Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.41 | 13.75 | 11.08 | 13.69 | 8.01 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 4.66 | 3.41 | 15.12 | 3.41 | 3.73 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/B Ratio | 1.13 | 1.08 | 1.12 | 0.99 | 1.01 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/FCF | 14.09 | 8.36 | 18.59 | 16.64 | 14.82 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 7.98 | 4.94 | -7.97 | 10.46 | 6.37 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | 10.44 | 4.94 | -8.89 | 12.15 | 7.03 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.5% | 95.8% | 340.5% | 97.2% | 130.6% | 100.0% | 100.1% | 91.9% | 87.1% | 92.1% | 96.3% | 97.8% | 97.9% | 100.0% | 95.5% | 94.0% | 95.1% | 97.1% | 100.9% | 73.0% | 106.0% |
| — | -4.2% | +240.1% | +5.8% | +50.0% | +8.5% | +4.0% | -6.0% | -11.0% | -7.9% | +0.8% | +4.0% | +2.9% | +3.0% | -5.3% | +28.8% | -10.3% | -2.9% | +0.9% | -29.3% | +8.1% | |
| Operating Margin | 37.0% | 32.8% | 175.4% | 31.9% | 59.4% | 37.0% | 37.7% | 26.9% | 25.5% | 28.9% | 32.1% | 31.7% | 32.1% | 37.0% | 33.1% | 29.1% | 36.7% | 37.3% | 27.9% | -18.2% | 41.8% |
| — | -11.2% | +365.7% | +18.7% | +132.8% | +28.1% | +17.3% | -15.1% | -20.4% | -22.1% | -3.1% | +8.8% | -12.6% | -0.7% | +18.7% | +260.1% | -12.2% | +2.4% | -22.0% | -144.1% | +9.9% | |
| Net Margin | 28.5% | 24.9% | 136.0% | 24.8% | 46.5% | 28.5% | 28.9% | 20.3% | 19.9% | 22.0% | 24.6% | 24.1% | 24.4% | 28.4% | 25.5% | 22.1% | 28.6% | 29.6% | 22.3% | -14.7% | 32.1% |
| — | -12.5% | +370.9% | +21.9% | +133.0% | +29.4% | +17.6% | -15.7% | -18.2% | -22.5% | -3.8% | +9.3% | -14.8% | -3.9% | +14.6% | +250.0% | -10.9% | +4.6% | -19.3% | -145.4% | +11.1% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.9% | 1.9% | 2.5% | 1.8% | 3.2% | 2.1% | 2.1% | 1.5% | 1.6% | 1.7% | 1.9% | 1.8% | 1.9% | 2.3% | 2.1% | 1.8% | 2.8% | 2.7% | 1.9% | -1.2% | 2.6% |
| — | -7.6% | +18.8% | +17.5% | +102.0% | +23.4% | +13.4% | -17.0% | -19.8% | -28.1% | -12.6% | +0.5% | -31.0% | -14.2% | +11.7% | +246.8% | +9.7% | +14.7% | -12.3% | -146.6% | +8.0% | |
| ROA | 1.1% | 0.2% | 0.3% | 0.2% | 0.4% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.2% | -0.1% | 0.3% |
| — | -7.4% | +24.9% | +29.7% | +127.3% | +40.3% | +29.3% | -9.0% | -11.7% | -21.6% | -7.2% | +9.1% | -25.5% | -12.6% | +8.9% | +239.3% | +3.0% | +10.0% | -13.5% | -144.4% | -3.1% | |
| ROIC | 5.9% | 1.5% | 2.0% | 1.4% | 2.5% | 1.6% | 1.4% | 0.9% | 0.8% | 0.8% | 0.9% | 0.8% | 0.9% | 1.1% | 0.9% | 0.8% | 1.4% | 1.7% | 1.3% | -0.8% | 1.6% |
| — | -2.4% | +37.3% | +51.4% | +195.7% | +90.9% | +69.3% | +10.1% | -9.1% | -23.2% | -8.3% | +3.9% | -34.8% | -35.3% | -26.2% | +204.3% | -9.3% | +16.6% | -2.8% | -150.5% | +4.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.23 | 0.25 | 0.23 | 0.23 | 0.23 | 0.23 | 0.34 | 0.53 | 0.72 | 0.87 | 1.15 | 1.14 | 1.14 | 1.05 | 1.22 | 1.25 | 1.19 | 0.66 | 0.46 | 0.39 | 0.63 |
| — | +7.4% | -34.1% | -56.6% | -68.8% | -73.6% | -70.2% | -53.7% | -36.5% | -16.9% | -5.4% | -8.9% | -4.6% | +59.1% | +162.6% | +218.7% | +89.4% | +8.6% | -26.1% | -39.2% | -4.4% | |
| Debt / EBITDA | 1.75 | 5.27 | 6.23 | 8.59 | 5.05 | 7.29 | 11.40 | 23.16 | 29.00 | 33.34 | 42.01 | 39.63 | 38.96 | 30.00 | 37.88 | 45.05 | 29.52 | 16.27 | 16.07 | — | 16.14 |
| — | -27.7% | -45.4% | -62.9% | -82.6% | -78.1% | -72.9% | -41.6% | -25.6% | +11.1% | +10.9% | -12.0% | +31.9% | +84.5% | +135.8% | — | +83.0% | -3.2% | -14.4% | — | -7.7% | |
| Current Ratio | 0.04 | 0.43 | 0.38 | 0.68 | 0.04 | 0.07 | 0.06 | 0.04 | 0.04 | 0.25 | 0.25 | 0.25 | 0.24 | 0.25 | 0.27 | 0.28 | 0.27 | 0.27 | 0.31 | 0.35 | 0.41 |
| — | +503.3% | +587.9% | +1410.0% | -9.6% | -71.3% | -78.1% | -81.9% | -82.5% | -3.0% | -5.4% | -12.9% | -12.1% | -7.3% | -14.5% | -17.7% | -33.5% | -30.0% | -12.3% | -10.1% | +0.7% | |
| Quick Ratio | 0.04 | 0.43 | 0.38 | 0.68 | 0.04 | 0.07 | 0.06 | 0.04 | 0.04 | 0.25 | 0.25 | 0.25 | 0.24 | 0.25 | 0.27 | 0.28 | 0.27 | 0.27 | 0.31 | 0.35 | 0.41 |
| — | +503.3% | +587.9% | +1410.0% | -9.6% | -71.3% | -78.1% | -81.9% | -82.5% | -3.0% | -5.4% | -12.9% | -12.1% | -7.3% | -14.5% | -17.7% | -33.5% | -30.0% | -12.3% | -10.1% | +0.7% | |
| Interest Coverage | 1.11 | 2.24 | 1.58 | 1.10 | 1.77 | 1.09 | 1.04 | 0.68 | 0.60 | 0.59 | 0.64 | 0.62 | 0.69 | 0.87 | 0.88 | 0.96 | 2.41 | 5.43 | 10.85 | -6.88 | 16.63 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying FIBK stock.
First Interstate BancSystem, Inc.'s current P/E is 11.4x. The average P/E over the last 4 quarters is 11.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
First Interstate BancSystem, Inc.'s current operating margin is 37.0%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking First Interstate BancSystem, Inc.'s business trajectory between earnings reports.