Enterprise Financial Services Corp (EFSC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 166.15M | 168.17M | 157.76M | 152.13M | 147.52M | 145.9M | 143.01M | 140.05M | 137.32M | 140.35M | 141.32M | 140.33M | 139.18M | 138.45M | 123.99M | 109.27M | 100.82M | 101.73M | 96.9M | 81.35M |
| NII Growth % | 12.63% | 15.26% | 10.31% | 8.63% | 7.42% | 3.96% | 1.19% | -0.2% | -1.33% | 1.37% | 13.98% | 28.42% | 38.05% | 36.1% | 27.96% | 34.32% | 27.71% | 31.8% | 53.51% | 24% |
| Net Interest Margin % | 0.96% | 0.97% | 0.96% | 0.95% | 0.94% | 0.94% | 0.96% | 0.96% | 0.94% | 0.97% | 1.01% | 1.01% | 1.04% | 1.06% | 0.95% | 0.84% | 0.74% | 0.75% | 0.75% | 0.79% |
| Interest Income | 225.09M | 232.27M | 224.86M | 218.97M | 211.78M | 214.91M | 215.84M | 211.16M | 207.32M | 207.08M | 200.91M | 187.9M | 169.03M | 156.35M | 135.4M | 116.07M | 106.58M | 107.64M | 103.23M | 87.01M |
| Interest Expense | 58.94M | 64.1M | 67.1M | 66.2M | 64.26M | 69.01M | 72.83M | 71.11M | 70M | 66.35M | 59.27M | 47.2M | 29.5M | 17.9M | 11.4M | 6.46M | 5.42M | 5.58M | 5.96M | 5.66M |
| Loan Loss Provision | 7.24M | 9.24M | 8.45M | 3.47M | 5.18M | 6.83M | 4.1M | 4.82M | 5.76M | 18.05M | 8.03M | 6.34M | 4.18M | 2.12M | 676K | 658K | -4.07M | -3.66M | 19.67M | -2.67M |
| Non-Interest Income | 19.09M | 25.41M | 18.85M | -9.61M | -10.14M | -9.91M | -7.37M | -9.92M | -7.63M | -8.56M | -8.36M | -4.94M | 461K | 671K | 3.95M | 4.6M | 10.04M | 11.13M | 8.84M | 10.05M |
| Non-Interest Income % | 7.82% | 9.86% | 7.73% | -4.59% | -5.03% | -4.84% | -3.53% | -4.93% | -3.82% | -4.31% | -4.34% | -2.7% | 0.27% | 0.43% | 2.83% | 3.81% | 8.61% | 9.37% | 7.89% | 10.36% |
| Total Revenue | 244.18M | 257.69M | 243.71M | 209.35M | 201.64M | 205M | 208.48M | 201.24M | 199.69M | 198.52M | 192.54M | 182.95M | 169.49M | 157.03M | 139.34M | 120.67M | 116.62M | 118.77M | 112.07M | 97.07M |
| Revenue Growth % | 21.1% | 25.7% | 16.9% | 4.03% | 0.98% | 3.26% | 8.27% | 10% | 17.81% | 26.43% | 38.18% | 51.61% | 45.34% | 32.21% | 24.34% | 24.32% | 24.91% | 20.49% | 35.56% | 16.43% |
| Non-Interest Expense | 115.14M | 114.53M | 79.48M | 75.49M | 71.16M | 68.51M | 68.76M | 68.12M | 73.31M | 58.59M | 68.2M | 66.72M | 64.55M | 60.56M | 63.04M | 55.83M | 54.2M | 52.19M | 68.11M | 45.92M |
| Efficiency Ratio | 47.15% | 44.45% | 32.61% | 36.06% | 35.29% | 33.42% | 32.98% | 33.85% | 36.71% | 29.51% | 35.42% | 36.47% | 38.08% | 38.57% | 45.24% | 46.27% | 46.47% | 43.94% | 60.77% | 47.31% |
| Operating Income | 62.85M | 69.82M | 88.67M | 64.19M | 61.03M | 60.65M | 62.78M | 57.19M | 50.63M | 55.53M | 57.05M | 62.69M | 71.26M | 76.44M | 64.22M | 57.73M | 61.07M | 64.66M | 18.34M | 48.16M |
| Operating Margin % | 25.74% | 27.09% | 36.39% | 30.66% | 30.27% | 29.58% | 30.12% | 28.42% | 25.35% | 27.97% | 29.63% | 34.26% | 42.04% | 48.68% | 46.09% | 47.84% | 52.37% | 54.44% | 16.36% | 49.61% |
| Operating Income Growth % | 2.99% | 15.13% | 41.24% | 12.25% | 20.55% | 9.22% | 10.05% | -8.77% | -28.95% | -27.35% | -11.17% | 8.6% | 16.68% | 18.22% | 250.21% | 19.87% | 62.94% | 82.44% | -18.05% | 163.29% |
| Pretax Income | 62.85M | 69.82M | 88.67M | 64.19M | 61.03M | 60.65M | 62.78M | 57.19M | 50.63M | 55.53M | 57.05M | 62.69M | 71.26M | 76.44M | 64.22M | 57.73M | 61.07M | 64.66M | 18.34M | 48.16M |
| Pretax Margin % | 25.74% | 27.09% | 36.39% | 30.66% | 30.27% | 29.58% | 30.12% | 28.42% | 25.35% | 27.97% | 29.63% | 34.26% | 42.04% | 48.68% | 46.09% | 47.84% | 52.37% | 54.44% | 16.36% | 49.61% |
| Income Tax | 13.49M | 15.02M | 43.44M | 12.81M | 11.07M | 11.81M | 12.2M | 11.74M | 10.23M | 11M | 12.38M | 13.56M | 15.52M | 16.43M | 14.03M | 12.58M | 13.38M | 13.85M | 4.43M | 9.75M |
| Effective Tax Rate % | 21.47% | 21.52% | 48.99% | 19.96% | 18.14% | 19.48% | 19.43% | 20.53% | 20.2% | 19.81% | 21.71% | 21.63% | 21.78% | 21.5% | 21.84% | 21.79% | 21.91% | 21.41% | 24.13% | 20.25% |
| Net Income | 49.36M | 54.79M | 45.23M | 51.38M | 49.96M | 48.83M | 50.59M | 45.45M | 40.4M | 44.53M | 44.66M | 49.13M | 55.74M | 60M | 50.2M | 45.15M | 47.69M | 50.81M | 13.91M | 38.41M |
| Net Margin % | 20.22% | 21.26% | 18.56% | 24.54% | 24.78% | 23.82% | 24.26% | 22.58% | 20.23% | 22.43% | 23.2% | 26.85% | 32.88% | 38.21% | 36.03% | 37.42% | 40.9% | 42.78% | 12.41% | 39.57% |
| Net Income Growth % | -1.2% | 12.2% | -10.58% | 13.07% | 23.66% | 9.67% | 13.25% | -7.49% | -27.52% | -25.79% | -11.03% | 8.81% | 16.87% | 18.09% | 260.81% | 17.56% | 59.37% | 75.63% | -22.49% | 162.44% |
| Net Income (Continuing) | 49.36M | 54.79M | 45.23M | 51.38M | 49.96M | 48.83M | 50.59M | 45.45M | 40.4M | 44.53M | 44.66M | 49.13M | 55.74M | 60M | 50.2M | 45.15M | 47.69M | 50.81M | 13.91M | 38.41M |
| EPS (Diluted) | 1.30 | 1.45 | 1.19 | 1.36 | 1.31 | 1.28 | 1.32 | 1.19 | 1.05 | 1.16 | 1.17 | 1.29 | 1.46 | 1.58 | 1.32 | 1.19 | 1.23 | 1.33 | 0.38 | 1.23 |
| EPS Growth % | -0.76% | 13.28% | -9.85% | 14.29% | 24.76% | 10.34% | 12.82% | -7.75% | -28.08% | -26.58% | -11.36% | 8.4% | 18.7% | 18.8% | 247.37% | -3.25% | 28.13% | 33% | -44.12% | 119.64% |
| EPS (Basic) | 1.31 | 1.46 | 1.20 | 1.36 | 1.33 | 1.29 | 1.33 | 1.19 | 1.05 | 1.16 | 1.17 | 1.29 | 1.47 | 1.59 | 1.32 | 1.19 | 1.23 | 1.33 | 0.38 | 1.23 |
| Diluted Shares Outstanding | 37.15M | 37.29M | 37.29M | 37.29M | 37.29M | 37.45M | 37.48M | 37.54M | 37.6M | 37.55M | 37.52M | 37.49M | 37.49M | 37.41M | 37.35M | 37.28M | 37.86M | 38.31M | 36.95M | 31.31M |