Genworth Financial, Inc. (GNW) quarterly income statement — complete revenue, gross profit & net income history
Genworth Financial, Inc. (GNW) annual income statement — 24-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 1.9B | 1.72B | 1.49B | 1.87B | 1.73B | 1.78B | 1.72B | 1.84B | 1.73B | 1.84B | 1.87B | 1.8B | 1.88B | 1.83B | 1.87B | 1.81B | 1.85B | 1.85B | 1.91B | 2.01B |
| Revenue Growth % | 10.08% | -3.09% | -13.3% | 1.57% | -0.35% | -3.58% | -7.91% | 2.44% | -7.57% | 0.99% | -0.16% | -0.55% | 1.08% | -1.35% | -2.09% | -9.99% | -9.11% | -5.13% | -12.21% | -12.07% |
| Medical Costs & Claims | 0 | 1.22B | 1.18B | 1.74B | 1.65B | 1.63B | 1.7B | 1.69B | 1.6B | 1.6B | 2.1B | 1.71B | 1.64B | 1.62B | 1.61B | 1.6B | 1.6B | 1.58B | 1.45B | 1.66B |
| Medical Cost Ratio % | 0% | 71.04% | 79.17% | 93.11% | 95.25% | 91.9% | 98.72% | 91.7% | 92.09% | 86.66% | 112.19% | 95.06% | 87.57% | 88.5% | 85.8% | 88.51% | 86.31% | 85.14% | 75.8% | 82.65% |
| Gross Profit | 1.9B | 499M | 311M | 129M | 82M | 144M | 22M | 153M | 137M | 246M | -228M | 89M | 233M | 210M | 266M | 208M | 254M | 275M | 463M | 349M |
| Gross Margin % | 100% | 28.96% | 20.83% | 6.89% | 4.75% | 8.1% | 1.28% | 8.3% | 7.91% | 13.34% | -12.19% | 4.94% | 12.43% | 11.5% | 14.2% | 11.49% | 13.69% | 14.86% | 24.2% | 17.35% |
| Gross Profit Growth % | 2218.29% | 246.53% | 1313.64% | -15.69% | -40.15% | -41.46% | 109.65% | 71.91% | -41.2% | 17.14% | -185.71% | -57.21% | -8.27% | -23.64% | -42.55% | -40.4% | -30.03% | 10% | 31.16% | -36.31% |
| Operating Expenses | 1.79B | 388M | 293M | -35M | -43M | 18M | -33M | -8M | -6M | 10M | -11M | -1M | 12M | 1M | 6M | -12M | -6M | -16M | 208M | -24M |
| OpEx / Revenue % | 94.27% | 22.52% | 19.62% | -1.87% | -2.49% | 1.01% | -1.92% | -0.43% | -0.35% | 0.54% | -0.59% | -0.06% | 0.64% | 0.05% | 0.32% | -0.66% | -0.32% | -0.86% | 10.87% | -1.19% |
| Depreciation & Amortization | 0 | 55M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Combined Ratio % | 94.27% | 93.56% | 98.79% | 91.24% | 92.76% | 92.91% | 96.81% | 91.27% | 91.75% | 87.2% | 111.6% | 95% | 88.21% | 88.55% | 86.12% | 87.85% | 85.98% | 84.28% | 86.67% | 81.45% |
| Operating Income | 109M | 111M | 18M | 164M | 125M | 126M | 55M | 161M | 143M | 236M | -217M | 90M | 221M | 209M | 260M | 220M | 260M | 291M | 255M | 373M |
| Operating Margin % | 5.73% | 6.44% | 1.21% | 8.76% | 7.24% | 7.09% | 3.19% | 8.73% | 8.25% | 12.8% | -11.6% | 5% | 11.79% | 11.45% | 13.88% | 12.15% | 14.02% | 15.72% | 13.33% | 18.55% |
| Operating Income Growth % | -12.8% | -11.9% | -67.27% | 1.86% | -12.59% | -46.61% | 125.35% | 78.89% | -35.29% | 12.92% | -183.46% | -59.09% | -15% | -28.18% | 1.96% | -41.02% | -18.75% | 24.89% | -32.89% | -29.89% |
| EBITDA | 135M | 166M | 44M | 191M | 151M | 152M | 82M | 189M | 173M | 266M | -187M | 120M | 250M | 238M | 288M | 246M | 286M | 317M | 286M | 408M |
| EBITDA Margin % | 7.1% | 9.63% | 2.95% | 10.2% | 8.74% | 8.55% | 4.76% | 10.25% | 9.98% | 14.43% | -10% | 6.67% | 13.33% | 13.03% | 15.38% | 13.59% | 15.42% | 17.13% | 14.95% | 20.29% |
| Interest Expense | 26M | 25M | 26M | 27M | 26M | 26M | 27M | 28M | 30M | 30M | 30M | 30M | 29M | 29M | 28M | 26M | 26M | 26M | 31M | 35M |
| Non-Operating Income | -26M | -25M | -26M | -27M | -26M | -26M | -27M | -28M | -30M | -30M | -30M | -30M | -29M | -29M | -28M | -26M | -26M | -26M | -31M | -35M |
| Pretax Income | 109M | 111M | 18M | 164M | 125M | 126M | 55M | 161M | 143M | 236M | -217M | 90M | 221M | 209M | 260M | 220M | 260M | 291M | 255M | 373M |
| Pretax Margin % | 5.73% | 6.44% | 1.21% | 8.76% | 7.24% | 7.09% | 3.19% | 8.73% | 8.25% | 12.8% | -11.6% | 5% | 11.79% | 11.45% | 13.88% | 12.15% | 14.02% | 15.72% | 13.33% | 18.55% |
| Income Tax | 26M | 31M | 4M | 9M | 35M | 36M | 20M | 40M | 32M | 66M | -36M | 30M | 55M | 55M | 56M | 54M | 62M | 68M | 62M | 67M |
| Effective Tax Rate % | 23.85% | 27.93% | 22.22% | 5.49% | 28% | 28.57% | 36.36% | 24.84% | 22.38% | 27.97% | 16.59% | 33.33% | 24.89% | 26.32% | 21.54% | 24.55% | 23.85% | 23.37% | 24.31% | 17.96% |
| Net Income | 47M | 47M | 2M | 116M | 51M | 54M | -1M | 85M | 76M | 139M | -212M | 29M | 137M | 122M | 175M | 136M | 159M | 191M | 163M | 314M |
| Net Margin % | 2.47% | 2.73% | 0.13% | 6.19% | 2.95% | 3.04% | -0.06% | 4.61% | 4.39% | 7.54% | -11.34% | 1.61% | 7.31% | 6.68% | 9.34% | 7.51% | 8.57% | 10.32% | 8.52% | 15.61% |
| Net Income Growth % | -7.84% | -12.96% | 300% | 36.47% | -32.89% | -61.15% | 99.53% | 193.1% | -44.53% | 13.93% | -221.14% | -78.68% | -13.84% | -36.13% | 7.36% | -56.69% | -33.75% | 2.14% | -38.95% | -24.88% |
| EPS (Diluted) | 0.13 | 0.12 | 0.01 | 0.28 | 0.12 | 0.13 | -0.00 | 0.20 | 0.17 | 0.31 | -0.47 | 0.06 | 0.29 | 0.12 | 0.35 | 0.20 | 0.31 | 0.29 | 0.32 | 0.61 |
| EPS Growth % | 8.33% | -7.69% | - | 40% | -29.41% | -58.06% | 99.51% | 233.33% | -41.38% | 158.33% | -234.29% | -70% | -6.45% | -58.62% | 9.38% | -67.21% | -34.04% | -21.62% | -38.46% | -25.61% |
| EPS (Basic) | 0.13 | 0.12 | 0.01 | 0.29 | 0.12 | 0.13 | -0.00 | 0.20 | 0.17 | 0.31 | -0.47 | 0.06 | 0.29 | 0.13 | 0.35 | 0.21 | 0.31 | 0.29 | 0.32 | 0.62 |
| Diluted Shares Outstanding | 386.3M | 393.7M | 396.4M | 413.3M | 417.5M | 422.9M | 431M | 435.8M | 440.7M | 450.3M | 449.4M | 466M | 478.1M | 500.1M | 503.2M | 509.4M | 514.2M | 517.4M | 515.6M | 514.2M |