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CURVTorrid Holdings Inc.
$1.79$178M
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HomeStocksCURVFinancials

Torrid Holdings Inc. (CURV) Financials

9Y historyFree accessUpdated daily

Gross margins have experienced structural erosion, compressing from 40.7% in 2024Q1 to 35.3% in 2026Q1, reflecting weakened pricing power in a competitive retail environment.

CURV Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMJan'26Jan'25Jan'24Jan'23Jan'22Jan'21Jan'20Jan'19Jan'18
Sales/Revenue979.93M1B1.1B1.15B1.29B1.28B973.51M1.04B909.15M804.29M
Revenue Growth %-10.09%-9.39%-4.18%-10.57%0.73%31.36%-6.12%14.06%13.04%-
Cost of Goods Sold646.55M652.13M690.27M745.97M828.61M759.83M643.22M640.91M586.12M506M
COGS % of Revenue-65.21%62.54%64.76%64.33%59.42%66.07%61.81%64.47%62.91%
Gross Profit333.38M347.96M413.47M405.98M459.54M518.97M330.3M396.07M323.03M298.3M
Gross Margin %34.02%34.79%37.46%35.24%35.67%40.58%33.93%38.19%35.53%37.09%
Gross Profit Growth %--15.84%1.85%-11.66%-11.45%57.12%-16.61%22.61%8.29%-
Operating Expenses319.44M326.56M356.26M348.83M357.91M473.59M273.48M319.08M219.3M277.89M
OpEx % of Revenue-32.65%32.28%30.28%27.79%37.03%28.09%30.77%24.12%34.55%
Selling, General & Admin304.9M326.56M356.26M347.33M357.91M473.59M273.48M319.08M219.3M277.19M
SG&A % of Revenue-32.65%32.28%30.15%27.79%37.03%28.09%30.77%24.12%34.46%
Research & Development0000000000
R&D % of Revenue----------
Other Operating Expenses1000K001.5M000000
Operating Income13.94M21.4M57.21M57.15M101.63M45.38M56.82M76.99M103.72M21.11M
Operating Margin %1.42%2.14%5.18%4.96%7.89%3.55%5.84%7.42%11.41%2.62%
Operating Income Growth %--62.59%0.1%-43.77%123.93%-20.14%-26.2%-25.77%391.41%-
EBITDA62.15M90.87M57.18M90.55M181.06M123.78M131.72M148.59M130.7M42.99M
EBITDA Margin %6.34%9.09%5.18%7.86%14.06%9.68%13.53%14.33%14.38%5.35%
EBITDA Growth %-49.95%58.91%-36.85%-49.99%46.27%-6.03%-11.36%13.69%203.99%-
D&A (Non-Cash Add-back)48.21M69.47M-28K33.4M79.43M78.4M74.89M71.6M26.98M21.89M
EBIT13.69M21.4M57.24M57.24M101.63M45.38M56.82M76.99M103.72M21.11M
Net Interest Income-31.4M-31.84M-35.6M-39.11M-29.94M-29.55M-21.3M-16.29M-968K0
Interest Income0028K90K0042K202K85K362K
Interest Expense31.4M31.84M35.63M39.2M29.94M29.55M21.34M16.49M1.05M0
Other Income/Expense-31.2M-30.96M-35.6M-39.11M-29.94M-29.55M-21.3M-16.29M-968K-1.06M
Pretax Income-17.26M-9.56M21.6M18.04M71.68M15.83M35.53M60.7M102.75M20.05M
Pretax Margin %-1.76%-0.96%1.96%1.57%5.56%1.24%3.65%5.85%11.3%2.49%
Income Tax-4.7M-2.53M5.29M6.42M21.47M45.77M10.99M18.83M16.04M19.21M
Effective Tax Rate %27.23%26.42%24.46%35.58%29.96%289.17%30.94%31.03%15.61%95.83%
Net Income-12.56M-7.03M16.32M11.62M50.21M-29.94M24.53M41.87M86.71M835K
Net Margin %-1.28%-0.7%1.48%1.01%3.9%-2.34%2.52%4.04%9.54%0.1%
Net Income Growth %-224.53%-143.11%40.44%-76.86%267.68%-222.06%-41.41%-51.71%10284.67%-
Net Income (Continuing)-12.56M-7.03M16.32M11.62M50.21M-29.94M24.53M41.87M86.71M835K
Discontinued Operations0000000000
Minority Interest0000000000
EPS (Diluted)-0.13-0.070.150.110.48-0.270.220.380.790.01
EPS Growth %-233.65%-146.2%36.36%-77.08%277.78%-222.73%-42.11%-51.9%--
EPS (Basic)--0.070.160.110.48-0.270.220.380.790.01
Diluted Shares Outstanding99.55M101.44M105.68M104.4M104.49M109.89M110M110M110M110M
Basic Shares Outstanding99.39M101.44M104.56M105.63M104.34M109.89M110M110M110M110M
Dividend Payout Ratio----------

Key Metrics

Growth RegimeContracting
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Liquidity and revenue contraction

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Persistent Revenue Contraction Trends

As reported in recent financial filings, Torrid's revenue has experienced a consistent downward trajectory, culminating in a 7.6% year-over-year decline in 2026Q1, which underscores the ongoing difficulty in maintaining top-line growth within the competitive plus-size specialty retail landscape across the North American market.

The persistent negative growth rates suggest that the company is struggling to retain its core customer base amidst broader discretionary spending headwinds. Investors should monitor whether this trend reflects a structural loss of market share to more agile competitors or a temporary cyclical pullback in consumer demand.

Structural Erosion of Gross Margins

Based on the provided income statement data, Torrid's gross margin has compressed from a peak of 40.7% in 2024Q1 to 35.3% in 2026Q1, indicating that the company's pricing power may be weakening as it navigates a challenging retail environment and rising input costs.

This margin degradation suggests that the company is likely relying on promotional activity to drive volume, which may be unsustainable given the current cost structure. The inability to maintain historical margin levels warrants further investigation into whether this is a result of supply chain inefficiencies or a shift in product mix.

Operating Leverage Under Significant Pressure

According to the company's historical income statements, operating income has fluctuated significantly, dropping from a high of $26.1 million in 2024Q1 to a mere $8.6 million in 2026Q1, demonstrating a lack of scalability in the current fixed-cost operating model during periods of revenue decline.

The high fixed-cost base, primarily driven by store occupancy and personnel, appears to be preventing the company from achieving meaningful operating leverage. This suggests that unless management can successfully rationalize the physical footprint, operating margins may remain highly sensitive to even minor fluctuations in top-line performance.

SG&A Efficiency Remains Critically Challenged

Based on reported figures, SG&A expenses have remained stubbornly high relative to revenue, with the company spending $63.7 million in 2026Q1 despite a significantly smaller revenue base compared to prior periods, highlighting a lack of expense discipline in the face of declining sales volumes.

The persistence of these overhead costs suggests that the company may be struggling to align its corporate structure with current operational realities. Investors should monitor whether management can implement meaningful cost-cutting measures to protect the bottom line, as the current expense trajectory appears to be eroding net profitability.

Liquidity Constraints and Margin Risks

As indicated by the most recent financial data, the company's cash position of approximately $20 million against a backdrop of negative net income in several recent quarters suggests a precarious liquidity profile that may limit strategic flexibility during this period of sustained revenue contraction.

Short-term observers may focus on the potential for further liquidity strain if the company cannot return to consistent profitability. The combination of thin cash reserves and declining margins may indicate that the company is approaching a critical inflection point where external financing or aggressive restructuring becomes necessary.

CURV — Frequently Asked Questions

Quick answers to the most common questions about buying CURV stock.

What was Torrid Holdings Inc.'s (CURV) revenue in 2025?

For fiscal year 2025, Torrid Holdings Inc. (CURV) reported total revenue of $1.00B. This represents a 24.3% increase compared to $804.3M in 2017.

Is Torrid Holdings Inc. (CURV) profitable?

Torrid Holdings Inc. (CURV) reported a net loss of $7.0M for the fiscal year ending 2025.

What is Torrid Holdings Inc.'s operating profit margin?

Torrid Holdings Inc. (CURV) reported an operating income of $21.4M, resulting in an operating profit margin of 2.1%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Torrid Holdings Inc.'s gross profit and gross margin?

Torrid Holdings Inc. (CURV) generated $348.0M in gross profit for the year, representing a gross profit margin of 34.8%. This demonstrates the company's core pricing power and production efficiency.