Equifax Inc. (EFX) Financial Ratios
30 years of historical data (1996–2025) · Industrials · Consulting Services
EV/EBITDA
↓
12.94
↓-39% vs avg
5yr avg: 21.12
30Y Low5.7·High25.3
P/FCF
↓
16.37
↓-76% vs avg
5yr avg: 68.97
30Y Low8.3·High180.7
P/B Ratio
↓
4.03
↓-42% vs avg
5yr avg: 6.95
30Y Low2.4·High14.3
ROE
↓
13.7%
-14% vs avg
5yr avg: 15.8%
30Y Low-13%·High77%
Debt/EBITDA
↓
2.81
↓-13% vs avg
5yr avg: 3.24
30Y Low0.9·High4.1
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
EFX Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Equifax Inc. trades at 28.9x earnings, 38% below its 5-year average of 46.5x, sitting at the 69th percentile of its historical range. Compared to the Industrials sector median P/E of 25.6x, the stock trades at a premium of 13%. On a free-cash-flow basis, the stock trades at 16.4x P/FCF, 76% below the 5-year average of 69.0x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $18.6B | $26.9B | $31.8B | $30.6B | $24.0B | $36.2B | $23.7B | $16.9B | $11.3B | $14.3B | $14.3B |
| Enterprise Value | $23.5B | $31.8B | $36.7B | $36.1B | $29.5B | $41.3B | $26.4B | $19.9B | $13.7B | $16.7B | $16.9B |
| P/E Ratio → | 28.93 | 40.79 | 52.65 | 56.20 | 34.40 | 48.64 | 45.48 | — | 37.70 | 24.41 | 29.26 |
| P/S Ratio | 3.06 | 4.43 | 5.60 | 5.82 | 4.68 | 7.35 | 5.74 | 4.83 | 3.31 | 4.26 | 4.55 |
| P/B Ratio | 4.03 | 5.68 | 6.47 | 6.54 | 6.03 | 10.05 | 7.38 | 6.46 | 3.58 | 4.42 | 5.26 |
| P/FCF | 16.37 | 23.74 | 39.15 | 59.44 | 180.73 | 41.80 | 45.11 | — | 32.28 | 23.97 | 23.19 |
| P/OCF | 11.49 | 16.67 | 24.03 | 27.43 | 31.65 | 27.11 | 25.03 | 53.99 | 16.82 | 17.56 | 18.25 |
P/E links to full P/E history page with 30-year chart
EFX EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Equifax Inc.'s enterprise value stands at 12.9x EBITDA, 39% below its 5-year average of 21.1x. The Industrials sector median is 13.8x, placing the stock at a 6% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 5.24 | 6.45 | 6.86 | 5.75 | 8.38 | 6.39 | 5.68 | 4.02 | 4.97 | 5.36 |
| EV / EBITDA | 12.94 | 17.55 | 21.29 | 23.26 | 18.14 | 25.35 | 24.51 | 10485.16 | 17.96 | 14.87 | 15.41 |
| EV / EBIT | 21.44 | 28.76 | 35.27 | 37.67 | 26.48 | 37.69 | 31.90 | — | 28.95 | 19.89 | 20.55 |
| EV / FCF | — | 28.07 | 45.11 | 70.09 | 222.22 | 47.65 | 50.25 | — | 39.16 | 27.93 | 27.30 |
EFX Profitability
Margins and return-on-capital ratios measuring operating efficiency
Equifax Inc. earns an operating margin of 18.0%, above the Industrials sector average of 4.3%. ROE of 13.7% is modest. ROIC of 8.5% represents adequate returns on invested capital versus a sector median of 6.1%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 44.6% | 44.6% | 55.7% | 55.7% | 57.5% | 59.8% | 57.9% | 56.6% | 57.8% | 64.0% | 64.6% |
| Operating Margin | 18.0% | 18.0% | 18.3% | 17.7% | 20.6% | 23.1% | 16.4% | -9.6% | 13.1% | 24.7% | 26.2% |
| Net Profit Margin | 10.9% | 10.9% | 10.6% | 10.4% | 13.6% | 15.1% | 12.6% | -11.0% | 9.1% | 17.5% | 15.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.7% | 13.7% | 12.6% | 12.6% | 18.4% | 21.9% | 17.8% | -13.3% | 9.7% | 19.7% | 19.3% |
| ROA | 5.6% | 5.6% | 5.0% | 4.6% | 6.2% | 7.2% | 5.9% | -5.1% | 4.3% | 8.5% | 8.7% |
| ROIC | 8.5% | 8.5% | 7.8% | 7.1% | 8.7% | 11.7% | 8.8% | -4.5% | 6.0% | 11.5% | 14.2% |
| ROCE | 11.2% | 11.2% | 10.3% | 9.4% | 11.6% | 14.3% | 9.9% | -5.2% | 7.5% | 15.2% | 17.7% |
EFX Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Equifax Inc. carries a Debt/EBITDA ratio of 2.8x, which is moderately leveraged (13% below the sector average of 3.2x). Net debt stands at $4.9B ($5.1B total debt minus $181M cash). Interest coverage of 5.2x is adequate, though a cyclical earnings downturn could tighten the margin of safety.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.07 | 1.07 | 1.02 | 1.22 | 1.46 | 1.47 | 1.36 | 1.29 | 0.84 | 0.83 | 0.98 |
| Debt / EBITDA | 2.81 | 2.81 | 2.91 | 3.68 | 3.56 | 3.25 | 4.07 | 1780.32 | 3.45 | 2.41 | 2.44 |
| Net Debt / Equity | — | 1.04 | 0.98 | 1.17 | 1.38 | 1.41 | 0.84 | 1.14 | 0.76 | 0.73 | 0.93 |
| Net Debt / EBITDA | 2.71 | 2.71 | 2.81 | 3.54 | 3.39 | 3.12 | 2.50 | 1569.11 | 3.16 | 2.11 | 2.32 |
| Debt / FCF | — | 4.33 | 5.95 | 10.66 | 41.49 | 5.86 | 5.13 | — | 6.89 | 3.96 | 4.12 |
| Interest Coverage | 5.22 | 5.22 | 4.54 | 3.97 | 6.08 | 7.52 | 5.84 | -2.70 | 4.58 | 9.05 | 8.91 |
EFX Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.60x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 0.67x to 0.60x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.60 | 0.60 | 0.75 | 0.67 | 0.68 | 0.49 | 1.00 | 0.89 | 1.09 | 0.60 | 0.53 |
| Quick Ratio | 0.60 | 0.60 | 0.75 | 0.67 | 0.68 | 0.49 | 1.00 | 0.89 | 1.09 | 0.60 | 0.53 |
| Cash Ratio | 0.08 | 0.08 | 0.09 | 0.11 | 0.14 | 0.10 | 0.68 | 0.30 | 0.27 | 0.20 | 0.10 |
| Asset Turnover | — | 0.51 | 0.48 | 0.43 | 0.44 | 0.45 | 0.43 | 0.44 | 0.48 | 0.46 | 0.47 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | 60.85 | 61.52 | 62.96 | 61.12 | 53.94 | 55.76 | 55.37 | 50.18 | 48.29 | 50.29 |
EFX Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Equifax Inc. returns 6.2% to shareholders annually — split between a 1.2% dividend yield and 5.0% buyback yield. The payout ratio of 35.3% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 3.5% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 1.2% | 0.9% | 0.6% | 0.6% | 0.8% | 0.5% | 0.8% | 1.1% | 1.7% | 1.3% | 1.1% |
| Payout Ratio | 35.3% | 35.3% | 32.0% | 35.2% | 27.4% | 25.5% | 36.4% | — | 60.5% | 31.9% | 32.2% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 3.5% | 2.5% | 1.9% | 1.8% | 2.9% | 2.1% | 2.2% | — | 2.7% | 4.1% | 3.4% |
| FCF Yield | 6.1% | 4.2% | 2.6% | 1.7% | 0.6% | 2.4% | 2.2% | — | 3.1% | 4.2% | 4.3% |
| Buyback Yield | 5.0% | 3.4% | 0.0% | 0.0% | 0.0% | 0.2% | 0.0% | 0.0% | 0.0% | 0.5% | 0.0% |
| Total Shareholder Yield | 6.2% | 4.3% | 0.6% | 0.6% | 0.8% | 0.7% | 0.8% | 1.1% | 1.7% | 1.8% | 1.1% |
| Shares Outstanding | — | $124M | $125M | $124M | $123M | $124M | $123M | $121M | $121M | $122M | $121M |
Peer Comparison
Compare EFX with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 EFXYou | $19B | 28.9 | 12.9 | 16.4 | 44.6% | 18.0% | 13.7% | 8.5% | 2.8 |
 TRU | $12B | 27.8 | 11.7 | 18.8 | 59.1% | 18.7% | 10.3% | 7.3% | 3.6 |
 FICO | $25B | 41.3 | 30.2 | 33.0 | 82.2% | 46.5% | — | 59.7% | 3.3 |
 VRSK | $23B | 26.8 | 15.3 | 19.1 | 67.3% | 44.6% | 437.9% | 33.0% | 3.0 |
 MCO | $80B | 33.0 | 21.6 | 31.0 | 68.2% | 44.8% | 62.0% | 22.5% | 1.9 |
 SPGI | $122B | 28.0 | 17.5 | 22.3 | 70.2% | 42.2% | 12.1% | 9.7% | 1.9 |
 IHS | $3B | 19.4 | 8.4 | 6.5 | 54.6% | 16.8% | — | 7.1% | 5.4 |
 BAC | $424B | 14.7 | 14.0 | 33.6 | 56.1% | 19.7% | 10.2% | 3.5% | 9.1 |
 JPM | $909B | 16.2 | 18.5 | 9.0 | 59.9% | 26.0% | 16.1% | 4.5% | 11.6 |
 SYF | $26B | 8.1 | 5.1 | 2.7 | 51.0% | 24.2% | 21.3% | 10.8% | 3.0 |
 COF | $125B | 50.0 | 15.7 | 4.8 | 47.3% | 3.3% | 2.8% | 1.3% | 6.8 |
| Industrials Median | — | 25.6 | 13.8 | 20.0 | 32.0% | 4.3% | 8.2% | 6.1% | 3.2 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 30 years · Updated daily
Consensus-Based Analysis Tools
Full Stock Analysis
Deep dive into EFX consensus models and risk factors.
View Analysis
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
10-year return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare
EFX — Frequently Asked Questions
Quick answers to the most common questions about buying EFX stock.
What is Equifax Inc.'s P/E ratio?
Equifax Inc.'s current P/E ratio is 28.9x. The historical average is 26.2x. This places it at the 69th percentile of its historical range.
What is Equifax Inc.'s EV/EBITDA?
Equifax Inc.'s current EV/EBITDA is 12.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.2x.
What is Equifax Inc.'s ROE?
Equifax Inc.'s return on equity (ROE) is 13.7%. The historical average is 29.0%.
Is EFX stock overvalued?
Based on historical data, Equifax Inc. is trading at a P/E of 28.9x. This is at the 69th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Equifax Inc.'s dividend yield?
Equifax Inc.'s current dividend yield is 1.22% with a payout ratio of 35.3%.
What are Equifax Inc.'s profit margins?
Equifax Inc. has 44.6% gross margin and 18.0% operating margin. Operating margin between 10-20% is typical for established companies.
How much debt does Equifax Inc. have?
Equifax Inc.'s Debt/EBITDA ratio is 2.8x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.