Flagstar Financial, Inc. (FLG) Earnings History
Annual and quarterly earnings data from 1993 to 2025
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FLG EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FLG Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 37.6% | -4.2% | -3.8% |
| 2024 | 23.4% | -21.6% | -17.5% |
| 2023 | 46.3% | -0.8% | -1.3% |
| 2022 | 61.9% | 37.9% | 29.8% |
| 2021 | 77.0% | 46.1% | 34.1% |
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Flagstar Financial, Inc. (FLG) Earnings Overview
As of May 8, 2026, Flagstar Financial, Inc. (FLG) reported trailing twelve-month net income of -$177M, reflecting +85.4% year-over-year growth. The company earned $-0.39 per diluted share over the past four quarters, with a net profit margin of -3.8%.
Looking at the long-term picture, FLG's historical earnings data spans multiple years. The company achieved its highest annual net income of $650M in fiscal 2022.
Flagstar Financial, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including WAL ($969M net income, 18.4% margin), BANC ($229M net income, 12.6% margin), COLB ($550M net income, 17.1% margin), FLG has room to improve margins relative to the peer group. Compare FLG vs WAL →
FLG Earnings vs Peers
Earnings metrics vs comparable public companies
FLG Historical Earnings Data (1993–2025)
33 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$177M | +84.2% | -$198M | $-0.51 | -3.8% | -4.2% |
| 2024 | -$1.12B | -1315.2% | -$1.38B | $-3.49 | -17.5% | -21.6% |
| 2023 | -$79M | -112.2% | -$50M | $-0.49 | -1.3% | -0.8% |
| 2022 | $650M | +9.1% | $826M | $3.77 | 29.8% | 37.9% |
| 2021 | $596M | +16.6% | $806M | $3.59 | 34.1% | 46.1% |
| 2020 | $511M | +29.4% | $588M | $3.06 | 28.9% | 33.2% |
| 2019 | $395M | -6.5% | $523M | $2.31 | 20.9% | 27.7% |
| 2018 | $422M | -9.4% | $558M | $2.37 | 23.7% | 31.3% |
| 2017 | $466M | -5.9% | $668M | $2.70 | 25.6% | 36.8% |
| 2016 | $495M | +1150.6% | $777M | $3.04 | 27.1% | 42.5% |
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Start ComparisonFLG — Frequently Asked Questions
Quick answers to the most common questions about buying FLG stock.
Is FLG growing earnings?
FLG EPS is $-0.39, with earnings growth accelerating to +85.4%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-177M.
What are FLG's profit margins?
Flagstar Financial, Inc. net margin is -3.8%, with operating margin at -4.2%. Below-average margins reflect competitive or cost pressures.
How consistent are FLG's earnings?
FLG earnings data spans 1993-2025. The accelerating earnings trend is +85.4% YoY. Historical data enables comparison across business cycles.