CVB Financial Corp. (CVBF) quarterly income statement — complete revenue, gross profit & net income history
CVB Financial Corp. (CVBF) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 179.07M | 162.41M | 117.84M | 122.66M | 115.2M | 111.2M | 110.06M | 110.04M | 113.24M | 110.47M | 112.04M | 118.92M | 122.77M | 119.05M | 125.38M | 137.09M | 133.08M | 121.67M | 112.47M | 102.13M |
| NII Growth % | 55.44% | 46.06% | 7.06% | 11.47% | 1.73% | 0.66% | -1.76% | -7.47% | -7.76% | -7.21% | -10.64% | -13.25% | -7.75% | -2.15% | 11.48% | 34.23% | 29.15% | 15.76% | 8.93% | -3.32% |
| Net Interest Margin % | 0.87% | 0.77% | 0.76% | 0.78% | 0.74% | 0.72% | 0.72% | 0.73% | 0.74% | 0.68% | 0.68% | 0.74% | 0.77% | 0.72% | 0.77% | 0.83% | 0.81% | 0.73% | 0.64% | 0.64% |
| Interest Income | 220.65M | 202.13M | 149.11M | 155.98M | 150.11M | 144.21M | 143M | 147.22M | 165.38M | 158.69M | 157.27M | 157.65M | 155.63M | 148.76M | 142.44M | 141.81M | 134.93M | 122.99M | 113.73M | 103.27M |
| Interest Expense | 41.58M | 39.71M | 31.27M | 33.32M | 34.53M | 32.6M | 32.56M | 37.18M | 52.13M | 48.22M | 45.23M | 38.72M | 32.86M | 29.7M | 17.06M | 4.72M | 1.85M | 1.32M | 1.26M | 1.14M |
| Loan Loss Provision | -1M | 0 | 3M | -2.5M | 1.5M | 0 | -1.5M | -3M | -750K | -500K | 0 | -2.5M | 1.1M | 900K | 2M | 2.5M | 2M | 3.6M | 2.5M | 0 |
| Non-Interest Income | 16.49M | 17.01M | 11.52M | 7.08M | 13.01M | 14.74M | 16.23M | -2.77M | 4.03M | 14.8M | 14.53M | 20.44M | 14.54M | 12.96M | 13.25M | 13.54M | 11.62M | 12.05M | 11.27M | 13.47M |
| Non-Interest Income % | 8.43% | 9.48% | 8.91% | 5.46% | 10.14% | 11.71% | 12.85% | -2.59% | 3.44% | 11.81% | 11.48% | 14.67% | 10.59% | 9.82% | 9.56% | 8.99% | 8.03% | 9.01% | 9.11% | 11.65% |
| Total Net Revenue | 195.56M | 179.43M | 129.36M | 129.74M | 128.21M | 125.94M | 126.29M | 107.26M | 117.28M | 125.27M | 126.57M | 139.36M | 137.32M | 132.01M | 138.63M | 150.63M | 144.7M | 133.72M | 123.74M | 115.61M |
| Revenue Growth % | 52.54% | 42.47% | 2.43% | 20.95% | 9.32% | 0.53% | -0.22% | -23.03% | -14.59% | -5.1% | -8.7% | -7.48% | -5.1% | -1.28% | 12.04% | 30.29% | 27.48% | 15.36% | 5.84% | -2.67% |
| Non-Interest Expense | 90.48M | 114.38M | 57.81M | 57.88M | 58.08M | 57.56M | 58.64M | 42.22M | 50.41M | 57M | 59.77M | 67.28M | 55.59M | 53.44M | 54.08M | 55.19M | 52.8M | 47.98M | 57.87M | 48.8M |
| Efficiency Ratio | 46.27% | 63.75% | 44.69% | 44.61% | 45.3% | 45.7% | 46.43% | 39.36% | 42.98% | 45.5% | 47.22% | 48.27% | 40.49% | 40.48% | 39.01% | 36.64% | 36.49% | 35.88% | 46.77% | 42.22% |
| Operating Income | 106.08M | 65.05M | 68.55M | 74.36M | 69.01M | 68.8M | 69.53M | 68.04M | 67.62M | 68.78M | 66.8M | 74.59M | 80.62M | 77.67M | 82.55M | 92.94M | 89.9M | 82.14M | 63.37M | 66.8M |
| Operating Margin % | 54.24% | 36.25% | 52.99% | 57.32% | 53.83% | 54.62% | 55.05% | 63.43% | 57.66% | 54.9% | 52.78% | 53.52% | 58.71% | 58.84% | 59.55% | 61.7% | 62.13% | 61.43% | 51.21% | 57.78% |
| Operating Income Growth % | 53.72% | -5.45% | -1.41% | 9.29% | 2.05% | 0.03% | 4.08% | -8.78% | -16.13% | -11.46% | -19.07% | -19.75% | -10.32% | -5.44% | 30.27% | 39.13% | 29.01% | 14.59% | -29.19% | -5.25% |
| Pretax Income | 106.08M | 65.05M | 68.55M | 74.36M | 69.01M | 68.8M | 69.53M | 68.04M | 67.62M | 68.78M | 66.8M | 74.59M | 80.62M | 77.67M | 82.55M | 92.94M | 89.9M | 82.14M | 63.37M | 66.8M |
| Pretax Margin % | 54.24% | 36.25% | 52.99% | 57.32% | 53.83% | 54.62% | 55.05% | 63.43% | 57.66% | 54.9% | 52.78% | 53.52% | 58.71% | 58.84% | 59.55% | 61.7% | 62.13% | 61.43% | 51.21% | 57.78% |
| Income Tax | 27.98M | 16.79M | 17.55M | 19.32M | 16.42M | 18.23M | 18.43M | 17.18M | 16.39M | 18.74M | 18.2M | 26.08M | 22.73M | 21.9M | 23.28M | 26.77M | 25.26M | 23.08M | 17.81M | 19.1M |
| Effective Tax Rate % | 26.38% | 25.81% | 25.6% | 25.98% | 23.8% | 26.5% | 26.5% | 25.25% | 24.25% | 27.25% | 27.25% | 34.97% | 28.2% | 28.2% | 28.2% | 28.81% | 28.1% | 28.1% | 28.1% | 28.6% |
| Net Income | 78.1M | 48.26M | 51M | 55.04M | 52.59M | 50.56M | 51.1M | 50.86M | 51.22M | 50.03M | 48.6M | 48.51M | 57.89M | 55.77M | 59.27M | 66.17M | 64.64M | 59.06M | 45.56M | 47.7M |
| Net Margin % | 39.94% | 26.9% | 39.43% | 42.43% | 41.02% | 40.15% | 40.46% | 47.41% | 43.68% | 39.94% | 38.4% | 34.81% | 42.16% | 42.25% | 42.75% | 43.93% | 44.67% | 44.16% | 36.82% | 41.26% |
| Net Income Growth % | 48.51% | -4.55% | -0.2% | 8.23% | 2.66% | 1.06% | 5.15% | 4.84% | -11.51% | -10.28% | -18% | -26.69% | -10.45% | -5.57% | 30.09% | 38.73% | 29.92% | 15.94% | -28.35% | -4.4% |
| Net Income (Continuing) | 78.1M | 48.26M | 51M | 55.04M | 52.59M | 50.56M | 51.1M | 50.86M | 51.22M | 50.03M | 48.6M | 48.51M | 57.89M | 55.77M | 59.27M | 66.17M | 64.64M | 59.06M | 45.56M | 47.7M |
| EPS (Diluted) | 0.44 | 0.36 | 0.38 | 0.40 | 0.38 | 0.36 | 0.36 | 0.36 | 0.37 | 0.36 | 0.35 | 0.35 | 0.42 | 0.40 | 0.42 | 0.47 | 0.46 | 0.42 | 0.31 | 0.35 |
| EPS Growth % | 15.79% | 0% | 5.56% | 11.11% | 2.7% | 0% | 2.86% | 2.86% | -11.9% | -10% | -16.67% | -25.53% | -8.7% | -4.76% | 35.48% | 34.29% | 24.32% | 10.53% | -34.04% | -5.41% |
| EPS (Basic) | 0.44 | 0.36 | 0.38 | 0.40 | 0.38 | 0.36 | 0.37 | 0.36 | 0.37 | 0.36 | 0.35 | 0.35 | 0.42 | 0.40 | 0.42 | 0.47 | 0.46 | 0.42 | 0.31 | 0.35 |
| Diluted Shares Outstanding | 175.16M | 135.92M | 135.92M | 135.92M | 138.38M | 139.47M | 139.29M | 138.66M | 138.84M | 138.67M | 138.6M | 138.57M | 138.48M | 138.38M | 138.95M | 139.44M | 139.35M | 140.05M | 145.02M | 135.18M |