FCBC trades 15.8% above Wall Street's consensus target of $38.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes FCBC achieves its forward estimates and maintains a stable P/E multiple of 15.2x. This scenario reflects the blended consensus of 4 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 28, 2026, First Community Bankshares, Inc. (FCBC) has a Wall Street consensus price target of $38.00, based on estimates from 4 covering analysts. With the stock currently trading at $45.15, this represents a potential downside of -15.8%. The company has a market capitalization of $852M.
Analyst price targets range from a low of $38.00 to a high of $38.00, representing a 0% spread in expectations. The median target of $38.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,3 rating it Hold, and 1 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, FCBC trades at a trailing P/E of 17.0x and forward P/E of 15.2x. The forward PEG ratio of 2.72 reflects a premium valuation. Analysts expect EPS to grow +15.7% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $42.69, with bear and bull scenarios of $26.89 and $56.25 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
NBTBNBT Bancorp Inc. | $2.6B | $49.59 | $56.00 | +12.9% | Hold | 11.9x | 10 |
SFNCSimmons First National Corporation | $3.3B | $22.93 | $23.00 | +0.3% | Buy | 11.1x | 9 |
FFINFirst Financial Bankshares, Inc. | $5.0B | $35.24 | $39.25 | +11.4% | Hold | 17.3x | 15 |
UBSIUnited Bankshares, Inc. | $6.4B | $46.21 | $47.25 | +2.3% | Hold | 12.8x | 11 |
NWBINorthwest Bancshares, Inc. | $2.2B | $15.14 | $15.50 | +2.4% | Hold | 11.0x | 14 |
FULTFulton Financial Corporation | $4.6B | $24.21 | $23.50 | -2.9% | Hold | 11.9x | 20 |
WSBCWesBanco, Inc. | $3.7B | $38.80 | $42.00 | +8.2% | Buy | 10.8x | 16 |
CNOBConnectOne Bancorp, Inc. | $1.7B | $33.23 | $34.00 | +2.3% | Buy | 10.2x | 11 |
GABCGerman American Bancorp, Inc. | $1.8B | $47.65 | $48.00 | +0.7% | Hold | 12.7x | 8 |
HOMBHome Bancshares, Inc. | $5.9B | $29.30 | $31.50 | +7.5% | Hold | 11.9x | 19 |
Quick answers to the most common questions about buying FCBC stock.
FCBC's consensus price target is $38, -15.8% below the current price of $45.15. The 4 analysts tracking FCBC see downside risk at present valuations.
FCBC has a consensus rating of "Hold" based on 4 Wall Street analysts. The rating breakdown is leaning bearish, with 1 Sell/Strong Sell ratings. The consensus 12-month price target of $38 implies -15.8% downside from current levels.
With a forward P/E of 15.151x, FCBC trades at a relatively low valuation. The consensus target of $38 implies -15.8% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $38 for FCBC, while the most conservative target is $38. The consensus of $38 represents the median expectation. Our quantitative valuation model projects a bull case target of $56 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
FCBC is lightly followed, with 4 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 3 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month FCBC stock forecast based on 4 Wall Street analysts shows a consensus price target of $38, with estimates ranging from $38 (bear case) to $38 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $43, with bear/bull scenarios of $27/$56.
Our quantitative valuation model calculates FCBC's fair value at $43 (base case), with a bear case of $27 and bull case of $56. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
FCBC trades at a forward P/E ratio of 15.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 17.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on FCBC, with 1 Sell ratings and a price target of $38 (-15.8% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
FCBC analyst price targets range from $38 to $38, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $38 consensus represents the middle ground. Our model's $27-$56 range provides an independent fundamental perspective.
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