First United Corporation (FUNC) quarterly income statement — complete revenue, gross profit & net income history
First United Corporation (FUNC) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 18.07M | 17.99M | 17.4M | 16.71M | 16.02M | 15.7M | 15.23M | 15.24M | 13.81M | 14.19M | 13.98M | 14.17M | 14.52M | 15.18M | 15.14M | 13.97M | 13.34M | 13.92M | 13.63M | 12.76M |
| NII Growth % | 12.84% | 14.57% | 14.28% | 9.64% | 15.96% | 10.61% | 8.9% | 7.51% | -4.86% | -6.5% | -7.64% | 1.45% | 8.82% | 9.07% | 11.13% | 9.46% | 9.03% | 15.02% | 14.48% | 0.85% |
| Net Interest Margin % | 0.89% | 0.86% | 0.86% | 0.83% | 0.81% | 0.8% | 0.79% | 0.82% | 0.72% | 0.74% | 0.73% | 0.74% | 0.75% | 0.82% | 0.84% | 0.8% | 0.76% | 0.8% | 0.8% | 0.72% |
| Interest Income | 25.71M | 26.15M | 25.76M | 24.87M | 24.06M | 23.73M | 23.26M | 23.11M | 21.9M | 22.19M | 21.16M | 19.97M | 17.83M | 17.36M | 16.18M | 14.73M | 14.15M | 14.85M | 14.91M | 14.44M |
| Interest Expense | 7.64M | 8.17M | 8.36M | 8.16M | 8.05M | 8.03M | 8.03M | 7.88M | 8.09M | 8M | 7.18M | 5.8M | 3.31M | 2.18M | 1.04M | 760K | 806K | 930K | 1.28M | 1.67M |
| Loan Loss Provision | 879K | 717K | 467K | 860K | 656K | 529K | 250K | 1.22M | 946K | 419K | 218K | 395K | 543K | -740K | -101K | 631K | -421K | -885K | -597K | 555K |
| Non-Interest Income | 5.22M | 3.37M | 5.29M | 5.09M | 4.91M | 5.06M | 5.04M | 4.83M | 4.88M | 638K | 4.85M | 4.57M | 4.39M | 4.28M | 4.7M | 4.42M | 4.41M | 5.62M | 4.46M | 4.95M |
| Non-Interest Income % | 22.4% | 15.77% | 23.31% | 23.34% | 23.48% | 24.36% | 24.86% | 24.06% | 26.09% | 4.3% | 25.76% | 24.38% | 23.23% | 21.98% | 23.69% | 24.03% | 24.83% | 28.77% | 24.64% | 27.93% |
| Total Net Revenue | 23.29M | 21.35M | 22.69M | 21.79M | 20.93M | 20.76M | 20.27M | 20.07M | 18.69M | 14.83M | 18.84M | 18.74M | 18.91M | 19.46M | 19.84M | 18.39M | 17.75M | 19.54M | 18.08M | 17.71M |
| Revenue Growth % | 11.28% | 2.88% | 11.98% | 8.61% | 12% | 39.94% | 7.59% | 7.05% | -1.18% | -23.77% | -5.06% | 1.91% | 6.56% | -0.43% | 9.74% | 3.86% | 3.41% | 13.24% | 5.18% | 4.94% |
| Non-Interest Expense | 13.57M | 13M | 12.98M | 12.97M | 12.58M | 12.08M | 12.31M | 12.36M | 12.88M | 12.34M | 12.79M | 12.51M | 12.64M | 11.38M | 10.33M | 10.62M | 10.55M | 10.38M | 12.88M | 11.21M |
| Efficiency Ratio | 58.26% | 60.89% | 57.22% | 59.53% | 60.09% | 58.2% | 60.76% | 61.62% | 68.93% | 83.19% | 67.87% | 66.75% | 66.83% | 58.49% | 52.06% | 57.77% | 59.46% | 53.14% | 71.22% | 63.33% |
| Operating Income | 8.84M | 7.63M | 9.24M | 7.96M | 7.7M | 8.15M | 7.7M | 6.52M | 4.86M | 2.08M | 5.83M | 5.84M | 5.73M | 8.82M | 9.61M | 7.14M | 7.62M | 10.04M | 5.8M | 5.94M |
| Operating Margin % | 37.96% | 35.75% | 40.72% | 36.52% | 36.78% | 39.25% | 38.01% | 32.5% | 26.01% | 13.99% | 30.97% | 31.14% | 30.3% | 45.31% | 48.45% | 38.8% | 42.91% | 51.39% | 32.08% | 33.54% |
| Operating Income Growth % | 14.86% | -6.29% | 19.98% | 22.05% | 58.4% | 292.58% | 32.04% | 11.72% | -15.18% | -76.46% | -39.31% | -18.2% | -24.76% | -12.2% | 65.74% | 20.15% | 68.16% | 70.94% | -8.75% | 81.01% |
| Pretax Income | 8.84M | 7.63M | 9.24M | 7.96M | 7.7M | 8.15M | 7.7M | 6.52M | 4.86M | 2.08M | 5.83M | 5.84M | 5.73M | 8.82M | 9.61M | 7.14M | 7.62M | 10.04M | 5.8M | 5.94M |
| Pretax Margin % | 37.96% | 35.75% | 40.72% | 36.52% | 36.78% | 39.25% | 38.01% | 32.5% | 26.01% | 13.99% | 30.97% | 31.14% | 30.3% | 45.31% | 48.45% | 38.8% | 42.91% | 51.39% | 32.08% | 33.54% |
| Income Tax | 2.18M | 1.86M | 2.29M | 1.98M | 1.89M | 1.96M | 1.93M | 1.61M | 1.16M | 317K | 1.32M | 1.42M | 1.35M | 1.85M | 2.68M | 1.71M | 1.9M | 2.49M | 1.41M | 1.54M |
| Effective Tax Rate % | 24.64% | 24.33% | 24.82% | 24.81% | 24.58% | 24.06% | 25.08% | 24.64% | 23.91% | 15.28% | 22.64% | 24.38% | 23.65% | 20.95% | 27.85% | 23.93% | 24.96% | 24.82% | 24.34% | 25.86% |
| Net Income | 6.66M | 5.78M | 6.95M | 5.98M | 5.81M | 6.19M | 5.77M | 4.91M | 3.7M | 1.76M | 4.51M | 4.41M | 4.38M | 6.97M | 6.94M | 5.43M | 5.71M | 7.55M | 4.39M | 4.4M |
| Net Margin % | 28.61% | 27.05% | 30.62% | 27.46% | 27.74% | 29.8% | 28.47% | 24.49% | 19.79% | 11.85% | 23.96% | 23.55% | 23.13% | 35.82% | 34.96% | 29.51% | 32.2% | 38.63% | 24.27% | 24.86% |
| Net Income Growth % | 14.76% | -6.61% | 20.4% | 21.77% | 57% | 251.88% | 27.88% | 11.33% | -15.47% | -74.77% | -34.93% | -18.68% | -23.45% | -7.68% | 58.07% | 23.28% | 66.62% | 65.69% | -11.53% | 71.32% |
| Net Income (Continuing) | 6.66M | 5.78M | 6.95M | 5.98M | 5.81M | 6.19M | 5.77M | 4.91M | 3.7M | 1.76M | 4.51M | 4.41M | 4.38M | 6.97M | 6.94M | 5.43M | 5.71M | 7.55M | 4.39M | 4.4M |
| EPS (Diluted) | 1.03 | 0.89 | 1.07 | 0.92 | 0.89 | 0.95 | 0.89 | 0.75 | 0.56 | 0.26 | 0.67 | 0.66 | 0.65 | 1.04 | 1.04 | 0.82 | 0.86 | 1.14 | 0.66 | 0.66 |
| EPS Growth % | 15.73% | -6.32% | 20.22% | 22.67% | 58.93% | 265.38% | 32.84% | 13.64% | -13.85% | -75% | -35.58% | -19.51% | -24.42% | -8.77% | 57.58% | 24.24% | 75.51% | 58.33% | -5.71% | 78.38% |
| EPS (Basic) | 1.03 | 0.89 | 1.07 | 0.92 | 0.90 | 0.96 | 0.89 | 0.75 | 0.56 | 0.26 | 0.67 | 0.66 | 0.66 | 1.05 | 1.04 | 0.82 | 0.86 | 1.14 | 0.66 | 0.66 |
| Diluted Shares Outstanding | 6.49M | 6.51M | 6.51M | 6.51M | 6.5M | 6.48M | 6.48M | 6.54M | 6.66M | 6.65M | 6.73M | 6.72M | 6.7M | 6.69M | 6.67M | 6.66M | 6.64M | 6.63M | 6.62M | 6.62M |