Eagle Bancorp Montana, Inc. (EBMT) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 18.7M | 19.16M | 18.46M | 17.91M | 16.64M | 16.48M | 15.54M | 15.37M | 14.97M | 14.95M | 15.38M | 15.1M | 16.32M | 17.47M | 17.82M | 15.93M | 11.79M | 11.98M | 11.97M | 11.26M |
| NII Growth % | 12.38% | 16.26% | 18.84% | 16.53% | 11.19% | 10.24% | 1.05% | 1.75% | -8.3% | -14.42% | -13.74% | -5.19% | 38.48% | 45.79% | 48.92% | 41.44% | 6.47% | 5.07% | 12.04% | 9.04% |
| Net Interest Margin % | 0.89% | 0.91% | 0.87% | 0.84% | 0.8% | 0.78% | 0.72% | 0.73% | 0.72% | 0.72% | 0.75% | 0.75% | 0.82% | 0.9% | 0.93% | 0.84% | 0.79% | 0.83% | 0.85% | 0.83% |
| Interest Income | 26.22M | 27.36M | 27.61M | 26.91M | 25.81M | 26.38M | 26.49M | 25.56M | 24.7M | 24.29M | 23.88M | 22.11M | 20.6M | 20.16M | 19.28M | 17.01M | 12.71M | 12.75M | 12.74M | 12.06M |
| Interest Expense | 7.52M | 8.2M | 9.15M | 9.01M | 9.17M | 9.9M | 10.96M | 10.19M | 9.73M | 9.34M | 8.51M | 7.01M | 4.28M | 2.69M | 1.46M | 1.08M | 923K | 769K | 776K | 800K |
| Loan Loss Provision | 279K | 0 | 62K | 1.04M | 42K | -36K | 277K | 412K | -135K | 270K | 588K | 319K | 279K | 347K | 517K | 858K | 279K | 285K | 255K | 22K |
| Non-Interest Income | 4.88M | 5.13M | 4.56M | 4.69M | 3.9M | 4.51M | 4.86M | 4.12M | 3.8M | 5.68M | 5.73M | 5.9M | 4.33M | 2.9M | 5.82M | 6.79M | 7.12M | 9.1M | 12.76M | 10.62M |
| Non-Interest Income % | 15.69% | 15.8% | 14.18% | 14.84% | 13.14% | 14.6% | 15.51% | 13.89% | 13.34% | 18.95% | 19.35% | 21.07% | 17.38% | 12.57% | 23.18% | 28.53% | 35.91% | 41.63% | 50.03% | 46.82% |
| Total Revenue | 31.1M | 32.49M | 32.17M | 31.6M | 29.71M | 30.89M | 31.36M | 29.68M | 28.5M | 29.98M | 29.61M | 28.01M | 24.93M | 23.06M | 25.1M | 23.81M | 19.83M | 21.85M | 25.51M | 22.68M |
| Revenue Growth % | 4.68% | 5.19% | 2.59% | 6.48% | 4.27% | 3.04% | 5.9% | 5.95% | 14.29% | 30.01% | 17.99% | 17.66% | 25.74% | 5.52% | -1.6% | 4.96% | -19.63% | -8.87% | -4.63% | -10.81% |
| Non-Interest Expense | 18.21M | 18.18M | 18M | 17.57M | 16.63M | 17.32M | 16.89M | 16.89M | 16.64M | 18.51M | 17.36M | 18.33M | 16.09M | 15.61M | 19M | 19.46M | 15.72M | 18.44M | 18.15M | 18.29M |
| Efficiency Ratio | 58.55% | 55.94% | 55.97% | 55.6% | 55.98% | 56.09% | 53.85% | 56.93% | 58.38% | 61.76% | 58.62% | 65.42% | 64.52% | 67.72% | 75.71% | 81.74% | 79.26% | 84.38% | 71.14% | 80.62% |
| Operating Income | 5.09M | 6.12M | 4.96M | 3.99M | 3.87M | 3.7M | 3.24M | 2.18M | 2.27M | 1.85M | 3.16M | 2.36M | 4.29M | 4.41M | 4.12M | 2.4M | 2.91M | 2.36M | 6.33M | 3.57M |
| Operating Margin % | 16.38% | 18.83% | 15.41% | 12.62% | 13.02% | 11.99% | 10.33% | 7.35% | 7.96% | 6.17% | 10.67% | 8.42% | 17.19% | 19.12% | 16.43% | 10.1% | 14.68% | 10.8% | 24.81% | 15.76% |
| Operating Income Growth % | 31.63% | 65.26% | 53.06% | 82.77% | 70.63% | 100.22% | 2.5% | -7.5% | -47.1% | -58.06% | -23.38% | -1.91% | 47.27% | 86.9% | -34.86% | -32.71% | -58.53% | -65.64% | -25.98% | -53.95% |
| Pretax Income | 5.09M | 6.08M | 4.96M | 3.99M | 3.87M | 3.7M | 3.24M | 2.18M | 2.27M | 1.85M | 3.16M | 2.36M | 4.29M | 4.41M | 4.12M | 2.4M | 2.91M | 2.36M | 6.33M | 3.57M |
| Pretax Margin % | 16.38% | 18.71% | 15.41% | 12.62% | 13.02% | 11.99% | 10.33% | 7.35% | 7.96% | 6.17% | 10.67% | 8.42% | 17.19% | 19.12% | 16.43% | 10.1% | 14.68% | 10.8% | 24.81% | 15.76% |
| Income Tax | 1.11M | 1.35M | 1.33M | 751K | 631K | 269K | 529K | 444K | 370K | -315K | 524K | 344K | 1.04M | 787K | 1.03M | 634K | 695K | 632K | 1.58M | 893K |
| Effective Tax Rate % | 21.79% | 22.21% | 26.76% | 18.83% | 16.3% | 7.27% | 16.34% | 20.35% | 16.31% | -17.04% | 16.59% | 14.58% | 24.38% | 17.85% | 25.01% | 26.36% | 23.87% | 26.79% | 25.01% | 24.99% |
| Net Income | 3.98M | 4.73M | 3.63M | 3.24M | 3.24M | 3.43M | 2.71M | 1.74M | 1.9M | 2.16M | 2.63M | 2.02M | 3.24M | 3.62M | 3.09M | 1.77M | 2.22M | 1.73M | 4.75M | 2.68M |
| Net Margin % | 12.81% | 14.56% | 11.28% | 10.24% | 10.9% | 11.11% | 8.64% | 5.86% | 6.66% | 7.22% | 8.9% | 7.19% | 13% | 15.71% | 12.32% | 7.44% | 11.17% | 7.9% | 18.61% | 11.82% |
| Net Income Growth % | 23% | 37.75% | 34% | 86.25% | 70.65% | 58.64% | 2.81% | -13.75% | -41.46% | -40.25% | -14.78% | 13.78% | 46.3% | 109.73% | -34.85% | -33.94% | -57.91% | -66.56% | -25.61% | -53.25% |
| Net Income (Continuing) | 3.98M | 4.73M | 3.63M | 3.24M | 3.24M | 3.43M | 2.71M | 1.74M | 1.9M | 2.16M | 2.63M | 2.02M | 3.24M | 3.62M | 3.09M | 1.77M | 2.22M | 1.73M | 4.75M | 2.68M |
| EPS (Diluted) | 0.51 | 0.60 | 0.46 | 0.41 | 0.41 | 0.44 | 0.34 | 0.22 | 0.24 | 0.28 | 0.34 | 0.26 | 0.42 | 0.47 | 0.40 | 0.24 | 0.32 | 0.26 | 0.73 | 0.39 |
| EPS Growth % | 24.39% | 36.36% | 35.29% | 86.36% | 70.83% | 57.14% | 0% | -15.38% | -42.86% | -40.43% | -15% | 8.33% | 31.25% | 80.77% | -45.21% | -38.46% | -58.97% | -65.79% | -22.34% | -53.57% |
| EPS (Basic) | 0.51 | 0.61 | 0.47 | 0.42 | 0.41 | 0.44 | 0.35 | 0.22 | 0.24 | 0.28 | 0.34 | 0.26 | 0.42 | 0.47 | 0.40 | 0.24 | 0.32 | 0.26 | 0.73 | 0.40 |
| Diluted Shares Outstanding | 7.84M | 7.82M | 7.82M | 7.82M | 7.82M | 7.87M | 7.86M | 7.85M | 7.84M | 7.82M | 7.79M | 7.79M | 7.79M | 7.78M | 7.81M | 7.42M | 6.52M | 6.56M | 6.54M | 6.79M |