FinVolution Group (FINV) quarterly income statement — complete revenue, gross profit & net income history
FinVolution Group (FINV) annual income statement — 11-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 472.96M | 481.75M | 465.41M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -146.31M | 0 | 0 | 0 | 0 | 0 |
| NII Growth % | - | - | - | - | - | - | - | - | - | - | 100% | - | - | - | - | - | - | - | -100% | -100% |
| Net Interest Margin % | 1.81% | 1.88% | 1.83% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | -0.68% | 0% | 0% | 0% | 0% | 0% |
| Interest Income | 472.96M | 481.75M | 465.41M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 146.13M | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 750.8M | 757.71M | 835.62M | 757.82M | 674.54M | 620.47M | 728.33M | 603.07M | 830.9M | 539.55M | 616.26M | 519.99M | 515.96M | 512.43M | 370.09M | 495.02M | 529.67M | 497.7M | 514.33M | 459.57M |
| Non-Interest Income | 2.92B | 2.71B | 2.52B | 3.49B | 3.58B | 3.48B | 3.46B | 3.28B | 3.17B | 3.17B | 3.28B | 3.2B | 3.08B | 3.05B | 3.05B | 2.97B | 2.67B | 2.45B | 2.45B | 2.53B |
| Non-Interest Income % | 86.06% | 84.9% | 84.39% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 105.04% | 100% | 100% | 100% | 100% | 100% |
| Total Net Revenue | 3.39B | 3.19B | 2.98B | 3.49B | 3.58B | 3.48B | 3.46B | 3.28B | 3.17B | 3.17B | 3.28B | 3.2B | 3.08B | 3.05B | 2.9B | 2.97B | 2.67B | 2.45B | 2.45B | 2.53B |
| Revenue Growth % | -5.15% | -8.34% | -13.73% | 6.43% | 12.94% | 9.98% | 5.49% | 2.46% | 3% | 3.75% | 12.85% | 7.61% | 15.37% | 24.68% | 18.61% | 17.68% | 11.82% | 15.8% | 32.11% | 40.81% |
| Non-Interest Expense | 2.07B | 1.91B | 1.67B | 2B | 2.09B | 1.98B | 1.94B | 2.11B | 1.78B | 2B | 2.15B | 2.12B | 1.98B | 1.8B | 1.92B | 1.82B | 1.48B | 1.37B | 1.41B | 1.34B |
| Efficiency Ratio | 61.04% | 59.75% | 56.02% | 57.27% | 58.35% | 56.8% | 56.14% | 64.49% | 56.14% | 63.1% | 65.54% | 66.43% | 64.51% | 58.87% | 66.02% | 61.13% | 55.5% | 55.87% | 57.6% | 52.9% |
| Operating Income | 571.37M | 526.49M | 475.99M | 731.93M | 815.52M | 883.19M | 787.92M | 560.23M | 558.53M | 628.45M | 512.77M | 553.39M | 575.45M | 742.28M | 616.77M | 659.84M | 656.69M | 582.04M | 523.51M | 729.85M |
| Operating Margin % | 16.84% | 16.5% | 15.96% | 20.99% | 22.79% | 25.37% | 22.79% | 17.1% | 17.63% | 19.86% | 15.65% | 17.31% | 18.71% | 24.33% | 21.24% | 22.21% | 24.63% | 23.79% | 21.39% | 28.9% |
| Operating Income Growth % | -29.94% | -40.39% | -39.59% | 30.65% | 46.01% | 40.53% | 53.66% | 1.24% | -2.94% | -15.34% | -16.86% | -16.13% | -12.37% | 27.53% | 17.81% | -9.59% | -6.81% | -11.24% | -12.1% | 5.92% |
| Pretax Income | 541.6M | 511.06M | 496.48M | 776.46M | 929.98M | 891.57M | 813.87M | 745.74M | 626.19M | 659.45M | 580.4M | 677.78M | 695.35M | 825.06M | 681.3M | 718.24M | 703.6M | 632.89M | 562.57M | 744.63M |
| Pretax Margin % | 15.96% | 16.02% | 16.65% | 22.27% | 25.99% | 25.61% | 23.54% | 22.76% | 19.77% | 20.84% | 17.71% | 21.2% | 22.61% | 27.05% | 23.46% | 24.17% | 26.39% | 25.87% | 22.98% | 29.49% |
| Income Tax | 116.03M | 92.55M | 86.69M | 135.74M | 178.67M | 153.93M | 133.11M | 121.67M | 75.15M | 127.48M | 51.57M | 103.06M | 105.23M | 135.24M | 124.99M | 112.74M | 118.42M | 98.63M | -87.11M | 112.18M |
| Effective Tax Rate % | 21.42% | 18.11% | 17.46% | 17.48% | 19.21% | 17.27% | 16.36% | 16.31% | 12% | 19.33% | 8.89% | 15.21% | 15.13% | 16.39% | 18.35% | 15.7% | 16.83% | 15.58% | -15.48% | 15.07% |
| Net Income | 440.3M | 412.55M | 418.85M | 624.29M | 747M | 746.41M | 680.71M | 623.6M | 551.14M | 527.7M | 524.56M | 565.96M | 554.43M | 695.88M | 551.48M | 599.03M | 581.21M | 534.66M | 655.85M | 636.34M |
| Net Margin % | 12.97% | 12.93% | 14.05% | 17.91% | 20.88% | 21.44% | 19.69% | 19.03% | 17.4% | 16.67% | 16.01% | 17.7% | 18.03% | 22.81% | 18.99% | 20.16% | 21.8% | 21.85% | 26.79% | 25.2% |
| Net Income Growth % | -41.06% | -44.73% | -38.47% | 0.11% | 35.54% | 41.44% | 29.77% | 10.18% | -0.59% | -24.17% | -4.88% | -5.52% | -4.61% | 30.15% | -15.92% | -5.86% | -7.21% | -9.44% | 32.78% | 5.59% |
| Net Income (Continuing) | 425.57M | 418.51M | 409.79M | 640.72M | 751.31M | 737.64M | 680.75M | 624.08M | 551.04M | 531.98M | 528.83M | 574.72M | 590.12M | 689.82M | 556.31M | 605.5M | 585.19M | 534.26M | 649.68M | 632.45M |
| EPS (Diluted) | 1.75 | 1.65 | 1.60 | 2.30 | 2.80 | 2.85 | 2.60 | 2.35 | 2.05 | 1.95 | 1.90 | 2.05 | 1.95 | 2.40 | 1.90 | 2.05 | 2.00 | 1.80 | 2.20 | 2.15 |
| EPS Growth % | -37.5% | -42.11% | -38.46% | -2.13% | 36.59% | 46.15% | 36.84% | 14.63% | 5.13% | -18.75% | 0% | 0% | -2.5% | 33.33% | -13.64% | -4.65% | -4.76% | -10% | 29.41% | 4.88% |
| EPS (Basic) | 1.85 | 1.70 | 1.70 | 2.50 | 2.90 | 2.95 | 2.60 | 2.35 | 2.05 | 2.00 | 1.95 | 2.10 | 2.00 | 2.45 | 1.95 | 2.10 | 2.05 | 1.85 | 2.30 | 2.25 |
| Diluted Shares Outstanding | 250.46M | 256.77M | 265.67M | 269.9M | 264.56M | 263.19M | 260.68M | 263.76M | 266.84M | 268.24M | 273.49M | 276.41M | 284.8M | 287.38M | 289.02M | 292.67M | 294.03M | 294.9M | 297.03M | 296.28M |