Trailing Dividend / Share
$1.48
United Bankshares, Inc. (UBSI) Dividend History
Income profile from 1987 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.2%
Payout Ratio
45.0%
Sustainable
Dividend Streak
39 years
UBSI Dividend Income Check
Safety
45.0% payout ratio with sustainable safety profile.
Consistency
39 straight years of dividend increases.
Income Trend
Yield on cost is 4.6% and trend is rising.
UBSI Dividend Scorecard
Yield & Income
Dividend Yield3.2%
Trailing DPS$1.48
FrequencyQuarterly
Payments / 12M4
Payout Safety
Earnings Payout45.0%
Earnings SafetySustainable
FCF Payout37.2%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak39 years
3Y CAGR1.1%
5Y CAGR1.3%
Yield on Cost (5Y)4.6%
YOC Trendrising
Total Returns
Buyback Yield2.0%
Total Shareholder Yield5.2%
1Y Total Return28.0%
5Y Total Return59.9%
Div Contribution (5Y)21.8%
Estimated $10K growth (return + dividends):
5Y ago$15,99110Y ago$16,52120Y ago$19,243
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
UBSI Income Growth Story
Dividend per share and yield on cost over time (40 years of payments)
UBSI Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
United Bankshares, Inc. distributes 45.0% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 37.2%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
UBSI has raised its dividend for 39 consecutive years, with a 3-year CAGR of 1.1% and 5-year CAGR of 1.3%.
Total Shareholder Returns
Beyond cash dividends, UBSI returns capital through share repurchases. The combined picture: 3.2% dividend yield, 2.0% buyback yield, 5.2% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.6% and is currently rising. The 5-year total return is 59.9%, with dividends contributing 21.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $16,521 today.
UBSI Recent Dividend Payments
Last 20 payments · Quarterly
TTM Total$7.36
Avg/Payment$0.3680
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Sep 11, 2026Latest | $0.3800 | — | 3.22% | Oct 1, 2026 |
| Jun 12, 2026 | $0.3800 | — | 3.31% | Jul 1, 2026 |
| Mar 13, 2026 | $0.3800 | — | 3.83% | Apr 1, 2026 |
| Dec 12, 2025 | $0.3800 | ↑ +2.7% | 3.80% | Jan 2, 2026 |
| Sep 12, 2025 | $0.3700 | — | 3.95% | Oct 1, 2025 |
| Jun 13, 2025 | $0.3700 | — | 4.20% | Jul 1, 2025 |
| Mar 14, 2025 | $0.3700 | — | 4.28% | Apr 1, 2025 |
| Dec 13, 2024 | $0.3700 | — | 3.64% | Jan 2, 2025 |
UBSI Dividend vs Peers
Comparable companies in the same industry
#4 yield in peer group
Div Yield
3.2%
#4 of 9
Safety
Sustainable
45.0% payout
Streak
39Y
1.3% 5Y CAGR
Total Shareholder
5.2%
#4 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| UBSIUnited Bankshares, I… | $6.4B | 3.2% | 45.0% | 39 | Sustainable |
 WSFSWSFS Financial Corpo… | $4.0B | 0.9% | 12.9% | 1 | Sustainable |
3rd  FULTFulton Financial Cor… | $4.4B | 3.3% | 36.1% | 5 | Sustainable |
 UMBFUMB Financial Corpor… | $10.3B | 1.3% | 19.3% | 24 | Sustainable |
 IBOCInternational Bancsh… | $4.3B | 2.0% | 21.1% | 16 | Sustainable |
2nd  SFNCSimmons First Nation… | $3.3B | 3.7% | — | 14 | Unknown |
1st  HBANHuntington Bancshare… | $30.9B | 3.9% | 41.1% | 0 | Sustainable |
 SNVSynovus Financial Co… | $6.9B | 3.0% | 45.6% | 1 | Sustainable |
 OFGOFG Bancorp | $2.2B | 2.1% | 25.3% | 5 | Sustainable |
UBSI Annual Dividend History (1987–2026)
40 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $1.14 | — | 3 | — | — | — | 3.5% |
| 2025 | $1.49 | 0.7% | 4 | $3.27 | 45.6% | 2.19x | 4.6% |
| 2024 | $1.48 | 2.1% | 4 | $2.75 | 53.8% | 1.86x | 4.6% |
| 2023 | $1.45 | 0.7% | 4 | $2.72 | 53.3% | 1.88x | 4.5% |
| 2022 | $1.44 | 2.1% | 4 | $2.80 | 51.4% | 1.94x | 4.5% |
| 2021 | $1.41 | 0.7% | 4 | $2.83 | 49.8% | 2.01x | 4.4% |
| 2020 | $1.40 | 2.2% | 4 | $2.40 | 58.3% | 1.71x | 4.3% |
| 2019 | $1.37 | 0.7% | 4 | $2.55 | 53.7% | 1.86x | 4.2% |
| 2018 | $1.36 | 2.3% | 4 | $2.46 | 55.3% | 1.81x | 4.2% |
| 2017 | $1.33 | 0.8% | 4 | $1.54 | 86.4% | 1.16x | 4.1% |
Consensus & Technical Research Suite
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Historical Returns
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UBSI — Frequently Asked Questions
Quick answers to the most common questions about buying UBSI stock.
How much dividend does UBSI pay per share?
United Bankshares, Inc. (UBSI) pays a trailing 12-month dividend of $1.48 per share, with a current dividend yield of +3.2%. Payments are made Quarterly.
When is UBSI's next ex-dividend date?
UBSI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. UBSI typically pays dividends Quarterly.
Is UBSI's dividend safe?
UBSI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +45.0% and FCF payout ratio of +37.2%. With 39 consecutive years of dividend growth, the track record supports sustainability.
Is UBSI a Dividend Aristocrat?
Yes, United Bankshares, Inc. is classified as a Dividend Aristocrat with 39 consecutive years of dividend increases. The 5-year dividend CAGR is +1.3%, demonstrating modest dividend growth.
How often does UBSI pay dividends?
United Bankshares, Inc. pays dividends Quarterly. The trailing 12-month total is $1.48 per share. Dividend data on this page covers 39+ years from 1987 to 2026.
How much would $10,000 invested in UBSI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in UBSI five years ago would be worth approximately $15,991 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is UBSI's yield on cost for long-term holders?
UBSI's yield on cost — the current dividend divided by the original purchase price — is +4.6% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.2% market yield, thanks to consistent dividend growth.