Last 47 quarters of trend data · Technology · Information Technology Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 7.86 | 10.48 | 13.04 | 11.12 | 22.08 | 23.17 | 36.56 | 31.31 | 45.83 | 24.35 | 32.22 | 23.06 | 18.10 | 28.67 | 31.75 | 20.71 | 31.19 | 24.18 | 24.85 | 51.90 | 42.38 |
| — | -54.8% | -64.3% | -64.5% | -51.8% | -4.8% | +13.5% | +35.8% | +153.2% | -15.1% | +1.5% | +11.4% | -42.0% | +18.6% | +27.8% | -60.1% | -26.4% | -63.8% | -62.4% | -19.8% | -35.8% | |
| P/S Ratio | 1.25 | 1.24 | 1.49 | 1.71 | 3.32 | 4.32 | 6.08 | 5.69 | 4.97 | 4.27 | 4.87 | 4.07 | 3.54 | 4.11 | 3.92 | 3.48 | 3.34 | 3.25 | 4.03 | 4.05 | 4.36 |
| — | -71.2% | -75.6% | -70.0% | -33.2% | +1.1% | +24.9% | +39.9% | +40.5% | +4.0% | +24.1% | +16.8% | +5.9% | +26.2% | -2.6% | -13.9% | -23.5% | -26.7% | -25.3% | -20.0% | -5.7% | |
| P/B Ratio | 1.06 | 0.98 | 1.14 | 1.40 | 2.78 | 3.70 | 4.70 | 4.32 | 3.65 | 3.03 | 3.21 | 2.61 | 2.27 | 2.53 | 2.31 | 2.04 | 1.94 | 1.81 | 2.07 | 2.16 | 2.23 |
| — | -73.6% | -75.8% | -67.6% | -23.9% | +22.0% | +46.3% | +65.4% | +60.8% | +19.8% | +39.4% | +28.2% | +17.1% | +39.7% | +11.2% | -5.6% | -13.1% | -17.4% | -15.9% | -7.3% | +4.0% | |
| P/FCF | 6.12 | 6.67 | 52.97 | 6.00 | 13.45 | 20.09 | 99.60 | 16.41 | 14.11 | 21.97 | 57.82 | 16.13 | 14.31 | 36.30 | 22.55 | 12.39 | 20.12 | 24.01 | 34.42 | 17.28 | 50.74 |
| — | -66.8% | -46.8% | -63.4% | -4.7% | -8.6% | +72.3% | +1.7% | -1.4% | -39.5% | +156.4% | +30.1% | -28.8% | +51.2% | -34.5% | -28.3% | -60.4% | +7.0% | +22.1% | -13.1% | +143.5% | |
| EV / EBITDA | 6.20 | 10.06 | 8.80 | 7.32 | 12.56 | 12.35 | 17.62 | 14.77 | 13.49 | 12.68 | 15.22 | 11.53 | 10.08 | 13.08 | 13.50 | 10.92 | 12.28 | 11.76 | 13.20 | 16.99 | 16.09 |
| — | -18.5% | -50.0% | -50.4% | -6.9% | -2.6% | +15.8% | +28.0% | +33.8% | -3.0% | +12.7% | +5.6% | -17.9% | +11.1% | +2.3% | -35.7% | -23.6% | -25.4% | -33.7% | -9.9% | -5.4% | |
| EV / EBIT | 9.64 | 11.69 | 58.35 | 11.58 | 17.81 | 18.78 | 27.52 | 23.60 | 19.94 | 19.60 | 25.13 | 18.34 | 15.50 | 22.75 | 25.17 | 18.16 | 23.92 | 24.73 | 25.69 | 39.31 | 35.61 |
| — | -37.7% | +112.0% | -50.9% | -10.7% | -4.2% | +9.5% | +28.7% | +28.6% | -13.8% | -0.2% | +1.0% | -35.2% | -8.0% | -2.0% | -53.8% | -32.8% | -30.5% | -49.6% | -17.6% | -12.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 59.4% | 19.2% | 54.2% | 57.1% | 58.9% | 61.8% | 59.6% | 61.6% | 61.5% | 61.2% | 58.9% | 62.5% | 61.1% | 59.4% | 55.9% | 57.2% | 55.8% | 54.1% | 52.3% | 48.2% | 50.7% |
| — | -69.0% | -9.1% | -7.3% | -4.3% | +1.0% | +1.1% | -1.6% | +0.6% | +2.9% | +5.4% | +9.2% | +9.5% | +9.9% | +6.8% | +18.6% | +10.0% | +5.1% | +6.4% | -6.4% | +0.1% | |
| Operating Margin | 26.9% | 19.2% | 16.7% | 22.2% | 27.3% | 30.7% | 27.2% | 31.8% | 30.7% | 28.0% | 24.2% | 29.4% | 30.8% | 23.8% | 20.5% | 25.5% | 18.9% | 19.3% | 20.4% | 12.5% | 15.3% |
| — | -37.6% | -38.7% | -30.2% | -11.2% | +10.0% | +12.4% | +8.0% | -0.4% | +17.6% | +17.7% | +15.5% | +63.0% | +23.1% | +0.5% | +103.3% | +23.9% | +21.6% | +61.6% | -7.0% | +6.7% | |
| Net Margin | 16.4% | 11.8% | 11.4% | 15.3% | 15.0% | 18.6% | 16.6% | 17.9% | 10.8% | 17.5% | 15.1% | 17.7% | 19.5% | 14.4% | 12.4% | 16.9% | 10.6% | 13.4% | 16.2% | 7.8% | 10.3% |
| — | -36.3% | -31.5% | -14.1% | +39.1% | +6.3% | +10.2% | +1.0% | -44.6% | +21.9% | +21.6% | +4.8% | +83.5% | +6.9% | -23.4% | +115.9% | +3.6% | +102.4% | +99.7% | -0.1% | +47.4% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.0% | 2.4% | 2.2% | 3.2% | 3.1% | 3.9% | 3.1% | 3.3% | 2.0% | 3.1% | 2.4% | 2.8% | 3.1% | 2.2% | 1.8% | 2.5% | 1.5% | 1.9% | 2.1% | 1.0% | 1.3% |
| — | -39.9% | -30.1% | -4.8% | +57.7% | +28.1% | +28.7% | +17.4% | -36.5% | +38.7% | +35.7% | +14.5% | +103.9% | +18.4% | -13.9% | +141.2% | +16.4% | +127.6% | +127.2% | +13.6% | +63.6% | |
| ROA | 4.4% | 0.8% | 0.7% | 1.0% | 1.0% | 1.3% | 1.1% | 1.2% | 0.7% | 1.0% | 0.8% | 1.0% | 1.2% | 0.9% | 0.7% | 1.0% | 0.6% | 0.8% | 0.9% | 0.4% | 0.6% |
| — | -38.7% | -34.2% | -14.9% | +51.2% | +31.9% | +34.9% | +20.2% | -44.7% | +8.4% | +14.1% | +1.4% | +87.0% | +13.1% | -20.4% | +123.8% | +11.4% | +119.3% | +116.8% | +7.3% | +59.9% | |
| ROIC | 8.1% | 1.4% | 1.2% | 1.6% | 2.0% | 2.3% | 2.0% | 2.4% | 2.2% | 2.0% | 1.7% | 2.1% | 2.1% | 1.6% | 1.3% | 1.7% | 1.2% | 1.2% | 1.2% | 0.8% | 0.9% |
| — | -40.0% | -41.7% | -32.5% | -12.5% | +16.7% | +18.7% | +16.7% | +6.5% | +24.9% | +24.7% | +20.5% | +71.5% | +30.0% | +10.3% | +123.4% | +36.0% | +34.9% | +80.9% | +4.4% | +19.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.13 | 1.04 | 1.12 | 1.13 | 1.21 | 1.15 | 1.07 | 0.90 | 0.89 | 0.89 | 0.83 | 0.76 | 0.77 | 0.76 | 0.73 | 0.68 | 0.69 | 0.67 | 0.66 | 0.66 | 0.64 |
| — | -10.2% | +4.3% | +25.2% | +34.9% | +29.5% | +29.2% | +19.0% | +16.0% | +17.9% | +14.0% | +11.4% | +12.3% | +12.2% | +11.0% | +2.3% | +6.6% | +5.9% | +1.5% | +7.1% | -1.0% | |
| Debt / EBITDA | 3.29 | 20.96 | 17.69 | 13.24 | 15.34 | 11.79 | 13.14 | 10.29 | 10.67 | 11.58 | 12.55 | 10.50 | 10.31 | 12.08 | 13.11 | 11.05 | 12.99 | 12.89 | 12.81 | 16.16 | 14.57 |
| — | +77.8% | +34.6% | +28.7% | +43.7% | +1.8% | +4.7% | -2.0% | +3.5% | -4.1% | -4.2% | -5.0% | -20.7% | -6.3% | +2.3% | -31.6% | -10.8% | -9.9% | -23.2% | +0.8% | -8.9% | |
| Current Ratio | 1.03 | 1.04 | 1.06 | 1.03 | 1.08 | 1.09 | 1.10 | 1.06 | 1.07 | 1.06 | 1.06 | 1.04 | 1.07 | 1.10 | 1.08 | 1.04 | 1.06 | 1.05 | 1.04 | 1.03 | 1.05 |
| — | -4.1% | -3.7% | -2.6% | +1.3% | +2.8% | +4.0% | +2.1% | -0.7% | -3.9% | -1.8% | -0.3% | +1.1% | +5.1% | +3.4% | +0.9% | +1.2% | +2.0% | +0.6% | -0.6% | -0.8% | |
| Quick Ratio | 1.03 | 1.04 | 1.06 | 1.03 | 1.08 | 1.09 | 1.10 | 1.06 | 1.07 | 1.06 | 1.06 | 1.04 | 1.07 | 1.10 | 1.08 | 1.04 | 1.06 | 1.05 | 1.04 | 1.03 | 1.05 |
| — | -4.1% | -3.7% | -2.6% | +1.3% | +2.8% | +4.0% | +2.1% | -0.7% | -3.9% | -1.8% | -0.3% | +1.1% | +5.1% | +3.4% | +0.9% | +1.2% | +2.0% | +0.6% | -0.6% | -0.8% | |
| Interest Coverage | 3.78 | 3.09 | 0.69 | 3.71 | 3.30 | 4.41 | 4.09 | 4.54 | 4.75 | 4.87 | 4.37 | 4.82 | 5.51 | 4.68 | 4.39 | 5.75 | 4.38 | 4.51 | 4.94 | 3.34 | 3.76 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying FISV stock.
Fiserv, Inc.'s current P/E is 7.9x. The average P/E over the last 4 quarters is 14.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Fiserv, Inc.'s current operating margin is 26.9%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Fiserv, Inc.'s business trajectory between earnings reports.