Consumer Portfolio Services continues to scale its subprime auto loan portfolio, evidenced by revenue growth from $91.7 million in 2024Q1 to $112.3 million in 2026Q1. However, this expansion is heavily reliant on a capital structure with a debt-to-equity ratio...
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Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 4, 2026 | $0.27 vs — | $121M vs — |
Q2 2026 May 5, 2026 | $0.24 vs — | $112M vs — |
Q2 2026 Mar 10, 2026 | $0.21-8.7% vs $0.23 | $109M-7.8% vs $119M |
Q4 2025 Nov 10, 2025 | $0.20-20.0% vs $0.25 | $108M-2.0% vs $111M |
LAS VEGAS, Nevada, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $80.0 million securitization of residual interests from previously issued securitizations.
Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript
Consumer Portfolio Services NASDAQ: CPSS reported sharply higher second-quarter loan originations and improved profitability, as the subprime auto lender expanded its sales force, added dealers and maintained what management described as disciplined underwriting standards.
LAS VEGAS, NV, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $6.2 million, or $0.27 per diluted share for its second quarter ended June 30, 2026. This represents a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the second quarter of 2025.
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Key metrics vs top competitors for Consumer Portfolio Services, Inc. (CPSS)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $9.34 | $202.66M | 11.68 | -3.12% | 9.86% | 6.42% | — | |
| $56.35 | $953.14M | 14.67 | 44.8% | 25.61% | 12.63% | — | |
| $555.13 | $5.81B | 14.78 | -13.12% | 21.6% | 32.35% | — | |
| $57.25 | $6.61B | 8.73 | 9.54% | 12.17% | 23.07% | — | |
| $38.58 | $11.74B | 16.28 | -35.42% | 9.18% | 9.42% | — | |
| $196.10 | $120.3B | 48.66 | 36.62% | 13.38% | 9.28% | — |
Consumer Portfolio Services, Inc. (CPSS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Consumer Portfolio Services, Inc. (CPSS) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 25, 2026·SEC
Aug 21, 2026·SEC
Aug 4, 2026·SEC
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Consumer Portfolio Services, Inc. (CPSS) stock FAQ — growth, dividends, profitability & financials explained
Consumer Portfolio Services, Inc. (CPSS) saw revenue decline by 3.1% over the past year.
Yes, Consumer Portfolio Services, Inc. (CPSS) is profitable, generating $21.6M in net income for fiscal year 2025 (9.9% net margin).
Consumer Portfolio Services, Inc. (CPSS) has a return on equity (ROE) of 6.4%. This is below average, suggesting room for improvement.
Consumer Portfolio Services, Inc. (CPSS) has a net interest margin (NIM) of 4.9%. This indicates healthy earnings from lending activities.
Consumer Portfolio Services, Inc. (CPSS) has an efficiency ratio of 84.8%. This is higher than peers, suggesting room for cost optimization.
