Grupo Financiero Galicia S.A. (GGAL) Earnings History
Elite Compounder26 years of earnings data (2000–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Grupo Financiero Galicia S.A. (GGAL) Earnings Overview
As of June 22, 2026, Grupo Financiero Galicia S.A. (GGAL) reported trailing twelve-month net income of $183.72B, reflecting -88.0% year-over-year growth. The company earned $1143.76 per diluted share over the past four quarters, with a net profit margin of 1.7%.
Looking at the long-term picture, GGAL's 5-year EPS compound annual growth rate (CAGR) stands at +39.6%, indicating exceptional earnings growth. The company achieved its highest annual net income of $1.62T in fiscal 2024.
Grupo Financiero Galicia S.A. maintains positive profitability with a gross margin of 41.3%, operating margin of 2.5%, and net margin of 1.7%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including BMA ($371.55B net income, 5.8% margin), BBAR ($302.16B net income, 5.6% margin), SUPV ($1.79B net income, -2.4% margin), GGAL has room to improve margins relative to the peer group. Compare GGAL vs BMA →
GGAL Earnings vs Peers
Earnings metrics vs comparable public companies
GGAL Historical Earnings Data (2000–2025)
26 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $228.40B | -85.9% | $335.59B | $1422.00 | 1.7% | 2.5% |
| 2024 | $1.62T | +121.3% | $2.21T | $11868.00 | 15.3% | 20.8% |
| 2023 | $734.24B | +122.9% | $1.18T | $5405.60 | 5.3% | 8.5% |
| 2022 | $329.38B | +74.6% | $444.45B | $1025.70 | 3.9% | 5.2% |
| 2021 | $188.62B | +154.9% | $288.14B | $1279.00 | 6.6% | 10.1% |
| 2020 | $74.01B | +51.9% | $136.13B | $268.60 | 8.5% | 15.7% |
| 2019 | $48.72B | +771.2% | $82.51B | $208.60 | 9.6% | 16.2% |
| 2018 | -$7.26B | -169.5% | $7.07B | $-34.20 | -2.7% | 2.6% |
| 2017 | $10.45B | +73.7% | $22.95B | $133.30 | 7.1% | 15.5% |
| 2016 | $6.02B | +38.7% | $9.37B | $46.30 | 12.2% | 19.0% |
| 2015 | $4.34B | +30.0% | $7.14B | $33.40 | 12.4% | 20.5% |
| 2014 | $3.34B | +83.0% | $5.33B | $25.70 | 12.6% | 20.1% |
| 2013 | $1.82B | +36.5% | $3.06B | $14.50 | 10.2% | 17.1% |
| 2012 | $1.34B | +20.7% | $0 | $10.80 | 13.9% | 0.0% |
| 2011 | $1.11B | +170.7% | $0 | $8.90 | 15.6% | 0.0% |
| 2010 | $409M | +78.3% | $0 | $3.30 | 9.0% | 0.0% |
| 2009 | $229M | +29.7% | $0 | $1.80 | 5.4% | 0.0% |
| 2008 | $177M | +284.1% | $0 | $1.40 | 5.5% | 0.0% |
| 2007 | $46M | +343.7% | $0 | $0.37 | 2.1% | 0.0% |
| 2006 | -$19M | -117.6% | $75M | $-0.15 | -0.6% | 2.2% |
| 2005 | $107M | +196.8% | $126M | $0.86 | 3.2% | 3.8% |
| 2004 | -$111M | +50.4% | -$67M | $-0.93 | -4.5% | -2.7% |
| 2003 | -$223M | +92.1% | -$223M | $-2.00 | -8.5% | -8.5% |
| 2002 | -$2.82B | -2449.9% | -$2.76B | $-25.80 | -42.9% | -41.9% |
| 2001 | $120M | +33.5% | $192M | $11.00 | 4.8% | 7.7% |
| 2000 | $90M | - | $0 | $8.80 | 13.8% | 0.0% |
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GGAL — Frequently Asked Questions
Quick answers to the most common questions about buying GGAL stock.
What is GGAL earnings per share (EPS)?
GGAL trailing twelve-month (TTM) diluted EPS is $1143.76, reflecting -88.0% year-over-year growth. The 5-year EPS CAGR is +39.6%. Complete EPS history from 2000 to 2025 is available in the table on this page.
What is Grupo Financiero Galicia S.A.'s net income?
Grupo Financiero Galicia S.A. (GGAL) trailing twelve-month net income is $183.7B as of 2025. Earnings declined -88.0% year-over-year. Grupo Financiero Galicia S.A. has been profitable for 7 consecutive years.
Is GGAL profitable?
Yes, GGAL is profitable with a TTM net income of $183.7B and a net profit margin of +1.7%. Grupo Financiero Galicia S.A. has generated profits for 7 consecutive years.
What is GGAL's earnings growth rate?
GGAL compound annual EPS growth rates (CAGR): 1-Year: -88.0%, 3-Year: +11.5%, 5-Year: +39.6%, 10-Year: +45.5%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2000 to 2025.
What are GGAL's profit margins?
Grupo Financiero Galicia S.A. net profit margin is +1.7%, operating margin is +2.5%, and gross margin is +41.3%. Below-average margins reflect competitive or cost pressures. Return on Equity is +3.3%.
Is GGAL growing earnings?
GGAL earnings are declining — EPS fell -88.0% year-over-year. TTM net income dropped to $183.7B. This contrasts with the 5-year CAGR of +39.6%.
What was GGAL's best earnings year?
Grupo Financiero Galicia S.A.'s highest annual net income on record is $1.6T, achieved in fiscal year 2024. Earnings history on this page spans 2000 to 2025 and includes all annual and quarterly figures.
What were GGAL's earnings last quarter?
GGAL's most recent reported quarter was Q4 2025. Net income was $-63.8B with diluted EPS of $-391.80. For a full breakdown of all quarters, see the quarterly earnings table on this page.