Cavco Industries, Inc.(CVCO)Earnings, Financials & Key Ratios

CVCO•NASDAQ

$483.78

$4.58B mkt cap·23.4× P/E·Price updated May 6, 2026

SectorConsumer Cyclical IndustryHomebuilders Sub-IndustryFactory-built manufactured housing

AboutCavco Industries, Inc. designs, produces, and retails manufactured homes primarily in the United States. It operates in two segments, Factory-Built Housing and Financial Services. The company markets its manufactured homes under the Cavco, Fleetwood, Palm Harbor, Nationwide, Fairmont, Friendship, Chariot Eagle, Destiny, Commodore, Colony, Pennwest, R-Anell, Manorwood, and MidCountry brands. It also builds park model RVs; vacation cabins; and factory-built commercial structures, including apartment buildings, condominiums, hotels, workforce housing, schools, and housing for the United States military troops. In addition, the company produces various modular homes, which include single and multi-section ranch, split-level, and Cape Cod style homes, as well as two- and three-story homes, and multi-family units. Further, it provides conforming and non-conforming mortgages and home-only loans to purchasers of various brands of factory-built homes sold by company-owned retail stores, as well as various independent distributors, builders, communities, and developers. Additionally, the company offers property and casualty insurance to owners of manufactured homes. As of April 3, 2022, it operated 45 company-owned retail stores in Oregon, Arizona, Nevada, New Mexico, Texas, Indiana, Oklahoma, Florida, and New York. The company also distributes its homes through a network of independent distribution points in 48 states and Canada; and through planned community operators and residential developers. Cavco Industries, Inc. was founded in 1965 and is headquartered in Phoenix, Arizona.Show more

Revenue$2.02B+12.3%
EBITDA$210M+6.1%
Net Income$171M+8.4%
EPS (Diluted)20.71+12.7%
Gross Margin23.1%-2.9%
EBITDA Margin10.4%-5.5%
Operating Margin9.44%-5.3%
Net Margin8.49%-3.5%
ROE16.3%+3.9%
ROIC19.42%+5.5%
Debt/Equity0.04+24.7%
Interest Coverage368.04+239.1%

Technical→

CVCO Key Insights

Cavco Industries, Inc. (CVCO) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

✓Company is almost debt free
✓Strong 5Y profit CAGR of 17.9%
✓Strong 5Y sales CAGR of 13.7%
✓Good 3Y average ROE of 19.5%
✓Share count reduced 3.9% through buybacks
✓Efficient asset utilization: 1.4x turnover

✗Weaknesses

✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

CVCO Price & Volume

Cavco Industries, Inc. (CVCO) stock price & volume — 10-year historical chart

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CVCO Growth Metrics

Cavco Industries, Inc. (CVCO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years13.53%

5 Years13.68%

3 Years7.39%

TTM14.3%

Profit CAGR

10 Years21.79%

5 Years17.9%

3 Years-4.71%

TTM59.24%

EPS CAGR

10 Years22.87%

5 Years20.65%

3 Years-0.99%

TTM13.29%

Return on Capital

10 Years17.09%

5 Years20.3%

3 Years22.05%

Last Year17.42%

CVCO Recent Earnings

Cavco Industries, Inc. (CVCO) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 6/12 qtrs (50%)●Beat Revenue 6/12 qtrs (50%)

Q1 2026Latest

Jan 29, 2026

EPS

$5.58

Est $6.00

-7.0%

Revenue

$581M

Est $593M

-2.1%

Q4 2025

Oct 30, 2025

EPS

$6.55

Est $6.09

+7.6%

Revenue

$557M

Est $543M

+2.5%

Q3 2025

Jul 31, 2025

EPS

$6.42

Est $5.81

+10.5%

Revenue

$557M

Est $541M

+3.0%

Q2 2025

May 22, 2025

EPS

$5.40

Est $4.87

+10.9%

Revenue

$508M

Est $504M

+0.8%

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q1 2026Latest	Jan 29, 2026	$5.58vs $6.00-7.0%	$581Mvs $593M-2.1%
Q4 2025	Oct 30, 2025	$6.55vs $6.09+7.6%	$557Mvs $543M+2.5%
Q3 2025	Jul 31, 2025	$6.42vs $5.81+10.5%	$557Mvs $541M+3.0%
Q2 2025	May 22, 2025	$5.40vs $4.87+10.9%	$508Mvs $504M+0.8%

Based on last 12 quarters of dataView full earnings history →

Company	Market Cap	Stock Price	P/E Ratio (TTM)	Revenue Growth 1Y	Net Margin	Return on Equity (ROE)	FCF Yield	Debt / Equity
SKYChampion Homes, Inc.Direct Competitor	4.03B	72.92	21.32	22.65%	8.1%	13.41%	4.72%	0.08
LESLLeslie's, Inc.Direct Competitor	14.25M	1.53	-0.06	-6.63%	-22.69%
PATKPatrick Industries, Inc.Direct Competitor	2.99B	90.06	23.09	6.33%	3.46%	11.64%	8.24%	1.39
PHMPulteGroup, Inc.Product Competitor	22.67B	117.97	10.61	-3.54%	12.14%	15.92%	7.71%	0.19
DHID.R. Horton, Inc.Product Competitor	42.43B	146.47	12.66	-6.93%	9.51%	12.94%	7.74%	0.24
LENLennar CorporationProduct Competitor	18.6B	86.20	10.80	-3.64%	6.09%	9.19%	0.15%	0.29
TOLToll Brothers, Inc.Product Competitor	13.01B	137.28	10.18	1.11%	12.28%	16.25%	7.89%	0.35
SUISun Communities, Inc.Supply Chain	15.44B	125.27	11.56	-27.94%	66.87%	21.6%	5.6%	0.25

Compare CVCO vs Peers

Cavco Industries, Inc. (CVCO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs SKY

Most directly comparable listed peer for CVCO.

Scale Benchmark

vs DHI

Larger-name benchmark to compare CVCO against a more recognizable public peer.

Peer Set

Compare Top 5

vs SKY, LESL, PATK, PHM

CVCO Income Statement

Cavco Industries, Inc. (CVCO) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily

Line item	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Sales/Revenue	773.8M	871.24M	962.75M	1.06B	1.11B	1.63B	2.14B	1.79B	2.02B	2.2B
Revenue Growth %	8.63%	12.59%	10.5%	10.29%	4.36%	46.85%	31.68%	-16.24%	12.29%	14.3%
Cost of Goods Sold	615.76M	690.55M	757.04M	831.26M	869.07M	1.22B	1.59B	1.37B	1.55B	1.69B
COGS % of Revenue	79.58%	79.26%	78.63%	78.29%	78.43%	74.88%	74.1%	76.21%	76.9%	-
Gross Profit	158.04M▲ 0%	180.68M▲ 14.3%	205.71M▲ 13.9%	230.52M▲ 12.1%	238.98M▲ 3.7%	408.75M▲ 71.0%	554.93M▲ 35.8%	426.9M▼ 23.1%	465.59M▲ 9.1%	515.95M▲ 0%
Gross Margin %	20.42%	20.74%	21.37%	21.71%	21.57%	25.12%	25.9%	23.79%	23.1%	23.42%
Gross Profit Growth %	9.41%	14.33%	13.85%	12.06%	3.67%	71.04%	35.76%	-23.07%	9.06%	-
Operating Expenses	101.23M	106.91M	121.57M	145.61M	150.15M	206.25M	258.32M	247.92M	275.31M	300.23M
OpEx % of Revenue	13.08%	12.27%	12.63%	13.71%	13.55%	12.68%	12.06%	13.81%	13.66%	-
Selling, General & Admin	101.23M	106.91M	121.57M	145.61M	150.15M	206.25M	258.32M	247.92M	275.31M	300.23M
SG&A % of Revenue	13.08%	12.27%	12.63%	13.71%	13.55%	12.68%	12.06%	13.81%	13.66%	-
Research & Development	0	0	0	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	0	0	0	0	0	0	0	0	0	0
Operating Income	56.81M▲ 0%	73.77M▲ 29.9%	84.14M▲ 14.0%	84.91M▲ 0.9%	88.83M▲ 4.6%	202.5M▲ 128.0%	296.61M▲ 46.5%	178.98M▼ 39.7%	190.28M▲ 6.3%	215.73M▲ 0%
Operating Margin %	7.34%	8.47%	8.74%	8%	8.02%	12.44%	13.84%	9.97%	9.44%	9.79%
Operating Income Growth %	22.58%	29.87%	14.05%	0.91%	4.61%	127.97%	46.48%	-39.66%	6.31%	-
EBITDA	60.49M	77.8M	88.84M	90.69M	95.15M	213.51M	313.51M	197.51M	209.53M	220.68M
EBITDA Margin %	7.82%	8.93%	9.23%	8.54%	8.59%	13.12%	14.63%	11%	10.4%	10.02%
EBITDA Growth %	20.35%	28.61%	14.19%	2.09%	4.92%	124.4%	46.84%	-37%	6.09%	5.99%
D&A (Non-Cash Add-back)	3.69M	4.03M	4.7M	5.78M	6.32M	11.02M	16.9M	18.52M	19.26M	4.96M
EBIT	59.72M	82.92M	90.12M	94.47M	97.65M	212.69M	307.67M	200.83M	211.59M	234.18M
Net Interest Income	-4.44M	-4.4M	-3.44M	-1.5M	1.41M	2.83M	9.77M	19.35M	20.57M	16.53M
Interest Income	0	0	0	0	2.14M	3.54M	10.68M	21M	21.09M	17.64M
Interest Expense	4.44M	4.4M	3.44M	1.5M	738K	702K	910K	1.65M	517K	1.11M
Other Income/Expense	-1.52M	4.75M	2.54M	8.07M	8.09M	9.49M	10.15M	20.2M	20.79M	17.35M
Pretax Income	55.28M▲ 0%	78.52M▲ 42.0%	86.68M▲ 10.4%	92.98M▲ 7.3%	96.91M▲ 4.2%	211.99M▲ 118.7%	306.76M▲ 44.7%	199.18M▼ 35.1%	211.07M▲ 6.0%	233.07M▲ 0%
Pretax Margin %	7.14%	9.01%	9%	8.76%	8.75%	13.03%	14.32%	11.1%	10.47%	10.58%
Income Tax	17.33M	17.02M	18.05M	17.91M	20.27M	14.25M	65.92M	41.27M	40.03M	-35.47M
Effective Tax Rate %	31.34%	21.68%	20.83%	19.27%	20.91%	6.72%	21.49%	20.72%	18.97%	-15.22%
Net Income	37.95M▲ 0%	61.5M▲ 62.0%	68.62M▲ 11.6%	75.07M▲ 9.4%	76.65M▲ 2.1%	197.7M▲ 157.9%	240.55M▲ 21.7%	157.82M▼ 34.4%	171.04M▲ 8.4%	268.54M▲ 0%
Net Margin %	4.91%	7.06%	7.13%	7.07%	6.92%	12.15%	11.23%	8.79%	8.49%	12.19%
Net Income Growth %	32.98%	62.04%	11.58%	9.39%	2.1%	157.94%	21.68%	-34.39%	8.38%	59.24%
Net Income (Continuing)	37.95M	61.5M	68.62M	75.07M	76.65M	197.74M	240.84M	157.91M	171.04M	268.54M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	825K	825K	1.22M	0	0	0
EPS (Diluted)	4.17▲ 0%	6.68▲ 60.2%	7.40▲ 10.8%	8.10▲ 9.5%	8.25▲ 1.9%	21.34▲ 158.7%	26.95▲ 26.3%	18.37▼ 31.8%	20.71▲ 12.7%	33.64▲ 0%
EPS Growth %	32.38%	60.19%	10.78%	9.46%	1.85%	158.67%	26.29%	-31.84%	12.74%	13.29%
EPS (Basic)	4.23	6.82	7.56	8.22	8.34	21.54	27.20	18.55	20.97	-
Diluted Shares Outstanding	9.11M	9.2M	9.27M	9.27M	9.29M	9.26M	8.92M	8.59M	8.26M	7.98M
Basic Shares Outstanding	8.98M	9.02M	9.08M	9.13M	9.19M	9.18M	8.84M	8.51M	8.16M	7.89M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-

CVCO Balance Sheet

Cavco Industries, Inc. (CVCO) balance sheet — assets, liabilities & shareholders' equity

Line item	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Total Current Assets	356.76M	418.59M	462.05M	516.18M	744.12M	744.12M	804.58M	851.8M	910.19M	816.79M
Cash & Short-Term Investments	143.83M	198.63M	199.99M	256.41M	264.24M	264.24M	286.4M	370.96M	376.07M	259.16M
Cash Only	132.54M	186.77M	187.37M	241.83M	244.15M	244.15M	271.43M	352.69M	356.23M	241.89M
Short-Term Investments	11.29M	11.87M	12.62M	14.58M	20.09M	20.09M	14.98M	18.27M	19.84M	17.28M
Accounts Receivable	70.27M	71.62M	85.99M	90.6M	149.34M	149.34M	89.35M	141.15M	188.07M	192.31M
Days Sales Outstanding	33.15	30	32.6	31.14	49.19	33.5	15.22	28.71	34.06	32.24
Inventory	93.86M	109.15M	116.2M	113.53M	243.97M	243.97M	263.15M	241.34M	252.69M	290.54M
Days Inventory Outstanding	55.63	57.69	56.03	49.85	102.46	73.09	60.49	64.4	59.51	57.33
Other Current Assets	20.78M	11.23M	15.21M	13.45M	14.85M	14.85M	75.69M	98.35M	93.35M	74.78M
Total Non-Current Assets	250.55M	256.19M	263.17M	294.25M	410.86M	410.86M	503.4M	502.36M	496.46M	655.4M
Property, Plant & Equipment	56.96M	63.35M	63.48M	91.08M	180.97M	180.97M	255.03M	263.23M	263.2M	314.89M
Fixed Asset Turnover	13.58x	13.75x	15.17x	11.66x	6.12x	8.99x	8.40x	6.82x	7.66x	7.91x
Goodwill	69.75M	72.92M	72.92M	75.09M	100.99M	100.99M	114.55M	121.93M	121.97M	207.8M
Intangible Assets	10.27M	10.1M	9.78M	15.11M	28.46M	28.46M	29.79M	28.22M	16.73M	28.68M
Long-Term Investments	30.26M	33.57M	32.14M	31.56M	34.93M	34.93M	18.64M	17.32M	18.07M	86.55M
Other Non-Current Assets	62.19M	68.66M	77.85M	81.41M	65.5M	65.5M	85.39M	71.66M	74.64M	315M
Total Assets	607.32M▲ 0%	674.78M▲ 11.1%	725.22M▲ 7.5%	810.43M▲ 11.8%	1.15B▲ 42.5%	1.15B▲ 0.0%	1.31B▲ 13.2%	1.35B▲ 3.5%	1.41B▲ 3.9%	1.47B▲ 0%
Asset Turnover	1.27x	1.29x	1.33x	1.31x	0.96x	1.41x	1.64x	1.33x	1.43x	1.53x
Asset Growth %	9.66%	11.11%	7.47%	11.75%	42.51%	0%	13.25%	3.53%	3.88%	16.57%
Total Current Liabilities	140.22M	176.33M	174.01M	172.1M	294.17M	294.17M	293.39M	273.27M	303.17M	328.68M
Accounts Payable	24.01M	23.79M	29.3M	29.92M	43.08M	43.08M	30.73M	33.53M	37.2M	35M
Days Payables Outstanding	14.23	12.57	14.13	13.14	18.09	12.91	7.06	8.95	8.76	8.57
Short-Term Debt	6.42M	26.04M	19.52M	2.25M	784K	784K	455K	0	6.25M	0
Deferred Revenue (Current)	18.89M	21.89M	17.8M	22.05M	56.32M	56.32M	0	33.45M	46.93M	94.08M
Other Current Liabilities	67.37M	82.9M	80.54M	38.73M	-784K	-784K	174.17M	168.16M	65.8M	293.67M
Current Ratio	2.54x	2.37x	2.66x	3.00x	2.53x	2.53x	2.74x	3.12x	3.00x	3.00x
Quick Ratio	1.88x	1.75x	1.99x	2.34x	1.70x	1.70x	1.85x	2.23x	2.17x	2.17x
Cash Conversion Cycle	74.55	75.13	74.5	67.86	133.56	93.68	68.65	84.16	84.81	81
Total Non-Current Liabilities	72.69M	41.34M	21.62M	30.74M	29.52M	29.52M	37.08M	47.48M	38.9M	54.3M
Long-Term Debt	51.57M	33.77M	14.62M	12.34M	10.84M	10.84M	1.92M	0	1.36M	34.06M
Capital Lease Obligations	0	0	0	11.11M	13.16M	13.16M	27.57M	35.15M	37.54M	132.15M
Deferred Tax Liabilities	21.12M	7.58M	7M	7.29M	5.53M	5.53M	0	4.58M	0	20.29M
Other Non-Current Liabilities	0	0	0	0	0	0	7.58M	7.76M	0	-12.28M
Total Liabilities	212.91M	217.67M	195.63M	202.84M	323.69M	323.69M	330.47M	320.75M	342.06M	382.98M
Total Debt	57.99M	59.81M	34.14M	29.87M	24.78M	24.78M	36.56M	35.15M	45.14M	68.13M
Net Debt	-74.55M	-126.95M	-153.23M	-211.96M	-219.37M	-219.37M	-234.87M	-317.54M	-311.08M	-173.76M
Debt / Equity	0.15x	0.13x	0.06x	0.05x	0.03x	0.03x	0.04x	0.03x	0.04x	0.04x
Debt / EBITDA	0.96x	0.77x	0.38x	0.33x	0.26x	0.12x	0.12x	0.18x	0.22x	0.31x
Net Debt / EBITDA	-1.23x	-1.63x	-1.72x	-2.34x	-2.31x	-1.03x	-0.75x	-1.61x	-1.48x	-1.48x
Interest Coverage	12.79x	16.78x	24.43x	56.79x	120.36x	288.46x	325.94x	108.54x	368.04x	211.73x
Total Equity	394.41M▲ 0%	457.11M▲ 15.9%	529.59M▲ 15.9%	607.59M▲ 14.7%	831.28M▲ 36.8%	831.28M▲ 0.0%	977.5M▲ 17.6%	1.03B▲ 5.7%	1.06B▲ 3.0%	1.09B▲ 0%
Equity Growth %	11.66%	15.9%	15.86%	14.73%	36.82%	0%	17.59%	5.72%	3.02%	12.81%
Book Value per Share	43.31	49.68	57.14	65.55	89.45	89.73	109.53	120.28	128.88	136.47
Total Shareholders' Equity	394.41M	457.11M	529.59M	607.59M	830.46M	830.46M	976.29M	1.03B	1.06B	1.09B
Common Stock	90K	90K	91K	92K	93K	93K	93K	94K	94K	95K
Retained Earnings	148.14M	209.38M	280.08M	355.14M	628.76M	628.76M	869.31M	1.03B	1.2B	1.35B
Treasury Stock	0	0	0	0	-61.04M	-61.04M	-164.45M	-274.69M	-424.62M	-555.59M
Accumulated OCI	1.39M	1.44M	-28K	90K	-403K	-403K	-615K	-333K	9K	227K
Minority Interest	0	0	0	0	825K	825K	1.22M	0	0	0

CVCO Cash Flow Statement

Cavco Industries, Inc. (CVCO) cash flow — operating, investing & free cash flow history

Line item	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Cash from Operations	44.79M	58.77M	32.84M	101.74M	144.22M	144.22M	255.69M	224.68M	178.5M	178.5M
Operating CF Margin %	5.79%	6.75%	3.41%	9.58%	13.02%	8.86%	11.93%	12.52%	8.86%	-
Operating CF Growth %	2.87%	31.2%	-44.13%	209.83%	41.76%	0%	77.29%	-12.13%	-20.56%	243.72%
Net Income	37.95M	61.5M	68.62M	75.07M	197.74M	197.74M	240.84M	157.82M	171.04M	268.54M
Depreciation & Amortization	3.69M	4.03M	4.7M	5.78M	11.02M	11.02M	16.9M	18.52M	19.26M	21.62M
Stock-Based Compensation	2.13M	2.32M	3.37M	3.88M	5.06M	5.06M	6.26M	6.76M	8.68M	12.29M
Deferred Taxes	-2.12M	-4.26M	-762K	261K	-1.73M	-1.73M	2.11M	-3.08M	-6.52M	2.63M
Other Non-Cash Items	-8.2M	-9.53M	4.42M	-1.27M	250.18M	16.88M	7.76M	-10.96M	132.4M	26.3M
Working Capital Changes	11.34M	4.71M	-47.51M	18.02M	-318.04M	-84.74M	-18.19M	55.63M	-146.36M	-8.51M
Change in Receivables	-2.15M	-4.12M	-5.68M	-3.36M	-254.15M	-27.27M	10.24M	11.57M	-172.14M	-8.78M
Change in Inventory	958K	-13.43M	-7.05M	8.25M	-73.8M	-73.8M	38.87M	44.86M	-11.36M	614K
Change in Payables	17.36M	7.32M	-452.8M	6.44M	38.23M	38.23M	-13.4M	-22.26M	29.44M	27.69M
Cash from Investing	-7.06M	-4.67M	-5.82M	-25.24M	-159.1M	-159.1M	-129.34M	-31.71M	-23.95M	-209.83M
Capital Expenditures	-5.29M	-8.39M	-7.64M	-14.34M	-18.65M	-18.65M	-44.11M	-17.42M	-21.43M	-33.5M
CapEx % of Revenue	0.68%	0.96%	0.79%	1.35%	1.68%	1.15%	2.06%	0.97%	1.06%	-
Acquisitions	145K	-1.64M	125K	-15.94M	-141.43M	-141.43M	-93.45M	-19.2M	0	3.35M
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	145K	474K	1.82M	6.54M	1.33M	1.33M	1.82M	4.8M	184K	-170.97M
Cash from Financing	-2.96M	124K	-26.41M	-20.76M	-65.09M	-65.09M	-102.2M	-107.71M	-147.95M	-165.09M
Debt Issued (Net)	-3.96M	1.04M	-26.3M	-19.69M	-9.28M	-9.28M	-641K	-488K	-311K	-152K
Equity Issued (Net)	0	0	0	0	-1000K	-1000K	-1000K	-1000K	-1000K	-3M
Dividends Paid	0	0	0	0	0	0	0	0	0	0
Share Repurchases	0	0	0	0	-59.6M	-59.6M	-103.41M	-109.31M	-148.68M	-164.13M
Other Financing	1M	-915K	-114K	-1.07M	3.78M	-375K	1.86M	2.09M	1.04M	-44.62M
Net Change in Cash	34.78M▲ 0%	54.22M▲ 55.9%	611K▼ 98.9%	55.74M▲ 9022.4%	-79.97M▼ 243.5%	-79.97M▲ 0.0%	24.16M▲ 130.2%	85.26M▲ 253.0%	6.59M▼ 92.3%	-136.15M▲ 0%
Free Cash Flow	39.5M▲ 0%	50.38M▲ 27.6%	25.2M▼ 50.0%	87.4M▲ 246.8%	125.57M▲ 43.7%	125.57M▲ 0.0%	211.59M▲ 68.5%	207.26M▼ 2.0%	157.07M▼ 24.2%	205.26M▲ 0%
FCF Margin %	5.1%	5.78%	2.62%	8.23%	11.33%	7.72%	9.87%	11.55%	7.79%	9.32%
FCF Growth %	-1.31%	27.56%	-49.99%	246.81%	43.68%	0%	68.5%	-2.04%	-24.22%	47.72%
FCF per Share	4.34	5.48	2.72	9.43	13.51	13.55	23.71	24.12	19.02	19.02
FCF Conversion (FCF/Net Income)	1.18x	0.96x	0.48x	1.36x	1.88x	0.73x	1.06x	1.42x	1.04x	0.76x
Interest Paid	3.4M	2.91M	2.3M	736K	451K	451K	619K	801K	11K	115K
Taxes Paid	18.11M	17.27M	19.91M	18.84M	31.41M	31.41M	82.44M	36.76M	45.58M	-18.98M

CVCO Key Ratios

Cavco Industries, Inc. (CVCO) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Return on Equity (ROE)	10.15%	14.45%	13.91%	13.2%	10.65%	23.78%	26.6%	15.7%	16.3%	24.65%
Return on Invested Capital (ROIC)	13.39%	17.02%	17.86%	16.5%	13.22%	24.82%	32.85%	18.41%	19.42%	19.42%
Gross Margin	20.42%	20.74%	21.37%	21.71%	21.57%	25.12%	25.9%	23.79%	23.1%	23.42%
Net Margin	4.91%	7.06%	7.13%	7.07%	6.92%	12.15%	11.23%	8.79%	8.49%	12.19%
Debt / Equity	0.15x	0.13x	0.06x	0.05x	0.03x	0.03x	0.04x	0.03x	0.04x	0.04x
Interest Coverage	12.79x	16.78x	24.43x	56.79x	120.36x	288.46x	325.94x	108.54x	368.04x	211.73x
FCF Conversion	1.18x	0.96x	0.48x	1.36x	1.88x	0.73x	1.06x	1.42x	1.04x	0.76x
Revenue Growth	8.63%	12.59%	10.5%	10.29%	4.36%	46.85%	31.68%	-16.24%	12.29%	14.3%

CVCO SEC Filings & Documents

Cavco Industries, Inc. (CVCO) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

Jan 29, 2026·SEC

Material company update

Oct 31, 2025·SEC

Material company update

Oct 28, 2025·SEC

10-K Annual Reports

FY 2025

May 23, 2025·SEC

FY 2024

May 24, 2024·SEC

10-Q Quarterly Reports

FY 2026

Feb 2, 2026·SEC

FY 2025

Oct 31, 2025·SEC

FY 2025

Aug 4, 2025·SEC

CVCO Frequently Asked Questions

Cavco Industries, Inc. (CVCO) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Cavco Industries, Inc. (CVCO) reported $2.20B in revenue for fiscal year 2025. This represents a 2207% increase from $95.5M in 2001.

Cavco Industries, Inc. (CVCO) grew revenue by 12.3% over the past year. This is steady growth.

Yes, Cavco Industries, Inc. (CVCO) is profitable, generating $268.5M in net income for fiscal year 2025 (8.5% net margin).

Dividend & Returns

Cavco Industries, Inc. (CVCO) has a return on equity (ROE) of 16.3%. This is reasonable for most industries.

Cavco Industries, Inc. (CVCO) generated $205.3M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

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