Equifax Inc. (EFX) Financial Ratios
30 years of historical data (1996–2025) · Industrials · Consulting Services
EV/EBITDA
↓
14.22
↓-33% vs avg
5yr avg: 21.12
30Y Low5.7·High25.3
P/FCF
↓
18.42
↓-73% vs avg
5yr avg: 68.97
30Y Low8.3·High180.7
P/B Ratio
↓
4.54
↓-35% vs avg
5yr avg: 6.95
30Y Low2.4·High14.3
ROE
↓
13.7%
-14% vs avg
5yr avg: 15.8%
30Y Low-13%·High77%
Debt/EBITDA
↓
2.81
↓-13% vs avg
5yr avg: 3.24
30Y Low0.9·High4.1
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
EFX Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Equifax Inc. trades at 32.6x earnings, 30% below its 5-year average of 46.5x, sitting at the 76th percentile of its historical range. Compared to the Industrials sector median P/E of 25.9x, the stock trades at a premium of 26%. On a free-cash-flow basis, the stock trades at 18.4x P/FCF, 73% below the 5-year average of 69.0x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $20.9B | $26.9B | $31.8B | $30.6B | $24.0B | $36.2B | $23.7B | $16.9B | $11.3B | $14.3B | $14.3B |
| Enterprise Value | $25.8B | $31.8B | $36.7B | $36.1B | $29.5B | $41.3B | $26.4B | $19.9B | $13.7B | $16.7B | $16.9B |
| P/E Ratio → | 32.56 | 40.79 | 52.65 | 56.20 | 34.40 | 48.64 | 45.48 | — | 37.70 | 24.41 | 29.26 |
| P/S Ratio | 3.44 | 4.43 | 5.60 | 5.82 | 4.68 | 7.35 | 5.74 | 4.83 | 3.31 | 4.26 | 4.55 |
| P/B Ratio | 4.54 | 5.68 | 6.47 | 6.54 | 6.03 | 10.05 | 7.38 | 6.46 | 3.58 | 4.42 | 5.26 |
| P/FCF | 18.42 | 23.74 | 39.15 | 59.44 | 180.73 | 41.80 | 45.11 | — | 32.28 | 23.97 | 23.19 |
| P/OCF | 12.93 | 16.67 | 24.03 | 27.43 | 31.65 | 27.11 | 25.03 | 53.99 | 16.82 | 17.56 | 18.25 |
P/E links to full P/E history page with 30-year chart
EFX EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Equifax Inc.'s enterprise value stands at 14.2x EBITDA, 33% below its 5-year average of 21.1x. This is roughly in line with the Industrials sector median of 13.9x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 5.24 | 6.45 | 6.86 | 5.75 | 8.38 | 6.39 | 5.68 | 4.02 | 4.97 | 5.36 |
| EV / EBITDA | 14.22 | 17.55 | 21.29 | 23.26 | 18.14 | 25.35 | 24.51 | 10485.16 | 17.96 | 14.87 | 15.41 |
| EV / EBIT | 23.56 | 28.76 | 35.27 | 37.67 | 26.48 | 37.69 | 31.90 | — | 28.95 | 19.89 | 20.55 |
| EV / FCF | — | 28.07 | 45.11 | 70.09 | 222.22 | 47.65 | 50.25 | — | 39.16 | 27.93 | 27.30 |
EFX Profitability
Margins and return-on-capital ratios measuring operating efficiency
Equifax Inc. earns an operating margin of 18.0%, above the Industrials sector average of 4.9%. ROE of 13.7% is modest. ROIC of 8.5% represents adequate returns on invested capital versus a sector median of 6.3%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 44.6% | 44.6% | 55.7% | 55.7% | 57.5% | 59.8% | 57.9% | 56.6% | 57.8% | 64.0% | 64.6% |
| Operating Margin | 18.0% | 18.0% | 18.3% | 17.7% | 20.6% | 23.1% | 16.4% | -9.6% | 13.1% | 24.7% | 26.2% |
| Net Profit Margin | 10.9% | 10.9% | 10.6% | 10.4% | 13.6% | 15.1% | 12.6% | -11.0% | 9.1% | 17.5% | 15.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.7% | 13.7% | 12.6% | 12.6% | 18.4% | 21.9% | 17.8% | -13.3% | 9.7% | 19.7% | 19.3% |
| ROA | 5.6% | 5.6% | 5.0% | 4.6% | 6.2% | 7.2% | 5.9% | -5.1% | 4.3% | 8.5% | 8.7% |
| ROIC | 8.5% | 8.5% | 7.8% | 7.1% | 8.7% | 11.7% | 8.8% | -4.5% | 6.0% | 11.5% | 14.2% |
| ROCE | 11.2% | 11.2% | 10.3% | 9.4% | 11.6% | 14.3% | 9.9% | -5.2% | 7.5% | 15.2% | 17.7% |
EFX Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Equifax Inc. carries a Debt/EBITDA ratio of 2.8x, which is moderately leveraged (11% below the sector average of 3.2x). Net debt stands at $4.9B ($5.1B total debt minus $181M cash). Interest coverage of 5.2x is adequate, though a cyclical earnings downturn could tighten the margin of safety.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.07 | 1.07 | 1.02 | 1.22 | 1.46 | 1.47 | 1.36 | 1.29 | 0.84 | 0.83 | 0.98 |
| Debt / EBITDA | 2.81 | 2.81 | 2.91 | 3.68 | 3.56 | 3.25 | 4.07 | 1780.32 | 3.45 | 2.41 | 2.44 |
| Net Debt / Equity | — | 1.04 | 0.98 | 1.17 | 1.38 | 1.41 | 0.84 | 1.14 | 0.76 | 0.73 | 0.93 |
| Net Debt / EBITDA | 2.71 | 2.71 | 2.81 | 3.54 | 3.39 | 3.12 | 2.50 | 1569.11 | 3.16 | 2.11 | 2.32 |
| Debt / FCF | — | 4.33 | 5.95 | 10.66 | 41.49 | 5.86 | 5.13 | — | 6.89 | 3.96 | 4.12 |
| Interest Coverage | 5.22 | 5.22 | 4.54 | 3.97 | 6.08 | 7.52 | 5.84 | -2.70 | 4.58 | 9.05 | 8.91 |
EFX Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.60x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 0.67x to 0.60x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.60 | 0.60 | 0.75 | 0.67 | 0.68 | 0.49 | 1.00 | 0.89 | 1.09 | 0.60 | 0.53 |
| Quick Ratio | 0.60 | 0.60 | 0.75 | 0.67 | 0.68 | 0.49 | 1.00 | 0.89 | 1.09 | 0.60 | 0.53 |
| Cash Ratio | 0.08 | 0.08 | 0.09 | 0.11 | 0.14 | 0.10 | 0.68 | 0.30 | 0.27 | 0.20 | 0.10 |
| Asset Turnover | — | 0.51 | 0.48 | 0.43 | 0.44 | 0.45 | 0.43 | 0.44 | 0.48 | 0.46 | 0.47 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | 60.85 | 61.52 | 62.96 | 61.12 | 53.94 | 55.76 | 55.37 | 50.18 | 48.29 | 50.29 |
EFX Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Equifax Inc. returns 5.5% to shareholders annually — split between a 1.1% dividend yield and 4.4% buyback yield. The payout ratio of 35.3% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 3.1% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 1.1% | 0.9% | 0.6% | 0.6% | 0.8% | 0.5% | 0.8% | 1.1% | 1.7% | 1.3% | 1.1% |
| Payout Ratio | 35.3% | 35.3% | 32.0% | 35.2% | 27.4% | 25.5% | 36.4% | — | 60.5% | 31.9% | 32.2% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 3.1% | 2.5% | 1.9% | 1.8% | 2.9% | 2.1% | 2.2% | — | 2.7% | 4.1% | 3.4% |
| FCF Yield | 5.4% | 4.2% | 2.6% | 1.7% | 0.6% | 2.4% | 2.2% | — | 3.1% | 4.2% | 4.3% |
| Buyback Yield | 4.4% | 3.4% | 0.0% | 0.0% | 0.0% | 0.2% | 0.0% | 0.0% | 0.0% | 0.5% | 0.0% |
| Total Shareholder Yield | 5.5% | 4.3% | 0.6% | 0.6% | 0.8% | 0.7% | 0.8% | 1.1% | 1.7% | 1.8% | 1.1% |
| Shares Outstanding | — | $124M | $125M | $124M | $123M | $124M | $123M | $121M | $121M | $122M | $121M |
Peer Comparison
Compare EFX with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 EFXYou | $21B | 32.6 | 14.2 | 18.4 | 44.6% | 18.0% | 13.7% | 8.5% | 2.8 |
 TRU | $14B | 30.5 | 12.5 | 20.6 | 59.1% | 18.7% | 10.3% | 7.3% | 3.6 |
 FICO | $25B | 40.2 | 29.5 | 32.1 | 82.2% | 46.5% | — | 59.7% | 3.3 |
 VRSK | $22B | 26.3 | 15.0 | 18.8 | 67.3% | 44.6% | 437.9% | 33.0% | 3.0 |
 MCO | $80B | 32.8 | 21.5 | 30.9 | 68.2% | 44.8% | 62.0% | 22.5% | 1.9 |
 SPGI | $125B | 28.9 | 18.0 | 23.0 | 70.2% | 42.2% | 12.1% | 9.7% | 1.9 |
 IHS | $3B | 19.5 | 8.4 | 6.6 | 54.6% | 16.8% | — | 7.1% | 5.4 |
 BAC | $408B | 14.0 | 14.8 | 32.3 | 55.4% | 18.5% | 10.2% | 3.2% | 10.0 |
 JPM | $849B | 15.9 | 13.6 | — | 58.6% | 27.7% | 17.4% | 5.4% | 9.0 |
 SYF | $26B | 8.1 | 5.1 | 2.7 | 51.0% | 24.2% | 21.3% | 10.8% | 3.0 |
 COF | $120B | 48.0 | 15.0 | 4.6 | 47.3% | 3.3% | 2.8% | 1.3% | 6.8 |
| Industrials Median | — | 25.9 | 13.9 | 20.6 | 32.8% | 4.9% | 8.2% | 6.3% | 3.2 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 30 years · Updated daily
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Start ComparisonEFX — Frequently Asked Questions
Quick answers to the most common questions about buying EFX stock.
What is Equifax Inc.'s P/E ratio?
Equifax Inc.'s current P/E ratio is 32.6x. The historical average is 26.2x. This places it at the 76th percentile of its historical range.
What is Equifax Inc.'s EV/EBITDA?
Equifax Inc.'s current EV/EBITDA is 14.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.2x.
What is Equifax Inc.'s ROE?
Equifax Inc.'s return on equity (ROE) is 13.7%. The historical average is 29.0%.
Is EFX stock overvalued?
Based on historical data, Equifax Inc. is trading at a P/E of 32.6x. This is at the 76th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Equifax Inc.'s dividend yield?
Equifax Inc.'s current dividend yield is 1.08% with a payout ratio of 35.3%.
What are Equifax Inc.'s profit margins?
Equifax Inc. has 44.6% gross margin and 18.0% operating margin. Operating margin between 10-20% is typical for established companies.
How much debt does Equifax Inc. have?
Equifax Inc.'s Debt/EBITDA ratio is 2.8x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.