Last 48 quarters of trend data · Technology · Information Technology Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Fiserv, Inc.'s quarterly P/E stands at 13.0x, down 64.3% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 8.96 | 13.04 | 11.12 | 22.08 | 23.17 | 36.56 | 31.31 | 45.83 | 24.35 | 32.22 | 23.06 | 18.10 | 28.67 |
| — | -64.3% | -64.5% | -51.8% | -4.8% | +13.5% | +35.8% | +153.2% | -15.1% | +1.5% | +11.4% | -42.0% | +18.6% | |
| P/S Ratio | 1.43 | 1.49 | 1.71 | 3.32 | 4.32 | 6.08 | 5.69 | 4.97 | 4.27 | 4.87 | 4.07 | 3.54 | 4.11 |
| — | -75.6% | -70.0% | -33.2% | +1.1% | +24.9% | +39.9% | +40.5% | +4.0% | +24.1% | +16.8% | +5.9% | +26.2% | |
| P/B Ratio | 1.21 | 1.14 | 1.40 | 2.78 | 3.70 | 4.70 | 4.32 | 3.65 | 3.03 | 3.21 | 2.61 | 2.27 | 2.53 |
| — | -75.8% | -67.6% | -23.9% | +22.0% | +46.3% | +65.4% | +60.8% | +19.8% | +39.4% | +28.2% | +17.1% | +39.7% | |
| P/FCF | 7.00 | — | 5.91 | 13.45 | 20.09 | 99.60 | 16.41 | 14.11 | 21.97 | 57.82 | 16.13 | 14.31 | 36.30 |
| — | — | -64.0% | -4.7% | -8.6% | +72.3% | +1.7% | -1.4% | -39.5% | +156.4% | +30.1% | -28.8% | +51.2% | |
| EV / EBITDA | 6.63 | 17.47 | 7.32 | 12.56 | 12.35 | 17.62 | 14.77 | 13.49 | 12.68 | 15.22 | 11.53 | 10.08 | 13.08 |
| — | -0.9% | -50.4% | -6.9% | -2.6% | +15.8% | +28.0% | +33.8% | -3.0% | +12.7% | +5.6% | -17.9% | +11.1% | |
| EV / EBIT | 10.30 | 17.47 | 11.58 | 17.81 | 18.78 | 27.52 | 23.60 | 19.94 | 19.60 | 25.13 | 18.34 | 15.50 | 22.75 |
| — | -36.5% | -50.9% | -10.7% | -4.2% | +9.5% | +28.7% | +28.6% | -13.8% | -0.2% | +1.0% | -35.2% | -8.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Fiserv, Inc.'s operating margin was 16.6% in Q1 2026, down 5.6 pp QoQ and down 10.6 pp YoY. This marks the 4th consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 24.2% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 9.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 59.4% | 65.5% | 57.1% | 58.9% | 61.8% | 59.6% | 61.6% | 61.5% | 61.2% | 58.9% | 62.5% | 61.1% | 59.4% |
| — | +9.9% | -7.3% | -4.3% | +1.0% | +1.1% | -1.6% | +0.6% | +2.9% | +5.4% | +9.2% | +9.5% | +9.9% | |
| Operating Margin | 26.9% | 16.6% | 22.2% | 27.3% | 30.7% | 27.2% | 31.8% | 30.7% | 28.0% | 24.2% | 29.4% | 30.8% | 23.8% |
| — | -38.9% | -30.2% | -11.2% | +10.0% | +12.4% | +8.0% | -0.4% | +17.6% | +17.7% | +15.5% | +63.0% | +23.1% | |
| Net Margin | 16.4% | 11.4% | 15.3% | 15.0% | 18.6% | 16.6% | 17.9% | 10.8% | 17.5% | 15.1% | 17.7% | 19.5% | 14.4% |
| — | -31.5% | -14.1% | +39.1% | +6.3% | +10.2% | +1.0% | -44.6% | +21.9% | +21.6% | +4.8% | +83.5% | +6.9% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.0% | 2.2% | 3.2% | 3.1% | 3.9% | 3.1% | 3.3% | 2.0% | 3.1% | 2.4% | 2.8% | 3.1% | 2.2% |
| — | -30.1% | -4.8% | +57.7% | +28.1% | +28.7% | +17.4% | -36.5% | +38.7% | +35.7% | +14.5% | +103.9% | +18.4% | |
| ROA | 4.4% | 0.7% | 1.0% | 1.0% | 1.3% | 1.1% | 1.2% | 0.7% | 1.0% | 0.8% | 1.0% | 1.2% | 0.9% |
| — | -34.2% | -14.9% | +51.2% | +31.9% | +34.9% | +20.2% | -44.7% | +8.4% | +14.1% | +1.4% | +87.0% | +13.1% | |
| ROIC | 8.1% | 1.2% | 1.6% | 2.0% | 2.3% | 2.0% | 2.4% | 2.2% | 2.0% | 1.7% | 2.1% | 2.1% | 1.6% |
| — | -41.9% | -32.5% | -12.5% | +16.7% | +18.7% | +16.7% | +6.5% | +24.9% | +24.7% | +20.5% | +71.5% | +30.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Fiserv, Inc.'s Debt/EBITDA ratio is 35.1x, up from 13.2x last quarter — elevated, raising questions about debt serviceability. Debt/Equity has declined for 3 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.13 | 1.12 | 1.13 | 1.21 | 1.15 | 1.07 | 0.90 | 0.89 | 0.89 | 0.83 | 0.76 | 0.77 | 0.76 |
| — | +4.3% | +25.2% | +34.9% | +29.5% | +29.2% | +19.0% | +16.0% | +17.9% | +14.0% | +11.4% | +12.3% | +12.2% | |
| Debt / EBITDA | 3.29 | 35.10 | 13.24 | 15.34 | 11.79 | 13.14 | 10.29 | 10.67 | 11.58 | 12.55 | 10.50 | 10.31 | 12.08 |
| — | +167.2% | +28.7% | +43.7% | +1.8% | +4.7% | -2.0% | +3.5% | -4.1% | -4.2% | -5.0% | -20.7% | -6.3% | |
| Current Ratio | 1.03 | 1.06 | 1.03 | 1.08 | 1.09 | 1.10 | 1.06 | 1.07 | 1.06 | 1.06 | 1.04 | 1.07 | 1.10 |
| — | -3.7% | -2.6% | +1.3% | +2.8% | +4.0% | +2.1% | -0.7% | -3.9% | -1.8% | -0.3% | +1.1% | +5.1% | |
| Quick Ratio | 1.03 | 1.06 | 1.03 | 1.08 | 1.09 | 1.10 | 1.06 | 1.07 | 1.06 | 1.06 | 1.04 | 1.07 | 1.10 |
| — | -3.7% | -2.6% | +1.3% | +2.8% | +4.0% | +2.1% | -0.7% | -3.9% | -1.8% | -0.3% | +1.1% | +5.1% | |
| Interest Coverage | 3.88 | 2.41 | 3.71 | 3.30 | 4.41 | 4.09 | 4.54 | 4.75 | 4.87 | 4.37 | 4.82 | 5.51 | 4.68 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Fiserv, Inc.'s current P/E is 9.0x. The average P/E over the last 4 quarters is 17.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Fiserv, Inc.'s current operating margin is 26.9%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Fiserv, Inc.'s business trajectory between earnings reports.