Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.89 | 9.99 | 11.16 | 9.01 | 8.33 | 6.62 | 8.95 | 13.59 | 9.51 | 10.16 | 13.65 | 13.40 | 10.86 | 9.29 | 8.77 | 12.55 | 7.78 | 9.00 | 15.85 | 14.02 | 14.99 |
| — | +50.9% | +24.8% | -33.7% | -12.4% | -34.8% | -34.5% | +1.5% | -12.5% | +9.3% | +55.6% | +6.7% | +39.7% | +3.3% | -44.7% | -10.5% | -48.1% | -27.0% | +20.3% | +46.5% | +74.3% | |
| P/S Ratio | 2.92 | 2.86 | 2.55 | 2.46 | 2.44 | 1.79 | 1.87 | 1.95 | 1.91 | 2.06 | 1.81 | 2.04 | 2.21 | 1.99 | 1.85 | 2.25 | 2.31 | 2.61 | 3.23 | 3.55 | 3.43 |
| — | +59.7% | +36.8% | +25.9% | +28.0% | -13.2% | +3.0% | -4.3% | -13.6% | +3.4% | -2.1% | -9.4% | -4.3% | -23.6% | -42.7% | -36.7% | -32.8% | -18.3% | -6.0% | +45.8% | +66.7% | |
| P/B Ratio | 1.20 | 1.29 | 1.10 | 0.92 | 0.97 | 0.74 | 0.76 | 0.74 | 0.72 | 0.71 | 0.66 | 0.76 | 0.84 | 0.89 | 0.86 | 1.07 | 1.10 | 1.28 | 1.29 | 1.37 | 1.33 |
| — | +74.5% | +44.2% | +24.3% | +35.1% | +4.0% | +14.6% | -2.6% | -14.9% | -20.1% | -23.2% | -29.1% | -23.6% | -30.4% | -33.1% | -21.9% | -17.0% | +4.5% | -0.2% | +31.4% | +40.3% | |
| P/FCF | 9.22 | — | 4.96 | — | 4.89 | 3.79 | 10.40 | 10.35 | 3.73 | 11.27 | 5.91 | — | — | 6.30 | 3.41 | 4.34 | 25.27 | 3.57 | 19.71 | 2.10 | 221.25 |
| — | — | -52.3% | — | +30.9% | -66.3% | +76.0% | — | — | +78.9% | +73.0% | — | — | +76.3% | -82.7% | +107.2% | -88.6% | +7.8% | +979.4% | +26.9% | -85.4% | |
| EV / EBITDA | 4.60 | 5.84 | 3.72 | 5.03 | 4.17 | 2.07 | 3.80 | 2.62 | 3.79 | 0.65 | 5.92 | 8.23 | 10.21 | 7.07 | 4.46 | 4.03 | 4.27 | 3.96 | 4.84 | -0.53 | 0.09 |
| — | +181.5% | -2.1% | +91.5% | +10.1% | +219.6% | -35.8% | -68.1% | -62.9% | -90.8% | +32.9% | +104.1% | +139.2% | +78.6% | -8.0% | +867.6% | +4461.2% | +191.9% | +226.0% | +90.4% | +102.7% | |
| EV / EBIT | 5.07 | 5.84 | 4.52 | 6.36 | 4.80 | 2.42 | 4.79 | 3.63 | 4.77 | 0.84 | 8.13 | 11.08 | 15.68 | 8.11 | 5.07 | 4.90 | 4.69 | 4.47 | 5.61 | -0.59 | 0.11 |
| — | +141.6% | -5.8% | +75.2% | +0.5% | +186.8% | -41.1% | -67.2% | -69.6% | -89.6% | +60.4% | +125.9% | +234.2% | +81.3% | -9.5% | +929.3% | +4353.4% | +193.8% | +241.8% | +90.1% | +102.8% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.6% | 95.9% | 97.3% | 100.0% | 98.1% | 99.3% | 99.2% | 99.9% | 99.1% | 104.7% | 99.1% | 99.8% | 100.3% | 100.0% | 97.5% | 97.5% | 97.4% | 92.8% | 94.7% | 100.0% | 98.8% |
| — | -3.4% | -1.9% | +0.1% | -1.0% | -5.2% | +0.1% | +0.1% | -1.2% | +4.7% | +1.7% | +2.4% | +3.0% | +7.8% | +2.9% | -2.5% | -1.4% | -7.2% | -4.3% | +8.8% | +10.0% | |
| Operating Margin | 32.1% | 36.1% | 29.6% | 21.6% | 37.0% | 34.4% | 27.6% | 18.5% | 23.9% | 20.0% | 17.0% | 18.6% | 16.1% | 27.0% | 27.1% | 22.4% | 37.2% | 29.0% | 24.3% | 30.6% | 28.6% |
| — | +4.9% | +7.0% | +17.0% | +54.9% | +72.0% | +62.2% | -0.7% | +48.1% | -26.1% | -37.1% | -17.0% | -56.7% | -6.7% | +11.4% | -26.6% | +29.8% | -12.2% | -26.1% | -6.2% | -5.7% | |
| Net Margin | 25.4% | 28.7% | 22.6% | 27.2% | 29.3% | 27.2% | 21.0% | 14.5% | 20.2% | 20.0% | 13.2% | 15.0% | 20.0% | 21.6% | 21.3% | 17.9% | 29.5% | 28.8% | 20.4% | 25.2% | 22.8% |
| — | +5.4% | +7.9% | +88.0% | +45.3% | +36.1% | +59.1% | -3.5% | +0.7% | -7.1% | -38.1% | -16.0% | -32.2% | -25.2% | +4.3% | -29.2% | +29.4% | +10.1% | -21.9% | -0.9% | -4.0% |
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.8% | 3.3% | 2.4% | 2.5% | 2.9% | 2.9% | 2.1% | 1.4% | 1.9% | 1.8% | 1.2% | 1.4% | 1.9% | 2.4% | 2.5% | 2.1% | 3.6% | 3.4% | 2.0% | 2.4% | 2.2% |
| — | +13.7% | +13.9% | +84.7% | +55.4% | +62.7% | +77.3% | -1.1% | -3.1% | -27.2% | -51.5% | -35.2% | -45.6% | -28.1% | +22.8% | -10.8% | +62.8% | +32.1% | -17.7% | -12.0% | -19.8% | |
| ROA | 1.0% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.2% | 0.1% | 0.2% | 0.1% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% |
| — | +13.4% | +15.8% | +91.2% | +63.2% | +74.6% | +92.8% | +8.0% | +8.3% | -19.4% | -46.7% | -32.9% | -48.5% | -35.3% | +1.9% | -24.5% | +43.1% | +19.3% | -20.2% | -13.6% | -20.7% | |
| ROIC | 9.6% | 2.6% | 2.2% | 1.4% | 2.6% | 2.5% | 2.0% | 1.2% | 1.5% | 1.2% | 1.0% | 1.1% | 0.9% | 1.9% | 1.9% | 1.6% | 2.9% | 2.3% | 1.7% | 2.0% | 1.9% |
| — | +2.9% | +12.4% | +13.9% | +68.4% | +114.4% | +93.3% | +16.0% | +67.2% | -36.9% | -45.7% | -34.1% | -68.6% | -18.7% | +10.2% | -21.2% | +51.2% | +0.9% | -22.2% | -16.6% | -20.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.06 | 0.30 | 0.06 | 0.10 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.10 | 0.13 | 0.16 | 0.29 | 0.27 | 0.17 | 0.36 | 0.15 | 0.15 | 0.06 | 0.07 | 0.08 |
| — | +322.7% | -16.5% | +31.0% | -6.6% | -30.3% | -45.3% | -54.8% | -74.1% | -62.0% | -21.6% | -55.6% | +89.2% | +75.1% | +178.3% | +445.5% | +91.2% | +188.3% | -1.9% | +3.5% | -5.0% | |
| Debt / EBITDA | 0.40 | 7.31 | 1.57 | 3.76 | 1.64 | 1.70 | 2.04 | 3.03 | 2.63 | 4.51 | 6.18 | 6.96 | 12.15 | 7.67 | 4.69 | 11.26 | 3.11 | 3.78 | 2.16 | 2.02 | 2.54 |
| — | +329.6% | -23.0% | +24.1% | -37.4% | -62.3% | -67.0% | -56.4% | -78.4% | -41.2% | +31.8% | -38.2% | +290.9% | +102.9% | +117.5% | +457.6% | +22.2% | +151.6% | +19.1% | +18.6% | +16.2% | |
| Current Ratio | 17913.35 | — | 260.13 | 0.05 | 0.04 | 0.05 | 0.10 | 0.12 | 0.09 | 0.13 | 0.08 | 0.07 | 0.08 | 0.09 | 0.10 | 0.15 | 0.10 | 0.13 | 0.13 | 0.20 | 0.19 |
| — | — | +273711.4% | -53.5% | -56.7% | -60.2% | +25.3% | +68.3% | +14.7% | +50.3% | -24.4% | -53.1% | -20.1% | -35.0% | -24.6% | -24.9% | -47.7% | -48.0% | -25.7% | -24.3% | -18.5% | |
| Quick Ratio | 17913.35 | — | 260.13 | 0.05 | 0.04 | 0.05 | 0.10 | 0.12 | 0.09 | 0.13 | 0.08 | 0.07 | 0.08 | 0.09 | 0.10 | 0.15 | 0.10 | 0.13 | 0.13 | 0.20 | 0.19 |
| — | — | +273711.4% | -53.5% | -56.7% | -60.2% | +25.3% | +68.3% | +14.7% | +50.3% | -24.4% | -53.1% | -20.1% | -35.0% | -24.6% | -24.9% | -47.7% | -48.0% | -25.7% | -24.3% | -18.5% | |
| Interest Coverage | 0.73 | 0.86 | 0.70 | 0.45 | 0.79 | 0.73 | 0.58 | 0.35 | 0.39 | 0.28 | 0.24 | 0.26 | 0.25 | 0.55 | 0.70 | 0.87 | 2.82 | 3.53 | 3.16 | 3.65 | 2.95 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying HFBL stock.
Home Federal Bancorp, Inc. of Louisiana's current P/E is 10.9x. The average P/E over the last 4 quarters is 9.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Home Federal Bancorp, Inc. of Louisiana's current operating margin is 32.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Home Federal Bancorp, Inc. of Louisiana's business trajectory between earnings reports.