The bank maintains a stable capital base with an equity-to-assets ratio of 0.11, though the balance sheet is heavily weighted toward a $79.9 billion investment securities portfolio.
| Metric | TTM | Dec'25 | Dec'24 | Dec'23 | Dec'22 | Dec'21 | Dec'20 | Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 | Dec'09 | Dec'08 | Dec'07 | Dec'06 | Dec'05 | Dec'04 | Dec'03 | Dec'02 | Dec'01 | Dec'00 | Dec'99 | Dec'98 |
|---|
| Cash & Short Term Investments | 11.44B | 656.13M | 5.48B | 10.81B | 9.66B | 14.61B | 10.37B | 6.77B | 6.11B | 5.59B | 5.54B | 5.43B | 4.01B | 3.93B | 4.35B | 4.63B | 1.48B | 1.35B | 1.11B | 160.35M | 192.56M | 151.19M | 93.17M | 142.18M | 295.27M | 224.33M | 63.05M | 43.5M | 161.1M |
| Cash & Due from Banks | 657.08M | 656.13M | 5.3B | 4.63B | 3.62B | 4.65B | 4.83B | 3.46B | 3.37B | 2.57B | 2.2B | 1.66B | 1.04B | 942.74M | 1.38B | 1.5B | 1.33B | 1.1B | 878.85M | 160.35M | 192.56M | 151.19M | 93.17M | 142.18M | 295.27M | 224.33M | 63.05M | 43.5M | 161.1M |
| Short Term Investments | 0 | 0 | 180.15M | 6.19B | 6.03B | 9.97B | 5.54B | 3.32B | 2.74B | 3.02B | 3.34B | 3.77B | 2.97B | 2.99B | 2.97B | 3.13B | 143.56M | 246.84M | 228.44M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 79.92B | 78.41B | 67.72B | 61.59B | 57.43B | 51.75B | 43.8B | 38.2B | 35.23B | 32.18B | 29.1B | 27.57B | 24.66B | 20.96B | 17.98B | 17.54B | 16.63B | 16.74B | 3.69B | 10.64B | 9.83B | 7.64B | 5.61B | 3.68B | 2.84B | 2.46B | 2.28B | 1.98B | 1.78B |
| Investments Growth % | 46.68% | 15.79% | 9.94% | 7.24% | 10.99% | 18.15% | 14.66% | 8.42% | 9.47% | 10.59% | 5.58% | 11.79% | 17.64% | 16.59% | 2.49% | 5.51% | -0.69% | 354.18% | -65.35% | 8.23% | 28.59% | 36.14% | 52.61% | 29.33% | 15.83% | 7.8% | 14.89% | 11.22% | - |
| Long-Term Investments | 299.64B | 78.41B | 67.54B | 55.4B | 51.4B | 41.78B | 38.25B | 34.88B | 32.49B | 29.17B | 25.77B | 23.79B | 21.69B | 17.97B | 15.01B | 14.41B | 16.48B | 16.49B | 3.46B | 10.64B | 9.83B | 7.64B | 5.61B | 3.68B | 2.84B | 2.46B | 2.28B | 1.98B | 1.78B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 116.31M | 94.84M | 89.69M | 82.09M | 82.37M | 46.23M | 151.66M | 121.26M | 82.07M | 57.44M | 35.84M | 91.73M | 53.8M | 47.99M | 30.5M | 28.3M |
| Goodwill & Intangibles | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.55M | 469.43M | 469.43M | 469.43M | 469.43M | 337.44M | 337.44M | 404.63M | 337.44M | 337.44M | 337.44M | 151.66M | 121.26M | 82.07M | 57.44M | 35.84M | 0 | 0 | 47.99M | 30.5M | 28.3M |
| Goodwill | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.55M | 469.43M | 469.43M | 469.43M | 469.43M | 337.44M | 337.44M | 337.44M | 337.44M | 337.44M | 337.44M | 151.66M | 121.26M | 82.07M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 67.19M | 0 | 0 | 0 | 0 | 0 | 0 | 57.44M | 35.84M | 0 | 0 | 47.99M | 30.5M | 28.3M |
| PP&E (Net) | 311.94M | 207.72M | 164.2M | 180.39M | 192.87M | 195.93M | 198.71M | 218.34M | 119.18M | 121.21M | 159.92M | 166.99M | 180.9M | 177.71M | 107.52M | 118.93M | 135.92M | 59.1M | 60.18M | 64.94M | 43.92M | 38.58M | 19.75M | 24.96M | 23.94M | 27.57M | 26.63M | 22.6M | 23.4M |
| Other Assets | 1.21B | -94.48M | 2.33B | 2.75B | 2.4B | 3.81B | 2.87B | 1.86B | 1.85B | 1.77B | 2.86B | 2.49B | 2.39B | 2.19B | 2.64B | 2.38B | 2.11B | 2.2B | 7.41B | 501.83M | 392.45M | 219M | 199.91M | 144.47M | 65.74M | 63.67M | 53.52M | 66.2M | 58.8M |
| Total Current Assets | 973.2M | 971.79M | 5.48B | 10.81B | 9.66B | 14.61B | 10.37B | 6.77B | 6.11B | 5.59B | 5.54B | 5.43B | 4.01B | 4.05B | 4.45B | 4.72B | 1.63B | 1.47B | 1.16B | 312.01M | 313.82M | 233.26M | 150.61M | 178.02M | 387M | 278.13M | 111.04M | 74M | 189.4M |
| Total Non-Current Assets | 81.91B | 79.46B | 70.5B | 58.8B | 54.46B | 46.26B | 41.78B | 37.42B | 34.93B | 31.53B | 29.25B | 26.92B | 24.74B | 20.68B | 18.09B | 17.25B | 19.07B | 19.09B | 11.26B | 11.54B | 10.51B | 8.04B | 5.88B | 3.88B | 2.93B | 2.55B | 2.37B | 2.08B | 1.87B |
| Total Assets | 82.89B | 80.43B | 75.98B | 69.61B | 64.11B | 60.87B | 52.16B | 44.2B | 41.04B | 37.12B | 34.79B | 32.35B | 28.74B | 24.73B | 22.54B | 21.97B | 20.7B | 20.56B | 12.42B | 11.85B | 10.82B | 8.28B | 6.03B | 4.06B | 3.32B | 2.83B | 2.49B | 2.15B | 2.06B |
| Asset Growth % | 29.51% | 5.87% | 9.14% | 8.58% | 5.33% | 16.71% | 18.01% | 7.68% | 10.56% | 6.71% | 7.54% | 12.55% | 16.23% | 9.74% | 2.58% | 6.13% | 0.69% | 65.5% | 4.81% | 9.5% | 30.75% | 37.31% | 48.66% | 22.1% | 17.56% | 13.65% | 15.49% | 4.59% | - |
| Return on Assets (ROA) | 1.73% | 1.69% | 1.6% | 1.74% | 1.81% | 1.54% | 1.18% | 1.58% | 1.8% | 1.41% | 1.29% | 1.26% | 1.29% | 1.24% | 1.27% | 1.15% | 0.8% | 0.46% | -0.41% | 1.42% | 1.5% | 1.52% | 1.55% | 1.6% | 1.61% | 1.46% | 1.53% | 1.33% | 0.87% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 92.72M | 101.07M | 102.88M | 83.35M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 3.68B | 3.17B | 3.75B | 4.76B | 564.33M | 806.86M | 1.23B | 1.23B | 580.64M | 545.47M | 918.02M | 1.23B | 1.34B | 1.54B | 1.47B | 1.69B | 2.59B | 3.14B | 2.6B | 3.28B | 2.46B | 1.82B | 929.3M | 327.19M | 90.92M | 124.75M | 326.75M | 484.1M | 597.8M |
| Net Debt | 3.02B | 2.52B | -1.55B | 129.88M | -3.06B | -3.84B | -3.6B | -2.22B | -2.79B | -2.03B | -1.28B | -435.3M | 298.2M | 594.22M | 85.76M | 189.26M | 1.26B | 2.04B | 1.72B | 3.12B | 2.27B | 1.67B | 836.12M | 185.01M | -204.35M | -99.58M | 263.7M | 440.6M | 436.7M |
| Long-Term Debt | 1.94B | 35.65M | 3.54B | 153.01M | 152.4M | 401.33M | 804.35M | 898.18M | 473.01M | 495.47M | 507.97M | 1.23B | 543.09M | 541.96M | 450.15M | 667.43M | 1.45B | 2.04B | 1.59B | 2.06B | 1.33B | 779.61M | 281.18M | 315.19M | 20.75M | 20.75M | 288.75M | 15.5M | 273.8M |
| Short-Term Debt | 1.59B | 3B | 125.24M | 4.5B | 300M | 300M | 321.01M | 228.67M | 107.64M | 50M | 410.05M | 0 | 795M | 995M | 1.01B | 1.02B | 1.14B | 1.1B | 1.01B | 1.22B | 1.13B | 1.04B | 648.12M | 12M | 34M | 104M | 38M | 468.6M | 324M |
| Other Liabilities | 70.21B | 68.27B | 1.45B | 1.81B | 0 | 0 | 0 | 0 | 0 | 605.11M | 0 | 0 | 0 | 0 | 28.61M | 198.77M | 73.8M | 40.55M | -87.18M | 15.94M | 8.13M | -620.44M | 62.76M | 53.59M | 2.1M | 38.16M | 24.51M | 17.9M | 16.7M |
| Total Current Liabilities | 1.59B | 3B | 63.26B | 60.69B | 57.98B | 54.63B | 46.08B | 38.28B | 36.15B | 32.18B | 30.85B | 28B | 25.34B | 21.82B | 19.68B | 18.79B | 17.06B | 16.19B | 9.37B | 8.6B | 8.46B | 7.38B | 5.17B | 3.32B | 2.96B | 2.52B | 1.99B | 1.97B | 1.62B |
| Total Non-Current Liabilities | 72.29B | 68.54B | 4.99B | 1.97B | 152.4M | 401.33M | 804.35M | 898.18M | 473.01M | 1.1B | 507.97M | 1.23B | 543.09M | 541.96M | 478.76M | 866.2M | 1.52B | 2.08B | 1.5B | 2.08B | 1.34B | 159.17M | 343.93M | 368.78M | 59.02M | 58.91M | 313.26M | 33.4M | 290.5M |
| Total Liabilities | 73.89B | 71.54B | 68.25B | 62.66B | 58.13B | 55.03B | 46.89B | 39.18B | 36.62B | 33.28B | 31.36B | 29.23B | 25.89B | 22.37B | 20.15B | 19.66B | 18.59B | 18.27B | 10.87B | 10.68B | 9.8B | 7.54B | 5.51B | 3.69B | 3.02B | 2.58B | 2.3B | 2B | 1.91B |
| Total Equity | 9B | 8.9B | 7.72B | 6.95B | 5.98B | 5.84B | 5.27B | 5.02B | 4.42B | 3.84B | 3.43B | 3.12B | 2.86B | 2.36B | 2.38B | 2.31B | 2.11B | 2.28B | 1.55B | 1.17B | 1.02B | 734.14M | 514.31M | 361.98M | 302.12M | 244.41M | 186.15M | 150.1M | 150.8M |
| Equity Growth % | 54.38% | 15.23% | 11.11% | 16.15% | 2.53% | 10.78% | 5.01% | 13.42% | 15.15% | 12.08% | 9.76% | 9.34% | 20.81% | -0.75% | 3.04% | 9.36% | -7.47% | 47.32% | 32.34% | 14.95% | 38.86% | 42.74% | 42.08% | 19.82% | 23.61% | 31.3% | 24.02% | -0.46% | - |
| Equity / Assets (Capital Ratio) | 10.86% | 11.06% | 10.17% | 9.98% | 9.33% | 9.59% | 10.1% | 11.35% | 10.78% | 10.35% | 9.85% | 9.65% | 9.94% | 9.56% | 10.57% | 10.52% | 10.21% | 11.11% | 12.48% | 9.89% | 9.42% | 8.87% | 8.53% | 8.93% | 9.1% | 8.65% | 7.49% | 6.97% | 7.33% |
| Return on Equity (ROE) | 16.06% | 15.94% | 15.89% | 17.95% | 19.08% | 15.72% | 11.04% | 14.28% | 17.03% | 13.91% | 13.18% | 12.87% | 13.25% | 12.36% | 12% | 11.08% | 7.48% | 4% | -3.65% | 14.71% | 16.35% | 17.36% | 17.81% | 17.77% | 18.11% | 18.02% | 21.1% | 18.61% | 11.94% |
| Book Value per Share | 64.78 | 63.98 | 55.18 | 48.98 | 42.00 | 40.78 | 36.85 | 34.33 | 30.27 | 26.33 | 23.58 | 21.61 | 19.89 | 16.94 | 16.19 | 15.06 | 14.37 | 27.02 | 24.74 | 18.87 | 16.74 | 13.34 | 9.83 | 7.33 | 6.13 | 5.08 | 4.02 | 3.28 | 3.17 |
| Tangible BV per Share | 61.43 | 60.63 | 51.85 | 45.70 | 38.73 | 37.53 | 33.59 | 31.14 | 27.08 | 23.11 | 20.35 | 18.36 | 16.62 | 14.52 | 13.89 | 12.43 | 12.08 | 23.03 | 19.36 | 16.43 | 14.75 | 11.85 | 8.74 | 6.61 | 6.13 | 5.08 | 2.98 | 2.61 | 2.58 |
| Common Stock | 171K | 170K | 170K | 169K | 168K | 168K | 167K | 167K | 166K | 165K | 164K | 164K | 164K | 163K | 157K | 157K | 156K | 117K | 70K | 70K | 66K | 61K | 57K | 54K | 27K | 26K | 25K | 0 | 0 |
| Additional Paid-in Capital | 2.13B | 2.11B | 2.03B | 1.98B | 1.94B | 1.89B | 1.86B | 1.83B | 1.79B | 1.76B | 1.73B | 1.7B | 1.68B | 1.57B | 1.46B | 1.44B | 1.43B | 1.09B | 695.52M | 652.3M | 544.47M | 389M | 260.15M | 171.49M | 155.9M | 145.31M | 118.04M | 111.3M | 0 |
| Retained Earnings | 8.55B | 8.3B | 7.31B | 6.47B | 5.58B | 4.68B | 4B | 3.69B | 3.16B | 2.58B | 2.19B | 1.87B | 1.6B | 1.36B | 1.15B | 934.62M | 720.12M | 604.22M | 572.17M | 657.18M | 525.25M | 393.85M | 296.18M | 228.24M | 178.87M | 135.76M | 99.76M | 67M | 41.7M |
| Accumulated OCI | -388.22M | -345.61M | -585.26M | -620.6M | -765.63M | -90.38M | 44.33M | -18.41M | -58.17M | -37.52M | -48.15M | -14.94M | 4.24M | -30.46M | 4.67M | -33.94M | -12.41M | 599K | -86.49M | -38.8M | -10.09M | -10.87M | -5.43M | -1.82M | 3.27M | -743K | -8.62M | -13.6M | -900K |
| Treasury Stock | -1.29B | -1.17B | -1.03B | -874.79M | -768.86M | -649.78M | -634.08M | -479.86M | -467.96M | -452.33M | -439.39M | -436.16M | -430.2M | -537.28M | -322.3M | -116M | -111.26M | -105.13M | -102.82M | -98.92M | -40.3M | -37.91M | -36.65M | -35.99M | -35.95M | -35.95M | -23.06M | -14.7M | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 83.03M | 83.03M | 83.06M | 693.8M | 472.31M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CRE and Geopolitical Concentration
According to recent financial disclosures, East West Bancorp's total assets grew from $69.6 billion in 2023Q4 to $82.9 billion by 2026Q1, a trend largely driven by the accumulation of investment securities rather than aggressive expansion of the core loan book, suggesting a cautious approach to balance sheet deployment.
The shift toward a larger securities portfolio appears to reflect management's preference for liquidity over credit risk in an uncertain macroeconomic environment. This trajectory suggests that the bank is prioritizing capital preservation while awaiting more favorable conditions for commercial lending expansion.
As reported in financial statements, the bank maintained a consistent equity-to-assets ratio of approximately 0.10 to 0.11 over the last ten quarters, indicating that East West Bancorp has successfully preserved its capital base despite the ongoing volatility in its specialized cross-border and commercial real estate lending segments.
This stable capital position provides a necessary buffer against potential credit deterioration in the bank's California-centric portfolio. Investors should monitor whether this capital adequacy remains sufficient if the bank decides to pivot toward more aggressive asset growth in the coming quarters.
Based on the latest quarterly data, the bank's cash and cash equivalents experienced significant fluctuations, dropping from $4.6 billion in 2023Q4 to $657.1 million in 2026Q1, which warrants further investigation into the bank's internal liquidity management strategies and its reliance on the broader investment securities portfolio.
The sharp decline in cash balances suggests that the bank may be deploying excess liquidity into higher-yielding securities to support net interest income. While this strategy may enhance short-term earnings, it potentially reduces the bank's immediate flexibility to respond to unexpected deposit outflows or sudden market shocks.
As indicated by the bank's reported figures, the investment securities portfolio has ballooned to $79.9 billion as of 2026Q1, representing the vast majority of total assets and creating a significant duration mismatch that could pressure the balance sheet if interest rates remain higher for longer than anticipated.
This heavy concentration in securities implies that the bank's balance sheet is more sensitive to interest rate volatility than its loan book might suggest. Analysts should monitor the unrealized gain or loss position of this portfolio, as it may mask underlying risks to the bank's tangible book value.
Quick answers to the most common questions about buying EWBC stock.
As of 2025, East West Bancorp, Inc. (EWBC) had total assets of $80.43B including $971.8M in current assets.
East West Bancorp, Inc. (EWBC) carries total debt of $3.17B. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
East West Bancorp, Inc. (EWBC) has total shareholders' equity (book value) of $8.90B ($63.98 book value per share). Book value represents the net worth of the company belonging to common stock holders.
East West Bancorp, Inc. (EWBC) reported a current ratio of 0.32x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.