East West Bancorp, Inc. (EWBC) Financial Ratios
28 years of historical data (1998–2025) · Financial Services · Banks - Diversified
EV/EBITDA
↑
9.60
↑+48% vs avg
5yr avg: 6.50
30Y Low3.7·High22.8
P/FCF
↑
11.32
↑+37% vs avg
5yr avg: 8.26
30Y Low3.7·High29.5
P/B Ratio
↓
1.93
+14% vs avg
5yr avg: 1.69
30Y Low0.6·High4.3
ROE
↑
15.9%
-6% vs avg
5yr avg: 16.9%
30Y Low-4%·High21%
Debt/EBITDA
↑
1.56
+1% vs avg
5yr avg: 1.55
30Y Low0.4·High18.5
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
EWBC Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
East West Bancorp, Inc. trades at 13.0x earnings, 22% above its 5-year average of 10.7x, sitting at the 46th percentile of its historical range. This is roughly in line with the Financial Services sector median P/E of 13.3x. On a free-cash-flow basis, the stock trades at 11.3x P/FCF, 37% above the 5-year average of 8.3x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $17.0B | $15.6B | $13.4B | $10.2B | $9.4B | $11.3B | $7.3B | $7.1B | $6.4B | $8.9B | $7.4B |
| Enterprise Value | $19.5B | $18.2B | $11.9B | $10.3B | $6.3B | $7.4B | $3.7B | $4.9B | $3.6B | $6.8B | $6.1B |
| P/E Ratio → | 12.98 | 11.81 | 11.50 | 8.80 | 8.32 | 12.90 | 12.77 | 10.56 | 9.05 | 17.53 | 17.11 |
| P/S Ratio | 3.63 | 3.33 | 2.99 | 2.59 | 3.62 | 5.96 | 3.99 | 3.41 | 3.48 | 5.95 | 5.66 |
| P/B Ratio | 1.93 | 1.76 | 1.74 | 1.47 | 1.57 | 1.93 | 1.38 | 1.42 | 1.44 | 2.31 | 2.16 |
| P/FCF | 11.32 | 10.41 | 9.49 | 7.17 | 4.55 | 9.69 | 10.50 | 9.81 | 7.32 | 12.99 | 11.58 |
| P/OCF | 11.32 | 10.41 | 9.49 | 7.17 | 4.55 | 9.64 | 10.46 | 9.67 | 7.20 | 12.74 | 11.36 |
P/E links to full P/E history page with 30-year chart
EWBC EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
East West Bancorp, Inc.'s enterprise value stands at 9.6x EBITDA, 48% above its 5-year average of 6.5x. The Financial Services sector median is 11.4x, placing the stock at a 16% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 3.87 | 2.65 | 2.62 | 2.44 | 3.93 | 2.01 | 2.34 | 1.96 | 4.59 | 4.67 |
| EV / EBITDA | 9.60 | 8.92 | 7.05 | 6.37 | 4.03 | 6.12 | 4.53 | 4.96 | 3.73 | 7.74 | 8.60 |
| EV / EBIT | 11.12 | 10.34 | 8.00 | 7.08 | 4.49 | 7.02 | 5.32 | 5.80 | 4.36 | 9.32 | 10.67 |
| EV / FCF | — | 12.09 | 8.40 | 7.26 | 3.07 | 6.38 | 5.29 | 6.74 | 4.11 | 10.02 | 9.57 |
EWBC Profitability
Margins and return-on-capital ratios measuring operating efficiency
East West Bancorp, Inc. earns an operating margin of 37.4%, significantly above the Financial Services sector average of 21.4%. ROE of 15.9% indicates solid capital efficiency, compared to the sector median of 9.5%. ROIC of 11.2% represents solid returns on invested capital versus a sector median of 5.7%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.1% | 60.1% | 53.4% | 61.8% | 86.6% | 97.2% | 76.4% | 75.5% | 82.0% | 87.5% | 89.9% |
| Operating Margin | 37.4% | 37.4% | 33.1% | 37.0% | 54.4% | 55.9% | 37.7% | 40.4% | 44.8% | 49.3% | 43.8% |
| Net Profit Margin | 28.3% | 28.3% | 26.0% | 29.4% | 43.5% | 46.2% | 31.2% | 32.2% | 38.5% | 33.9% | 33.0% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.9% | 15.9% | 15.9% | 18.0% | 19.1% | 15.7% | 11.0% | 14.3% | 17.0% | 13.9% | 13.2% |
| ROA | 1.7% | 1.7% | 1.6% | 1.7% | 1.8% | 1.5% | 1.2% | 1.6% | 1.8% | 1.4% | 1.3% |
| ROIC | 11.2% | 11.2% | 9.6% | 12.0% | 16.1% | 12.1% | 8.1% | 11.2% | 13.1% | 12.6% | 9.9% |
| ROCE | 3.9% | 3.9% | 13.7% | 19.4% | 22.8% | 17.2% | 11.4% | 15.6% | 16.6% | 16.6% | 13.8% |
EWBC Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
East West Bancorp, Inc. carries a Debt/EBITDA ratio of 1.6x, which is manageable (62% below the sector average of 4.1x). Net debt stands at $2.5B ($3.2B total debt minus $656M cash). Interest coverage of just 1.0x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.36 | 0.36 | 0.49 | 0.68 | 0.09 | 0.14 | 0.23 | 0.25 | 0.13 | 0.14 | 0.27 |
| Debt / EBITDA | 1.56 | 1.56 | 2.23 | 2.93 | 0.36 | 0.67 | 1.52 | 1.25 | 0.61 | 0.62 | 1.29 |
| Net Debt / Equity | — | 0.28 | -0.20 | 0.02 | -0.51 | -0.66 | -0.68 | -0.44 | -0.63 | -0.53 | -0.37 |
| Net Debt / EBITDA | 1.24 | 1.24 | -0.92 | 0.08 | -1.94 | -3.17 | -4.47 | -2.25 | -2.91 | -2.29 | -1.81 |
| Debt / FCF | — | 1.68 | -1.10 | 0.09 | -1.48 | -3.31 | -5.21 | -3.06 | -3.21 | -2.97 | -2.01 |
| Interest Coverage | 1.01 | 1.01 | 0.77 | 1.06 | 5.13 | 12.12 | 3.15 | 2.04 | 3.09 | 5.25 | 5.46 |
EWBC Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.32x is below 1.0, meaning current liabilities exceed current assets. The current ratio has improved from 0.18x to 0.32x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.32 | 0.32 | 0.09 | 0.18 | 0.17 | 0.27 | 0.23 | 0.18 | 0.17 | 0.17 | 0.18 |
| Quick Ratio | 0.32 | 0.32 | 0.09 | 0.18 | 0.17 | 0.27 | 0.23 | 0.18 | 0.17 | 0.17 | 0.18 |
| Cash Ratio | 0.22 | 0.22 | 0.08 | 0.08 | 0.06 | 0.09 | 0.10 | 0.09 | 0.09 | 0.08 | 0.07 |
| Asset Turnover | — | 0.06 | 0.06 | 0.06 | 0.04 | 0.03 | 0.03 | 0.05 | 0.04 | 0.04 | 0.04 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
EWBC Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
East West Bancorp, Inc. returns 2.6% to shareholders annually — split between a 1.9% dividend yield and 0.7% buyback yield. The payout ratio of 25.2% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 7.7% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 1.9% | 2.1% | 2.3% | 2.7% | 2.4% | 1.7% | 2.2% | 2.2% | 2.0% | 1.3% | 1.6% |
| Payout Ratio | 25.2% | 25.2% | 26.5% | 23.6% | 20.2% | 21.6% | 27.9% | 23.0% | 17.9% | 23.1% | 26.8% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 7.7% | 8.5% | 8.7% | 11.4% | 12.0% | 7.8% | 7.8% | 9.5% | 11.0% | 5.7% | 5.8% |
| FCF Yield | 8.8% | 9.6% | 10.5% | 14.0% | 22.0% | 10.3% | 9.5% | 10.2% | 13.7% | 7.7% | 8.6% |
| Buyback Yield | 0.7% | 0.7% | 1.2% | 1.0% | 1.3% | 0.1% | 2.1% | 0.2% | 0.2% | 0.1% | 0.0% |
| Total Shareholder Yield | 2.6% | 2.9% | 3.5% | 3.7% | 3.7% | 1.8% | 4.3% | 2.4% | 2.2% | 1.5% | 1.6% |
| Shares Outstanding | — | $139M | $140M | $142M | $142M | $143M | $143M | $146M | $146M | $146M | $145M |
Peer Comparison
Compare EWBC with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 EWBCYou | $17B | 13.0 | 9.6 | 11.3 | 60.1% | 37.4% | 15.9% | 11.2% | 1.6 |
 WAL | $9B | 9.4 | 9.8 | — | 61.1% | 22.9% | 13.2% | 6.5% | 5.4 |
 BOKF | $10B | 16.6 | 17.4 | 7.3 | 57.1% | 19.8% | 9.8% | 4.1% | 5.8 |
 IBOC | $4B | 10.8 | 8.5 | 9.0 | 78.3% | 49.4% | 13.6% | 10.5% | 1.3 |
 CVBF | $3B | 13.5 | 13.0 | 12.8 | 79.9% | 43.8% | 9.3% | 6.8% | 3.5 |
 BANR | $2B | 11.5 | 9.5 | 8.9 | 79.0% | 29.5% | 10.5% | 7.7% | 1.5 |
 HAFC | $901M | 12.0 | 8.5 | 4.4 | 57.5% | 24.3% | 10.0% | 7.4% | 2.5 |
 HOPE | $2B | 27.2 | 17.1 | 10.6 | 48.6% | 8.3% | 2.6% | 2.3% | 4.7 |
 PFBC | $1B | 9.2 | 3.9 | 7.0 | 55.0% | 38.0% | 17.2% | 13.5% | 2.0 |
 RBB | $411M | 16.4 | 11.5 | 7.1 | 45.2% | 15.4% | 5.2% | 3.2% | 8.1 |
 BCAL | $606M | 9.8 | 7.1 | 10.6 | 79.4% | 37.8% | 11.6% | 10.6% | 0.8 |
| Financial Services Median | — | 13.3 | 11.4 | 10.6 | 62.9% | 21.4% | 9.5% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 28 years · Updated daily
Full EWBC Stock Analysis
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Start ComparisonEWBC — Frequently Asked Questions
Quick answers to the most common questions about buying EWBC stock.
What is East West Bancorp, Inc.'s P/E ratio?
East West Bancorp, Inc.'s current P/E ratio is 13.0x. The historical average is 16.0x. This places it at the 46th percentile of its historical range.
What is East West Bancorp, Inc.'s EV/EBITDA?
East West Bancorp, Inc.'s current EV/EBITDA is 9.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.6x.
What is East West Bancorp, Inc.'s ROE?
East West Bancorp, Inc.'s return on equity (ROE) is 15.9%. The historical average is 14.1%.
Is EWBC stock overvalued?
Based on historical data, East West Bancorp, Inc. is trading at a P/E of 13.0x. This is at the 46th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is East West Bancorp, Inc.'s dividend yield?
East West Bancorp, Inc.'s current dividend yield is 1.94% with a payout ratio of 25.2%.
What are East West Bancorp, Inc.'s profit margins?
East West Bancorp, Inc. has 60.1% gross margin and 37.4% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does East West Bancorp, Inc. have?
East West Bancorp, Inc.'s Debt/EBITDA ratio is 1.6x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.