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DHID.R. Horton, Inc.
$140.17$39.2B
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D.R. Horton, Inc. (DHI) Financial Ratios

Latest Ratios: P/E Ratio 12.1x · EV/EBITDA 9.3x · ROE 14.2%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

DHI Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$39.2B$52.5B$63.3B$36.9B$23.9B$30.7B$28.0B$19.9B$16.2B$15.1B$11.3B
Enterprise Value$42.3B$55.6B$64.7B$38.2B$27.5B$33.0B$29.3B$21.8B$17.9B$17.0B$13.3B
P/E Ratio →12.1214.6513.307.784.087.3511.8012.2911.0714.5712.80
P/S Ratio1.141.531.721.040.711.111.381.131.011.070.93
P/B Ratio1.762.122.451.591.212.022.311.931.771.951.67
P/FCF11.9415.9931.258.8857.78115.0424.6729.7833.9054.4621.30
P/OCF11.4615.3528.898.5742.5357.4819.6922.3029.6634.7718.33

P/E links to full P/E history page with 30-year chart

DHI EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—1.621.761.080.821.191.441.241.111.211.09
EV / EBITDA9.3412.2810.446.033.536.039.6510.258.519.889.20
EV / EBIT9.5511.7210.306.043.606.159.8210.268.6910.619.82
EV / FCF—16.9231.979.1866.42123.4325.8232.6337.5261.1725.00

DHI Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin23.7%23.7%25.9%26.4%31.4%28.4%24.3%22.0%22.8%21.6%21.8%
Operating Margin12.9%12.9%16.6%17.6%23.0%19.4%14.5%11.7%12.7%11.8%11.4%
Net Profit Margin10.5%10.5%12.9%13.4%17.5%15.0%11.7%9.2%9.1%7.4%7.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE14.2%14.2%19.4%22.1%33.5%30.5%21.2%16.6%17.3%14.3%14.0%
ROA10.0%10.0%13.8%15.1%21.5%19.5%13.8%10.9%11.1%8.7%7.8%
ROIC12.1%12.1%17.7%19.6%28.3%26.2%17.3%13.3%14.9%13.6%12.2%
ROCE13.1%13.1%18.9%21.3%30.6%27.0%18.2%14.7%16.5%14.9%13.0%

DHI Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.240.240.230.220.310.360.360.330.350.370.48
Debt / EBITDA1.331.330.960.810.781.001.421.601.521.672.26
Net Debt / Equity—0.120.060.050.180.150.110.190.190.240.29
Net Debt / EBITDA0.670.670.230.200.460.410.430.900.821.081.36
Debt / FCF—0.930.720.318.648.391.152.853.636.713.70
Interest Coverage———————————

DHI Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio17.3917.3917.0614.9613.1312.8714.7117.2315.6415.6515.41
Quick Ratio4.514.514.834.223.263.734.604.003.432.893.34
Cash Ratio1.521.522.221.861.161.782.501.751.731.391.89
Asset Turnover—0.971.021.091.101.161.071.131.141.161.05
Inventory Turnover1.031.031.091.171.061.211.261.221.191.201.14
Days Sales Outstanding—4.894.184.394.614.234.884.523.103.486.60

DHI Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.1%0.9%0.6%0.9%1.3%0.9%0.9%1.1%1.2%1.0%1.0%
Payout Ratio13.8%13.8%8.3%7.2%5.4%6.9%10.8%13.8%12.9%14.4%13.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield8.3%6.8%7.5%12.9%24.5%13.6%8.5%8.1%9.0%6.9%7.8%
FCF Yield8.4%6.3%3.2%11.3%1.7%0.9%4.1%3.4%3.0%1.8%4.7%
Buyback Yield10.9%8.2%2.8%3.3%5.0%3.0%1.4%2.5%0.9%0.4%0.1%
Total Shareholder Yield12.1%9.1%3.5%4.3%6.3%4.0%2.3%3.6%2.0%1.4%1.1%
Shares Outstanding—$310M$332M$343M$355M$366M$370M$377M$383M$379M$375M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Incentive-driven margin compression

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Margin Erosion Reflects Incentive Strategy

Gross margin fell from 26.5% in Q3 2024 to 23.3% in Q3 2026, a 320 basis point decline, as DHI appears to prioritize volume through rate buy-downs, per reported financials.

The sequential improvement from 22.5% in Q2 2026 to 23.3% in Q3 2026 suggests some stabilization, but the year-over-year trend remains negative. Operating margin compression from 17.7% to 13.3% over the same period indicates that SG&A leverage is fading, with overhead not scaling down proportionally with revenue. This margin profile implies that DHI's cost-leader moat is being tested by affordability constraints, and investors should monitor whether incentive costs become structurally embedded.

Return on Capital Decelerating from Peak

ROIC declined from 4.8% in Q3 2024 to 3.1% in Q3 2026, per quarterly data, reflecting margin compression and a growing capital base, suggesting diminishing efficiency in capital deployment.

The decline in ROIC is driven primarily by falling net margins rather than asset turnover, which has remained relatively stable around 0.26. The increase in total assets from $34.4B to $36.5B while equity stayed flat indicates that debt-funded inventory growth is not generating proportional returns. This suggests that DHI's land-light strategy may be becoming less effective as land costs rise, and the company may need to improve inventory turns to reverse the ROIC trend.

Inventory Days Signal Slower Turnover

DIO rose from 312 days in Q4 2024 to 341 days in Q3 2026, per reported figures, indicating that homes are taking longer to sell, which may pressure working capital efficiency.

The cash conversion cycle extended from 298 days to 327 days over the same period, driven by higher inventory days while DSO and DPO remained relatively stable. This suggests that DHI is holding land and homes longer, potentially due to slower absorption rates in the entry-level segment. The extended cycle implies that DHI's high-velocity production model is facing headwinds, and investors should watch whether inventory turns improve as mortgage rates stabilize.

Leverage Creeps Higher but Remains Manageable

Debt-to-equity rose from 0.20 in Q1 2025 to 0.29 in Q3 2026, while D/EBITDA increased from 4.88 to 5.72, per balance sheet data, indicating a gradual increase in financial risk.

Despite the increase, DHI's leverage remains low relative to peers like Lennar (0.29) and Toll Brothers (0.35), and interest coverage of 12.21 in Q2 2026 suggests comfortable debt service. However, the rising D/EBITDA trend warrants monitoring, especially if EBITDA contracts further due to margin pressure. The company's $2.98B cash position provides a buffer, but the cash drawdown from $3.0B to $2.1B over the last year suggests that liquidity is being used to support operations and incentives.

Liquidity Ample but Cash Buffer Thinning

Current ratio improved to 9.84 in Q3 2026 from 9.84 in Q2 2026, but cash fell from $3.0B to $2.1B over the last year, per reported data, signaling a tightening cash buffer.

The current ratio remains exceptionally high, indicating that DHI has more than sufficient short-term assets to cover liabilities, even under stress. However, the declining cash position suggests that the company is deploying cash into inventory and incentives, which may reduce its ability to weather a prolonged downturn. The quick ratio of 2.37 in Q3 2026, down from 4.51 in Q4 2025, indicates that inventory is becoming a larger component of current assets, which could be problematic if home prices decline.

Misapplied Metric: Inventory Turnover

Inventory turnover is commonly used to gauge DHI's operational efficiency, but it obscures the impact of land options and capitalized interest, which may understate true capital intensity, per accounting treatments.

DHI's reported inventory turnover appears strong due to its land-light strategy, but this metric fails to capture the full cost of land acquisition, as option deposits and capitalized interest are not fully reflected. A more accurate measure would be return on invested capital adjusted for off-balance-sheet land obligations, which would likely show lower efficiency than reported. Investors should adjust for these items when comparing DHI to peers like NVR, which has a truly asset-light model, to avoid overstating DHI's operational advantage.

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Includes 30+ ratios · 30 years · Updated daily

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DHI — Frequently Asked Questions

Quick answers to the most common questions about buying DHI stock.

What is D.R. Horton, Inc.'s P/E ratio?

D.R. Horton, Inc.'s current P/E ratio is 12.1x. The historical average is 11.4x. This places it at the 56th percentile of its historical range.

What is D.R. Horton, Inc.'s EV/EBITDA?

D.R. Horton, Inc.'s current EV/EBITDA is 9.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.5x.

What is D.R. Horton, Inc.'s ROE?

D.R. Horton, Inc.'s return on equity (ROE) is 14.2%. The historical average is 15.5%.

Is DHI stock overvalued?

Based on historical data, D.R. Horton, Inc. is trading at a P/E of 12.1x. This is at the 56th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is D.R. Horton, Inc.'s dividend yield?

D.R. Horton, Inc.'s current dividend yield is 1.14% with a payout ratio of 13.8%.

What are D.R. Horton, Inc.'s profit margins?

D.R. Horton, Inc. has 23.7% gross margin and 12.9% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does D.R. Horton, Inc. have?

D.R. Horton, Inc.'s Debt/EBITDA ratio is 1.3x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.