Flagstar Financial, Inc. (FLG) Earnings History
Profitable33 years of earnings data (1993–2025) · Positive TTM net income
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Flagstar Financial, Inc. (FLG) Earnings Overview
As of October 3, 2026, Flagstar Financial, Inc. (FLG) reported trailing twelve-month net income of $48M, reflecting +85.4% year-over-year growth. The company earned $0.10 per diluted share over the past four quarters, with a net profit margin of -3.8%.
Looking at the long-term picture, FLG's historical earnings data spans multiple years. The company achieved its highest annual net income of $650M in fiscal 2022.
Flagstar Financial, Inc. maintains positive profitability with a gross margin of 37.6%, operating margin of -4.2%, and net margin of -3.8%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including WAL ($990M net income, 18.4% margin), BANC (-$21M net income, 12.6% margin), COLB ($711M net income, 17.1% margin), FLG has room to improve margins relative to the peer group. Compare FLG vs WAL →
FLG Earnings vs Peers
Earnings metrics vs comparable public companies
FLG Historical Earnings Data (1993–2025)
33 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$177M | +84.2% | -$198M | $-0.51 | -9.1% | -10.2% |
| 2024 | -$1.12B | -1315.2% | -$1.38B | $-3.49 | -43.3% | -53.3% |
| 2023 | -$79M | -112.2% | -$50M | $-0.49 | -2.2% | -1.4% |
| 2022 | $650M | +9.1% | $826M | $3.77 | 43.9% | 55.7% |
| 2021 | $596M | +16.6% | $806M | $3.59 | 44.1% | 59.7% |
| 2020 | $511M | +29.4% | $588M | $3.06 | 44.0% | 50.6% |
| 2019 | $395M | -6.5% | $523M | $2.31 | 37.9% | 50.2% |
| 2018 | $422M | -9.4% | $558M | $2.37 | 37.6% | 49.7% |
| 2017 | $466M | -5.9% | $668M | $2.70 | 34.1% | 48.9% |
| 2016 | $495M | +1150.6% | $777M | $3.04 | 34.4% | 54.0% |
| 2015 | -$47M | -109.7% | -$132M | $-0.33 | -7.7% | -21.5% |
| 2014 | $485M | +2.1% | $773M | $3.28 | 35.8% | 57.0% |
| 2013 | $476M | -5.1% | $747M | $3.23 | 34.6% | 54.3% |
| 2012 | $501M | +4.4% | $781M | $3.40 | 34.7% | 54.0% |
| 2011 | $480M | -11.3% | $735M | $3.28 | 34.1% | 52.2% |
| 2010 | $541M | +35.7% | $837M | $3.72 | 36.1% | 55.8% |
| 2009 | $399M | +411.8% | $593M | $3.38 | 43.6% | 64.9% |
| 2008 | $78M | -72.1% | $54M | $0.69 | 11.6% | 8.0% |
| 2007 | $279M | +20.0% | $402M | $2.69 | 42.0% | 60.5% |
| 2006 | $233M | -20.4% | $349M | $2.44 | 35.6% | 53.4% |
| 2005 | $292M | -17.7% | $445M | $3.34 | 42.7% | 65.1% |
| 2004 | $355M | +9.8% | $532M | $3.99 | 48.6% | 72.8% |
| 2003 | $323M | +41.1% | $493M | $4.95 | 48.3% | 73.6% |
| 2002 | $229M | +119.4% | $336M | $3.75 | 48.3% | 70.7% |
| 2001 | $104M | +326.8% | $175M | $2.26 | 35.2% | 59.1% |
| 2000 | $24M | -22.8% | $45M | $0.95 | 25.8% | 47.4% |
| 1999 | $32M | +17.8% | $53M | $1.25 | 44.4% | 73.5% |
| 1998 | $27M | +15.5% | $45M | $1.01 | 37.8% | 63.4% |
| 1997 | $23M | +11.5% | $38M | $0.80 | 36.0% | 58.3% |
| 1996 | $21M | +3.5% | $39M | $0.64 | 34.9% | 64.6% |
| 1995 | $20M | +7.4% | $32M | $0.57 | 36.8% | 58.1% |
| 1994 | $19M | +55.4% | $32M | $0.51 | 33.2% | 57.2% |
| 1993 | $12M | - | $22M | $0.36 | 25.1% | 45.8% |
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Peer Comparison
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FLG — Frequently Asked Questions
Quick answers to the most common questions about buying FLG stock.
What is FLG earnings per share (EPS)?
FLG trailing twelve-month (TTM) diluted EPS is $0.10, reflecting +85.4% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 1993 to 2025 is available in the table on this page.
What is Flagstar Financial, Inc.'s net income?
Flagstar Financial, Inc. (FLG) trailing twelve-month net income is $48M as of 2025. Earnings grew +85.4% year-over-year.
Is FLG profitable?
Yes, FLG is profitable with a TTM net income of $48M and a net profit margin of -3.8%.
What is FLG's earnings growth rate?
FLG compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1993 to 2025.
What are FLG's profit margins?
Flagstar Financial, Inc. net profit margin is -3.8%, operating margin is -4.2%, and gross margin is +37.6%. Below-average margins reflect competitive or cost pressures. Return on Equity is -2.2%.
Is FLG growing earnings?
Yes, FLG earnings are accelerating — EPS growth of +85.4% exceeds the 5-year CAGR of N/A. TTM net income reached $48M. Earnings momentum is strengthening.
What was FLG's best earnings year?
Flagstar Financial, Inc.'s highest annual net income on record is $650M, achieved in fiscal year 2022. Earnings history on this page spans 1993 to 2025 and includes all annual and quarterly figures.
What were FLG's earnings last quarter?
FLG's most recent reported quarter was Q2 2026. Net income was $34M with diluted EPS of $0.05. For a full breakdown of all quarters, see the quarterly earnings table on this page.