11 years of historical data (2014–2024) · Financial Services · Financial - Credit Services
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Currenc Group, Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 55.7x P/FCF, 339% above the 5-year average of 12.7x.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $160M | $69M | — | $11M | $17M | $62M | $104M | $37M | $38M | — | — |
| Enterprise Value | $119M | $27M | — | $-19201272 | $-21248675 | $34M | $100M | $43M | $40M | — | — |
| P/E Ratio → | -2.03 | — | — | — | — | — | — | — | — | — | — |
| P/S Ratio | 3.45 | 1.48 | — | 0.20 | 0.30 | 1.00 | 166.33 | 64.22 | 209.75 | — | — |
| P/B Ratio | — | — | — | — | — | — | 7.67 | — | — | — | — |
| P/FCF | 55.72 | 23.91 | — | — | 1.46 | — | — | — | — | — | — |
| P/OCF | 46.41 | 19.91 | — | — | 1.41 | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.59 | — | -0.35 | -0.37 | 0.56 | 161.02 | 74.09 | 222.46 | — | — |
| EV / EBITDA | — | — | — | — | -3.53 | 6.36 | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | 31.92 | — | — | — | — | — |
| EV / FCF | — | 9.52 | — | — | -1.82 | — | — | — | — | — | — |
Margins and return-on-capital ratios measuring operating efficiency
Currenc Group, Inc. earns an operating margin of -59.0%, below the Financial Services sector average of 21.9%. Operating margins have compressed from -18.0% to -59.0% over the past 3 years, signaling potential cost pressures or competitive headwinds.
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 31.4% | 31.4% | 32.6% | 28.1% | 31.1% | 26.0% | 62.9% | 52.1% | -0.1% | -82.2% | 36.2% |
| Operating Margin | -59.0% | -59.0% | -12.5% | -18.0% | 0.1% | -0.7% | -1931.8% | -1294.3% | -4069.8% | -4664.9% | -837.1% |
| Net Profit Margin | -85.0% | -85.0% | -28.7% | -30.1% | -25.8% | -10.9% | -3996.6% | -1781.1% | -4517.6% | -4939.7% | -873.9% |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | — | — | — | — | — | -123.3% | -596.3% | — | — | -242.1% | — |
| ROA | -31.6% | -31.6% | -10.1% | -11.2% | -10.9% | -8.0% | -138.9% | -378.5% | -330.3% | -178.5% | -87.0% |
| ROIC | — | — | -156.6% | -55.6% | 0.1% | -1.3% | -117.2% | -743.5% | -495.5% | -302.9% | -648.7% |
| ROCE | — | — | — | -2812.7% | 0.5% | -3.5% | -155.6% | — | -1731.9% | -172.4% | — |
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $64M exceeds total debt of $22M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — | — | 0.06 | — | — | 0.05 | — |
| Debt / EBITDA | — | — | — | — | 4.07 | 6.29 | — | — | — | — | — |
| Net Debt / Equity | — | — | — | — | — | — | -0.24 | — | — | -0.59 | — |
| Net Debt / EBITDA | — | — | — | — | -6.35 | -4.99 | — | — | — | — | — |
| Debt / FCF | — | -14.38 | — | — | -3.28 | — | — | — | — | — | — |
| Interest Coverage | -3.22 | -3.22 | -0.83 | -1.22 | 0.00 | -0.09 | -2.93 | -2.49 | -4.64 | -32.30 | -8.85 |
Net cash position: cash ($64M) exceeds total debt ($22M)
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.61x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 0.70x to 0.61x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.61 | 0.61 | 0.59 | 0.70 | 0.83 | 0.74 | 0.52 | 0.19 | 0.21 | 2.54 | 0.06 |
| Quick Ratio | 0.61 | 0.61 | 0.59 | 0.70 | 0.83 | 0.74 | 0.52 | 0.19 | 0.21 | 2.54 | 0.06 |
| Cash Ratio | 0.43 | 0.43 | 0.28 | 0.36 | 0.51 | 0.46 | 0.35 | 0.06 | 0.03 | 1.98 | 0.00 |
| Asset Turnover | — | 0.43 | 0.38 | 0.35 | 0.42 | 0.45 | 0.02 | 0.17 | 0.09 | 0.03 | 0.10 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Currenc Group, Inc. does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | 17.1% | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — | — | — | — |
| FCF Yield | 1.8% | 4.2% | — | — | 68.7% | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | — | 17.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Shares Outstanding | — | $38M | $74M | $71M | $47M | $47M | $35M | $25M | $24M | $23M | $25M |
Compare CURR with 7 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
| CURRYou | $160M | -2.0 | — | 55.7 | 31.4% | -59.0% | — | — | — |
| MA | $458B | 31.3 | 22.7 | 26.7 | 83.4% | 59.2% | 209.9% | 56.5% | 0.9 |
| AXP | $213B | 22.0 | 15.3 | 17.5 | 81.9% | 17.4% | 34.7% | 12.2% | 3.5 |
| PYPL | $43B | 8.5 | 5.9 | 7.6 | 47.0% | 19.7% | 25.7% | 16.3% | 1.3 |
| WU | $3B | 6.3 | 1.9 | 7.7 | 28.7% | 19.4% | 51.9% | 23.3% | — |
| V | $3B | 31.4 | 0.3 | 0.1 | 80.4% | 60.0% | 52.1% | 29.2% | 1.0 |
| GDOT | $641M | -23.1 | -10.7 | 90.3 | 33.6% | -0.1% | -3.1% | -0.1% | 0.7 |
| PMTS | $140M | 7.5 | 5.0 | 4.1 | 35.6% | 13.1% | — | 19.9% | 3.7 |
| Financial Services Median | — | 13.8 | 11.1 | 11.2 | 60.2% | 21.9% | 9.1% | 5.4% | 4.1 |
Peers based on L4 peer group classification. Compare multiple stocks →
Includes 30+ ratios · 11 years · Updated daily
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorSee our Bear / Base / Bull DCF models and intrinsic value estimates.
View ValuationSee how CURR stacks up against sector leader Mastercard Incorporated.
Start ComparisonCurrenc Group, Inc.'s current P/E ratio is -2.0x. This places it at the 50th percentile of its historical range.
Based on historical data, Currenc Group, Inc. is trading at a P/E of -2.0x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Currenc Group, Inc. has 31.4% gross margin and -59.0% operating margin.