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CRMT logoAmerica's Car-Mart, Inc. (CRMT) Earnings History

Annual and quarterly earnings data from 1989 to 2024

TTM Net Income
-$123M
Net Loss
TTM EPS
$-14.77
Diluted
YoY EPS Growth
+147.5%
Excellent
Net Margin
1.3%
Profitability
Operating Margin6.7%
Gross Margin47.8%
ROE3.4%
ROA1.2%
Highest Annual Net Income$105M (2020)
Highest Quarterly EPS$6.19 (Q4 2020)
Consecutive Profitable Years1 years
Q3 2025
Net Income-$105M
EPS$-12.67
QoQ Growth-366.6%Declining

Loading earnings history...

CRMT EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
-44.9%
Declining
5-Year
-20.6%
Declining
10-Year
-3.3%
Slow

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

CRMT Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202447.8%6.7%1.3%
202345.1%1.8%-2.3%
202242.7%4.6%1.5%
202145.3%10.8%7.8%
202047.8%15.4%11.4%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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America's Car-Mart, Inc. (CRMT) Earnings Overview

As of May 8, 2026, America's Car-Mart, Inc. (CRMT) reported trailing twelve-month net income of -$123M, reflecting +147.5% year-over-year growth. The company earned $-14.77 per diluted share over the past four quarters, with a net profit margin of 1.3%.

Looking at the long-term picture, CRMT's 5-year EPS compound annual growth rate (CAGR) stands at -20.6%, signaling declining earnings. The company achieved its highest annual net income of $105M in fiscal 2020.

America's Car-Mart, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including DRVN (-$198M net income, -12.5% margin), AN ($679M net income, 2.3% margin), LAD ($711M net income, 2.2% margin), CRMT has outperformed on profitability metrics. Compare CRMT vs DRVN →

CRMT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
CRMT logoCRMTCurrent
-$123M$-14.771.3%3.4%+147.5%—
DRVN logoDRVN
-$198M$-1.20-12.5%-38.6%+59.8%
AN logoAN
$679M$19.572.3%27.1%+0.7%
LAD logoLAD
$711M$30.362.2%12.3%+9.0%
KMX logoKMX
$458M$3.061.8%8.1%+6.3%
SAH logoSAH
$119M$3.450.8%11.1%-44.7%
Best in group
Lowest in group

CRMT Historical Earnings Data (1989–2024)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$18M+157.0%$94M$2.331.3%6.7%
2023-$31M-253.6%$26M$-4.91-2.3%1.8%
2022$20M-78.5%$64M$3.111.5%4.6%
2021$95M-9.4%$131M$13.927.8%10.8%
2020$105M+104.2%$141M$14.9511.4%15.4%
2019$51M+7.8%$72M$7.396.9%9.7%
2018$48M+30.4%$60M$6.737.1%8.9%
2017$37M+80.7%$39M$4.916.0%6.4%
2016$20M+74.2%$33M$2.493.4%5.7%
2015$12M-60.7%$19M$1.332.0%3.3%

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Compare CRMT vs AMZN

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CRMT — Frequently Asked Questions

Quick answers to the most common questions about buying CRMT stock.

Is CRMT growing earnings?

CRMT EPS is $-14.77, with earnings growth accelerating to +147.5%. This exceeds the 5-year CAGR of -20.6%. TTM net income reached $-123M.

What are CRMT's profit margins?

America's Car-Mart, Inc. net margin is +1.3%, with operating margin at +6.7%. Below-average margins reflect competitive or cost pressures.

How consistent are CRMT's earnings?

CRMT earnings data spans 1989-2024. The accelerating earnings trend is +147.5% YoY. Historical data enables comparison across business cycles.

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CRMT Earnings Over Time (2013–2024)

Net income and EPS trends