FRBA trades 2.8% above Wall Street's consensus target of $17.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes FRBA achieves its forward estimates and maintains a stable P/E multiple of 11.2x. This scenario reflects the blended consensus of 4 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 29, 2026, First Bank (FRBA) has a Wall Street consensus price target of $17.00, based on estimates from 4 covering analysts. With the stock currently trading at $17.49, this represents a potential downside of -2.8%. The company has a market capitalization of $440M.
Analyst price targets range from a low of $17.00 to a high of $17.00, representing a 0% spread in expectations. The median target of $17.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, FRBA trades at a trailing P/E of 10.1x and forward P/E of 11.2x. The forward PEG ratio of 0.90 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -5.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $17.26, with bear and bull scenarios of $10.87 and $22.74 respectively. Model confidence stands at 52/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
NBTBNBT Bancorp Inc. | $2.6B | $49.59 | $56.00 | +12.9% | Hold | 11.9x | 10 |
CHMGChemung Financial Corporation | $364M | $75.58 | $50.00 | -33.8% | Hold | 10.6x | 7 |
FUNCFirst United Corporation | $293M | $45.40 | $25.00 | -44.9% | Buy | 10.5x | 1 |
MNSBMainStreet Bancshares, Inc. | $179M | $25.10 | — | — | Hold | 11.1x | 1 |
CZWICitizens Community Bancorp, Inc. | $227M | $23.54 | — | — | Buy | 12.9x | 2 |
BWFGBankwell Financial Group, Inc. | $477M | $59.77 | — | — | Buy | 11.0x | 3 |
OCFCOceanFirst Financial Corp. | $1.1B | $19.54 | $19.00 | -2.8% | Hold | 10.3x | 8 |
NFBKNorthfield Bancorp, Inc. | $626M | $14.99 | $14.50 | -3.3% | Hold | 11.1x | 9 |
COFSChoiceOne Financial Services, Inc. | $492M | $32.88 | $34.00 | +3.4% | Buy | 9.1x | 3 |
PBFSPioneer Bancorp, Inc. | $421M | $16.80 | — | — | — | — | — |
Quick answers to the most common questions about buying FRBA stock.
Wall Street's consensus price target for FRBA is $17, -2.8% from its current price of $17.49. The below-market target from 4 analysts suggests limited near-term appreciation.
FRBA has a consensus rating of "Buy" based on 4 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $17 implies -2.8% downside from current levels.
With a forward P/E of 11.1636x, FRBA trades at a relatively low valuation. The consensus target of $17 implies -2.8% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $17 for FRBA, while the most conservative target is $17. The consensus of $17 represents the median expectation. Our quantitative valuation model projects a bull case target of $23 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
FRBA is lightly followed, with 4 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month FRBA stock forecast based on 4 Wall Street analysts shows a consensus price target of $17, with estimates ranging from $17 (bear case) to $17 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $17, with bear/bull scenarios of $11/$23.
Our quantitative valuation model calculates FRBA's fair value at $17 (base case), with a bear case of $11 and bull case of $23. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 52/100.
FRBA trades at a forward P/E ratio of 11.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.1x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on FRBA, with 0 Sell ratings and a price target of $17 (-2.8% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
FRBA analyst price targets range from $17 to $17, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $17 consensus represents the middle ground. Our model's $11-$23 range provides an independent fundamental perspective.
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