Franklin Financial Services Corporation (FRAF) P/E Ratio History
Historical price-to-earnings valuation from 2000 to 2025
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FRAF Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, Franklin Financial Services Corporation (FRAF) trades at a price-to-earnings ratio of 12.1x, with a stock price of $57.49 and trailing twelve-month earnings per share of $4.72.
The current P/E is 27% above its 5-year average of 9.5x. Over the past five years, FRAF's P/E has ranged from a low of 6.9x to a high of 13.6x, placing the current valuation at the 90th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, FRAF is roughly in line with its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
The PEG ratio of 1.20 (P/E divided by 89% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, FRAF trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FRAF DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FRAF P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 13.4 | 1.91 | +13% | |
| $204M | 14.5 | 2.85 | +9% | |
| $243M | 11.9 | 1.06 | +40% | |
| $175M | 13.3 | - | +210% | |
| $570M | 9.7 | 1.21 | +494%Best | |
| $246M | 13.9 | 9.31 | +96% | |
| $232M | 14.6 | - | +101% | |
| $303M | 8.3Lowest | 2.08 | +32% | |
| $360M | 18.9 | 0.64Best | +25% | |
| $24B | 62.1 | 2.55 | -47% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
FRAF Historical P/E Data (2000–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $50.20 | $4.74 | 10.6x | -16% |
| FY2025 Q3 | $46.00 | $3.50 | 13.1x | +4% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $34.63 | $3.26 | 10.6x | -16% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $35.45 | $2.60 | 13.6x | +8% |
| FY2024 Q4 | $29.90 | $2.49 | 12.0x | -5% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $30.13 | $3.18 | 9.5x | -25% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $28.28 | $3.11 | 9.1x | -28% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $26.20 | $3.13 | 8.4x | -33% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $31.55 | $3.11 | 10.1x | -19% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $28.50 | $3.15 | 9.0x | -28% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $27.74 | $3.32 | 8.4x | -34% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $29.64 | $3.44 | 8.6x | -32% |
Average P/E for displayed period: 12.6x
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Start ComparisonFRAF — Frequently Asked Questions
Quick answers to the most common questions about buying FRAF stock.
Is FRAF stock overvalued or undervalued?
FRAF trades at 12.1x P/E, above its 5-year average of 9.5x. The 90th percentile ranking indicates a premium to historical valuation.
How does FRAF's valuation compare to peers?
Franklin Financial Services Corporation P/E of 12.1x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.
What is FRAF's PEG ratio?
FRAF PEG ratio is 1.20. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 2000-2025.