Essent Group Ltd. (ESNT) Earnings History
Annual and quarterly earnings data from 2011 to 2024
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ESNT EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
ESNT Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 93.6% | 67.5% | 57.6% |
| 2023 | 97.2% | 72.8% | 61.6% |
| 2022 | 117.2% | 97.0% | 81.6% |
| 2021 | 97.0% | 80.0% | 66.3% |
| 2020 | 68.5% | 51.3% | 43.2% |
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Essent Group Ltd. (ESNT) Earnings Overview
As of May 6, 2026, Essent Group Ltd. (ESNT) reported trailing twelve-month net income of $703M, reflecting +5.4% year-over-year growth. The company earned $6.95 per diluted share over the past four quarters, with a net profit margin of 57.6%.
Looking at the long-term picture, ESNT's 5-year EPS compound annual growth rate (CAGR) stands at +3.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $831M in fiscal 2022.
Essent Group Ltd. maintains industry-leading profitability with a gross margin of 93.6%, operating margin of 67.5%, and net margin of 57.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MTG ($718M net income, 60.8% margin), RDN ($576M net income, 46.8% margin), NMIH ($389M net income, 55.1% margin), ESNT has room to improve margins relative to the peer group. Compare ESNT vs MTG →
ESNT Earnings vs Peers
Earnings metrics vs comparable public companies
ESNT Historical Earnings Data (2011–2024)
14 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $729M | +4.7% | $855M | $6.85 | 57.6% | 67.5% |
| 2023 | $696M | -16.2% | $823M | $6.50 | 61.6% | 72.8% |
| 2022 | $831M | +21.9% | $988M | $7.72 | 81.6% | 97.0% |
| 2021 | $682M | +65.1% | $822M | $6.11 | 66.3% | 80.0% |
| 2020 | $413M | -25.7% | $490M | $3.88 | 43.2% | 51.3% |
| 2019 | $556M | +18.9% | $659M | $5.66 | 64.1% | 76.0% |
| 2018 | $467M | +23.1% | $547M | $4.77 | 65.0% | 76.0% |
| 2017 | $380M | +70.6% | $399M | $3.99 | 65.9% | 69.1% |
| 2016 | $223M | +41.5% | $312M | $2.41 | 48.6% | 68.1% |
| 2015 | $157M | +77.8% | $228M | $1.72 | 44.5% | 64.6% |
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Start ComparisonESNT — Frequently Asked Questions
Quick answers to the most common questions about buying ESNT stock.
Is ESNT growing earnings?
ESNT EPS stands at $6.95, with +5.4% growth matching the 5-year CAGR of +3.9%. TTM net income is $703M. Earnings trajectory remains consistent.
What are ESNT's profit margins?
Essent Group Ltd. net margin is +57.6%, with operating margin at +67.5%. Above-average margins indicate pricing power.
How consistent are ESNT's earnings?
ESNT earnings data spans 2011-2024. The current earnings trend is +5.4% YoY. Historical data enables comparison across business cycles.