OCFC trades 0.7% above Wall Street's consensus target of $18.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes OCFC achieves its forward estimates and maintains a stable P/E multiple of 10.0x. This scenario reflects the blended consensus of 8 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, OceanFirst Financial Corp. (OCFC) has a Wall Street consensus price target of $18.00, based on estimates from 8 covering analysts. With the stock currently trading at $18.13, this represents a potential downside of -0.7%. The company has a market capitalization of $1.09B.
Analyst price targets range from a low of $18.00 to a high of $18.00, representing a 0% spread in expectations. The median target of $18.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 3 analysts rating the stock as a Buy or Strong Buy,5 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, OCFC trades at a trailing P/E of 37.8x and forward P/E of 10.0x. The forward PEG ratio of 3.59 reflects a premium valuation. Analysts expect EPS to grow +166.0% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $18.60, with bear and bull scenarios of $11.72 and $24.51 respectively. Model confidence stands at 48/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 WSFSWSFS Financial Corporation | $4.1B | $78.94 | $85.00 | +7.7% | Hold | 11.7x | 13 |
 TRMKTrustmark Corporation | $2.6B | $44.64 | $47.50 | +6.4% | Hold | 11.3x | 9 |
 FULTFulton Financial Corporation | $4.5B | $23.76 | $26.00 | +9.4% | Hold | 10.8x | 20 |
 AMSFAMERISAFE, Inc. | $366M | $19.59 | $33.50 | +71.0% | Buy | 10.4x | 6 |
 ACNBACNB Corporation | $669M | $65.54 | $61.00 | -6.9% | Buy | 11.5x | 2 |
 COLBColumbia Banking System, Inc. | $8.6B | $30.48 | $33.67 | +10.5% | Buy | 9.9x | 19 |
 IBCPIndependent Bank Corporation | $748M | $36.31 | $43.00 | +18.4% | Hold | 10.6x | 8 |
 FNFFidelity National Financial, Inc. | $11.8B | $43.84 | $54.33 | +23.9% | Buy | 8.9x | 17 |
 ICEIntercontinental Exchange, Inc. | $97.2B | $172.27 | $183.89 | +6.7% | Buy | 21.0x | 36 |
Quick answers to the most common questions about buying OCFC stock.
Wall Street's consensus price target for OCFC is $18, -0.7% from its current price of $18.13. The below-market target from 8 analysts suggests limited near-term appreciation.
OCFC has a consensus rating of "Hold" based on 8 Wall Street analysts. The rating breakdown is mixed, with 5 Hold ratings making up the largest segment. The consensus 12-month price target of $18 implies -0.7% downside from current levels.
With a forward P/E of 9.9928x, OCFC trades at a relatively low valuation. The consensus target of $18 implies -0.7% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $18 for OCFC, while the most conservative target is $18. The consensus of $18 represents the median expectation. Our quantitative valuation model projects a bull case target of $25 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
OCFC is moderately covered, with 8 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 2 have Buy ratings, 5 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month OCFC stock forecast based on 8 Wall Street analysts shows a consensus price target of $18, with estimates ranging from $18 (bear case) to $18 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $19, with bear/bull scenarios of $12/$25.
Our quantitative valuation model calculates OCFC's fair value at $19 (base case), with a bear case of $12 and bull case of $25. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 48/100.
OCFC trades at a forward P/E ratio of 10.0x based on next-twelve-months earnings estimates compared to a trailing P/E of 37.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on OCFC, with 0 Sell ratings and a price target of $18 (-0.7% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
OCFC analyst price targets range from $18 to $18, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $18 consensus represents the middle ground. Our model's $12-$25 range provides an independent fundamental perspective.
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