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SEZL logoSezzle Inc. (SEZL) P/E Ratio History

Historical price-to-earnings valuation from 2023 to 2026

Current P/E
26.8
Overvalued
5Y Avg P/E
21.8
+23% vs avg
PE Percentile
83%
High
PEG Ratio
N/A
N/A
TTM EPS$4.24
Price$99.82
5Y PE Range10.4 - 62.0
Earnings Yield3.73%

Loading P/E history...

SEZL Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
26.8vs21.8
+23%
Premium vs History
vs. Financial Services
26.8vs13.1
+104%
Above Sector
vs. S&P 500
26.8vs25.1
+7%
In Line with Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 70% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 8, 2026, Sezzle Inc. (SEZL) trades at a price-to-earnings ratio of 26.8x, with a stock price of $99.82 and trailing twelve-month earnings per share of $4.24.

The current P/E is 23% above its 5-year average of 21.8x. Over the past five years, SEZL's P/E has ranged from a low of 10.4x to a high of 62.0x, placing the current valuation at the 83th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.1x, SEZL trades at a 104% premium to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.

Relative to the broader market, SEZL trades roughly in line with the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our SEZL DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

SEZL P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
AFRM logoAFRMAffirm Holdings, Inc.
$22B449.1-+109%
OPFI logoOPFIOppFi Inc.
$852M10.0-+175%Best
ATLC logoATLCAtlanticus Holdings Corporation
$1B13.11.53+25%
SYF logoSYFSynchrony Financial
$26B8.0Lowest0.24Best+9%
COF logoCOFCapital One Financial Corporation
$119B47.8--65%
ALLY logoALLYAlly Financial Inc.
$14B18.5-+32%
CACC logoCACCCredit Acceptance Corporation
$5B13.91.41+89%
OMF logoOMFOneMain Holdings, Inc.
$7B8.52.16+55%
SHOP logoSHOPShopify Inc.
$145B118.94.06-39%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

SEZL Historical P/E Data (2023–2026)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2026 Q1$63.29$4.1715.2x-30%
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$63.48$3.7017.2x-21%
FY2025 Q3$79.53$3.2024.9x+14%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$179.25$2.8962.0x+185%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$34.89$2.9511.8x-46%
FY2024 Q4$42.63$2.1719.6x-10%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$28.43$1.5618.2x-17%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$14.70$1.1612.6x-42%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$14.08$0.3837.5x+72%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$3.42$0.2116.5x-24%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$2.19$0.1415.4x-29%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$2.33$0.2210.4x-52%

Average P/E for displayed period: 21.8x

See SEZL's True Return

Price is only half the story. See total return with reinvested dividends.

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Is SEZL Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare SEZL vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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SEZL — Frequently Asked Questions

Quick answers to the most common questions about buying SEZL stock.

Is SEZL stock overvalued or undervalued?

SEZL trades at 26.8x P/E, above its 5-year average of 21.8x. The 83th percentile ranking indicates a premium to historical valuation.

How does SEZL's valuation compare to peers?

Sezzle Inc. P/E of 26.8x compares to sector median of 13.1x. The premium reflects expected growth above peers.

What is SEZL's PEG ratio?

SEZL PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2023-2026.

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SEZL P/E Ratio History (2023–2026)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.