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GNWGenworth Financial, Inc.
$8.95$3.4B
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Genworth Financial, Inc. (GNW) Quarterly Financial Ratios

Last 48 quarters of trend data · Financial Services · Insurance - Life

← View 30-Year Annual Ratios

Valuation Multiples

Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.

Genworth Financial, Inc.'s quarterly P/E stands at 16.9x, up 24.1% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has compressed 22.1% YoY to 3.4x, reflecting multiple compression or accelerating EBITDA.

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
P/E Ratio →16.5716.92451.507.9516.2113.63—8.568.885.19—24.424.31
—+24.1%—-7.2%+82.5%+162.9%—-64.9%+106.1%-50.4%—+458.1%+51.4%
P/S Ratio0.540.450.600.490.470.420.440.400.380.390.400.380.32
—+6.7%+37.0%+21.3%+22.5%+7.4%+9.0%+6.7%+20.5%+14.2%+13.0%+54.0%+30.3%
P/B Ratio0.380.320.370.370.330.310.320.320.280.330.360.310.29
—+4.9%+14.7%+16.1%+16.7%-5.0%-11.3%+4.9%-1.6%+6.8%+13.5%+73.4%+100.3%
P/FCF10.548.784.4710.57135.3422.0527.904.6495.07—5.112.622.32
—-60.2%-84.0%+128.0%+42.4%—+446.4%+77.2%+4004.1%—+209.9%+80.7%+119.0%
EV / EBITDA5.563.3717.374.144.924.327.573.283.312.37—4.871.82
—-22.1%+129.4%+26.4%+48.4%+82.2%—-32.8%+82.3%-4.3%—+160.1%+11.6%
EV / EBIT6.75—17.374.144.924.327.573.283.312.37—4.871.82
——+129.4%+26.4%+48.4%+82.2%—-32.8%+82.3%-4.3%—+160.1%+11.6%

Profitability

Quarterly margins and returns. Watch for margin compression across consecutive quarters.

Genworth Financial, Inc.'s operating margin was 4.5% in Q1 2026, up 3.3 pp QoQ and down 2.6 pp YoY.

Margins

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
Gross Margin24.3%—20.8%6.9%4.7%8.1%1.3%8.3%7.9%13.3%-12.2%4.9%12.4%
——+1530.4%-17.0%-39.9%-39.3%+110.5%+67.8%-36.4%+16.0%-185.9%-57.0%-9.2%
Operating Margin6.8%4.5%1.2%8.8%7.2%7.1%3.2%8.7%8.3%12.8%-11.6%5.0%11.8%
—-36.5%-62.3%+0.3%-12.3%-44.6%+127.5%+74.6%-30.0%+11.8%-183.6%-58.9%-15.9%
Net Margin3.5%4.5%0.1%6.2%3.0%3.0%-0.1%4.6%4.4%7.5%-11.3%1.6%7.3%
—+48.2%+330.6%+34.4%-32.7%-59.7%+99.5%+186.1%-40.0%+12.8%-221.3%-78.6%-14.8%

Return on Capital

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
ROE2.3%0.8%0.0%1.2%0.5%0.6%-0.0%0.9%0.8%1.6%-2.5%0.3%1.7%
—+44.4%+290.7%+29.6%-37.1%-65.0%+99.6%+170.1%-49.8%+9.9%-229.7%-71.9%+44.8%
ROA0.3%0.1%0.0%0.1%0.1%0.1%-0.0%0.1%0.1%0.2%-0.2%0.0%0.2%
—+47.6%+309.1%+38.5%-32.1%-59.8%+99.5%+187.9%-43.2%+14.5%-220.7%-78.7%-13.1%
ROIC3.6%0.7%0.1%1.3%1.0%1.0%0.5%1.4%1.2%2.2%-2.0%0.8%2.1%
—-31.9%-68.9%-4.0%-18.7%-52.5%+123.3%+63.3%-41.7%+13.3%-194.4%-42.5%+52.6%

Leverage & Debt

Quarterly solvency trend — watch for debt spikes or covenant pressure.

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
Debt / Equity0.15—0.150.150.160.160.160.170.170.180.190.180.19
——-3.8%-7.5%-7.0%-11.8%-15.3%-7.3%-13.7%-8.6%-1.1%+11.8%+37.3%
Debt / EBITDA2.88—34.397.9610.079.9918.518.199.045.94—13.356.40
——+85.7%-2.8%+11.3%+68.4%—-38.6%+41.2%-11.7%—+102.5%+3.3%
Current Ratio1.91—1.911.89—1.79———————
—————————————
Quick Ratio1.91—1.911.89—1.79———————
—————————————
Interest Coverage5.123.201.697.075.815.853.046.755.778.87-6.234.008.62
—————————————

Download Financial Ratios Data

Includes 30+ ratios · 48 years · Updated daily

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GNW — Frequently Asked Questions

Quick answers to the most common questions about buying GNW stock.

What is Genworth Financial, Inc.'s quarterly P/E ratio trend?

Genworth Financial, Inc.'s current P/E is 16.6x. The average P/E over the last 4 quarters is 123.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.

How do Genworth Financial, Inc.'s margins change by quarter?

Genworth Financial, Inc.'s current operating margin is 6.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.

Why look at GNW quarterly ratios instead of annual?

Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Genworth Financial, Inc.'s business trajectory between earnings reports.