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Payoneer Global Inc.(PAYO)Earnings, Financials & Key Ratios
PAYO•NASDAQ
36.9× P/E·Price updated Jun 19, 2026
AboutPayoneer Global Inc. operates a payment and commerce-enabling platform that facilitates marketplaces, platforms and online merchants worldwide. It delivers a suite of services that includes cross-border payments, B2B accounts payable/accounts receivable, multi-currency account, physical and virtual Mastercard cards, working capital, merchant, tax, compliance and risk, and others. The company's platform delivers bank-grade security, stability, and redundancy combined with modern digital capabilities that interconnects the world on a single platform. Its cross-border payment solutions support an ecosystem of marketplaces and marketplace sellers to pay their sellers in approximately 190 countries and territories by connecting to Payoneer APIs and for sellers to get paid. The company was founded in 2005 and is based in New York, New York.Show more
- Revenue$1.05B+7.7%
- EBITDA$190M+20.6%
- Net Income$73M-39.6%
- EPS (Diluted)0.19-38.7%
- Gross Margin78.07%-7.5%
- EBITDA Margin18.08%+12.0%
- Operating Margin11.84%-22.3%
- Net Margin6.95%-43.9%
- ROE10.24%-41.3%
PAYO Key Insights
Payoneer Global Inc. (PAYO) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓FCF machine: 19.6% free cash flow margin
- ✓Momentum leader: RS Rating 83 (top 17%)
- ✓High quality earnings: Operating CF exceeds net income
- ✓Strong 5Y sales CAGR of 25.0%
- ✓Share count reduced 2.5% through buybacks
✗Weaknesses
- ✗Low asset turnover indicates capital-intensive operations
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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PAYO Price & Volume
Payoneer Global Inc. (PAYO) stock price & volume — 10-year historical chart
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PAYO Growth Metrics
Payoneer Global Inc. (PAYO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years24.96%
3 Years18.82%
TTM7.19%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-35.99%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-33.4%
Return on Capital
10 Years3.92%
5 Years7.67%
3 Years16.51%
Last Year14.91%
PAYO Recent Earnings
Payoneer Global Inc. (PAYO) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
May 7, 2026Metric
Actual
Est
EPS
$0.06+50.0%
$0.04
Rev
$262M+2.5%
$255M
Q1 2026
Feb 26, 2026Metric
Actual
Est
EPS
$0.05-16.7%
$0.06
Rev
$275M-2.7%
$282M
Q4 2025
Nov 5, 2025Metric
Actual
Est
EPS
$0.06+0.0%
$0.06
Rev
$271M-4.2%
$283M
Q3 2025
Aug 6, 2025Metric
Actual
Est
EPS
$0.05-16.7%
$0.06
Rev
$261M+1.2%
$258M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $0.06vs $0.04+50.0% | $262Mvs $255M+2.5% |
| Q1 2026 | Feb 26, 2026 | $0.05vs $0.06-16.7% | $275Mvs $282M-2.7% |
| Q4 2025 | Nov 5, 2025 | $0.06vs $0.06+0.0% | $271Mvs $283M-4.2% |
| Q3 2025 | Aug 6, 2025 | $0.05vs $0.06-16.7% | $261Mvs $258M+1.2% |
Based on last 12 quarters of dataView full earnings history →
PAYO Peer Comparison
Payoneer Global Inc. (PAYO) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WU | 2.23B | 7.13 | 4.66 | -4% | 10.89% | 47.95% | ||
 FLYW | 1.89B | 15.85 | 144.09 | 26.59% | 6.65% | 5.87% | ||
 RELY | 4.44B | 21.10 | 68.06 | 29.37% | 6.12% | 12.66% | 0.25 | |
 CASS | 639.22M | 49.52 | 18.97 | -13.1% | 17.25% | 14.61% | 0.02 | |
 PYPL | 37.5B | 42.51 | 7.86 | 4.32% | 15% | 25.08% | 0.49 | |
 AFRM | 24.62B | 73.92 | 492.80 | 38.8% | 11.95% | 11.17% | 2.56 | |
 BILL | 3.23B | 32.47 | 141.17 | 13.36% | 0.01% | 0% | 0.45 | |
 RPAY | 298.61M | 3.39 | -1.13 | -1.21% | -82.73% | -46.64% | 0.91 |
Compare PAYO vs Peers
Payoneer Global Inc. (PAYO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PAYO Income Statement
Payoneer Global Inc. (PAYO) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
Sales/Revenue | 260.13M | 317.75M | 345.59M | 473.4M | 627.62M | 831.1M | 977.72M | 1.05B | 1.07B |
Revenue Growth % | - | 22.15% | 8.76% | 36.98% | 32.58% | 32.42% | 17.64% | 7.68% | 7.19% |
Cost of Goods Sold | 81.37M | 94.67M | 97.04M | 101.48M | 110.17M | 122.29M | 152.11M | 230.86M | 199.55M |
COGS % of Revenue | 31.28% | 29.79% | 28.08% | 21.44% | 17.55% | 14.71% | 15.56% | 21.93% | - |
Gross Profit | 178.77M▲ 0% | 223.09M▲ 24.8% | 248.55M▲ 11.4% | 371.93M▲ 49.6% | 517.46M▲ 39.1% | 708.81M▲ 37.0% | 825.61M▲ 16.5% | 821.91M▼ 0.4% | 868.2M▲ 0% |
Gross Margin % | 68.72% | 70.21% | 71.92% | 78.56% | 82.45% | 85.29% | 84.44% | 78.07% | 81.31% |
Gross Profit Growth % | - | 24.79% | 11.42% | 49.64% | 39.13% | 36.98% | 16.48% | -0.45% | - |
Operating Expenses | 180.69M | 219.44M | 265.85M | 402.14M | 539.67M | 605.2M | 676.58M | 697.24M | 740.85M |
OpEx % of Revenue | 69.46% | 69.06% | 76.93% | 84.95% | 85.99% | 72.82% | 69.2% | 66.23% | - |
Selling, General & Admin | 74.55M | 92.04M | 114.47M | 178.73M | 280.88M | 315.69M | 351.43M | 376.56M | 385.81M |
SG&A % of Revenue | 28.66% | 28.96% | 33.12% | 37.75% | 44.75% | 37.98% | 35.94% | 35.77% | - |
Research & Development | 29.38M | 34.77M | 52.3M | 80.76M | 115.04M | 119.2M | 134.63M | 155.42M | 161.48M |
R&D % of Revenue | 11.3% | 10.94% | 15.13% | 17.06% | 18.33% | 14.34% | 13.77% | 14.76% | - |
Other Operating Expenses | 76.76M | 92.64M | 99.07M | 142.65M | 143.75M | 170.32M | 190.52M | 165.26M | 4M |
Operating Income | -1.93M▲ 0% | 3.64M▲ 288.9% | -17.3M▼ 575.0% | -30.21M▼ 74.7% | -22.21M▲ 26.5% | 103.61M▲ 566.4% | 149.03M▲ 43.8% | 124.67M▼ 16.3% | 127.36M▲ 0% |
Operating Margin % | -0.74% | 1.15% | -5% | -6.38% | -3.54% | 12.47% | 15.24% | 11.84% | 11.93% |
Operating Income Growth % | - | 288.95% | -575.01% | -74.67% | 26.47% | 566.41% | 43.84% | -16.35% | - |
EBITDA | 2.38M | 9.73M | -10.45M | -23.15M | -13.93M | 111.7M | 157.73M | 190.29M | 209.76M |
EBITDA Margin % | 0.92% | 3.06% | -3.02% | -4.89% | -2.22% | 13.44% | 16.13% | 18.08% | 19.65% |
EBITDA Growth % | - | 308.05% | -207.36% | -121.59% | 39.84% | 901.9% | 41.21% | 20.64% | 20.23% |
D&A (Non-Cash Add-back) | 4.31M | 6.09M | 6.85M | 7.06M | 8.29M | 8.09M | 8.7M | 65.63M | 82.41M |
EBIT | -4.1M | 4.08M | -15.43M | -25.06M | 11.75M | 132.54M | 139.47M | 115.59M | 125.89M |
Net Interest Income | 0 | 0 | 0 | -220K | 45.16M | 242.2M | 259.26M | 0 | 112.42M |
Interest Income | 0 | 0 | 0 | 0 | 55.29M | 242.2M | 259.26M | 0 | 117.86M |
Interest Expense | 0 | 0 | 0 | 220K | 10.13M | 0 | 0 | 0 | 5.45M |
Other Income/Expense | -2.17M | 443K | 1.87M | 4.93M | 23.83M | 28.93M | -9.56M | -9.08M | -10.33M |
Pretax Income | -4.1M▲ 0% | 4.08M▲ 199.6% | -15.43M▼ 477.7% | -25.28M▼ 63.9% | 1.62M▲ 106.4% | 132.54M▲ 8101.5% | 139.47M▲ 5.2% | 115.59M▼ 17.1% | 117.03M▲ 0% |
Pretax Margin % | -1.58% | 1.29% | -4.46% | -5.34% | 0.26% | 15.95% | 14.27% | 10.98% | 10.96% |
Income Tax | 3.09M | 4.71M | 8.32M | 8.71M | 13.59M | 39.2M | 18.31M | 42.4M | 44.84M |
Effective Tax Rate % | -75.34% | 115.3% | -53.93% | -34.46% | 840.72% | 29.58% | 13.13% | 36.68% | 38.32% |
Net Income | -7.19M▲ 0% | -625K▲ 91.3% | -23.75M▼ 3699.4% | -33.99M▼ 43.1% | -11.97M▲ 64.8% | 93.33M▲ 879.7% | 121.16M▲ 29.8% | 73.19M▼ 39.6% | 72.18M▲ 0% |
Net Margin % | -2.76% | -0.2% | -6.87% | -7.18% | -1.91% | 11.23% | 12.39% | 6.95% | 6.76% |
Net Income Growth % | - | 91.31% | -3699.36% | -43.13% | 64.78% | 879.72% | 29.82% | -39.59% | -35.99% |
Net Income (Continuing) | -7.19M | -625K | -23.75M | -33.99M | -11.97M | 93.33M | 121.16M | 73.19M | 72.18M |
Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
EPS (Diluted) | -0.02▲ 0% | -0.00▲ 92.5% | -0.07▼ 4262.5% | -0.19▼ 172.2% | -0.03▲ 81.9% | 0.24▲ 797.7% | 0.31▲ 29.2% | 0.19▼ 38.7% | 0.21▲ 0% |
EPS Growth % | - | 92.45% | - | -172.21% | 81.89% | 797.67% | 29.17% | -38.71% | -33.4% |
EPS (Basic) | -0.02 | -0.00 | -0.07 | -0.20 | -0.03 | 0.26 | 0.34 | 0.20 | - |
Diluted Shares Outstanding | 338.35M | 338.35M | 338.35M | 357.49M | 348.04M | 392.67M | 386.24M | 376.73M | 350.47M |
Basic Shares Outstanding | 338.35M | 338.35M | 338.35M | 340.05M | 348.04M | 361.68M | 358.35M | 361.17M | 345.34M |
Dividend Payout Ratio | - | - | - | - | - | - | - | - | - |
PAYO Balance Sheet
Payoneer Global Inc. (PAYO) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
Total Current Assets | 1.58B | 1.9B | 3.57B | 4.96B | 6.47B | 7.11B | 7.1B | 8.11B | 7.72B |
Cash & Short-Term Investments | 104.01M | 114.9M | 102.99M | 465.93M | 543.3M | 617.02M | 497.47M | 415.54M | 7.58B |
Cash Only | 104.01M | 114.9M | 102.99M | 465.93M | 543.3M | 617.02M | 497.47M | 415.54M | 339.37M |
Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.25B |
Accounts Receivable | 0 | 73.12M | 84.03M | 77.34M | 61.2M | 66.32M | 92.83M | 97.77M | 82.23M |
Days Sales Outstanding | - | 84 | 88.75 | 59.63 | 35.59 | 29.12 | 34.66 | 33.9 | 28.89 |
Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Days Inventory Outstanding | - | - | - | - | - | - | - | - | - |
Other Current Assets | 1.47B | 1.71B | 3.38B | 4.41B | 5.85B | 6.4B | 6.45B | 7.56B | 56.46M |
Total Non-Current Assets | 0 | 57.17M | 99.22M | 116.03M | 123.55M | 174.4M | 830.74M | 845.67M | 874.54M |
Property, Plant & Equipment | 0 | 14.27M | 12.69M | 25.08M | 29.65M | 40.35M | 35.46M | 94.69M | 103.49M |
Fixed Asset Turnover | - | 22.26x | 27.22x | 18.87x | 21.17x | 20.60x | 27.58x | 11.12x | 12.94x |
Goodwill | 0 | 0 | 22.54M | 21.13M | 19.89M | 19.89M | 77.78M | 77.78M | 86.19M |
Intangible Assets | 0 | 16.19M | 34.41M | 37.53M | 45.44M | 76.27M | 102.39M | 208.05M | 214.44M |
Long-Term Investments | 0 | 6.56M | 6.86M | 7.01M | 6.43M | 0 | 0 | 48.45M | 93.74M |
Other Non-Current Assets | 0 | 17.18M | 19.03M | 20.38M | 17.96M | 22.6M | 573.58M | 359.79M | 410.16M |
Total Assets | 1.58B▲ 0% | 1.96B▲ 24.3% | 3.67B▲ 87.2% | 5.08B▲ 38.4% | 6.59B▲ 29.8% | 7.28B▲ 10.4% | 7.93B▲ 8.9% | 8.96B▲ 12.9% | 8.6B▲ 0% |
Asset Turnover | 0.16x | 0.16x | 0.09x | 0.09x | 0.10x | 0.11x | 0.12x | 0.12x | 0.13x |
Asset Growth % | - | 24.29% | 87.16% | 38.4% | 29.85% | 10.44% | 8.89% | 12.94% | 60.39% |
Total Current Liabilities | 1.39B | 1.74B | 3.44B | 4.5B | 5.98B | 6.54B | 7.13B | 8.08B | 7.76B |
Accounts Payable | 0 | 13.95M | 17.25M | 17.2M | 41.57M | 33.94M | 37.3M | 44.61M | 41.81M |
Days Payables Outstanding | - | 53.78 | 64.86 | 61.87 | 137.72 | 101.3 | 89.51 | 70.53 | 77.04 |
Short-Term Debt | 0 | 0 | 13.5M | 0 | 0 | 0 | 0 | 0 | 6.87M |
Deferred Revenue (Current) | 0 | 1.69B | 3.35B | 4.4B | 5.84B | 6.39B | 6.96B | 7.89B | 22.05B |
Other Current Liabilities | 1.39B | 26.26M | 33.25M | 47.01M | 64.46M | 67.84M | 81.48M | 87.02M | 7.7B |
Current Ratio | 1.13x | 1.09x | 1.04x | 1.10x | 1.08x | 1.09x | 1.00x | 1.00x | 1.00x |
Quick Ratio | 1.13x | 1.09x | 1.04x | 1.10x | 1.08x | 1.09x | 1.00x | 1.00x | 1.00x |
Cash Conversion Cycle | - | - | - | - | - | - | - | - | -48.15 |
Total Non-Current Liabilities | 45.07M | 222.81M | 204.46M | 93.85M | 71.88M | 76.87M | 74.51M | 168.44M | 177.07M |
Long-Term Debt | 0 | 60M | 26.52M | 13.66M | 16.14M | 18.41M | 0 | 0 | 0 |
Capital Lease Obligations | 0 | 0 | 0 | 0 | 6.51M | 17.84M | 15.64M | 65.08M | 225.43M |
Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 21.05M | 30M | 48.8M | 93.23M | 288.31M |
Other Non-Current Liabilities | 45.07M | 162.81M | 177.94M | 80.19M | 28.18M | 10.63M | 10.07M | 10.13M | 78.46M |
Total Liabilities | 1.44B | 1.97B | 3.65B | 4.59B | 6.05B | 6.62B | 7.21B | 8.25B | 7.94B |
Total Debt | 0 | 60M | 40.02M | 22.95M | 31.01M | 43.42M | 21.38M | 72.33M | 80.03M |
Net Debt | -104.01M | -54.9M | -62.96M | -442.97M | -512.29M | -573.6M | -476.09M | -343.2M | -259.34M |
Debt / Equity | - | - | 1.65x | 0.05x | 0.06x | 0.07x | 0.03x | 0.10x | 0.12x |
Debt / EBITDA | - | 6.17x | - | - | - | 0.39x | 0.14x | 0.38x | 0.38x |
Net Debt / EBITDA | -43.61x | -5.64x | - | - | - | -5.14x | -3.02x | -1.80x | -1.24x |
Interest Coverage | - | - | - | -113.89x | 1.16x | - | - | - | 23.10x |
Total Equity | 138.34M▲ 0% | -5.36M▼ 103.9% | 24.3M▲ 553.1% | 487.07M▲ 1904.5% | 545.26M▲ 11.9% | 664.27M▲ 21.8% | 724.79M▲ 9.1% | 704.43M▼ 2.8% | 659.08M▲ 0% |
Equity Growth % | - | -103.88% | 553.09% | 1904.5% | 11.95% | 21.83% | 9.11% | -2.81% | 3.26% |
Book Value per Share | 0.41 | -0.02 | 0.07 | 1.36 | 1.57 | 1.69 | 1.88 | 1.87 | 1.88 |
Total Shareholders' Equity | 138.34M | -5.36M | 24.3M | 487.07M | 545.26M | 664.27M | 724.79M | 704.43M | 659.08M |
Common Stock | 180K | 200K | 486K | 3.4M | 3.53M | 3.69M | 3.96M | 4.12M | 4.15M |
Retained Earnings | -35.98M | -36.32M | -60.07M | -94.05M | -108.53M | -15.2M | 105.97M | 179.16M | 198.73M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | -56.94M | -193.72M | -368.87M | -443.48M |
Accumulated OCI | -719K | 143K | 4.17M | 2.25M | -176K | -176K | -12.61M | -6.28M | -13.13M |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PAYO Cash Flow Statement
Payoneer Global Inc. (PAYO) cash flow — operating, investing & free cash flow history
| Metric | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | -5.99M | -14.31M | 9.53M | 20.02M | 83.96M | 159.49M | 176.93M | 233.49M | 231.6M |
Operating CF Margin % | -2.3% | -4.5% | 2.76% | 4.23% | 13.38% | 19.19% | 18.1% | 22.18% | - |
Operating CF Growth % | - | -139.01% | 166.56% | 110.11% | 319.49% | 89.96% | 10.93% | 31.97% | 94.96% |
Net Income | -7.19M | -625K | -23.75M | -33.99M | -11.97M | 93.33M | 121.16M | 73.19M | 72.18M |
Depreciation & Amortization | 7.87M | 10.34M | 17.09M | 18M | 20.86M | 27.81M | 45.45M | 65.63M | 70.15M |
Stock-Based Compensation | 6.92M | 9.54M | 11.07M | 37.01M | 52.15M | 65.77M | 64.79M | 73.1M | 72.87M |
Deferred Taxes | -414K | -694K | -721K | -1.22M | 731K | -11.12M | -22.62M | -17.41M | -15.13M |
Other Non-Cash Items | 2.54M | -440K | -433K | -5.6M | -31.21M | -21.72M | 8.77M | -17.22M | -21.43M |
Working Capital Changes | -15.72M | -32.43M | 6.26M | 5.81M | 53.4M | 5.42M | -40.63M | 56.19M | 52.96M |
Change in Receivables | -2.2M | 129.32M | 255.92M | 3.93M | 964K | 4.9M | 337K | 1.53M | -3.21M |
Change in Inventory | -14.36M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Change in Payables | 1.53M | 6.82M | 2.87M | 469K | 24.28M | -8.33M | 1.13M | 7.87M | 4M |
Cash from Investing | -11.43M | -20.58M | -66.85M | 10.16M | 5.73M | -44.25M | -1.96B | -218.34M | -231.25M |
Capital Expenditures | -10.86M | -9.15M | -4.99M | -6.89M | -28.83M | -12.06M | -8.19M | -26.87M | -22.15M |
CapEx % of Revenue | 4.18% | 2.88% | 1.44% | 1.46% | 4.59% | 1.45% | 0.84% | 2.55% | 2.07% |
Acquisitions | 0 | -6.5M | -15.48M | 0 | 0 | 0 | -48.22M | -33.08M | -33.08M |
Investments | - | - | - | - | - | - | - | - | - |
Other Investing | -566K | -4.93M | -46.38M | 17.05M | 34.57M | -32.2M | -102.89M | -40.59M | -65.69M |
Cash from Financing | 553.62M | 353.74M | 1.67B | 1.4B | 1.46B | 511.95M | 427.77M | 738.04M | 754.83M |
Debt Issued (Net) | 0 | 60M | -19.98M | -26.36M | 2.61M | 2.27M | -18.41M | 0 | 0 |
Equity Issued (Net) | 0 | 0 | 32.65M | -20.8M | 21.35M | -42.23M | -137.51M | -174.22M | -227.21M |
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Share Repurchases | 0 | 0 | 0 | 0 | 0 | -55.44M | -137.51M | -174.93M | -230.84M |
Other Financing | 553.62M | 293.74M | 1.66B | 1.44B | 1.44B | 551.91M | 583.7M | 912.26M | 982.05M |
Net Change in Cash | 533.67M▲ 0% | 319.37M▼ 40.2% | 1.62B▲ 406.2% | 1.43B▼ 11.9% | 1.55B▲ 8.6% | 631.65M▼ 59.2% | -1.36B▼ 315.3% | 758.5M▲ 155.8% | 7.11B▲ 0% |
Free Cash Flow | -16.85M▲ 0% | -31.6M▼ 87.5% | -4.51M▲ 85.7% | -884K▲ 80.4% | 55.13M▲ 6336.1% | 111.7M▲ 102.6% | 116.53M▲ 4.3% | 206.62M▲ 77.3% | 215.38M▲ 0% |
FCF Margin % | -6.48% | -9.95% | -1.31% | -0.19% | 8.78% | 13.44% | 11.92% | 19.63% | 20.17% |
FCF Growth % | - | -87.53% | 85.73% | 80.4% | 6336.09% | 102.62% | 4.33% | 77.3% | 71.45% |
FCF per Share | -0.05 | -0.09 | -0.01 | -0.00 | 0.16 | 0.28 | 0.30 | 0.55 | 0.61 |
FCF Conversion (FCF/Net Income) | 0.83x | 22.90x | -0.40x | -0.59x | -7.01x | 1.71x | 1.46x | 3.19x | 2.98x |
Interest Paid | 0 | 311K | 1.89M | 1.92M | 1.47M | 1.77M | 1.4M | 0 | 0 |
Taxes Paid | 3.33M | 1.94M | 5.71M | 3.69M | 9.43M | 40.91M | 52.32M | 0 | 0 |
PAYO Key Ratios
Payoneer Global Inc. (PAYO) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | -0.94% | -250.8% | -13.29% | -2.32% | 15.43% | 17.45% | 10.24% | 10.01% |
Return on Invested Capital (ROIC) | - | - | -833.28% | -43.23% | 125.7% | 65.87% | 30.66% | 27.17% |
Gross Margin | 70.21% | 71.92% | 78.56% | 82.45% | 85.29% | 84.44% | 78.07% | 81.31% |
Net Margin | -0.2% | -6.87% | -7.18% | -1.91% | 11.23% | 12.39% | 6.95% | 6.76% |
Debt / Equity | - | 1.65x | 0.05x | 0.06x | 0.07x | 0.03x | 0.10x | 0.12x |
Interest Coverage | - | - | -113.89x | 1.16x | - | - | - | 23.10x |
FCF Conversion | 22.90x | -0.40x | -0.59x | -7.01x | 1.71x | 1.46x | 3.19x | 2.98x |
Revenue Growth | 22.15% | 8.76% | 36.98% | 32.58% | 32.42% | 17.64% | 7.68% | 7.19% |
Related:PAYO Dividend History·PAYO Revenue History·PAYO Price History·PAYO P/E History·PAYO Financial Ratios·PAYO Institutional Holders
PAYO SEC Filings & Documents
Payoneer Global Inc. (PAYO) SEC filings — annual & quarterly reports (10-K, 10-Q)
PAYO Frequently Asked Questions
Payoneer Global Inc. (PAYO) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Payoneer Global Inc. (PAYO) reported $1.07B in revenue for fiscal year 2025. This represents a 310% increase from $260.1M in 2018.
Payoneer Global Inc. (PAYO) grew revenue by 7.7% over the past year. This is steady growth.
Yes, Payoneer Global Inc. (PAYO) is profitable, generating $72.2M in net income for fiscal year 2025 (7.0% net margin).
Dividend & Returns
Payoneer Global Inc. (PAYO) has a return on equity (ROE) of 10.2%. This is reasonable for most industries.
Payoneer Global Inc. (PAYO) generated $215.4M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.