First Financial Bancorp. (FFBC) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

First Financial Bancorp. (FFBC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

FFBC Income Statement

First Financial Bancorp. (FFBC) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	191.87M	189.61M	174M	160.49M	158.27M	149.3M	154.4M	155.56M	153.31M	148.74M	153.76M	155.46M	159.23M	159.32M	157.9M	137.89M	117.01M	106.34M	110.81M	113.41M
NII Growth %	21.23%	27%	12.69%	3.17%	3.23%	0.37%	0.41%	0.07%	-3.72%	-6.64%	-2.62%	12.74%	36.08%	49.81%	42.5%	21.59%	2.62%	-6.61%	-6.47%	1.1%
Net Interest Margin %	0.86%	0.83%	0.82%	0.86%	0.85%	0.81%	0.83%	0.86%	0.84%	0.85%	0.88%	0.91%	0.93%	0.94%	0.93%	0.83%	0.72%	0.66%	0.68%	0.71%
Interest Income	282.42M	282.42M	265.33M	250.25M	245.9M	240.42M	251.57M	257.12M	252.72M	240.69M	238.44M	232.09M	223.9M	208.58M	189.91M	155.11M	126.15M	113.83M	117.87M	120.82M
Interest Expense	90.54M	92.81M	91.34M	89.77M	87.63M	91.12M	97.17M	101.56M	99.41M	91.95M	84.67M	76.64M	64.66M	49.26M	32.02M	17.22M	9.14M	7.48M	7.07M	7.41M
Loan Loss Provision	10.8M	8.54M	10.1M	9.06M	9.8M	8.7M	9.43M	10.62M	16.44M	11.16M	10.23M	11.67M	10.72M	10.48M	10.03M	8.28M	-786K	-5.82M	-7.73M	-10.14M
Non-Interest Income	31.74M	81.91M	64.77M	73.53M	68.06M	51.08M	69.85M	45.7M	61.5M	46.51M	46.99M	56.63M	53.26M	55.54M	56.03M	42.53M	49.78M	41.29M	45.66M	42.54M
Non-Interest Income %	14.19%	30.17%	27.13%	31.42%	30.07%	25.49%	31.15%	22.71%	28.63%	23.82%	23.41%	26.7%	25.06%	25.85%	26.19%	23.57%	29.85%	27.97%	29.18%	27.28%
Total Net Revenue	223.61M	271.52M	238.76M	234.01M	226.33M	200.38M	224.25M	201.26M	214.81M	195.25M	200.76M	212.08M	212.49M	214.86M	213.93M	180.43M	166.79M	147.64M	156.47M	155.95M
Revenue Growth %	-1.2%	35.5%	6.47%	16.27%	5.36%	2.63%	11.7%	-5.1%	1.09%	-9.13%	-6.16%	17.55%	27.4%	45.53%	36.73%	15.7%	6.23%	-4.25%	-13.07%	-3.55%
Non-Interest Expense	118.37M	169.41M	149.53M	134.27M	128.67M	128.08M	147.91M	125.76M	123.57M	122.36M	119.14M	122.04M	120.61M	116.69M	124.44M	125.07M	103.03M	102.81M	109.61M	99.06M
Efficiency Ratio	52.94%	62.39%	62.63%	57.38%	56.85%	63.92%	65.96%	62.49%	57.53%	62.67%	59.34%	57.55%	56.76%	54.31%	58.17%	69.32%	61.78%	69.63%	70.05%	63.52%
Operating Income	94.44M	93.57M	79.13M	90.68M	87.86M	63.6M	66.91M	64.88M	74.8M	61.74M	71.39M	78.37M	81.15M	87.69M	79.46M	47.07M	64.54M	50.65M	54.59M	67.03M
Operating Margin %	42.23%	34.46%	33.14%	38.75%	38.82%	31.74%	29.84%	32.24%	34.82%	31.62%	35.56%	36.95%	38.19%	40.81%	37.14%	26.09%	38.7%	34.31%	34.89%	42.98%
Operating Income Growth %	7.49%	47.11%	18.26%	39.77%	17.47%	3.02%	-6.27%	-17.21%	-7.83%	-29.6%	-10.15%	66.47%	25.74%	73.13%	45.56%	-29.77%	4.76%	-12.23%	1.69%	31.97%
Pretax Income	94.44M	93.57M	79.13M	90.68M	87.86M	63.6M	66.91M	64.88M	74.8M	61.74M	71.39M	78.37M	81.15M	87.69M	79.46M	47.07M	64.54M	50.65M	54.59M	67.03M
Pretax Margin %	42.23%	34.46%	33.14%	38.75%	38.82%	31.74%	29.84%	32.24%	34.82%	31.62%	35.56%	36.95%	38.19%	40.81%	37.14%	26.09%	38.7%	34.31%	34.89%	42.98%
Income Tax	17.98M	19.12M	16.74M	18.75M	17.86M	12.31M	2.03M	12.43M	13.99M	11.05M	14.66M	15.3M	15.48M	17.29M	10.37M	-8.63M	13.02M	9.35M	7.64M	7.02M
Effective Tax Rate %	19.04%	20.44%	21.15%	20.68%	20.33%	19.35%	3.03%	19.15%	18.7%	17.9%	20.53%	19.53%	19.08%	19.71%	13.05%	-18.33%	20.17%	18.46%	14%	10.47%
Net Income	76.46M	74.44M	62.39M	71.92M	70M	51.29M	64.89M	52.45M	60.8M	50.69M	56.73M	63.06M	65.67M	70.4M	69.09M	55.7M	51.52M	41.3M	46.95M	60.01M
Net Margin %	34.19%	27.42%	26.13%	30.73%	30.93%	25.6%	28.93%	26.06%	28.31%	25.96%	28.26%	29.73%	30.9%	32.77%	32.29%	30.87%	30.89%	27.97%	30%	38.48%
Net Income Growth %	9.23%	45.14%	-3.84%	37.12%	15.12%	1.19%	14.37%	-16.83%	-7.4%	-28%	-17.88%	13.21%	27.46%	70.46%	47.16%	-7.18%	1.24%	-12.71%	-2.83%	44.69%
Net Income (Continuing)	76.46M	74.44M	62.39M	71.92M	70M	51.29M	64.89M	52.45M	60.8M	50.69M	56.73M	63.06M	65.67M	70.4M	69.09M	55.7M	51.52M	41.3M	46.95M	60.01M
EPS (Diluted)	0.73	0.71	0.64	0.75	0.73	0.54	0.68	0.55	0.64	0.53	0.60	0.66	0.69	0.74	0.73	0.59	0.55	0.44	0.50	0.63
EPS Growth %	0%	31.48%	-5.88%	36.36%	14.06%	1.89%	13.33%	-16.67%	-7.25%	-28.38%	-17.81%	11.86%	25.45%	68.18%	46%	-6.35%	5.77%	-8.33%	2.04%	50%
EPS (Basic)	0.74	0.72	0.65	0.76	0.74	0.54	0.69	0.56	0.64	0.54	0.60	0.67	0.70	0.75	0.74	0.60	0.55	0.44	0.51	0.64
Diluted Shares Outstanding	104.62M	104.62M	95.75M	95.75M	95.74M	95.52M	95.49M	95.48M	95.47M	95.18M	95.13M	95.13M	95.17M	94.96M	94.83M	94.79M	94.45M	94.26M	93.76M	95.14M