Trailing Dividend / Share
$1.86
Community Trust Bancorp, Inc. (CTBI) Dividend History
Income profile from 1988 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.8%
Payout Ratio
40.3%
Sustainable
Dividend Streak
24 years
CTBI Dividend Income Check
Safety
40.3% payout ratio with sustainable safety profile.
Consistency
24 straight years of dividend increases.
Income Trend
Yield on cost is 5.5% and trend is rising.
CTBI Dividend Scorecard
Yield & Income
Dividend Yield2.8%
Trailing DPS$1.86
FrequencySemi-Annual
Payments / 12M5
Payout Safety
Earnings Payout40.3%
Earnings SafetySustainable
FCF Payout32.2%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak24 years
3Y CAGR6.0%
5Y CAGR5.5%
Yield on Cost (5Y)5.5%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield2.8%
1Y Total Return36.0%
5Y Total Return66.0%
Div Contribution (5Y)20.0%
Estimated $10K growth (return + dividends):
5Y ago$16,59910Y ago$23,26920Y ago$30,507
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
CTBI Income Growth Story
Dividend per share and yield on cost over time (39 years of payments)
CTBI Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Community Trust Bancorp, Inc. distributes 40.3% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 32.2%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
CTBI has raised its dividend for 24 consecutive years, with a 3-year CAGR of 6.0% and 5-year CAGR of 5.5%.
Total Shareholder Returns
Beyond cash dividends, CTBI returns capital through share repurchases. The combined picture: 2.8% dividend yield, 2.8% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 5.5% and is currently rising. The 5-year total return is 66.0%, with dividends contributing 20.0% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $23,269 today.
CTBI Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$9.20
Avg/Payment$0.4600
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 15, 2026Latest | $0.5300 | — | 3.22% | Jul 1, 2026 |
| Mar 13, 2026 | $0.5300 | — | 3.51% | Apr 1, 2026 |
| Dec 15, 2025 | $0.5300 | — | 3.33% | Jan 2, 2026 |
| Sep 15, 2025 | $0.5300 | ↑ +12.8% | 3.44% | Oct 1, 2025 |
| Jun 13, 2025 | $0.4700 | — | 3.72% | Jul 1, 2025 |
| Mar 14, 2025 | $0.4700 | — | 3.65% | Apr 1, 2025 |
| Dec 13, 2024 | $0.4700 | — | 3.22% | Jan 2, 2025 |
| Sep 13, 2024 | $0.4700 | ↑ +2.2% | 3.81% | Oct 1, 2024 |
CTBI Dividend vs Peers
Comparable companies in the same industry
#6 yield in peer group
Div Yield
2.8%
#6 of 9
Safety
Sustainable
40.3% payout
Streak
24Y
5.5% 5Y CAGR
Total Shareholder
2.8%
#7 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| CTBICommunity Trust Banc… | $1.2B | 2.8% | 40.3% | 24 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.4B | 3.2% | 42.9% | 12 | Sustainable |
 FFINFirst Financial Bank… | $4.6B | 2.2% | 46.0% | 11 | Sustainable |
 UBSIUnited Bankshares, I… | $6.1B | 3.4% | 45.0% | 5 | Sustainable |
1st  WSBCWesBanco, Inc. | $3.3B | 4.1% | 56.1% | 15 | Sustainable |
 HONEHarborOne Bancorp, I… | $522M | 2.6% | 47.8% | 5 | Sustainable |
 CHMGChemung Financial Co… | $322M | 2.0% | — | 0 | Unknown |
3rd  HBANHuntington Bancshare… | $26.3B | 3.6% | 41.1% | 0 | Sustainable |
2nd  RFRegions Financial Co… | $24.5B | 3.7% | — | 13 | Unknown |
CTBI Annual Dividend History (1988–2026)
39 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $1.06 | — | 2 | — | — | — | 2.9% |
| 2025 | $2.00 | 7.5% | 4 | — | — | — | 5.5% |
| 2024 | $1.86 | 3.3% | 4 | $4.61 | 40.3% | 2.48x | 5.1% |
| 2023 | $1.80 | 7.1% | 4 | $4.36 | 41.3% | 2.42x | 4.9% |
| 2022 | $1.68 | 7.0% | 4 | $4.58 | 36.7% | 2.73x | 4.6% |
| 2021 | $1.57 | 2.6% | 4 | $4.94 | 31.8% | 3.15x | 4.3% |
| 2020 | $1.53 | 3.4% | 4 | $3.35 | 45.7% | 2.19x | 4.2% |
| 2019 | $1.48 | 7.2% | 4 | $3.64 | 40.7% | 2.46x | 4.0% |
| 2018 | $1.38 | 6.2% | 4 | $3.35 | 41.2% | 2.43x | 3.8% |
| 2017 | $1.30 | 3.2% | 4 | $2.92 | 44.5% | 2.25x | 3.5% |
See CTBI's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonCTBI — Frequently Asked Questions
Quick answers to the most common questions about buying CTBI stock.
How much dividend does CTBI pay per share?
Community Trust Bancorp, Inc. (CTBI) pays a trailing 12-month dividend of $1.86 per share, with a current dividend yield of +2.8%. Payments are made Semi-Annual.
When is CTBI's next ex-dividend date?
CTBI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. CTBI typically pays dividends Semi-Annual.
Is CTBI's dividend safe?
CTBI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +40.3% and FCF payout ratio of +32.2%. With 24 consecutive years of dividend growth, the track record supports sustainability.
Is CTBI a Dividend Achiever?
Yes, Community Trust Bancorp, Inc. is classified as a Dividend Achiever with 24 consecutive years of dividend increases. The 5-year dividend CAGR is +5.5%, demonstrating above-inflation dividend growth.
How often does CTBI pay dividends?
Community Trust Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.86 per share. Dividend data on this page covers 38+ years from 1988 to 2026.
How much would $10,000 invested in CTBI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in CTBI five years ago would be worth approximately $16,599 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is CTBI's yield on cost for long-term holders?
CTBI's yield on cost — the current dividend divided by the original purchase price — is +5.5% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.8% market yield, thanks to consistent dividend growth.