% | -19.7% | -10.4% | -31.3% | -42.1% | -30.1% | -42.3% | -33.3% | -17.1% | -23.0% | -11.4% | -13.4% | +20.1% | |
| ROIC | 3.5% | 1.4% | -2.4% | 1.8% | 1.5% | 1.7% | -0.8% | 1.0% | 1.0% | 0.8% | 0.9% | 0.8% | 0.9% | 1.0% | 1.0% | 1.2% | 1.6% | 1.4% | 1.7% | 1.8% | 2.1% |
| — | -15.6% | -188.3% | +75.0% | +54.7% | +97.2% | -191.9% | +31.9% | +11.6% | -16.5% | -11.0% | -33.6% | -44.1% | -26.5% | -40.2% | -36.2% | -25.3% | -36.5% | -21.9% | -15.2% | +32.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.74 | 0.82 | 0.02 | 0.02 | 0.74 | 0.69 | 0.73 | 0.56 | 0.63 | 0.68 | 0.69 | 0.80 | 0.84 | 0.82 | 0.76 | 0.79 | 0.87 | 0.87 | 0.91 | 0.51 | 0.56 |
| — | +17.8% | -97.2% | -96.6% | +17.9% | +2.8% | +5.4% | -29.1% | -25.2% | -18.1% | -9.1% | +0.8% | -2.7% | -4.8% | -16.0% | +56.1% | +53.9% | +127.3% | +68.7% | -10.1% | -20.2% | |
| Debt / EBITDA | 9.23 | 10.44 | — | 0.53 | 20.04 | 17.15 | — | 24.60 | 28.09 | 34.06 | 31.32 | 39.58 | 38.03 | 32.51 | 30.22 | 26.58 | 22.09 | 24.43 | 22.79 | 13.07 | 13.55 |
| — | -39.1% | — | -97.8% | -28.7% | -49.6% | — | -37.9% | -26.1% | +4.8% | +3.6% | +48.9% | +72.2% | +33.1% | +32.6% | +103.4% | +63.0% | +160.0% | +93.7% | +12.1% | -26.3% | |
| Current Ratio | 391.51 | 0.19 | 38.88 | 421.49 | 391.51 | 0.10 | 0.11 | 0.09 | 0.05 | 0.12 | 1.07 | 0.11 | 0.12 | 0.12 | 0.13 | 0.16 | 0.13 | 0.14 | 0.15 | 0.13 | 0.13 |
| — | +83.2% | +35426.6% | +467530.9% | +817309.3% | -11.7% | -89.8% | -20.8% | -60.3% | -2.5% | +727.6% | -28.7% | -6.5% | -13.0% | -14.9% | +22.1% | -2.0% | -4.1% | +12.2% | +5.5% | -5.1% | |
| Quick Ratio | 391.51 | 0.19 | 38.88 | 421.49 | 391.51 | 0.10 | 0.11 | 0.09 | 0.05 | 0.12 | 1.07 | 0.11 | 0.12 | 0.12 | 0.13 | 0.16 | 0.13 | 0.14 | 0.15 | 0.13 | 0.13 |
| — | +83.2% | +35426.6% | +467530.9% | +817309.3% | -11.7% | -89.8% | -20.8% | -60.3% | -2.5% | +727.6% | -28.7% | -6.5% | -13.0% | -14.9% | +22.1% | -2.0% | -4.1% | +12.2% | +5.5% | -5.1% | |
| Interest Coverage | 0.39 | 1.51 | -0.66 | 0.69 | 0.67 | 0.67 | -0.38 | 0.46 | 0.42 | 0.33 | 0.38 | 0.33 | 0.38 | 0.47 | 0.50 | 0.69 | 1.30 | 2.09 | 4.53 | 4.98 | 5.28 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying CNOB stock.
ConnectOne Bancorp, Inc.'s current P/E is 10.9x. The average P/E over the last 4 quarters is 10.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
ConnectOne Bancorp, Inc.'s current operating margin is 35.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking ConnectOne Bancorp, Inc.'s business trajectory between earnings reports.