First Business Financial Services, Inc. (FBIZ) quarterly income statement — complete revenue, gross profit & net income history
First Business Financial Services, Inc. (FBIZ) annual income statement — 23-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 38.14M | 35.52M | 34.76M | 34.89M | 33.78M | 33.26M | 33.15M | 31.01M | 30.54M | 29.51M | 29.54M | 28.6M | 27.75M | 26.7M | 27.45M | 25.88M | 23.66M | 21.43M | 20.92M | 21.22M |
| NII Growth % | 12.9% | 6.8% | 4.87% | 12.51% | 10.62% | 12.7% | 12.21% | 8.43% | 10.07% | 10.51% | 7.61% | 10.48% | 17.27% | 24.64% | 31.19% | 21.96% | 9.27% | 2.7% | -7.06% | 13.97% |
| Net Interest Margin % | 0.86% | 0.82% | 0.85% | 0.86% | 0.84% | 0.84% | 0.86% | 0.83% | 0.84% | 0.84% | 0.84% | 0.84% | 0.85% | 0.84% | 0.92% | 0.91% | 0.85% | 0.79% | 0.79% | 0.82% |
| Interest Income | 65.02M | 61.9M | 62.75M | 63.75M | 61.28M | 59.53M | 60.11M | 59.33M | 57.91M | 55.78M | 54.76M | 50.94M | 47.16M | 42.06M | 38.32M | 31.79M | 27.03M | 24.23M | 23.57M | 24.01M |
| Interest Expense | 26.88M | 26.38M | 27.99M | 28.86M | 27.5M | 26.27M | 26.96M | 28.32M | 27.37M | 26.27M | 25.22M | 22.34M | 19.41M | 15.36M | 10.87M | 5.9M | 3.37M | 2.81M | 2.65M | 2.79M |
| Loan Loss Provision | 2.07M | 2.96M | 1.85M | 1.44M | 2.7M | 2.66M | 2.7M | 2.09M | 1.71M | 2.33M | 2.57M | 1.82M | 2.23M | 1.56M | 701K | 12K | -3.73M | -855K | -629K | -2.27M |
| Non-Interest Income | 8.57M | 8.78M | 7.46M | 9.64M | 7.25M | 7.58M | 8.01M | 7.06M | 7.42M | 6.76M | 7.09M | 8.43M | 7.37M | 8.41M | 6.97M | 8.2M | 6.87M | 7.39M | 7.57M | 7.01M |
| Non-Interest Income % | 18.34% | 19.81% | 17.67% | 21.65% | 17.68% | 18.56% | 19.45% | 18.55% | 19.56% | 18.63% | 19.37% | 22.77% | 21% | 23.95% | 20.26% | 24.05% | 22.51% | 25.64% | 26.56% | 24.84% |
| Total Net Revenue | 46.71M | 44.29M | 42.22M | 44.53M | 41.04M | 40.84M | 41.15M | 38.07M | 37.97M | 36.27M | 36.63M | 37.03M | 35.12M | 35.12M | 34.42M | 34.08M | 30.53M | 28.81M | 28.49M | 28.24M |
| Revenue Growth % | 13.82% | 8.46% | 2.6% | 16.96% | 8.1% | 12.6% | 12.34% | 2.82% | 8.1% | 3.28% | 6.42% | 8.64% | 15.03% | 21.88% | 20.82% | 20.69% | 9.15% | 2.69% | -1.69% | 8.96% |
| Non-Interest Expense | 27.85M | 26.95M | 24.13M | 25.7M | 24.97M | 24.72M | 23.15M | 23.11M | 23.88M | 23.34M | 21.59M | 23.19M | 22.03M | 21.77M | 21.17M | 20.03M | 19.46M | 18.82M | 17.65M | 18.49M |
| Efficiency Ratio | 59.62% | 60.85% | 57.15% | 57.72% | 60.84% | 60.53% | 56.26% | 60.69% | 62.9% | 64.36% | 58.93% | 62.63% | 62.73% | 61.99% | 61.49% | 58.77% | 63.72% | 65.33% | 61.96% | 65.48% |
| Operating Income | 16.8M | 14.38M | 16.24M | 17.39M | 13.37M | 13.46M | 15.3M | 12.88M | 12.37M | 10.6M | 12.47M | 12.02M | 10.86M | 11.79M | 12.56M | 14.04M | 14.8M | 10.84M | 11.47M | 12.02M |
| Operating Margin % | 35.96% | 32.47% | 38.46% | 39.05% | 32.58% | 32.96% | 37.18% | 33.82% | 32.59% | 29.23% | 34.05% | 32.46% | 30.92% | 33.57% | 36.47% | 41.2% | 48.48% | 37.64% | 40.25% | 42.56% |
| Operating Income Growth % | 25.62% | 6.84% | 6.13% | 35.02% | 8.06% | 26.97% | 22.66% | 7.13% | 13.94% | -10.07% | -0.66% | -14.39% | -26.64% | 8.7% | 9.48% | 16.84% | 37.74% | -15.25% | 56.3% | 121.06% |
| Pretax Income | 16.8M | 14.38M | 16.24M | 17.39M | 13.37M | 13.46M | 15.3M | 12.88M | 12.37M | 10.6M | 12.47M | 12.02M | 10.86M | 11.79M | 12.56M | 14.04M | 14.8M | 10.84M | 11.47M | 12.02M |
| Pretax Margin % | 35.96% | 32.47% | 38.46% | 39.05% | 32.58% | 32.96% | 37.18% | 33.82% | 32.59% | 29.23% | 34.05% | 32.46% | 30.92% | 33.57% | 36.47% | 41.2% | 48.48% | 37.64% | 40.25% | 42.56% |
| Income Tax | 1.22M | 2.18M | 2.9M | 2.99M | 1.95M | 2.29M | 885K | 2.35M | 1.92M | 1.75M | 2.7M | 2.08M | 2.52M | 2.81M | 2.4M | 3.21M | 3.6M | 2.17M | 2.88M | 2.82M |
| Effective Tax Rate % | 7.24% | 15.16% | 17.89% | 17.22% | 14.57% | 17% | 5.78% | 18.26% | 15.49% | 16.53% | 21.67% | 17.3% | 23.22% | 23.82% | 19.11% | 22.9% | 24.31% | 20.03% | 25.1% | 23.46% |
| Net Income | 15.58M | 12.2M | 13.33M | 14.39M | 11.42M | 11.17M | 14.41M | 10.53M | 10.46M | 8.85M | 9.77M | 9.94M | 8.34M | 8.98M | 10.16M | 10.83M | 11.2M | 8.67M | 8.59M | 9.2M |
| Net Margin % | 33.35% | 27.54% | 31.58% | 32.32% | 27.83% | 27.36% | 35.03% | 27.65% | 27.54% | 24.4% | 26.67% | 26.85% | 23.74% | 25.57% | 29.5% | 31.77% | 36.7% | 30.1% | 30.15% | 32.57% |
| Net Income Growth % | 36.4% | 9.21% | -7.51% | 36.74% | 9.24% | 26.25% | 47.54% | 5.88% | 25.42% | -1.46% | -3.8% | -8.17% | -25.59% | 3.54% | 18.23% | 17.7% | 36.05% | -10.88% | 41.19% | 114.26% |
| Net Income (Continuing) | 15.58M | 12.2M | 13.33M | 14.39M | 11.42M | 11.17M | 14.41M | 10.53M | 10.46M | 8.85M | 9.77M | 9.94M | 8.34M | 8.98M | 10.16M | 10.83M | 11.2M | 8.67M | 8.59M | 9.2M |
| EPS (Diluted) | 1.84 | 1.49 | 1.60 | 1.70 | 1.35 | 1.32 | 1.71 | 1.24 | 1.23 | 1.04 | 1.15 | 1.17 | 0.98 | 1.05 | 1.18 | 1.25 | 1.29 | 1.02 | 1.01 | 1.07 |
| EPS Growth % | 36.3% | 12.88% | -6.43% | 37.1% | 9.76% | 26.92% | 48.7% | 5.98% | 25.51% | -0.95% | -2.54% | -6.4% | -24.03% | 2.94% | 16.83% | 16.82% | 35.79% | -8.93% | 42.25% | 114% |
| EPS (Basic) | 1.84 | 1.49 | 1.60 | 1.70 | 1.35 | 1.32 | 1.71 | 1.24 | 1.23 | 1.04 | 1.15 | 1.17 | 0.98 | 1.05 | 1.18 | 1.25 | 1.29 | 1.02 | 1.01 | 1.07 |
| Diluted Shares Outstanding | 8.21M | 8.19M | 8.17M | 8.15M | 8.15M | 8.13M | 8.11M | 8.11M | 8.11M | 8.13M | 8.11M | 8.11M | 8.06M | 8.15M | 8.18M | 8.23M | 8.23M | 8.23M | 8.23M | 8.34M |