Peoples Financial Services Corp. (PFIS) P/E Ratio History
Historical price-to-earnings valuation from 2002 to 2025
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PFIS Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, Peoples Financial Services Corp. (PFIS) trades at a price-to-earnings ratio of 9.7x, with a stock price of $56.95 and trailing twelve-month earnings per share of $5.87.
The current P/E is 32% below its 5-year average of 14.3x. Over the past five years, PFIS's P/E has ranged from a low of 7.4x to a high of 45.5x, placing the current valuation at the 60th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, PFIS trades at a 27% discount to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
The PEG ratio of 1.21 (P/E divided by 494% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, PFIS trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our PFIS DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
PFIS P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 13.4 | 1.91 | +13% | |
| $4B | 10.4Lowest | 0.74Best | +32% | |
| $204M | 14.5 | 2.85 | +9% | |
| $389M | 14.9 | 5.94 | -14% | |
| $3B | 15.1 | 3.01 | +0% | |
| $1B | 12.3 | 0.84 | +22% | |
| $2B | 12.3 | - | -40% | |
| $592M | 19.7 | - | -16% | |
| $243M | 11.9 | 1.06 | +40%Best | |
| $24B | 62.1 | 2.55 | -47% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
PFIS Historical P/E Data (2002–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $48.71 | $5.87 | 8.3x | -50% |
| FY2025 Q3 | $48.61 | $5.29 | 9.2x | -45% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $49.37 | $3.35 | 14.7x | -11% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $44.47 | $2.13 | 20.9x | +26% |
| FY2024 Q4 | $51.18 | $1.13 | 45.3x | +173% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $46.88 | $1.03 | 45.5x | +174% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $45.54 | $2.41 | 18.9x | +14% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $43.11 | $3.26 | 13.2x | -20% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $48.70 | $3.82 | 12.7x | -23% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $40.10 | $4.58 | 8.8x | -47% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $43.79 | $5.01 | 8.7x | -47% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $43.35 | $5.00 | 8.7x | -48% |
Average P/E for displayed period: 16.6x
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Start ComparisonPFIS — Frequently Asked Questions
Quick answers to the most common questions about buying PFIS stock.
Is PFIS stock overvalued or undervalued?
PFIS trades at 9.7x P/E, below its 5-year average of 14.3x. At the 60th percentile of historical range, the stock is priced at a discount to its own history.
How does PFIS's valuation compare to peers?
Peoples Financial Services Corp. P/E of 9.7x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.
What is PFIS's PEG ratio?
PFIS PEG ratio is 1.21. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 2002-2025.