Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Home Federal Bancorp, Inc. of Louisiana's quarterly P/E stands at 8.3x, down 12.4% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has expanded 26.8% YoY to 4.8x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 16.11 | 8.33 | 6.62 | 8.95 | 13.59 | 9.51 | 10.16 | 13.65 | 13.40 | 10.86 | 9.29 | 8.77 | 12.55 |
| — | -12.4% | -34.8% | -34.5% | +1.5% | -12.5% | +9.3% | +55.6% | +6.7% | +39.7% | +3.3% | -44.7% | -10.5% | |
| P/S Ratio | 1.93 | 1.66 | 1.22 | 1.27 | 1.27 | 1.19 | 1.21 | 1.06 | 1.19 | 1.35 | 1.33 | 1.33 | 1.79 |
| — | +39.8% | +0.8% | +19.9% | +7.1% | -12.0% | -9.4% | -20.7% | -33.5% | -33.8% | -44.6% | -55.6% | -45.5% | |
| P/B Ratio | 1.14 | 0.97 | 0.74 | 0.76 | 0.74 | 0.72 | 0.71 | 0.66 | 0.76 | 0.84 | 0.89 | 0.86 | 1.07 |
| — | +35.1% | +4.0% | +14.6% | -2.6% | -14.9% | -20.1% | -23.2% | -29.1% | -23.6% | -30.4% | -33.1% | -21.9% | |
| P/FCF | 11.50 | 4.88 | 3.79 | 10.40 | 10.35 | 3.73 | 11.27 | 5.91 | — | — | 6.30 | 3.41 | 4.34 |
| — | +30.6% | -66.3% | +76.0% | — | — | +78.9% | +73.0% | — | — | +76.3% | -82.7% | +107.2% | |
| EV / EBITDA | 8.34 | 4.80 | 2.07 | 3.80 | 2.62 | 3.79 | 0.65 | 5.92 | 8.23 | 10.21 | 7.07 | 4.46 | 4.03 |
| — | +26.8% | +219.6% | -35.8% | -68.1% | -62.9% | -90.8% | +32.9% | +104.1% | +139.2% | +78.6% | -8.0% | +867.6% | |
| EV / EBIT | 10.79 | 4.80 | 2.42 | 4.79 | 3.63 | 4.77 | 0.84 | 8.13 | 11.08 | 15.68 | 8.11 | 5.07 | 4.90 |
| — | +0.5% | +186.8% | -41.1% | -67.2% | -69.6% | -89.6% | +60.4% | +125.9% | +234.2% | +81.3% | -9.5% | +929.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Home Federal Bancorp, Inc. of Louisiana's operating margin was 25.2% in Q2 2026, up 1.7 pp QoQ and up 10.3 pp YoY. This marks the 4th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 19.8% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 8.0% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 63.9% | 66.7% | 67.6% | 67.3% | 65.2% | 61.8% | 61.4% | 57.8% | 58.2% | 61.4% | 67.0% | 70.1% | 77.4% |
| — | +8.0% | +10.1% | +16.5% | +12.0% | +0.6% | -8.3% | -17.7% | -24.8% | -28.7% | -21.9% | -20.3% | -16.1% | |
| Operating Margin | 14.4% | 25.2% | 23.4% | 18.8% | 12.1% | 14.9% | 11.7% | 9.9% | 10.9% | 9.9% | 18.1% | 19.5% | 17.8% |
| — | +69.1% | +99.7% | +88.8% | +11.1% | +50.8% | -35.3% | -49.1% | -39.0% | -70.0% | -32.4% | -13.6% | -36.8% | |
| Net Margin | 12.0% | 19.9% | 18.6% | 14.2% | 9.4% | 12.6% | 11.7% | 7.7% | 8.8% | 12.3% | 14.4% | 15.3% | 14.2% |
| — | +58.6% | +58.0% | +85.1% | +8.0% | +2.6% | -18.7% | -49.8% | -38.3% | -53.0% | -45.8% | -19.1% | -39.1% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.2% | 2.9% | 2.9% | 2.1% | 1.4% | 1.9% | 1.8% | 1.2% | 1.4% | 1.9% | 2.4% | 2.5% | 2.1% |
| — | +55.4% | +62.7% | +77.3% | -1.1% | -3.1% | -27.2% | -51.5% | -35.2% | -45.6% | -28.1% | +22.8% | -10.8% | |
| ROA | 0.6% | 0.3% | 0.3% | 0.2% | 0.1% | 0.2% | 0.1% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% |
| — | +63.2% | +74.6% | +92.8% | +8.0% | +8.3% | -19.4% | -46.7% | -32.9% | -48.5% | -35.3% | +1.9% | -24.5% | |
| ROIC | 5.9% | 2.6% | 2.5% | 2.0% | 1.2% | 1.5% | 1.2% | 1.0% | 1.1% | 0.9% | 1.9% | 1.9% | 1.6% |
| — | +68.4% | +114.4% | +93.3% | +16.0% | +67.2% | -36.9% | -45.7% | -34.1% | -68.6% | -18.7% | +10.2% | -21.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Home Federal Bancorp, Inc. of Louisiana's Debt/EBITDA ratio is 1.9x, up from 1.7x last quarter — comfortably within a safe range. The current ratio has weakened 56.7% YoY to 0.04x, tightening the short-term liquidity position. Debt/Equity has declined for 3 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.10 | 0.13 | 0.16 | 0.29 | 0.27 | 0.17 | 0.36 |
| — | -6.6% | -30.3% | -45.3% | -54.8% | -74.1% | -62.0% | -21.6% | -55.6% | +89.2% | +75.1% | +178.3% | +445.5% | |
| Debt / EBITDA | 0.66 | 1.89 | 1.70 | 2.04 | 3.03 | 2.63 | 4.51 | 6.18 | 6.96 | 12.15 | 7.67 | 4.69 | 11.26 |
| — | -28.0% | -62.3% | -67.0% | -56.4% | -78.4% | -41.2% | +31.8% | -38.2% | +290.9% | +102.9% | +117.5% | +457.6% | |
| Current Ratio | 0.10 | 0.04 | 0.05 | 0.10 | 0.12 | 0.09 | 0.13 | 0.08 | 0.07 | 0.08 | 0.09 | 0.10 | 0.15 |
| — | -56.7% | -60.2% | +25.3% | +68.3% | +14.7% | +50.3% | -24.4% | -53.1% | -20.1% | -35.0% | -24.6% | -24.9% | |
| Quick Ratio | 0.10 | 0.04 | 0.05 | 0.10 | 0.12 | 0.09 | 0.13 | 0.08 | 0.07 | 0.08 | 0.09 | 0.10 | 0.15 |
| — | -56.7% | -60.2% | +25.3% | +68.3% | +14.7% | +50.3% | -24.4% | -53.1% | -20.1% | -35.0% | -24.6% | -24.9% | |
| Interest Coverage | 0.39 | 0.79 | 0.73 | 0.58 | 0.35 | 0.39 | 0.28 | 0.24 | 0.26 | 0.25 | 0.55 | 0.70 | 0.87 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying HFBL stock.
Home Federal Bancorp, Inc. of Louisiana's current P/E is 16.1x. The average P/E over the last 4 quarters is 9.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Home Federal Bancorp, Inc. of Louisiana's current operating margin is 14.4%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Home Federal Bancorp, Inc. of Louisiana's business trajectory between earnings reports.