CVB Financial Corp. (CVBF) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 117.84M | 122.66M | 115.2M | 111.2M | 110.06M | 110.04M | 113.24M | 110.47M | 112.04M | 118.92M | 122.77M | 119.05M | 125.38M | 137.09M | 133.08M | 121.67M | 112.47M | 102.13M | 103.04M | 105.11M |
| NII Growth % | 7.06% | 11.47% | 1.73% | 0.66% | -1.76% | -7.47% | -7.76% | -7.21% | -10.64% | -13.25% | -7.75% | -2.15% | 11.48% | 34.23% | 29.15% | 15.76% | 8.93% | -3.32% | -0.07% | 0.72% |
| Net Interest Margin % | 0.76% | 0.78% | 0.74% | 0.72% | 0.72% | 0.73% | 0.74% | 0.68% | 0.68% | 0.74% | 0.77% | 0.72% | 0.77% | 0.83% | 0.81% | 0.73% | 0.64% | 0.64% | 0.64% | 0.68% |
| Interest Income | 149.11M | 155.98M | 150.11M | 144.21M | 143M | 147.22M | 165.38M | 158.69M | 157.27M | 157.65M | 155.63M | 148.76M | 142.44M | 141.81M | 134.93M | 122.99M | 113.73M | 103.27M | 104.29M | 106.75M |
| Interest Expense | 31.27M | 33.32M | 34.53M | 32.6M | 32.56M | 37.18M | 52.13M | 48.22M | 45.23M | 38.72M | 32.86M | 29.7M | 17.06M | 4.72M | 1.85M | 1.32M | 1.26M | 1.14M | 1.25M | 1.64M |
| Loan Loss Provision | 3M | -2.5M | 1.5M | 0 | -1.5M | -3M | -750K | -500K | 0 | -2.5M | 1.1M | 900K | 2M | 2.5M | 2M | 3.6M | 2.5M | 0 | -4M | -3M |
| Non-Interest Income | 11.52M | 7.08M | 13.01M | 14.74M | 16.23M | -2.77M | 4.03M | 14.8M | 14.53M | 20.44M | 14.54M | 12.96M | 13.25M | 13.54M | 11.62M | 12.05M | 11.27M | 13.47M | 10.46M | 10.81M |
| Non-Interest Income % | 7.17% | 4.34% | 7.97% | 9.28% | 10.19% | -1.92% | 2.38% | 8.53% | 8.46% | 11.48% | 8.55% | 8.01% | 8.51% | 8.71% | 7.93% | 8.93% | 9.01% | 11.54% | 9.12% | 9.19% |
| Total Revenue | 160.63M | 163.06M | 163.12M | 158.95M | 159.23M | 144.44M | 169.41M | 173.5M | 171.8M | 178.09M | 170.17M | 161.71M | 155.69M | 155.35M | 146.55M | 135.04M | 125M | 116.74M | 114.75M | 117.55M |
| Revenue Growth % | 0.88% | 12.89% | -3.71% | -8.38% | -7.32% | -18.89% | -0.45% | 7.29% | 10.35% | 14.64% | 16.12% | 19.75% | 24.56% | 33.07% | 27.71% | 14.88% | 5.07% | -3.97% | -2.66% | -2.13% |
| Non-Interest Expense | 57.81M | 57.88M | 58.08M | 57.56M | 58.64M | 42.22M | 50.41M | 57M | 59.77M | 67.28M | 55.59M | 53.44M | 54.08M | 55.19M | 52.8M | 47.98M | 57.87M | 48.8M | 47.82M | 47.23M |
| Efficiency Ratio | 35.99% | 35.49% | 35.6% | 36.21% | 36.83% | 29.23% | 29.75% | 32.85% | 34.79% | 37.78% | 32.67% | 33.04% | 34.74% | 35.52% | 36.03% | 35.53% | 46.3% | 41.81% | 41.67% | 40.18% |
| Operating Income | 68.55M | 74.36M | 69.01M | 68.8M | 69.53M | 68.04M | 67.62M | 68.78M | 66.8M | 74.59M | 80.62M | 77.67M | 82.55M | 92.94M | 89.9M | 82.14M | 63.37M | 66.8M | 69.68M | 71.68M |
| Operating Margin % | 42.68% | 45.6% | 42.3% | 43.28% | 43.67% | 47.11% | 39.91% | 39.64% | 38.88% | 41.88% | 47.38% | 48.03% | 53.02% | 59.83% | 61.34% | 60.82% | 50.69% | 57.22% | 60.72% | 60.98% |
| Operating Income Growth % | -1.41% | 9.29% | 2.05% | 0.03% | 4.08% | -8.78% | -16.13% | -11.46% | -19.07% | -19.75% | -10.32% | -5.44% | 30.27% | 39.13% | 29.01% | 14.59% | -29.19% | -5.25% | 4.18% | 21.86% |
| Pretax Income | 68.55M | 74.36M | 69.01M | 68.8M | 69.53M | 68.04M | 67.62M | 68.78M | 66.8M | 74.59M | 80.62M | 77.67M | 82.55M | 92.94M | 89.9M | 82.14M | 63.37M | 66.8M | 69.68M | 71.68M |
| Pretax Margin % | 42.68% | 45.6% | 42.3% | 43.28% | 43.67% | 47.11% | 39.91% | 39.64% | 38.88% | 41.88% | 47.38% | 48.03% | 53.02% | 59.83% | 61.34% | 60.82% | 50.69% | 57.22% | 60.72% | 60.98% |
| Income Tax | 17.55M | 19.32M | 16.42M | 18.23M | 18.43M | 17.18M | 16.39M | 18.74M | 18.2M | 26.08M | 22.73M | 21.9M | 23.28M | 26.77M | 25.26M | 23.08M | 17.81M | 19.1M | 19.93M | 20.5M |
| Effective Tax Rate % | 25.6% | 25.98% | 23.8% | 26.5% | 26.5% | 25.25% | 24.25% | 27.25% | 27.25% | 34.97% | 28.2% | 28.2% | 28.2% | 28.81% | 28.1% | 28.1% | 28.1% | 28.6% | 28.6% | 28.6% |
| Net Income | 51M | 55.04M | 52.59M | 50.56M | 51.1M | 50.86M | 51.22M | 50.03M | 48.6M | 48.51M | 57.89M | 55.77M | 59.27M | 66.17M | 64.64M | 59.06M | 45.56M | 47.7M | 49.75M | 50.94M |
| Net Margin % | 31.75% | 33.76% | 32.24% | 31.81% | 32.09% | 35.21% | 30.24% | 28.84% | 28.29% | 27.24% | 34.02% | 34.49% | 38.07% | 42.59% | 44.11% | 43.73% | 36.45% | 40.86% | 43.36% | 43.33% |
| Net Income Growth % | -0.2% | 8.23% | 2.66% | 1.06% | 5.15% | 4.84% | -11.51% | -10.28% | -18% | -26.69% | -10.45% | -5.57% | 30.09% | 38.73% | 29.92% | 15.94% | -28.35% | -4.4% | 4.76% | 22.36% |
| Net Income (Continuing) | 51M | 55.04M | 52.59M | 50.56M | 51.1M | 50.86M | 51.22M | 50.03M | 48.6M | 48.51M | 57.89M | 55.77M | 59.27M | 66.17M | 64.64M | 59.06M | 45.56M | 47.7M | 49.75M | 51.18M |
| EPS (Diluted) | 0.38 | 0.40 | 0.38 | 0.36 | 0.36 | 0.36 | 0.37 | 0.36 | 0.35 | 0.35 | 0.42 | 0.40 | 0.42 | 0.47 | 0.46 | 0.42 | 0.31 | 0.35 | 0.37 | 0.38 |
| EPS Growth % | 5.56% | 11.11% | 2.7% | 0% | 2.86% | 2.86% | -11.9% | -10% | -16.67% | -25.53% | -8.7% | -4.76% | 35.48% | 34.29% | 24.32% | 10.53% | -34.04% | -5.41% | 5.71% | 22.58% |
| EPS (Basic) | 0.37 | 0.40 | 0.38 | 0.36 | 0.37 | 0.36 | 0.37 | 0.36 | 0.35 | 0.35 | 0.42 | 0.40 | 0.42 | 0.47 | 0.46 | 0.42 | 0.31 | 0.35 | 0.37 | 0.38 |
| Diluted Shares Outstanding | 135.92M | 135.92M | 138.38M | 139.47M | 139.29M | 138.66M | 138.84M | 138.67M | 138.6M | 138.57M | 138.48M | 138.38M | 138.95M | 139.44M | 139.35M | 140.05M | 145.02M | 135.18M | 135.38M | 135.51M |